ALM

Asset Liability Management

ALCO

Asset Liability Management Committee

AMA

Advanced Measurement Approach

AMCs

Asset Management Companies

ATMs

Automated Teller Machines

BC

Business Correspondent

BCBS

Basel Committee on Banking Supervision

BIS

Bank for International Settlements

BSDA

Basic Services Demat Account

BSE

Bombay Stock Exchange

BSI

Banking Stability Index

BSM

Banking Stability Measure

BSMD

Banking System’s Portfolio Multivariate Density

CAD

Current Account Deficit

CCIL

Clearing Corporation of India Limited

CCP

Central Counterparty

CD

Certificates of Deposit; Credit to Deposit

CDR

Corporate Debt Restructuring

CDS

Credit Default Swap

CET1

Common Equity Tier 1

CME

Capital Market Exposure

CPI

Consumer Price Index

CRAR

Capital to Risk-weighted Assets Ratio

CRR

Cash Reserve Ratio

CSO

Central Statistical Organisation

CTD

Cheapest-To-Deliver

DICGC

Deposit Insurance and Credit Guarantee Corporation

DIIs

Domestic Institutional Investors

DMA

Direct Market Access

DPs

Depository Participants

D-SIBs

Domestic Systemically Important Banks

EBIT

Earnings Before Interest and Tax

EBITDA

Earnings Before Interest, Tax, Depreciation and Amortisation

EBPT

Earnings Before Provisions and Taxes

EBT

Electronic Benefit Transfer

ECB

European Central Bank, External Commercial Borrowing

EDEs

Emerging and Developing Economies

EIOPA

European Insurance and Occupational Pensions Authority

ELSS

Equity Linked Savings Schemes

FASB

Financial Accounting Standards Board

FATCA

Foreign Account Tax Compliance Act

FB

Foreign Banks

FCs

Financial Conglomerates

FFIs

Foreign Financial Institutions

FII

Foreign Institutional Investor

FIPs

Financial Inclusion Plans

FPO

Follow on Public Offer

FRA

Forward Rate Agreement

FSB

Financial Stability Board

FSDC

Financial Stability and Development Council

FSR

Financial Stability Report

GDCF

Gross Domestic Capital Formation

GDP

Gross Domestic Product

GDS

Gross Domestic Savings

GFD

Gross Fiscal Deficit

GFSR

Global Financial Stability Report

GNPA

Gross Non-Performing Advance

GOI

Government of India

G-SIFIs

Global Systemically Important Financial Institutions

HFT

High Frequency Trading

HLA

Higher Loss Absorbency

IA

Investor Association

Ind AS

Indian Accounting Standards

IASB

International Accounting Standards Board

ICR

Interest Coverage Ratio

ICT

Information and Communication Technology

IFCs

Infrastructure Financing Companies

IFRS

International Financial Reporting Standard

IMA

Internal Models Approach

IMF

International Monetary Fund

IOSCO

International Organisation of Securities Commission

IPO

Initial Public Offer

IRB

Internal Rating Based

IRDA

Insurance Regulatory and Development Authority

IRS

Interest Rate Swap

ITEs

Intra-Group Transactions and Exposures

JPoD

Joint Probability of Distress

KYC

Know Your Customer

LGD

Loss Given Default

MCA

Ministry of Corporate Affairs

MFs

Mutual Funds

MGNREGA

Mahatma Gandhi National Rural Employment Gurantee Act

MI

Micro Insurance

MMMFs

Money Market Mutual Funds

MSMED

Micro, Small and Medium Enterprises Development

MTM

Mark-to-Market

NAV

Net Asset Value

NBFCs

Non-Banking Financial Companies

NBFC-D

Non-Banking Financial Company – Deposit taking

NBFC-ND-SI

Non-Banking Financial Company-Non Deposit taking-Systemically Important

NDTL

Net Demand and Time Liabilities

NFFEs

Non-Financial Foreign Entities

NGO

Non-Government Organisation

NHB

National Housing Bank

NIM

Net Interest Margin

NPA

Non-Performing Advance

NPB

New Private Bank

NPS

New Pension System

NSCCL

National Securities Clearing Corporation Limited

NSFE

National Strategy for Financial Education

NSE

National Stock Exchange

OFIs

Other Financial Intermediaries

OPB

Old Private Bank

ORSA

Own Risk and Solvency Assessment

OSS

Off-Site Surveillance

OTC

Over The Counter

PAT

Profit After Tax

PCR

Provision Coverage Ratio

PFRDA

Pension Fund Regulatory and Development Authority

PMI

Purchasing Managers Index

PoD

Probabilities of Distress

PSBs

Public Sector Banks

PRA

Prudential Regulation Authority

QFIs

Qualified Foreign Investors

RBI

Reserve Bank of India

RoA

Return on Assets

RRB

Regional Rural Bank

RWA

Risk-Weighted Asset

SCBs

Scheduled Commercial Banks

SEBI

Securities and Exchange Board of India

SEC

Securities and Exchange Commission

SGF

Settlement Guarantee Fund

SLI

Systemic Liquidity Index

SLR

Statutory Liquidity Ratio

SUCB

Scheduled Urban Co-operative Bank

TCE

Total Credit Exposure

TER

Total Expense Ratio

TI

Toxicity Index

TRs

Trade Repositories

TSA

The Standard Approach

VaR

Value at Risk

VAR

Vector Autoregression

VI

Vulnerability Index

WPI

Wholesale Price Index

WOS

Wholly Owned Subsidiary

WG

Working Group

Y-o-Y

Year-on-Year