STATE : UTTARANCHAL

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,28,284

519,73

400,90

53,454

395,55

311,04

1.

Direct Finance

1,25,589

483,94

381,31

52,217

346,27

277,92

2.

Indirect Finance

2,695

35,79

19,59

1,237

49,28

33,12

II.

INDUSTRY

11,643

548,90

341,24

5,098

1089,63

786,63

1.

Mining & Quarrying

23

1,71

1,38

50

12,31

10,05

2.

Food Manufacturing & Processing

398

60,98

26,41

525

264,33

151,43

(a) Rice Mills, Flour & Dal Mills

242

27,12

11,08

328

113,62

61,12

(b) Sugar

5

28,87

11,66

21

122,95

74,94

(c) Edible Oils & Vanaspati

5

20

20

27

8,61

4,56

(d) Tea Processing

1

5

5

1

18

5

(e) Processing of Fruits & Vegetables

13

1,11

94

11

2,79

2,03

(f) Others

132

3,63

2,48

137

16,17

8,74

3.

Beverage & Tobacco

2

5

5

6

1,84

1,13

4.

Textiles

177

24,34

13,19

218

22,94

22,22

(a) Cotton Textiles

12

6,25

7,22

17

47

45

(b) Jute & Other Natural Fibre Textiles

1

2

1

2

10

8

(c) Handloom Textiles & Khadi

71

58

46

63

36

30

(d) Other Textiles & Textile Products

93

17,50

5,50

136

22,01

21,39

5.

Paper, Paper Products & Printing

340

23,65

12,11

183

93,77

76,44

6.

Leather & Leather Products

7

14

13

20

49

46

7.

Rubber & Plastic Products

14

1,26

1,22

63

5,94

4,32

8.

Chemicals & Chemical Products

35

46,68

45,89

104

34,06

17,34

(a) Heavy Industrial Chemicals

5

44,63

44,38

5

15,23

5,02

(b) Fertilisers

–

–

–

3

1,02

69

(c) Drugs & Pharmaceuticals

5

5

5

17

2,71

2,01

(d) Non-Edible Oils

1

7

7

6

4,95

3,28

(e) Other Chemicals & Chemical Products

24

1,93

1,39

73

10,16

6,36

9.

Petroleum, Coal Products & Nuclear Fuels

1

3

1

2

13

10

10.

Manufacture of Cement & Cement Products

9

30

27

14

1,07

61

11.

Basic Metals & Metal Products

74

5,12

3,86

123

30,12

22,91

(a) Iron & Steel

4

4,10

3,02

37

24,69

19,34

(b) Non-Ferrous Metals

1

3

3

5

34

29

(c) Metal Products

69

98

81

81

5,10

3,28

12.

Engineering

85

12,37

5,19

270

70,79

66,53

(a) Heavy Engineering

4

31

26

30

42,73

41,59

(b) Light Engineering

31

81

73

160

14,55

12,59

(c) Electrical Machinery & Goods

42

10,95

3,97

49

10,41

9,40

(d) Electronic Machinery & Goods

8

31

24

31

3,10

2,94

13.

Vehicles, Vehicle Parts & Transport Equipments

43

10,27

10,22

16

26

14

14.

Other Industries

7,350

50,67

30,16

2,924

86,05

76,85

15.

Electricity, Gas & Water

5

232,34

116,74

14

446,26

322,98

(a) Electricity Generation & Transmission

1

232,00

116,50

8

444,24

320,96

(b) Non-Conventional Energy

2

25

17

–

–

–

(c) Gas, Steam & Water Supply

2

9

7

6

2,02

2,02

16.

Construction

3,080

79,01

74,40

566

19,27

13,11

III.

TRANSPORT OPERATORS

4,559

84,34

49,82

2,058

39,52

27,19

IV.

PROFESSIONAL AND OTHER SERVICES

4,637

50,05

38,65

4,087

79,11

61,58

V.

PERSONAL LOANS

81,638

530,61

425,95

72,662

777,87

623,74

1.

Loans for Purchase of Consumer Durables

3,091

13,93

9,99

3,371

15,11

10,17

2.

Loans for Housing

8,767

163,71

144,99

11,742

312,65

276,85

3.

Rest of the Personal Loans

69,780

352,97

270,96

57,549

450,11

336,72

VI.

TRADE

33,544

224,10

165,40

21,029

287,25

224,73

1.

Wholesale Trade

475

12,85

9,00

655

36,66

29,97

2.

Retail Trade

33,069

211,25

156,40

20,374

250,59

194,76

VII.

FINANCE

234

1,85

99

103

8,33

3,19

VIII.

ALL OTHERS

8,239

36,98

29,67

5,090

77,62

59,86

TOTAL BANK CREDIT

2,72,778

1996,57

1452,62

1,63,581

2754,88

2097,96

OF WHICH:
1. Artisans and Village & Tiny Industries

6,275

42,13

26,85

2,200

79,75

49,62

2. Other Small Scale Industries

1,486

66,31

37,96

1,576

177,45

123,24

STATE : UTTARANCHAL

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,279

60,95

49,62

–

–

–

1.

Direct Finance

3,124

33,07

29,49

–

–

–

2.

Indirect Finance

155

27,88

20,14

–

–

–

II.

INDUSTRY

2,989

922,64

730,78

–

–

–

1.

Mining & Quarrying

29

41,69

9,31

–

–

–

2.

Food Manufacturing & Processing

212

53,45

38,31

–

–

–

(a) Rice Mills, Flour & Dal Mills

54

3,75

2,83

–

–

–

(b) Sugar

7

40,25

28,61

–

–

–

(c) Edible Oils & Vanaspati

12

1,55

44

–

–

–

(d) Tea Processing

4

35

36

–

–

–

(e) Processing of Fruits & Vegetables

11

4,10

3,73

–

–

–

(f) Others

124

3,46

2,33

–

–

–

3.

Beverage & Tobacco

5

3,55

3,04

–

–

–

4.

Textiles

164

34,75

13,20

–

–

–

(a) Cotton Textiles

13

23,87

5,26

–

–

–

(b) Jute & Other Natural Fibre Textiles

6

5

4

–

–

–

(c) Handloom Textiles & Khadi

13

19

17

–

–

–

(d) Other Textiles & Textile Products

132

10,64

7,73

–

–

–

5.

Paper, Paper Products & Printing

77

20,62

15,41

–

–

–

6.

Leather & Leather Products

26

53

49

–

–

–

7.

Rubber & Plastic Products

40

6,19

5,42

–

–

–

8.

Chemicals & Chemical Products

107

512,93

491,83

–

–

–

(a) Heavy Industrial Chemicals

22

492,60

473,32

–

–

–

(b) Fertilisers

1

50

23

–

–

–

(c) Drugs & Pharmaceuticals

19

6,30

5,67

–

–

–

(d) Non-Edible Oils

–

–

–

–

–

–

(e) Other Chemicals & Chemical Products

65

13,53

12,60

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

7

6,84

1,91

–

–

–

10.

Manufacture of Cement & Cement Products

17

1,43

1,09

–

–

–

11.

Basic Metals & Metal Products

115

50,51

12,99

–

–

–

(a) Iron & Steel

27

9,67

6,37

–

–

–

(b) Non-Ferrous Metals

2

32,36

47

–

–

–

(c) Metal Products

86

8,48

6,15

–

–

–

12.

Engineering

289

79,30

61,24

–

–

–

(a) Heavy Engineering

39

13,78

12,51

–

–

–

(b) Light Engineering

129

28,54

18,73

–

–

–

(c) Electrical Machinery & Goods

86

23,01

17,72

–

–

–

(d) Electronic Machinery & Goods

35

13,97

12,27

–

–

–

13.

Vehicles, Vehicle Parts & Transport Equipments

38

1,98

95

–

–

–

14.

Other Industries

1,432

58,84

44,59

–

–

–

15.

Electricity, Gas & Water

7

15,62

7,44

–

–

–

(a) Electricity Generation & Transmission

1

15,00

6,96

–

–

–

(b) Non-Conventional Energy

3

13

12

–

–

–

(c) Gas, Steam & Water Supply

3

49

36

–

–

–

16.

Construction

424

34,40

23,56

–

–

–

III.

TRANSPORT OPERATORS

1,364

19,66

14,08

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

3,288

128,45

102,41

–

–

–

V.

PERSONAL LOANS

76,087

1069,66

882,27

–

–

–

1.

Loans for Purchase of Consumer Durables

8,357

37,60

30,11

–

–

–

2.

Loans for Housing

14,317

492,00

447,41

–

–

–

3.

Rest of the Personal Loans

53,413

540,06

404,75

–

–

–

VI.

TRADE

10,673

340,63

262,46

–

–

–

1.

Wholesale Trade

558

77,38

69,00

–

–

–

2.

Retail Trade

10,115

263,25

193,46

–

–

–

VII.

FINANCE

83

13,45

6,58

–

–

–

VIII.

ALL OTHERS

9,311

150,45

123,96

–

–

–

TOTAL BANK CREDIT

1,07,074

2705,89

2172,16

–

–

–

OF WHICH:
1. Artisans and Village & Tiny Industries

371

9,78

7,95

–

–

–

2. Other Small Scale Industries

1,533

94,57

70,67

–

–

–