Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

15,917

33,72

32,60

5,894

15,85

12,58

1.

Direct Finance

15,909

33,28

32,15

5,847

12,71

12,22

2.

Indirect Finance

8

45

45

47

3,14

36

II.

INDUSTRY

255

13,17

11,52

611

35,19

29,55

1.

Mining & Quarrying

—

—

—

—

—

—

2.

Food Manufacturing & Processing

13

64

57

56

5,25

4,80

(a) RiceMills, Flour & DalMills

8

28

22

36

2,04

57

(b) Sugar

1

3

3

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

6

30

31

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

4

33

33

14

2,91

3,92

3.

Beverage & Tobacco

10

1,10

1,07

2

4

4

4.

Textiles

8

70

75

23

3,36

3,07

(a) Cotton Textiles

—

—

—

5

2,45

2,05

(b) Jute & Other Natural Fibre Textiles

1

30

35

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

1

—

—

(d) Other Textiles & Textile Products

7

40

41

17

90

1,01

5.

Paper, Paper Products & Printing

5

43

22

11

2,93

1,03

6.

Leather & Leather Products

—

—

—

—

—

—

7.

Rubber & Plastic Products

19

76

66

25

2,79

1,56

8.

Chemicals & Chemical Products

14

2,73

2,17

18

4,60

3,26

(a) Heavy Industrial Chemicals

1

5

5

3

43

44

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

—

—

—

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

13

2,68

2,12

15

4,17

2,83

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

3

—

—

4

17

20

11.

Basic Metals & Metal Products

33

23

25

12

72

62

(a) Iron & Steel

1

4

4

2

20

17

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Metal Products

32

19

21

10

52

45

12.

Engineering

2

78

18

13

40

36

(a) Heavy Engineering

—

—

—

1

10

10

(b) Light Engineering

2

78

18

5

19

15

(c) Electrical Machinery & Goods

—

—

—

1

1

1

(d) Electronic Machinery &Goods

—

—

—

6

9

11

13.

Vehicles, Vehicle Parts & Transport Equipments

1

2

2

1

2

2

14.

Other Industries

146

5,77

5,61

333

10,64

10,80

15.

Electricity, Gas & Water

—

—

—

1

6

7

(a) Electricity Generation & Transmission

—

—

—

1

6

7

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

1

3

1

112

4,20

3,72

III.

TRANSPORT OPERATORS

37

66

43

266

2,57

2,06

IV.

PROFESSIONAL AND OTHER SERVICES

539

5,26

4,75

695

6,23

5,68

V.

PERSONAL LOANS

8,157

21,72

18,55

8,361

38,05

32,79

1.

Loans for Purchase of Consumer Durables

635

1,20

83

699

2,35

1,23

2.

Loans for Housing

521

5,49

5,24

1,002

12,75

11,03

3.

Rest of the Personal Loans

7,001

15,03

12,48

6,660

22,95

20,53

VI.

TRADE

1,533

10,98

10,08

1,290

17,45

15,69

1.

Wholesale Trade

11

5,94

5,93

57

4,48

4,00

2.

Retail Trade

1,522

5,05

4,15

1,233

12,98

11,70

VII.

FINANCE

—

—

—

9

16

17

VIII.

ALL OTHERS

850

9,34

6,50

1,944

10,05

8,29

TOTAL BANK CREDIT

27,288

94,85

84,43

19,070

125,56

106,82

OF WHICH: 1.Artisansand Village & TinyIndustries

53

1,46

1,34

54

64

56

2.Other Small Scale Industries

112

1,79

1,70

341

14,63

10,74

(AmountinRupeesLakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

6,855

24,40

23,00

—

—

—

1.

Direct Finance

6,814

18,29

17,93

—

—

—

2.

Indirect Finance

41

6,11

5,07

—

—

—

II.

INDUSTRY

1,849

282,06

218,82

—

—

—

1.

Mining & Quarrying

1

3

3

—

—

—

2.

Food Manufacturing & Processing

87

32,01

21,99

—

—

—

(a) RiceMills, Flour & DalMills

22

10,47

5,97

—

—

—

(b) Sugar

4

15,94

9,73

—

—

—

(c) Edible Oils & Vanaspati

8

2,69

3,51

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

1

4

4

—

—

—

(f) Others

52

2,87

2,74

—

—

—

3.

Beverage & Tobacco

20

9,21

7,90

—

—

—

4.

Textiles

72

28,34

23,60

—

—

—

(a) Cotton Textiles

19

17,93

15,88

—

—

—

(b) Jute & Other Natural Fibre Textiles

2

21

19

—

—

—

(c) Handloom Textiles & Khadi

3

98

94

—

—

—

(d) Other Textiles & Textile Products

48

9,22

6,58

—

—

—

5.

Paper, Paper Products & Printing

67

18,15

13,07

—

—

—

6.

Leather & Leather Products

29

9,51

6,56

—

—

—

7.

Rubber & Plastic Products

92

22,82

21,90

—

—

—

8.

Chemicals & Chemical Products

121

56,21

43,91

—

—

—

(a) Heavy Industrial Chemicals

12

19,91

17,82

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

34

10,03

5,94

—

—

—

(d) Non-Edible Oils

1

5

5

—

—

—

(e) Other Chemicals & Chemical Products

74

26,22

20,10

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

1

25

76

—

—

—

10.

Manufacture of Cement & Cement Products

10

16,14

16,08

—

—

—

11.

Basic Metals & Metal Products

74

18,73

11,57

—

—

—

(a) Iron & Steel

17

9,83

7,70

—

—

—

(b) Non-Ferrous Metals

4

6,23

1,18

—

—

—

(c) Metal Products

53

2,67

2,68

—

—

—

12.

Engineering

151

50,99

33,61

—

—

—

(a) Heavy Engineering

7

19,17

10,67

—

—

—

(b) Light Engineering

87

1,80

1,58

—

—

—

(c) Electrical Machinery & Goods

46

25,94

18,23

—

—

—

(d) Electronic Machinery &Goods

11

4,08

3,13

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

12

1,92

1,64

—

—

—

14.

Other Industries

1,023

11,37

9,96

—

—

—

15.

Electricity, Gas & Water

7

2,23

2,28

—

—

—

(a) Electricity Generation & Transmission

3

1,73

1,79

—

—

—

(b) Non-Conventional Energy

1

15

12

—

—

—

(c) Gas, Steam & Water Supply

3

35

36

—

—

—

16.

Construction

82

4,16

3,97

—

—

—

III.

TRANSPORT OPERATORS

306

2,79

2,10

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

974

81,03

60,56

—

—

—

V.

PERSONAL LOANS

18,496

113,84

97,40

—

—

—

1.

Loans for Purchase of Consumer Durables

1,875

6,09

4,17

—

—

—

2.

Loans for Housing

1,666

35,05

31,41

—

—

—

3.

Rest of the Personal Loans

14,955

72,70

61,82

—

—

—

VI.

TRADE

5,416

91,49

83,69

—

—

—

1.

Wholesale Trade

334

19,94

17,62

—

—

—

2.

Retail Trade

5,082

71,55

66,07

—

—

—

VII.

FINANCE

137

4,05

3,47

—

—

—

VIII.

ALL OTHERS

4,734

60,39

44,17

—

—

—

TOTAL BANK CREDIT

38,767

660,06

533,22

—

—

—

OF WHICH: 1.Artisansand Village & TinyIndustries

217

1,22

1,12

—

—

—

2.Other Small Scale Industries

1,151

39,63

37,16

—

—

—