(Per cent)

Year
(end-March)

Urban
Co­operative Banks (UCBs)

Rural Co-operative Banks

Short-Term Structure

Long-Term Structure

StCBs

DCCBs

PACS

SCARDBs

PCARDBs

1

2

3

4

5

6

7

1994-95

13.9

33.9

1995-96

13.0

34.7

1996-97

13.2

34.9

1997-98

11.7

12.5

17.8

35.3

18.6

16.5

1998-99

11.7

12.6

17.8

35.0

19.2

16.1

1999-00

12.2

10.7

17.2

35.4

18.7

20.0

2000-01

16.1

13.0

17.9

34.9

20.5

24.3

2001-02

21.9

13.4

19.9

32.5

18.5

30.2

2002-03

19.0

18.2

21.2

37.9

20.9

33.8

2003-04

22.7

18.7

24.0

36.8

26.7

35.8

2004-05

23.2

16.3

19.9

33.6

31.3

31.9

2005-06

18.9

16.8

19.7

30.4

32.7

35.6

2006-07

18.3

14.2

18.5

29.1

30.3

35.4

2007-08

15.5

12.8

20.5

35.7

34.5

53.7

2008-09

13.0

12.0

18.0

44.8

30.1

39.0

2009-10

11.8

9.0

14.9

41.4

33.2

42.2

StCBs : State Co-operative Banks
DCCBs : District Central Co-operative Banks
PACS : Primary Agricultural Credit Societies
SCARDBs : State Co-operative Agriculture and Rural Development Banks
PCARDBs : Primary Co-operative Agriculture and Rural Development Banks
Note : 1 Data for 2008-09 and 2009-10 are provisional.
2. Data on UCBs represent percentage of gross advances.
3. Data on StCBs, DCCBs, SCARDBs and PCARDBs represent percentage of loans outstanding.
4. Data on NPAs of PACS represent percentage of overdues to demand.
5. Prudential norms were made applicable to the UCBs since 1992-93, the StCBs and DCCBs since 1996-97, and SCARDBs and PCARDBs since 1997-98.
Source : Reserve Bank for UCBs and NABARD for Rural Co-operative Banks (excluding PACS for which the source is NAFSCOB).