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83077241

No. 3 - ALL SCHEULED BANKS - BUSINESS IN INDIA

                                                                                                                                                                                           (Rs. in crores)
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
                                                                                     1996        1996                                    1997
Last Reporting Friday(in case of March)/                                          -----------------------   -------------------------------------------------------------------
Last Friday                                       1990-91   1995-96    1996-97           June      Dec.        Jan.         Feb.        Mar.      Apr.(P)   May(P)      Jun.(P)
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                      1                                2           3           4           5           6           7           8           9          10          11        12
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Number of reporting banks                            299         316         335         324         334         334         334         335         335         335       335

Liabilities to the banking system(1)                6673       17763       21480      21,044       22252       19648       19047       21480       21979       26134     26777

Demand and time deposits from banks(2)              5598       12081       17651       14811       16620       16896       15969       17651       17858       17243     17577


Borrowings from banks(3)                             998        3487        3290        5234        4903        2470        2769        3290        3574        8251      8261

Other demand and time liabilities(4)                  77        2196         539        1000         729         282         309         539         547         640       940

Liabilities to others(1)                          213125      480516      565594    4,95,551      531052      542443      547259      565594      571732      578444    585785

Aggregate deposits                                199643      450774      529585      463452      496729      508528      513998      529585      534854      540853    548217

Demand                                             34823       83494       93794       79655       81534       83875       85039       93794       90029       89143     91451

Time                                              164820      367280      435791    3,83,797      415196      424654      428959      435791      444825      451711    456766

Borrowings(5)                                        645         698        1063        3638        3175        1191         902        1063         985        2337      2246

Other demand and time liabilities(4)               12838       29043       34946       28461       31147       32723       32359       34946       35893       35253     35322

Borrowings from Reserve Bank(6)                     3483        4892         560        3523        1798         511         594         560         222          27        39

Against Usance bills/promissory notes             -           -             -         -             -           -           -           -           -           -        -

Others (7)                                          3483        4892         560        3523        1798         511         594         560         222          27        39

Cash in hand and balances with Reserve Bank        25995       55035       55110       64244       57568       49235       48681       55110       57101       57724     55461

Cash in hand                                        1847        3219        3500        3409        3681        3412        3355        3500        3541        3577      4015

Balances with Reserve Bank(8)                      24147       51817       51610       60835       53887       45824       45326       51610       53560       54147     51446

Assets with the Banking System                      6848       19021       23884       19406       21217       22407       20686       23884       23961       25181     26685

Balances with other banks

In current account                                  1926        3385        3868        2730        2777        2991        3241        3868        3652        3366      3505

In other accounts                                   1421        5522        6131        5495        6184        6628        5497        6131        7817        6155      6374

Money at call and short notice                      2201        6652       10171        8741        9345        9822        8915       10171       10068       12998     14305

Advances to Banks(9)                                 902        1642        1885        1121        1671        1609        1558        1885        1098        1190      1172

Other assets                                         398        1821        1829        1319        1240        1356        1476        1829        1325        1472      1329

Investment                                         76831      169105      196321      173660      188830      197265      199753      196321      206535      212189    218829

Government securities(10)                          51086      135287      163150      140719      155846      164466      166510      163150      173011      178454    185090

Other approved securities                          25746       33818       33171       32941       32984       32799       33243       33171       33523       33734     33739

Bank credit(11)                                   125575      272537      300354      269075      281951      288461      289657      300354      299747      298664    297743


Loans, cash-credits and overdrafts                114982      242522      272954      241874      255344      261376      261855      272954      271797      271607    270173

Inland bills-purchased                              3532        4560        4382        4309        4336        4414        4381        4382        4531        4356      4439

Inland bills-discounted                             2409        9630        8824        8780        8615        8826        9642        8824        9355        9089      9604

Foreign bills-purchased                             2788        9211        7710        8125        7613        7535        7575        7710        7599        6691      7259

Foreign bills-discounted                            1864        6615        6485        5987        6043        6311        6204        6485        6465        6920      6268

Cash-Deposit Ratio                                  13.0        12.2        10.4        13.9        11.6         9.7         9.5        10.4        10.7        10.7      10.1

Investment-Deposit Ratio                            38.5        37.5        37.1        37.5        38.0        38.8        38.9        37.1        38.6        39.2      39.9

Credit-Deposit Ratio                                62.9        60.5        56.7        58.1        56.8        56.7        56.4        56.7        56.0        55.2      54.3

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