Bihar - आरबीआई - Reserve Bank of India
Bihar
Table No.5.7 - State and Population Group-Wise Classification of Outstanding |
EASTERN REGION | |||||||||||||||||
| | | | (Amount in Rupees Lakh) | |||||||||||||
RURAL | SEMI-URBAN | ||||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||||||||||
Accounts | Limit | Outstanding | | Accounts | Limit | Outstanding | |||||||||||
| | | 1 | 2 | 3 | | 4 | 5 | 6 | ||||||||
I. | AGRICULTURE | 15,54,717 | 986,17 | 955,80 | 5,25,060 | 400,00 | 374,32 | ||||||||||
1. | Direct Finance | 15,42,651 | 832,11 | 778,22 | 5,21,798 | 355,52 | 343,77 | ||||||||||
2. | Indirect Finance | 12,066 | 154,05 | 177,59 | 3,262 | 44,48 | 30,54 | ||||||||||
II. | INDUSTRY | 3,49,443 | 734,74 | 657,69 | 1,09,897 | 475,49 | 449,54 | ||||||||||
1. | Mining & Quarrying | 374 | 10,73 | 7,82 | 407 | 10,44 | 10,42 | ||||||||||
2. | Food Manufacturing and Processing | 9,360 | 93,54 | 76,78 | 4,071 | 54,75 | 50,64 | ||||||||||
(a) | Rice Mills, Flour and Dal Mills | 3,041 | 19,54 | 21,69 | 1,297 | 17,56 | 16,31 | ||||||||||
(b) | Sugar | 22 | 45,82 | 25,54 | 22 | 25,32 | 21,88 | ||||||||||
(c) | Edible Oils and Vanaspati | 1,358 | 17,33 | 18,39 | 636 | 5,28 | 5,77 | ||||||||||
(d) | Tea Processing | 2 | 1 | 1 | 7 | 2 | 2 | ||||||||||
(e) | Processing of Fruits & Vegetables | 35 | 19 | 18 | 15 | 5 | 7 | ||||||||||
(f) | Others | 4,902 | 10,65 | 10,96 | 2,094 | 6,52 | 6,58 | ||||||||||
3. | Beverage and Tobacco | 125 | 2,26 | 1,59 | 91 | 1,76 | 1,29 | ||||||||||
4. | Textiles | 1,437 | 16,08 | 15,81 | 1,180 | 16,06 | 14,76 | ||||||||||
(a) | Cotton Textiles | 332 | 1,48 | 1,83 | 181 | 4,32 | 4,01 | ||||||||||
(b) | Jute Textiles | 19 | 2,59 | 1,13 | 16 | 1,69 | 1,64 | ||||||||||
(c) | Handloom Textiles & Khadi | 82 | 7,11 | 7,30 | 30 | 64 | 70 | ||||||||||
(d) | Other Textiles | 1,004 | 4,90 | 5,56 | 953 | 9,41 | 8,40 | ||||||||||
5. | Paper, Paper Products and Printing | 379 | 5,05 | 3,61 | 414 | 4,26 | 4,44 | ||||||||||
6. | Leather and Leather Products | 224 | 1,63 | 2,17 | 273 | 4,60 | 5,79 | ||||||||||
7. | Rubber and Rubber Products | 70 | 3,50 | 3,84 | 68 | 2,53 | 2,69 | ||||||||||
8. | Chemicals and Chemical Products | 407 | 19,40 | 19,77 | 513 | 17,96 | 19,44 | ||||||||||
(a) | Heavy Industrial Chemicals | 37 | 1,82 | 1,70 | 52 | 6,84 | 5,79 | ||||||||||
(b) | Fertilizers | 14 | 11,22 | 11,65 | 22 | 3,33 | 1,75 | ||||||||||
(c) | Drugs and Pharmaceuticals | 71 | 97 | 91 | 65 | 1,48 | 4,02 | ||||||||||
(d) | Non-Edible Oils | 16 | 31 | 40 | 19 | 56 | 1,72 | ||||||||||
(e) | Other Chemicals & Chemical Products | 269 | 5,07 | 5,11 | 355 | 5,73 | 6,16 | ||||||||||
9. | Petroleum, Coal Products & Nuclear Fuels | 147 | 5,35 | 5,94 | 192 | 13,55 | 11,91 | ||||||||||
10. | Manufacture of Cement & Cement Products | 196 | 5,60 | 5,38 | 144 | 6,36 | 5,48 | ||||||||||
11. | Basic Metals & Metal Products | 1,116 | 76,54 | 61,83 | 1,269 | 100,53 | 96,80 | ||||||||||
(a) | Iron and Steel | 227 | 64,85 | 50,92 | 328 | 69,64 | 67,10 | ||||||||||
(b) | Non-Ferrous Metals | 48 | 3,07 | 2,06 | 53 | 1,90 | 2,19 | ||||||||||
(c) | Other Metal Products | 841 | 8,62 | 8,85 | 888 | 28,99 | 27,51 | ||||||||||
12. | Engineering | 655 | 66,07 | 64,54 | 719 | 81,07 | 70,79 | ||||||||||
(a) | Heavy Engineering | 125 | 40,37 | 40,30 | 85 | 13,94 | 13,75 | ||||||||||
(b) | Light Engineering | 335 | 17,57 | 17,51 | 275 | 55,32 | 44,31 | ||||||||||
(c) | Electrical Machinery & Goods | 118 | 6,56 | 5,34 | 202 | 10,33 | 10,89 | ||||||||||
(d) | Electronic Machinery & Goods | 77 | 1,57 | 1,39 | 157 | 1,48 | 1,84 | ||||||||||
13. | Vehicles, Vehicle Parts & Transport | ||||||||||||||||
Equipments | 666 | 214,00 | 181,39 | 497 | 19,12 | 13,51 | |||||||||||
14. | Other Industries | 3,33,993 | 197,13 | 192,70 | 99,756 | 130,49 | 131,13 | ||||||||||
15. | Electricity, Gas & Water | 98 | 7,95 | 6,50 | 92 | 1,84 | 1,80 | ||||||||||
(a) | Electricity Generation & Transmission | 64 | 5,14 | 4,19 | 76 | 1,66 | 1,65 | ||||||||||
(b) | Non-Conventional Energy | 15 | 18 | 18 | 5 | 3 | 3 | ||||||||||
(c) | Gas, Steam & Water Supply | 19 | 2,62 | 2,12 | 11 | 15 | 13 | ||||||||||
16. | Construction | 196 | 9,92 | 8,03 | 211 | 10,18 | 8,65 | ||||||||||
III. | TRANSPORT OPERATORS | 1,21,809 | 101,07 | 97,42 | 47,919 | 70,45 | 60,90 | ||||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 1,38,392 | 86,79 | 74,86 | 41,668 | 54,13 | 49,72 | ||||||||||
V. | PERSONAL LOANS | 1,67,155 | 236,27 | 179,67 | 1,23,261 | 232,66 | 188,52 | ||||||||||
1. | Loans for Purchase of Consumer Durables | 5,472 | 8,97 | 7,69 | 15,981 | 21,79 | 18,46 | ||||||||||
2. | Loans for Housing | 7,976 | 62,15 | 39,78 | 8,561 | 64,93 | 55,37 | ||||||||||
3. | Rest of the Personal Loans | 1,53,707 | 165,16 | 132,19 | 98,719 | 145,95 | 114,69 | ||||||||||
VI. | TRADE | 8,93,244 | 492,36 | 481,77 | 3,00,638 | 301,30 | 274,39 | ||||||||||
1. | Wholesale Trade | 14,566 | 36,22 | 35,08 | 8,898 | 46,24 | 37,34 | ||||||||||
2. | Retail Trade | 8,78,678 | 456,13 | 446,69 | 2,91,740 | 255,06 | 237,05 | ||||||||||
VII. | FINANCE | 88 | 28,86 | 22,21 | 130 | 7,87 | 6,80 | ||||||||||
VIII. | ALL OTHERS | 1,58,717 | 234,34 | 115,71 | | 56,468 | 114,21 | 63,91 | |||||||||
TOTAL BANK CREDIT | 33,83,565 | 2900,60 | 2585,12 | 12,05,041 | 1656,12 | 1468,08 | |||||||||||
OF WHICH : | 1. Artisans & Village Industries | 2,49,549 | 98,54 | 92,43 | 66,678 | 35,26 | 33,91 | ||||||||||
| 2. Other Small Scale Industries | 83,690 | 192,43 | 200,52 | | 32,951 | 181,87 | 190,69 | |||||||||
| | | | | | | | | | ||||||||
URBAN | METROPOLITAN | ||||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||||||||||
Accounts | Limit | Outstanding | | Accounts | Limit | Outstanding | |||||||||||
| | | 7 | 8 | 9 | | 10 | 11 | 12 | ||||||||
I. | AGRICULTURE | 75,612 | 111,05 | 96,91 | - | - | - | ||||||||||
1. | Direct Finance | 73,712 | 68,35 | 63,88 | - | - | - | ||||||||||
2. | Indirect Finance | 1,900 | 42,70 | 33,04 | - | - | - | ||||||||||
II. | INDUSTRY | 46,507 | 639,49 | 604,26 | - | - | - | ||||||||||
1. | Mining & Quarrying | 146 | 20,66 | 19,75 | - | - | - | ||||||||||
2. | Food Manufacturing and Processing | 1,311 | 34,40 | 35,36 | - | - | - | ||||||||||
(a) | Rice Mills, Flour and Dal Mills | 365 | 9,90 | 7,44 | - | - | - | ||||||||||
(b) | Sugar | 12 | 16,49 | 18,11 | - | - | - | ||||||||||
(c) | Edible Oils and Vanaspati | 228 | 2,09 | 2,73 | - | - | - | ||||||||||
(d) | Tea Processing | 1 | - | - | - | - | - | ||||||||||
(e) | Processing of Fruits & Vegetables | 21 | 55 | 75 | - | - | - | ||||||||||
(f) | Others | 684 | 5,36 | 6,32 | - | - | - | ||||||||||
3. | Beverage and Tobacco | 41 | 2,38 | 2,34 | - | - | - | ||||||||||
4. | Textiles | 1,282 | 24,93 | 27,66 | - | - | - | ||||||||||
(a) | Cotton Textiles | 214 | 6,47 | 7,17 | - | - | - | ||||||||||
(b) | Jute Textiles | 29 | 1,72 | 1,94 | - | - | - | ||||||||||
(c) | Handloom Textiles & Khadi | 56 | 2,05 | 2,35 | - | - | - | ||||||||||
(d) | Other Textiles | 983 | 14,69 | 16,20 | - | - | - | ||||||||||
5. | Paper, Paper Products and Printing | 726 | 13,82 | 16,64 | - | - | - | ||||||||||
6. | Leather and Leather Products | 231 | 3,38 | 3,60 | - | - | - | ||||||||||
7. | Rubber and Rubber Products | 93 | 4,99 | 4,37 | - | - | - | ||||||||||
8. | Chemicals and Chemical Products | 868 | 42,89 | 38,41 | - | - | - | ||||||||||
(a) | Heavy Industrial Chemicals | 66 | 11,39 | 10,19 | - | - | - | ||||||||||
(b) | Fertilizers | 21 | 4,86 | 2,40 | - | - | - | ||||||||||
(c) | Drugs and Pharmaceuticals | 216 | 9,84 | 9,75 | - | - | - | ||||||||||
(d) | Non-Edible Oils | 14 | 50 | 42 | - | - | - | ||||||||||
(e) | Other Chemicals & Chemical Products | 551 | 16,29 | 15,65 | - | - | - | ||||||||||
9. | Petroleum, Coal Products & Nuclear Fuels | 198 | 22,88 | 20,72 | - | - | - | ||||||||||
10. | Manufacture of Cement & Cement Products | 90 | 23,27 | 23,28 | - | - | - | ||||||||||
11. | Basic Metals & Metal Products | 1,549 | 109,65 | 99,79 | - | - | - | ||||||||||
(a) | Iron and Steel | 348 | 66,73 | 61,96 | - | - | - | ||||||||||
(b) | Non-Ferrous Metals | 38 | 2,85 | 2,73 | - | - | - | ||||||||||
(c) | Other Metal Products | 1,163 | 40,08 | 35,10 | - | - | - | ||||||||||
12. | Engineering | 1,037 | 56,96 | 49,03 | - | - | - | ||||||||||
(a) | Heavy Engineering | 93 | 22,27 | 17,14 | - | - | - | ||||||||||
(b) | Light Engineering | 318 | 9,14 | 7,76 | - | - | - | ||||||||||
(c) | Electrical Machinery & Goods | 355 | 15,70 | 16,65 | - | - | - | ||||||||||
(d) | Electronic Machinery & Goods | 271 | 9,84 | 7,49 | - | - | - | ||||||||||
13. | Vehicles, Vehicle Parts & Transport | ||||||||||||||||
Equipments | 386 | 34,38 | 32,92 | - | - | - | |||||||||||
14. | Other Industries | 38,224 | 204,63 | 195,62 | - | - | - | ||||||||||
15. | Electricity, Gas & Water | 70 | 11,70 | 9,67 | - | - | - | ||||||||||
(a) | Electricity Generation & Transmission | 59 | 11,48 | 9,47 | - | - | - | ||||||||||
(b) | Non-Conventional Energy | 4 | 7 | 8 | - | - | - | ||||||||||
(c) | Gas, Steam & Water Supply | 7 | 15 | 13 | - | - | - | ||||||||||
16. | Construction | 255 | 28,60 | 25,08 | - | - | - | ||||||||||
III. | TRANSPORT OPERATORS | 19,479 | 59,79 | 60,07 | - | - | - | ||||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 19,994 | 58,17 | 52,35 | - | - | - | ||||||||||
V. | PERSONAL LOANS | 1,50,767 | 352,23 | 316,76 | - | - | - | ||||||||||
1. | Loans for Purchase of Consumer Durables | 19,949 | 31,17 | 26,65 | - | - | - | ||||||||||
2. | Loans for Housing | 14,026 | 118,21 | 111,35 | - | - | - | ||||||||||
3. | Rest of the Personal Loans | 1,16,792 | 202,85 | 178,76 | - | - | - | ||||||||||
VI. | TRADE | 1,02,735 | 307,14 | 284,78 | - | - | - | ||||||||||
1. | Wholesale Trade | 3,390 | 82,20 | 72,16 | - | - | - | ||||||||||
2. | Retail Trade | 99,345 | 224,94 | 212,62 | - | - | - | ||||||||||
VII. | FINANCE | 533 | 33,56 | 25,71 | - | - | - | ||||||||||
VIII. | ALL OTHERS | 51,711 | 107,45 | 98,73 | | - | - | - | |||||||||
TOTAL BANK CREDIT | 4,67,338 | 1668,89 | 1539,57 | - | - | - | |||||||||||
OF WHICH : | 1. Artisans & Village Industries | 10,967 | 10,43 | 12,01 | - | - | - | ||||||||||
| 2. Other Small Scale Industries | 25,397 | 239,15 | 240,97 | | - | - | - |