(Rs. crore)

Outstanding
as on

Variation over

Item

1999

Financial year so far

Jan. 1#

Fortnight

1997-98

1998-99

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

29,378

706

3,338

5,696

8,644

Borrowings from Banks⁽¹⁾

10,472

-861

4,966

3,312

2,248

Other demand and time liabilities⁽²⁾

593

64

-97

-852

151

Liabilities to Others

Aggregate deposits

6,83,081@

3,187

58,550

77,671

1,18,932

(0.5)

(11.6)

(12.8)

(21.1)

Demand

1,00,993

1,707

-132

-1,520

10,515

Time

5,82,088@

1,480

58,682

79,191

1,08,417

Borrowings⁽³⁾

1,878

737

608

599

333

Other demand and time liabilities

47,920

2,582

3,876

8,166

9,791

Borrowings from Reserve Bank

4,956

1,806

185

4,561

4,211

Cash in hand and Balances with Reserve Bank

75,267

7,212

6,519

13,961

15,553

Cash in hand

3,845

115

279

237

219

Balances with Reserve Bank

71,422

7,097

6,241

13,724

15,334

Assets with the Banking System

Balance with other Banks⁽⁴⁾

11,552

134

1,547

—

1,635

Money at call and short notice

17,000

-1,491

-829

8,139

9,870

Advances to banks

1,623

38

-95

-540

-158

Other assets

1,411

345

-309

-255

33

Investments⁽⁵⁾

2,49,683

-1,810

24,850

30,978

34,320

(-0.7)

(13.0)

(14.2)

(15.9)

Government securities

2,18,097

-1,798

25,072

31,140

34,135

Other approved securities

31,586

-12

-223

-162

185

Bank Credit

3,44,024

5,071

22,125

19,945

43,498

(1.5)

(7.9)

(6.2)

(14.5)

Food Credit

16,101

114

4,259

3,616

4,245

Non-food credit

3,27,923

4,957

17,866

16,329

39,253

Loans, cash-credit and overdrafts

3,15,170

3,620

21,100

20,435

42,448

Inland bills- purchased

4,190

155

462

-470

-459

discounted⁽⁶⁾

10,124

880

335

356

1,184

Foreign bills-purchased

7,650

1,025

138

-280

-137

discounted

6,888

-611

90

-97

461

Cash-Deposit Ratio

11.02

Investment-Deposit Ratio

36.55

Credit-Deposit Ratio

50.36

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 9.9 per cent and 17.9 per cent, respectively.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.

(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.

(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.

(4) In current account and in other account.

(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5.

(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variations in the relevant period.