Appendix Table III.6 : Important Banking Indicators - Scheduled Commercial Banks - आरबीआई - Reserve Bank of India
Appendix Table III.6 : Important Banking Indicators - Scheduled Commercial Banks
(Amount in Rupees crore) |
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Outstanding |
Variations |
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as on |
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March 19, |
Financial year |
April-June |
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Item |
2004 |
2003-04 |
2002-03 |
2004-05 P |
2003-04 |
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Absolute |
Percent |
Absolute |
Percent |
Absolute |
Percent |
Absolute |
Percent |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
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1. |
Gross Demand and Time Liabilites (2+3+4+6) |
17,31,657 |
2,46,013 |
16.6 |
2,13,470 |
16.8 |
59,113 |
3.4 |
64,899 |
4.4 |
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2. |
Aggregate Deposits (a+b) |
15,04,416 |
2,23,563 |
17.5 |
1,77,493 |
16.1 |
55,517 |
3.7 |
63,622 |
5.0 |
|||
(1,47,822) |
(13.4) |
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a. |
Demand deposits |
2,25,022 |
54,733 |
32.1 |
17,241 |
11.3 |
-12,469 |
-5.5 |
11,366 |
6.7 |
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b. |
Time deposits |
12,79,394 |
1,68,830 |
15.2 |
1,60,252 |
16.9 |
67,986 |
5.3 |
52,256 |
4.7 |
|||
(1,30,581) |
(13.7) |
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3. |
Other Borrowings # |
24,670 |
12,032 |
95.2 |
9,609 |
317.3 |
5,393 |
21.9 |
2,526 |
20.0 |
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4. |
Other Demand and Time Liabilities |
1,48,084 |
18,278 |
14.1 |
17,923 |
16.0 |
-5,045 |
-3.4 |
810 |
0.6 |
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5. |
Borrowings from the RBI |
0 |
-79 |
-100.0 |
-3,537 |
-97.8 |
0 |
– |
-78 |
-98.7 |
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6. |
Inter-bank Liabilities |
54,487 |
-7,859 |
-12.6 |
8,444 |
15.7 |
3,249 |
6.0 |
-2,058 |
-3.3 |
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7. |
Bank Credit (a+b) |
8,40,785 |
1,11,570 |
15.3 |
1,39,493 |
23.7 |
36,623 |
4.4 |
3,678 |
0.5 |
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a. |
Food Credit |
35,961 |
-13,518 |
-27.3 |
-4,499 |
-8.3 |
7,100 |
19.7 |
586 |
1.2 |
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b. |
Non-food Credit |
8,04,824 |
1,25,088 |
18.4 |
1,43,992 |
26.9 |
29,523 |
3.7 |
3,091 |
0.5 |
|||
8. |
Investments (a+b) |
6,77,588 |
1,30,042 |
23.8 |
1,09,276 |
24.9 |
39,821 |
5.9 |
35,521 |
6.5 |
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a. |
Government Securities |
6,54,758 |
1,31,341 |
25.1 |
1,12,241 |
27.3 |
39,276 |
6.0 |
35,534 |
6.8 |
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b. |
Other Approved Securities |
22,830 |
-1,299 |
-5.4 |
-2,964 |
-10.9 |
545 |
2.4 |
-13 |
-0.1 |
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9. |
Cash in hand |
7,898 |
331 |
4.4 |
1,322 |
21.2 |
625 |
7.9 |
2,441 |
32.3 |
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10. |
Balances with the RBI |
68,997 |
10,662 |
18.3 |
-4,068 |
-6.5 |
9,391 |
13.6 |
17,630 |
30.2 |
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11. |
Inter-Bank Assets |
48,179 |
-10,840 |
-18.4 |
6,156 |
11.6 |
2,137 |
4.4 |
-7,254 |
-12.3 |
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12. |
Credit-Deposit Ratio (per cent) |
55.89 |
_ |
49.9 |
_ |
78.6 |
66.0 |
_ |
5.8 |
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13. |
Non-food Credit-Deposit Ratio (per cent) |
53.50 |
_ |
56.0 |
_ |
81.1 |
53.2 |
_ |
4.9 |
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14. |
Investment-Deposit Ratio (per cent) |
45.04 |
_ |
58.2 |
_ |
61.6 |
71.7 |
_ |
55.8 |
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P : Provisional. – : Not applicable. |
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# : Other than from the Reserve Bank/IDBI/NABARD/EXIM Bank. |
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Note : 1. Figures in parentheses exclude the impact of mergers since May 3, 2002. 2. Data are revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far |