Appendix Table I.2 : Interest Rate Structure of Scheduled Commercial Banks - आरबीआई - Reserve Bank of India
Appendix Table I.2 : Interest Rate Structure of Scheduled Commercial Banks
(Per cent per annum) |
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Rates as on |
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Item |
July 11, |
Mar 1, |
Feb 21, |
Jan 24, |
Jan 17 |
Jan 10, |
Jan 03, |
Dec 27, |
Dec 20, |
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2003 |
2003 |
2003 |
2003 |
2003 |
2003 |
2003 |
2002 |
2002 |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
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A. |
Lending Rates |
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Size of Credit Limit |
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1. |
Up to Rs. 2 lakh # |
£ PLR |
£ PLR |
£ PLR |
£ PLR |
£ PLR |
£ PLR |
£ PLR |
£ PLR |
£ PLR |
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2. |
Over Rs. 2 lakh : |
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(Prime Lending Rate)* |
10.5-11.50 |
10.75-11.50 |
10.75-11.50 |
10.75-11.50 |
10.75-11.50 |
10.75-11.50 |
10.75-11.50 |
10.75-11.50 |
10.75-11.50 |
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a. |
Maximum Spread |
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over PLR |
2.50-4.00 |
2.50-4.00 |
2.50-4.00 |
2.50-4.00 |
2.50-4.00 |
2.50-4.00 |
2.50-4.00 |
2.50-4.00 |
2.50-4.00 |
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B. |
Deposit Rates |
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Category of Account |
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1. |
Current |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
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2. |
Savings |
3.50 |
3.50 |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
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3. |
Term Deposits @ |
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a) |
Up to and |
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including one year |
4.00-5.25 |
4.25-5.75 |
4.25-5.75 |
4.25-5.50 |
4.25-5.75 |
4.25-6.00 |
4.25-6.00 |
4.25-6.00 |
4.25-6.00 |
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b) |
1-2 years |
5.00-5.75 |
5.50-6.00 |
5.50-6.00 |
5.50-6.00 |
5.50-5.75 |
5.50-6.25 |
5.50-6.25 |
5.50-6.50 |
6.00-6.50 |
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c) |
2-3 years |
5.00-5.75 |
5.50-6.00 |
5.50-6.00 |
5.50-6.00 |
5.50-6.25 |
5.50-6.25 |
5.50-6.25 |
6.00-6.50 |
6.25-6.50 |
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d) |
> 3 years |
5.25-6.00 |
5.75-6.25 |
5.75-6.25 |
5.75-6.25 |
5.50-6.25 |
5.50-6.25 |
5.50-6.50 |
6.25-6.75 |
6.25-6.75 |
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Memo Item : |
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Bank Rate ## |
6.00 |
6.25 |
6.25 |
6.25 |
6.25 |
6.25 |
6.25 |
6.25 |
6.25 |
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(April 29, |
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2003) |
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(Per cent per annum) |
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Rates as on |
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Item |
Dec. 13, |
Nov 22, |
Nov 15, |
Nov 08, |
Nov 01, |
Sept 27, |
Sept 13, |
Aug 23, |
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2002 |
2002 |
2002 |
2002 |
2002 |
2002 |
2002 |
2002 |
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1 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
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A. |
Lending Rates |
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Size of Credit Limit |
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1. |
Up to Rs. 2 lakh # |
£ PLR |
£ PLR |
£ PLR |
£ PLR |
£ PLR |
£ PLR |
£ PLR |
£ PLR |
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2. |
Over Rs. 2 lakh : |
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(Prime Lending Rate)* |
10.75-11.50 |
10.75-11.50 |
10.75-11.50 |
10.75-11.50 |
11.00-12.00 |
11.00-12.00 |
11.00-12.00 |
11.00-12.00 |
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a. |
Maximum Spread |
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over PLR |
2.50-4.00 |
2.50-4.00 |
2.50-4.00 |
2.50-4.00 |
2.50-4.00 |
3.35-4.00 |
3.50-4.00 |
3.50-4.00 |
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B. |
Deposit Rates |
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Category of Account |
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1. |
Current |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
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2. |
Savings |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
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3. |
Term Deposits @ |
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a) |
Up to and |
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including one year |
4.25-6.00 |
4.25-6.00 |
4.25-6.00 |
4.25-6.00 |
4.25-6.50 |
4.25-6.50 |
4.25-6.00 |
4.75-6.50 |
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b) |
1-2 years |
6.00-6.50 |
6.00-6.50 |
6.25-6.50 |
6.25-6.50 |
6.50-7.00 |
6.50-7.00 |
5.50-6.25 |
7.00-7.25 |
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c) |
2-3 years |
6.25-6.50 |
6.25-6.50 |
6.25-6.50 |
6.25-6.75 |
6.75-7.25 |
6.75-7.25 |
5.50-6.25 |
7.25-7.50 |
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d) |
> 3 years |
6.25-6.75 |
6.50-6.75 |
6.50-6.75 |
6.50-7.00 |
7.00-7.50 |
7.00-7.50 |
5.50-6.25 |
7.50-8.00 |
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Memo Item : |
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Bank Rate ## |
6.25 |
6.25 |
6.25 |
6.25 |
6.25 |
6.50 |
6.50 |
6.50 |
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(October 29, |
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2002) |
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* Data relate to major public sector banks. |