3. Scheduled Commercial Banks - Business in India - आरबीआई - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||
Outstanding | Variation over | ||||||
as on | Financial year so far | Year-on-year | |||||
Item | 2004 | Fortnight | |||||
Jul. 9# | 2003-2004 | 2004-2005 | 2003 | 2004 | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Liabilities to the Banking System | |||||||
Demand and time deposits from Banks | 38,172 | –456 | –2,256 | 1,339 | 215 | –26 | |
Borrowings from Banks (1) | 14,246 | –1,614 | –1,178 | –780 | 957 | –4,214 | |
Other demand and time liabilities(2) | 2,139 | –1,110 | 921 | –488 | 1,017 | –1,036 | |
Liabilities to Others | |||||||
Aggregate deposits@ | 15,68,671 | 8,739 | 63,864 | 64,255 | 1,44,748 | 2,23,954 | |
(0.6) | (5.0) | (4.3) | (12.1) | (16.7) | |||
Demand | 2,10,449 | –2,105 | 3,205 | –14,574 | 22,638 | 36,954 | |
Time@ | 13,58,223 | 10,843 | 60,659 | 78,829 | 1,22,109 | 1,87,000 | |
Borrowings(3) | 30,045 | –17 | 2,525 | 5,375 | 5,512 | 14,883 | |
Other demand and time liabilities | 1,51,579 | 8,541 | 940 | 3,495 | 21,481 | 20,833 | |
Borrowings from Reserve Bank | — | — | –78 | — | –63 | –1 | |
Cash in hand and Balances with Reserve Bank | 78,676 | –8,235 | 6,574 | 1,781 | –7,891 | 6,200 | |
Cash in hand | 8,563 | 39 | 1,660 | 665 | 2,596 | –664 | |
Balances with Reserve Bank | 70,114 | –8,274 | 4,915 | 1,117 | –10,487 | 6,864 | |
Assets with the Banking System | |||||||
Balance with other Banks(4) | 17,823 | –777 | –494 | 862 | –1,501 | 1,129 | |
Money at call and short notice | 17,151 | –1,672 | –6,877 | –907 | –946 | –8,107 | |
Advances to Banks | 10,199 | 256 | 470 | –324 | 1,847 | 2,582 | |
Other assets | 2,658 | –292 | 17 | 21 | 339 | 92 | |
Investments (5) | 7,31,002 | 13,593 | 61,642 | 53,414 | 1,34,478 | 1,21,814 | |
(1.9) | (11.3) | (7.9) | (28.3) | (20.0) | |||
Government securities | 7,04,750 | 10,717 | 61,443 | 49,993 | 1,35,728 | 1,19,891 | |
Other approved securities | 26,251 | 2,877 | 199 | 3,421 | –1,250 | 1,924 | |
Bank Credit | 8,82,312 | 4,904 | –3,535 | 41,527 | 73,410 | 1,56,631 | |
(0.6) | (–0.5) | (4.9) | (11.3) | (21.6) | |||
Food Credit | 43,457 | 396 | –5,891 | 7,496 | –15,875 | –131 | |
Non-food credit | 8,38,854 | 4,508 | 2,356 | 34,031 | 89,285 | 1,56,762 | |
Loans, cash-credit and overdrafts | 8,30,706 | 4,256 | –113 | 41,466 | 71,691 | 1,48,747 | |
Inland bills- purchased | 6,561 | –371 | –560 | –408 | 525 | 1,537 | |
discounted(6) | 21,991 | 500 | –1,364 | 262 | 323 | 3,171 | |
Foreign bills-purchased | 9,787 | 347 | –705 | –326 | –95 | 742 | |
discounted | 13,266 | 172 | –792 | 533 | 967 | 2,434 | |
Cash-Deposit Ratio | 5.02 | ||||||
Investment-Deposit Ratio | 46.60 | ||||||
Credit-DepositRatio | 56.25 | ||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, (1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |