Scheduled Commercial Banks - Business in India - आरबीआई - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2006 |
||||||
Month |
|||||||
Jun. 30# |
2005-2006 |
2006-2007 |
2005 |
2006 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
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Demand and time deposits from Banks |
31,788 |
603 |
1,339 |
–5,290 |
–567 |
–5,860 |
|
Borrowings from Banks(1) |
31,543 |
1,725 |
2,194 |
2,346 |
14,015 |
1,733 |
|
Other demand and time liabilities(2) |
7,361 |
–1,283 |
8,788 |
–1,530 |
8,696 |
–4,552 |
|
Liabilities to Others |
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Aggregate deposits@ |
21,82,144 |
45,881 |
92,886 |
73,095 |
2,30,665 |
3,89,059 |
|
(2.1) |
(5.5) |
(3.5) |
(14.8) |
(21.7) |
|||
Demand |
3,42,659 |
11,215 |
15,741 |
–21,981 |
50,901 |
78,891 |
|
Time@ |
18,39,484 |
34,666 |
77,145 |
95,076 |
1,79,763 |
3,10,168 |
|
[1,76,250] |
|||||||
Borrowings(3) |
85,957 |
7,878 |
1,395 |
2,813 |
40,839 |
15,039 |
|
Other demand and time liabilities |
1,89,396 |
–1,482 |
–42,981 |
616 |
6,165 |
39,617 |
|
Borrowings from Reserve Bank |
2 |
— |
–50 |
–1,486 |
— |
2 |
|
Cash in hand and Balances with Reserve Bank |
1,39,112 |
4,581 |
9,520 |
–994 |
18,810 |
33,015 |
|
Cash in hand |
12,982 |
1,009 |
1,639 |
–64 |
1,212 |
2,871 |
|
Balances with Reserve Bank |
1,26,130 |
3,572 |
7,881 |
–931 |
17,598 |
30,144 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
26,516 |
4,112 |
280 |
53 |
1,734 |
6,915 |
|
Money at call and short notice |
15,895 |
1,753 |
6,495 |
2,276 |
7,215 |
–10,460 |
|
Advances to Banks |
3,348 |
–299 |
–535 |
–844 |
–834 |
–5,809 |
|
Other assets |
11,382 |
1,404 |
30 |
1,262 |
–308 |
8,928 |
|
Investments(5) |
7,57,530 |
10,722 |
–879 |
40,076 |
20,815 |
19,256 |
|
(1.4) |
(–0.1) |
(5.6) |
(2.9) |
(2.6) |
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Government securities |
7,34,968 |
10,784 |
–182 |
34,226 |
23,986 |
16,169 |
|
[11,793] |
|||||||
Other approved securities |
22,562 |
–62 |
–697 |
5,850 |
–3,171 |
3,087 |
|
Bank Credit |
15,45,084 |
51,969 |
60,775 |
38,007 |
2,82,333 |
3,83,881 |
|
(3.5) |
(5.5) |
(2.5) |
(32.1) |
(33.1) |
|||
Food Credit |
37,955 |
–1,107 |
3,681 |
–2,735 |
1,741 |
–6,847 |
|
Non-food credit |
15,07,129 |
53,077 |
57,094 |
40,743 |
2,80,593 |
3,90,728 |
|
[2,47,711] |
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Loans, cash-credit and overdrafts |
14,71,169 |
49,932 |
63,275 |
40,714 |
2,75,225 |
3,67,681 |
|
Inland bills- purchased |
10,166 |
–384 |
–76 |
–2,748 |
590 |
2,688 |
|
discounted(6) |
29,331 |
419 |
–1,160 |
–1,485 |
2,726 |
5,259 |
|
Foreign bills-purchased |
12,683 |
721 |
–620 |
–392 |
884 |
2,475 |
|
discounted |
21,735 |
1,282 |
–645 |
1,918 |
2,908 |
5,778 |
|
Cash-Deposit Ratio |
6.38 |
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Investment-Deposit Ratio |
34.71 |
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Credit-Deposit Ratio |
70.81 |
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@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005. (2) Wherever it has not been possible to identify a liability to the banking system, |