| AA |
Adjudicating Authority |
| AER |
Annual Economic Report |
| AEs |
Advanced Economies |
| AFS |
Available for Sale |
| AIFIs |
All-India Financial Institutions |
| AMC |
Asset Management Companies |
| AMFI |
Association of Mutual Funds in India |
| APY |
Atal Pension Yojana |
| ASIC |
Australian Securities and Investments Commission |
| BCBS |
Basel Committee on Banking Supervision |
| BIFR |
Board for Industrial and Financial Reconstruction |
| BIS |
Bank for International Settlements |
| BOI |
Bank of Italy |
| BSI |
Banking Stability Indicator |
| CD |
Corporate Debtor |
| CDs |
Certificates of Deposit |
| CERT-Fin |
Computer Emergency Response Team in the Financial Sector |
| CET |
Common Equity Tier |
| CFD |
Contracts for Differences |
| CIRP |
Corporate Insolvency Resolution Processes |
| CMR |
CIBIL MSME Rank |
| CP |
Commercial Paper |
| CRA |
Credit Rating Agencies |
| CRAR |
Capital to Risk-weighted Assets Ratio |
| CRILC |
Central Repository of Information on Large Credits |
| DNB |
The Netherlands Bank |
| DSII |
Domestic Systemically Important Insurers |
| EBPT |
Earnings before Provisions and Tax |
| ECB |
European Central Bank |
| ECBs |
External Commercial Borrowings |
| ECL |
Expected Credit Loss |
| EFEs |
Eligible Foreign Entities |
| EMDEs |
Emerging Markets and Developing Economies |
| EMs |
Emerging Markets |
| EONIA |
Euro Overnight Index Average |
| ERD |
Effective Revenue Deficit |
| ESTER |
Euro Short-Term Rate |
| EURIBOR |
Euro Interbank Offered Rate |
| FALLCR |
Facility to Avail Liquidity for Liquidity Coverage Ratio |
| FBs |
Foreign Banks |
| FC |
Financial Conglomerate |
| FCA |
Financial Conduct Authority of UK |
| FCI |
Financial Conditions Index |
| FDI |
Foreign Direct Investment |
| FINCON |
Financial Conglomerate Returns |
| FMIs |
Financial Market Infrastructures |
| FPI |
Foreign Portfolio Investor |
| FRBM |
Fiscal Responsibility and Budget Management |
| FRTB |
Fundamental Review of the Trading Book |
| FSB |
Financial Stability Board |
| FSDC |
Financial Stability and Development Council |
| GDP |
Gross Domestic Product |
| GNPA |
Gross Non-performing Assets |
| GVA |
Gross Value Added |
| HFCs |
Housing Finance Companies |
| HFT |
Held for Trading |
| HQLAs |
High Quality Liquid Assets |
| HY |
High Yield |
| IBBI |
The Insolvency and Bankruptcy Board of India |
| IBOR |
Inter-bank Offer Rates |
| ICR |
Insurance Claims Loss Ratio |
| IFRS |
International Financial Reporting Standards |
| Ind AS |
Indian Accounting Standards |
| IOSCO |
International Organisation of Securities Commissions |
| IRAC |
Income Recognition & Asset Classification |
| IRDAI |
The Insurance Regulatory and Development Authority of India |
| IRF |
Inter-regulatory Forum |
| IRS |
Interest Rate Swap |
| LCR |
Liquidity Coverage Ratio |
| MBA |
Consortium / Multiple Banking Arrangements |
| MF |
Mutual Funds |
| MHP |
Minimum Holding Period |
| MMMFs |
Money Market Mutual Funds |
| MRC |
Minimum Required Corpus of Core Settlement Guarantee Fund |
| MRR |
Minimum Retention Requirement |
| MSF |
Marginal Standing Facility |
| MSME |
Micro, Small and Medium Enterprises |
| MTM |
Mark-to-Market |
| NAV |
Net Asset Value |
| NBFCs |
Non-banking Financial Companies |
| NBFCs-D |
Non-banking Financial Companies - Deposit Taking |
| NBFCs-ND-SI |
Non-banking Financial Companies - Non-deposit taking - Systemically Important |
| NDTL |
Net Demand and Time Liabilities |
| NIM |
Net interest Margin |
| NNPA |
Net non-performing Assets |
| NPA |
Non-performing Asset |
| NPS |
National Pension System |
| NSFR |
Net Stable Funding Ratio |
| NTB |
New To Bank |
| OC |
Operational Creditors |
| OE |
Operating expenses |
| OMO |
Open Market Operations |
| OOI |
Other Operating Income |
| PCA |
Prompt Corrective Action |
| PCE |
Partial Credit Enhancement |
| PCR |
Provision Coverage Ratio |
| PFRDA |
Pension Fund Regulatory and Development Authority |
| PFs |
Pension Funds |
| PVBs |
Private Sector Banks |
| QE |
Quantitative Easing |
| RBC |
Risk-based Capital |
| RoA |
Return on Assets |
| RoE |
Return on Equity |
| RSA |
Restructured Standard Advances |
| RWA |
Risk Weighted Assets |
| SCBs |
Scheduled Commercial Banks |
| SEBI |
Securities and Exchange Board of India |
| SII |
Systemically Important Insurers |
| SIPs |
Systematic Investment Plans |
| SLA |
Service Level Agreements |
| SLR |
Statutory Liquidity Ratio |
| SMA |
Special Mention Account |
| SMAC |
Secondary Market Advisory Committee |
| SOFR |
Secured Overnight Financing Rate |
| SONIA |
Sterling Overnight Index Average |
| SSBs |
Standard-setting Bodies |
| SUCBs |
Scheduled Urban Cooperative Banks |
| TER |
Total Expense Ratio |
| WEO |
World Economic Outlook |
