Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. Of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

53,580

113,25

91,51

9,068

39,19

29,57

1. Direct Finance

52,139

108,85

87,48

8,978

37,84

28,14

2. Indirect Finance

1,441

4,39

4,04

90

1,34

1,43

II.

INDUSTRY

12,110

64,33

54,63

4,450

302,36

278,27

1. Mining & Quarrying

3

9

5

13

1,14

77

2. Food Manufacturing & Processing

319

7,92

5,96

201

33,12

30,99

(a) Rice Mills, Flour & Dal Mills

69

4,99

3,24

107

21,04

19,29

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

46

58

47

38

6,38

6,84

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

3

57

41

(f) Others

204

2,35

2,25

53

5,14

4,45

3. Beverage & Tobacco

—

—

—

10

2,40

2,31

4. Textiles

250

4,64

4,14

72

77,34

60,27

(a) Cotton Textiles

3

2

1

18

70,34

54,42

(b) Jute Textiles

1

7

6

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

7

7

9

(d) Other Textiles

246

4,55

4,07

47

6,93

5,76

5. Paper, Paper Products & Printing

62

1,89

1,83

32

3,66

3,58

6. Leather & Leather Products

11

27

35

7

30

32

7. Rubber & Rubber Products

9

26

21

8

1,92

1,67

8. Chemicals & Chemical Products

18

85

73

55

19,63

18,56

(a) Heavy Industrial Chemicals

—

—

—

2

51

37

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

4

18

15

10

1,35

1,47

(d) Non-Edible Oils

—

—

—

1

5

3

(e) Other Chemicals & Chemical Products

14

67

58

42

17,73

16,69

9. Petroleum, Coal Products & Nuclear Fuels

3

11

10

—

—

—

10. Manufacture of Cement & Cement Products

17

1,94

1,17

78

10,15

9,14

11. Basic Metals & Metal Products

74

2,15

1,79

131

15,00

14,41

(a) Iron & Steel

2

14

9

27

9,20

8,65

(b) Non-Ferrous Metals

1

3

3

—

—

—

(c) Other Metal Products

71

1,98

1,67

104

5,79

5,76

12. Engineering

39

88

70

57

3,39

2,70

(a) Heavy Engineering

2

8

7

14

64

57

(b) Light Engineering

6

25

25

12

50

34

(c) Electrical Machinery & Goods

29

44

35

30

2,22

1,73

(d) Electronic Machinery & Goods

2

11

3

1

3

6

13. Vehicles, Vehicle Parts & Transport Equipments

98

7,69

7,05

165

10,49

11,64

14. Other Industries

11,019

32,79

28,31

3,582

21,95

19,03

15. Electricity, Gas & Water

3

48

29

1

100,00

100,00

(a) Electricity Generation & Transmission

—

—

—

1

100,00

100,00

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

3

48

29

—

—

—

16. Construction

185

2,38

1,96

38

1,87

2,89

III.

TRANSPORT OPERATORS

8,453

78,15

52,56

2,596

52,44

36,60

IV.

PROFESSIONAL AND OTHER SERVICES

2,865

18,56

14,72

691

13,08

9,74

V.

PERSONAL LOANS

69,291

217,08

192,58

18,837

89,90

76,64

1. Loans for Purchase of Consumer Durables

11,491

31,61

25,49

3,138

10,50

7,96

2. Loans for Housing

6,659

48,55

44,47

2,905

33,71

29,79

3. Rest of the Personal Loans

51,141

136,92

122,62

12,794

45,69

38,89

VI.

TRADE

18,971

94,06

76,92

6,462

66,73

56,51

1. Wholesale Trade

1,798

10,61

8,82

322

13,25

11,60

2. Retail Trade

17,173

83,46

68,10

6,140

53,49

44,91

VII.

FINANCE

25

83

43

4

39

60

VIII.

ALL OTHERS

5,363

404,79

206,25

2,496

30,20

27,11

TOTAL BANK CREDIT

1,70,658

991,05

689,61

44,604

594,29

515,05

OF WHICH: 1. Artisans & Village Industries

4,811

9,84

8,27

1,644

3,25

2,73

2. Other Small Scale Industries

4,060

21,51

18,34

1,758

104,87

87,54

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. Of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,785

53,61

48,53

—

—

—

1. Direct Finance

3,709

51,76

47,14

—

—

—

2. Indirect Finance

76

1,85

1,39

—

—

—

II.

INDUSTRY

13,366

294,36

276,09

—

—

—

1. Mining & Quarrying

13

4,73

9,35

—

—

—

2. Food Manufacturing & Processing

295

82,50

77,30

—

—

—

(a) Rice Mills, Flour & Dal Mills

138

31,42

27,92

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

27

3,44

3,40

—

—

—

(d) Tea Processing

2

84

15

—

—

—

(e) Processing of Fruits & Vegetables

13

32,26

33,09

—

—

—

(f) Others

115

14,55

12,75

—

—

—

3. Beverage & Tobacco

13

4,63

4,34

—

—

—

4. Textiles

898

36,06

33,61

—

—

—

(a) Cotton Textiles

16

5,73

5,18

—

—

—

(b) Jute Textiles

1

10

16

—

—

—

(c) Handloom Textiles & Khadi

61

3,14

1,29

—

—

—

(d) Other Textiles

820

27,09

26,99

—

—

—

5. Paper, Paper Products & Printing

131

6,02

4,45

—

—

—

6. Leather & Leather Products

141

4,07

3,91

—

—

—

7. Rubber & Rubber Products

21

1,15

93

—

—

—

8. Chemicals & Chemical Products

179

25,94

30,50

—

—

—

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

1

19

19

—

—

—

(c) Drugs & Pharmaceuticals

41

6,72

6,18

—

—

—

(d) Non-Edible Oils

1

5

5

—

—

—

(e) Other Chemicals & Chemical Products

136

18,97

24,08

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

3

16

7

—

—

—

10. Manufacture of Cement & Cement Products

24

2,68

3,03

—

—

—

11. Basic Metals & Metal Products

288

20,68

18,45

—

—

—

(a) Iron & Steel

44

11,05

10,07

—

—

—

(b) Non-Ferrous Metals

9

81

84

—

—

—

(c) Other Metal Products

235

8,82

7,54

—

—

—

12. Engineering

233

11,84

10,03

—

—

—

(a) Heavy Engineering

7

74

62

—

—

—

(b) Light Engineering

33

1,89

1,04

—

—

—

(c) Electrical Machinery & Goods

158

6,18

5,41

—

—

—

(d) Electronic Machinery & Goods

35

3,02

2,95

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

322

9,42

7,46

—

—

—

14. Other Industries

10,529

77,14

64,87

—

—

—

15. Electricity, Gas & Water

12

54

41

—

—

—

(a) Electricity Generation & Transmission

7

27

23

—

—

—

(b) Non-Conventional Energy

1

4

4

—

—

—

(c) Gas, Steam & Water Supply

4

23

14

—

—

—

16. Construction

264

6,82

7,40

—

—

—

III.

TRANSPORT OPERATORS

1,993

54,85

41,38

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

23,736

1087,09

1178,27

—

—

—

V.

PERSONAL LOANS

62,791

317,53

267,10

—

—

—

1. Loans for Purchase of Consumer Durables

15,283

53,88

40,30

—

—

—

2. Loans for Housing

9,173

105,31

93,87

—

—

—

3. Rest of the Personal Loans

38,335

158,34

132,92

—

—

—

VI.

TRADE

16,336

248,01

220,51

—

—

—

1. Wholesale Trade

2,984

102,08

90,89

—

—

—

2. Retail Trade

13,352

145,93

129,62

—

—

—

VII.

FINANCE

73

12,26

13,82

—

—

—

VIII.

ALL OTHERS

7,935

77,10

62,86

—

—

—

TOTAL BANK CREDIT

1,30,015

2144,81

2108,55

—

—

—

OF WHICH: 1. Artisans & Village Industries

2,219

9,81

8,37

—

—

—

2. Other Small Scale Industries

5,554

141,84

129,60

—

—

—