Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,70,183

177,30

162,20

9,48,524

935,79

910,17

1.

Direct Finance

1,68,474

164,83

156,15

9,42,287

885,17

850,45

2.

Indirect Finance

1,709

12,47

6,05

6,237

50,62

59,72

II.

INDUSTRY

23,062

170,70

155,88

1,34,272

1228,48

1072,52

1.

Mining & Quarrying

51

1,32

1,47

579

16,62

10,68

2.

Food Manufacturing and Processing

777

33,95

33,46

5,778

198,60

166,80

(a)

Rice Mills, Flour and Dal Mills

183

2,65

2,13

893

16,15

14,30

(b)

Sugar

2

93

96

8

61

63

(c)

Edible Oils and Vanaspati

144

2,88

2,50

790

17,54

14,33

(d)

Tea Processing

8

7,43

7,75

39

17,85

14,06

(e)

Processing of Fruits & Vegetables

4

4

4

271

6,41

6,06

(f)

Others

436

20,03

20,08

3,777

140,03

117,43

3.

Beverage and Tobacco

39

2,77

2,53

319

12,51

11,10

4.

Textiles

297

4,51

3,90

2,008

90,51

79,60

(a)

Cotton Textiles

25

1,82

1,80

230

35,34

34,06

(b)

Jute Textiles

10

7

3

11

31

30

(c)

Handloom Textiles & Khadi

75

92

63

92

3,96

3,22

(d)

Other Textiles

187

1,70

1,44

1,675

50,88

42,02

5.

Paper, Paper Products and Printing

106

1,23

1,11

1,253

62,38

50,32

6.

Leather and Leather Products

25

14

12

204

3,18

2,92

7.

Rubber and Rubber Products

131

40,76

38,71

1,646

108,79

89,37

8.

Chemicals and Chemical Products

223

5,46

4,51

2,189

112,82

97,99

(a)

Heavy Industrial Chemicals

13

35

25

56

10,08

9,31

(b)

Fertilizers

5

3

3

50

20,71

17,81

(c)

Drugs and Pharmaceuticals

43

69

68

446

16,96

15,13

(d)

Non-Edible Oils

5

7

6

47

11,04

10,65

(e)

Other Chemicals & Chemical Products

157

4,32

3,50

1,590

54,02

45,09

9.

Petroleum, Coal Products & Nuclear Fuels

9

12

9

57

2,36

2,18

10.

Manufacture of Cement & Cement Products

65

1,09

86

425

9,49

7,49

11.

Basic Metals & Metal Products

189

5,17

7,46

1,387

52,57

51,33

(a)

Iron and Steel

33

3,71

6,08

240

31,80

32,43

(b)

Non-Ferrous Metals

4

1

-

82

1,14

99

(c)

Other Metal Products

152

1,45

1,38

1,065

19,63

17,91

12.

Engineering

182

17,04

17,25

1,686

163,68

170,19

(a)

Heavy Engineering

10

7

6

86

5,61

5,12

(b)

Light Engineering

63

60

49

726

17,27

14,52

(c)

Electrical Machinery & Goods

51

2,34

2,19

412

114,44

124,03

(d)

Electronic Machinery & Goods

58

14,03

14,51

462

26,36

26,52

13.

Vehicles, Vehicle Parts & Transport

Equipments

195

2,48

1,95

1,050

18,51

14,29

14.

Other Industries

20,569

47,24

36,21

1,14,102

318,25

268,78

15.

Electricity, Gas & Water

14

2,15

1,67

55

2,64

1,48

(a)

Electricity Generation & Transmission

10

2,09

1,62

36

2,15

1,05

(b)

Non-Conventional Energy

4

6

6

3

12

12

(c)

Gas, Steam & Water Supply

-

-

-

16

36

31

16.

Construction

190

5,28

4,60

1,534

55,58

47,99

III.

TRANSPORT OPERATORS

6,167

70,23

51,86

35,874

394,57

303,16

IV.

PROFESSIONAL AND OTHER SERVICES

20,049

23,05

20,34

1,24,897

231,49

185,96

V.

PERSONAL LOANS

74,623

138,20

125,02

4,95,452

1142,31

1040,60

1.

Loans for Purchase of Consumer Durables

7,968

9,54

8,07

51,048

76,99

66,56

2.

Loans for Housing

4,849

37,84

33,88

38,885

303,92

275,67

3.

Rest of the Personal Loans

61,806

90,81

83,06

4,05,519

761,39

698,36

VI.

TRADE

54,338

176,35

166,07

3,24,516

949,86

806,49

1.

Wholesale Trade

489

105,53

103,89

8,177

340,11

280,51

2.

Retail Trade

53,849

70,82

62,18

3,16,339

609,75

525,98

VII.

FINANCE

19

65

21

288

50,42

34,17

VIII.

ALL OTHERS

52,951

52,48

49,02

4,03,032

447,20

413,04

TOTAL BANK CREDIT

4,01,392

808,96

730,60

24,66,855

5380,12

4766,11

OF WHICH :

1. Artisans & Village Industries

10,113

7,40

6,72

47,595

45,71

39,31

2. Other Small Scale Industries

9,755

48,53

43,22

69,681

514,44

449,25

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

64,578

230,68

212,11

-

-

-

1.

Direct Finance

61,952

149,48

143,59

-

-

-

2.

Indirect Finance

2,626

81,20

68,52

-

-

-

II.

INDUSTRY

30,526

1931,86

1559,53

-

-

-

1.

Mining & Quarrying

63

12,47

12,34

-

-

-

2.

Food Manufacturing and Processing

1,901

726,40

539,10

-

-

-

(a)

Rice Mills, Flour and Dal Mills

137

12,40

9,35

-

-

-

(b)

Sugar

2

20

10

-

-

-

(c)

Edible Oils and Vanaspati

188

22,70

19,03

-

-

-

(d)

Tea Processing

66

88,54

63,48

-

-

-

(e)

Processing of Fruits & Vegetables

32

77

74

-

-

-

(f)

Others

1,476

601,78

446,41

-

-

-

3.

Beverage and Tobacco

77

11,94

10,17

-

-

-

4.

Textiles

978

159,99

133,97

-

-

-

(a)

Cotton Textiles

85

56,77

51,94

-

-

-

(b)

Jute Textiles

9

69

74

-

-

-

(c)

Handloom Textiles & Khadi

21

2,26

1,59

-

-

-

(d)

Other Textiles

863

100,26

79,71

-

-

-

5.

Paper, Paper Products and Printing

771

58,68

51,33

-

-

-

6.

Leather and Leather Products

100

3,57

3,15

-

-

-

7.

Rubber and Rubber Products

443

85,83

59,19

-

-

-

8.

Chemicals and Chemical Products

1,071

213,81

185,15

-

-

-

(a)

Heavy Industrial Chemicals

56

17,45

17,94

-

-

-

(b)

Fertilizers

25

94,33

58,83

-

-

-

(c)

Drugs and Pharmaceuticals

215

21,84

21,10

-

-

-

(d)

Non-Edible Oils

25

12,78

12,96

-

-

-

(e)

Other Chemicals & Chemical Products

750

67,40

74,33

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

29

13,87

6,14

-

-

-

10.

Manufacture of Cement & Cement Products

77

4,77

2,49

-

-

-

11.

Basic Metals & Metal Products

613

71,31

61,78

-

-

-

(a)

Iron and Steel

142

13,35

14,52

-

-

-

(b)

Non-Ferrous Metals

38

16,59

10,63

-

-

-

(c)

Other Metal Products

433

41,37

36,62

-

-

-

12.

Engineering

1,020

239,36

232,13

-

-

-

(a)

Heavy Engineering

72

26,38

17,55

-

-

-

(b)

Light Engineering

387

22,73

12,74

-

-

-

(c)

Electrical Machinery & Goods

258

98,48

97,98

-

-

-

(d)

Electronic Machinery & Goods

303

91,77

103,85

-

-

-

13.

Vehicles, Vehicle Parts & Transport

Equipments

331

15,05

13,36

-

-

-

14.

Other Industries

22,208

207,10

168,95

-

-

-

15.

Electricity, Gas & Water

78

36,16

19,71

-

-

-

(a)

Electricity Generation & Transmission

70

35,88

19,41

-

-

-

(b)

Non-Conventional Energy

4

21

24

-

-

-

(c)

Gas, Steam & Water Supply

4

7

7

-

-

-

16.

Construction

766

71,54

60,58

-

-

-

III.

TRANSPORT OPERATORS

8,171

84,89

65,08

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

27,556

186,29

143,28

-

-

-

V.

PERSONAL LOANS

1,74,923

594,89

530,69

-

-

-

1.

Loans for Purchase of Consumer Durables

20,569

35,40

29,93

-

-

-

2.

Loans for Housing

22,786

161,77

147,21

-

-

-

3.

Rest of the Personal Loans

1,31,568

397,72

353,55

-

-

-

VI.

TRADE

58,738

872,20

652,04

-

-

-

1.

Wholesale Trade

4,881

619,89

449,29

-

-

-

2.

Retail Trade

53,857

252,31

202,75

-

-

-

VII.

FINANCE

344

40,04

31,45

-

-

-

VIII.

ALL OTHERS

1,28,920

346,69

297,69

-

-

-

TOTAL BANK CREDIT

4,93,756

4287,54

3491,86

-

-

-

OF WHICH :

1. Artisans & Village Industries

5,223

12,41

10,44

-

-

-

2. Other Small Scale Industries

18,363

668,53

514,94

-

-

-