Meghalaya - आरबीआई - Reserve Bank of India
Meghalaya
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
NORTH-EASTERN REGION | (Amount in Rupees Lakh) | ||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | ||||||||
AND ITS ASSOCIATES | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
1 | 2 | 3 | 4 | 5 | 6 | ||||
I. | AGRICULTURE | 8,915 | 32,56 | 22,21 | 2,056 | 9,18 | 8,25 | ||
1. Direct Finance | 8,896 | 24,79 | 20,05 | 1,905 | 3,05 | 2,92 | |||
2. Indirect Finance | 19 | 7,77 | 2,16 | 151 | 6,13 | 5,32 | |||
II. | INDUSTRY | 2,310 | 99,90 | 71,86 | 1,093 | 178,89 | 73,25 | ||
1. Mining & Quarrying | 89 | 32,03 | 18,51 | 13 | 1,89 | 1,53 | |||
2. Food Manufacturing & Processing | 182 | 4,37 | 4,02 | 12 | 1,39 | 93 | |||
(a) | Rice Mills, Flour & Dal Mills | 33 | 2,03 | 1,91 | 1 | 5 | 5 | ||
(b) | Sugar | — | — | — | — | — | — | ||
(c) | Edible Oils & Vanaspati | 2 | 3 | 4 | 3 | 1,29 | 83 | ||
(d) | Tea Processing | — | — | — | — | — | — | ||
(e) | Processing of Fruits & Vegetables | 6 | 30 | 23 | — | — | — | ||
(f) | Others | 141 | 2,01 | 1,85 | 8 | 6 | 5 | ||
3. Beverage & Tobacco | — | — | — | 1 | 3 | 3 | |||
4. Textiles | 140 | 13,77 | 9,16 | 31 | 23 | 17 | |||
(a) | Cotton Textiles | 3 | 2,65 | 1,37 | 1 | 1 | — | ||
(b) | Jute & Other Natural Fibre Textiles | 2 | 2 | 2 | — | — | — | ||
(c) | Handloom Textiles & Khadi | 31 | 13 | 12 | — | — | — | ||
(d) | Other Textiles & Textile Products | 104 | 10,97 | 7,65 | 30 | 22 | 17 | ||
5. Paper, Paper Products & Printing | 35 | 1,13 | 1,10 | 15 | 53 | 46 | |||
6. Leather & Leather Products | — | — | — | 4 | 3 | 2 | |||
7. Rubber & Plastic Products | 26 | 6,97 | 4,95 | 3 | 10 | 8 | |||
8. Chemicals & Chemical Products | 21 | 2,08 | 2,05 | 8 | 73 | 60 | |||
(a) | Heavy Industrial Chemicals | 3 | 46 | 60 | — | — | — | ||
(b) | Fertilisers | — | — | — | — | — | — | ||
(c) | Drugs & Pharmaceuticals | 5 | 51 | 44 | 3 | 17 | 13 | ||
(d) | Non-Edible Oils | 2 | 5 | 6 | 1 | 12 | 3 | ||
(e) | Other Chemicals & Chemical Products | 11 | 1,05 | 96 | 4 | 44 | 45 | ||
9. Petroleum, Coal Products & Nuclear Fuels | 5 | 46 | 36 | 1 | 6 | 6 | |||
10. Manufacture of Cement & Cement Products | 5 | 33 | 26 | 4 | 11 | 5 | |||
11. Basic Metals & Metal Products | 50 | 16,16 | 12,54 | 6 | 5 | 4 | |||
(a) | Iron & Steel | 23 | 5,68 | 4,70 | — | — | — | ||
(b) | Non-Ferrous Metals | 2 | 14 | 8 | — | — | — | ||
(c) | Metal Products | 25 | 10,34 | 7,76 | 6 | 5 | 4 | ||
12. Engineering | 30 | 13,59 | 12,41 | 48 | 100,54 | 40,62 | |||
(a) | Heavy Engineering | 4 | 8,76 | 8,88 | 1 | 100,00 | 40,16 | ||
(b) | Light Engineering | 19 | 2,55 | 1,90 | 6 | 21 | 15 | ||
(c) | Electrical Machinery & Goods | 4 | 1,52 | 98 | 10 | 14 | 14 | ||
(d) | Electronic Machinery & Goods | 3 | 76 | 65 | 31 | 18 | 17 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 22 | 1,89 | 6 | 7 | 10 | 8 | |||
14. Other Industries | 1,675 | 6,59 | 5,99 | 860 | 4,47 | 4,22 | |||
15. Electricity, Gas & Water | — | — | — | 5 | 62,62 | 18,25 | |||
(a) | Electricity Generation &Transmission | — | — | — | 2 | 62,50 | 18,16 | ||
(b) | Non-Conventional Energy | — | — | — | 1 | 4 | 4 | ||
(c) | Gas, Steam & Water Supply | — | — | — | 2 | 8 | 4 | ||
16. Construction | 30 | 54 | 45 | 75 | 6,02 | 6,10 | |||
III. | TRANSPORT OPERATORS | 999 | 14,80 | 9,79 | 399 | 8,30 | 4,67 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 417 | 7,26 | 4,81 | 353 | 9,25 | 8,35 | ||
V. | PERSONAL LOANS | 10,578 | 64,81 | 53,75 | 5,635 | 35,47 | 29,58 | ||
1. Loans for Purchase of Consumer Durables | 2,036 | 7,64 | 5,37 | 910 | 2,86 | 2,20 | |||
2. Loans for Housing | 673 | 19,01 | 16,84 | 297 | 6,13 | 5,04 | |||
3. Rest of the Personal Loans | 7,869 | 38,16 | 31,54 | 4,428 | 26,47 | 22,35 | |||
VI. | TRADE | 3,171 | 42,13 | 26,96 | 1,909 | 39,88 | 36,72 | ||
1. Wholesale Trade | 130 | 15,11 | 9,64 | 168 | 23,18 | 21,83 | |||
2. Retail Trade | 3,041 | 27,02 | 17,31 | 1,741 | 16,70 | 14,89 | |||
VII. | FINANCE | 17 | 97 | 83 | 41 | 83 | 73 | ||
VIII. | ALL OTHERS | 3,448 | 60,65 | 39,17 | 2,667 | 49,97 | 41,47 | ||
TOTAL BANK CREDIT | 29,855 | 323,08 | 229,37 | 14,153 | 331,77 | 203,02 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | 909 | 11,43 | 9,93 | 240 | 1,11 | 1,02 | |||
2.OtherSmallScaleIndustries | 1,080 | 6,02 | 5,29 | 602 | 6,66 | 5,62 | |||
FOREIGN BANKS | REGIONAL RURAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
7 | 8 | 9 | 10 | 11 | 12 | ||||
I. | AGRICULTURE | — | — | — | 19,530 | 12,43 | 12,47 | ||
1. Direct Finance | — | — | — | 18,788 | 11,99 | 12,00 | |||
2. Indirect Finance | — | — | — | 742 | 44 | 47 | |||
II. | INDUSTRY | — | — | — | 2,932 | 5,84 | 5,24 | ||
1. Mining & Quarrying | — | — | — | 2 | 17 | 14 | |||
2. Food Manufacturing & Processing | — | — | — | 38 | 82 | 77 | |||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 4 | 4 | 2 | ||
(b) | Sugar | — | — | — | — | — | — | ||
(c) | Edible Oils & Vanaspati | — | — | — | — | — | — | ||
(d) | Tea Processing | — | — | — | — | — | — | ||
(e) | Processing of Fruits & Vegetables | — | — | — | 7 | 20 | 14 | ||
(f) | Others | — | — | — | 27 | 59 | 60 | ||
3. Beverage & Tobacco | — | — | — | — | — | — | |||
4. Textiles | — | — | — | 5 | 16 | 8 | |||
(a) | Cotton Textiles | — | — | — | 5 | 16 | 8 | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | ||
(c) | Handloom Textiles & Khadi | — | — | — | — | — | — | ||
(d) | Other Textiles & Textile Products | — | — | — | — | — | — | ||
5. Paper, Paper Products & Printing | — | — | — | 3 | 13 | 10 | |||
6. Leather & Leather Products | — | — | — | 1 | 1 | — | |||
7. Rubber & Plastic Products | — | — | — | 1 | 3 | 3 | |||
8. Chemicals & Chemical Products | — | — | — | 1 | — | — | |||
(a) | Heavy Industrial Chemicals | — | — | — | — | — | — | ||
(b) | Fertilisers | — | — | — | — | — | — | ||
(c) | Drugs & Pharmaceuticals | — | — | — | — | — | — | ||
(d) | Non-Edible Oils | — | — | — | — | — | — | ||
(e) | Other Chemicals & Chemical Products | — | — | — | 1 | — | — | ||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | |||
10. Manufacture of Cement & Cement Products | — | — | — | 1 | 4 | 3 | |||
11. Basic Metals & Metal Products | — | — | — | — | — | — | |||
(a) | Iron & Steel | — | — | — | — | — | — | ||
(b) | Non-Ferrous Metals | — | — | — | — | — | — | ||
(c) | Metal Products | — | — | — | — | — | — | ||
12. Engineering | — | — | — | — | — | — | |||
(a) | Heavy Engineering | — | — | — | — | — | — | ||
(b) | Light Engineering | — | — | — | — | — | — | ||
(c) | Electrical Machinery & Goods | — | — | — | — | — | — | ||
(d) | Electronic Machinery & Goods | — | — | — | — | — | — | ||
13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 1 | 9 | 9 | |||
14. Other Industries | — | — | — | 2,869 | 4,12 | 3,74 | |||
15. Electricity, Gas & Water | — | — | — | — | — | — | |||
(a) | Electricity Generation &Transmission | — | — | — | — | — | — | ||
(b) | Non-Conventional Energy | — | — | — | — | — | — | ||
(c) | Gas, Steam & Water Supply | — | — | — | — | — | — | ||
16. Construction | — | — | — | 10 | 26 | 25 | |||
III. | TRANSPORT OPERATORS | — | — | — | 351 | 5,49 | 3,85 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 121 | 60 | 48 | ||
V. | PERSONAL LOANS | — | — | — | 2,310 | 11,43 | 10,09 | ||
1. Loans for Purchase of Consumer Durables | — | — | — | 1,065 | 2,07 | 1,65 | |||
2. Loans for Housing | — | — | — | 178 | 3,67 | 3,51 | |||
3. Rest of the Personal Loans | — | — | — | 1,067 | 5,69 | 4,93 | |||
VI. | TRADE | — | — | — | 2,398 | 5,37 | 4,28 | ||
1. Wholesale Trade | — | — | — | 4 | 7 | 7 | |||
2. Retail Trade | — | — | — | 2,394 | 5,30 | 4,21 | |||
VII. | FINANCE | — | — | — | 2 | 2 | 2 | ||
VIII. | ALL OTHERS | — | — | — | 210 | 79 | 83 | ||
TOTAL BANK CREDIT | — | — | — | 27,854 | 41,98 | 37,27 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | — | — | — | 1,677 | 2,76 | 2,65 | |||
2.OtherSmallScaleIndustries | — | — | — | 1,196 | 2,57 | 2,17 | |||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
13 | 14 | 15 | 16 | 17 | 18 | ||||
I. | AGRICULTURE | 1 | 1 | 1 | 30,502 | 54,18 | 42,94 | ||
1. Direct Finance | — | — | — | 29,589 | 39,83 | 34,97 | |||
2. Indirect Finance | 1 | 1 | 1 | 913 | 14,35 | 7,97 | |||
II. | INDUSTRY | 10 | 1,96 | 1,54 | 6,345 | 286,59 | 151,90 | ||
1. Mining & Quarrying | — | — | — | 104 | 34,09 | 20,19 | |||
2. Food Manufacturing & Processing | — | — | — | 232 | 6,59 | 5,72 | |||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 38 | 2,12 | 1,98 | ||
(b) | Sugar | — | — | — | — | — | — | ||
(c) | Edible Oils & Vanaspati | — | — | — | 5 | 1,32 | 86 | ||
(d) | Tea Processing | — | — | — | — | — | — | ||
(e) | Processing of Fruits & Vegetables | — | — | — | 13 | 49 | 37 | ||
(f) | Others | — | — | — | 176 | 2,66 | 2,50 | ||
3. Beverage & Tobacco | — | — | — | 1 | 3 | 3 | |||
4. Textiles | 1 | 5 | — | 177 | 14,21 | 9,42 | |||
(a) | Cotton Textiles | — | — | — | 9 | 2,82 | 1,46 | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 2 | 2 | 2 | ||
(c) | Handloom Textiles & Khadi | — | — | — | 31 | 13 | 12 | ||
(d) | Other Textiles & Textile Products | 1 | 5 | — | 135 | 11,24 | 7,82 | ||
5. Paper, Paper Products & Printing | 1 | 3 | 3 | 54 | 1,82 | 1,69 | |||
6. Leather & Leather Products | — | — | — | 5 | 4 | 3 | |||
7. Rubber & Plastic Products | — | — | — | 30 | 7,10 | 5,06 | |||
8. Chemicals & Chemical Products | — | — | — | 30 | 2,81 | 2,66 | |||
(a) | Heavy Industrial Chemicals | — | — | — | 3 | 46 | 60 | ||
(b) | Fertilisers | — | — | — | — | — | — | ||
(c) | Drugs & Pharmaceuticals | — | — | — | 8 | 68 | 56 | ||
(d) | Non-Edible Oils | — | — | — | 3 | 17 | 8 | ||
(e) | Other Chemicals & Chemical Products | — | — | — | 16 | 1,50 | 1,42 | ||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 6 | 52 | 42 | |||
10. Manufacture of Cement & Cement Products | 2 | 1,13 | 69 | 12 | 1,60 | 1,03 | |||
11. Basic Metals & Metal Products | — | — | — | 56 | 16,21 | 12,58 | |||
(a) | Iron & Steel | — | — | — | 23 | 5,68 | 4,70 | ||
(b) | Non-Ferrous Metals | — | — | — | 2 | 14 | 8 | ||
(c) | Metal Products | — | — | — | 31 | 10,40 | 7,81 | ||
12. Engineering | — | — | — | 78 | 114,13 | 53,03 | |||
(a) | Heavy Engineering | — | — | — | 5 | 108,76 | 49,04 | ||
(b) | Light Engineering | — | — | — | 25 | 2,76 | 2,05 | ||
(c) | Electrical Machinery & Goods | — | — | — | 14 | 1,66 | 1,12 | ||
(d) | Electronic Machinery & Goods | — | — | — | 34 | 94 | 82 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 30 | 2,08 | 23 | |||
14. Other Industries | 4 | 3 | 3 | 5,408 | 15,21 | 13,98 | |||
15. Electricity, Gas & Water | — | — | — | 5 | 62,62 | 18,25 | |||
(a) | Electricity Generation &Transmission | — | — | — | 2 | 62,50 | 18,16 | ||
(b) | Non-Conventional Energy | — | — | — | 1 | 4 | 4 | ||
(c) | Gas, Steam & Water Supply | — | — | — | 2 | 8 | 4 | ||
16. Construction | 2 | 72 | 80 | 117 | 7,53 | 7,59 | |||
III. | TRANSPORT OPERATORS | 9 | 9 | 5 | 1,758 | 28,68 | 18,36 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 4 | 32 | 25 | 895 | 17,44 | 13,90 | ||
V. | PERSONAL LOANS | 128 | 1,18 | 99 | 18,651 | 112,89 | 94,42 | ||
1. Loans for Purchase of Consumer Durables | 4 | 1 | 1 | 4,015 | 12,59 | 9,22 | |||
2. Loans for Housing | 4 | 10 | 9 | 1,152 | 28,91 | 25,48 | |||
3. Rest of the Personal Loans | 120 | 1,07 | 89 | 13,484 | 71,40 | 59,72 | |||
VI. | TRADE | 43 | 1,17 | 1,07 | 7,521 | 88,55 | 69,02 | ||
1. Wholesale Trade | 14 | 73 | 55 | 316 | 39,09 | 32,09 | |||
2. Retail Trade | 29 | 44 | 52 | 7,205 | 49,46 | 36,93 | |||
VII. | FINANCE | — | — | — | 60 | 1,82 | 1,58 | ||
VIII. | ALL OTHERS | 138 | 1,79 | 1,55 | 6,463 | 113,20 | 83,02 | ||
TOTAL BANK CREDIT | 333 | 6,52 | 5,46 | 72,195 | 703,35 | 475,13 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | — | — | — | 2,826 | 15,31 | 13,60 | |||
2.OtherSmallScaleIndustries | 6 | 11 | 6 | 2,884 | 15,36 | 13,14 | |||