(` crore)

Item

Outstanding as on Apr. 29 # 2011

Variation over

Month

Financial year so far

Year-on-year

2010-2011

2011-2012

2010

2011

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

70,822

–2,919

–3,838

–2,919

9,280

9,729

Borrowings from Banks⁽¹⁾

28,181

–1,543

–10,149

–1,543

–2,318

5,972

Other Demand and Time Liabilities⁽²⁾

10,102

2,977

1,577

2,977

–11,425

2,547

Liabilities to Others

Aggregate Deposits

53,45,882

1,37,913

66,357

1,37,913

6,09,401

7,86,700

(2.6)

(1.5)

(2.6)

(15.4)

(17.3)

Demand

6,02,610

–39,095

–47,360

–39,095

1,03,481

4,361

Time

47,43,272

1,77,008

1,13,717

1,77,008

5,05,920

7,82,339

Borrowings⁽³⁾

1,48,673

17,332

23,518

17,332

25,187

20,877

Other Demand and Time Liabilities

3,75,149

33,344

13,371

33,344

–3,791

32,358

Borrowings from Reserve Bank

2,115

–2,916

–42

–2,916

0

2,115

Cash in Hand and Balances with Reserve Bank

3,85,304

35,795

33,197

35,795

1,20,646

45,139

Cash in Hand

32,516

2,171

2,826

2,171

3,102

4,112

Balances with Reserve Bank

3,52,788

33,625

30,371

33,625

1,17,544

41,027

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

53,841

–2,296

–8,104

–2,296

784

–476

Money at Call and Short Notice

17,194

588

–7,182

588

–3,720

6,708

Advances to Banks

11,266

–1,303

–308

–1,303

7,275

1,681

Other Assets

60,860

–8,214

–4,320

–8,214

–2,261

20,716

Investments⁽⁵⁾

15,65,497

63,878

41,339

63,878

1,57,481

1,39,406

(4.3)

(3.0)

(4.3)

(12.4)

(9.8)

Government Securities

15,61,207

64,059

41,487

64,059

1,61,615

1,41,325

Other Approved Securities

4,290

–181

–148

–181

–4,134

–1,920

Bank Credit

39,21,487

–20,596

–10,194

–20,596

4,81,598

6,86,892

(–0.5)

(–0.3)

(–0.5)

(17.5)

(21.2)

Food Credit

52,248

–12,035

5,784

–12,035

–944

–2,025

Non-Food credit

38,69,239

–8,561

–15,978

–8,561

4,82,543

6,88,918

Loans, Cash-credit and Overdrafts

37,75,309

–18,697

–9,357

–18,697

4,54,865

6,62,508

Inland Bills-Purchased

12,808

–636

–609

–636

–361

1,403

Discounted⁽⁶⁾

81,067

1,201

738

1,201

19,229

18,111

Foreign Bills-Purchased

17,086

–1,497

–630

–1,497

–535

1,583

Discounted

35,216

–968

–336

–968

8,400

3,286

Cash-Deposit Ratio

7.21

Investment-Deposit Ratio

29.28

Credit-Deposit Ratio

73.36

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes : 1. Includes the impact of mergers since May 3, 2002.
2. Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.
3. Year on year variation for the year 2010 are over the level of reporting Friday of the previous year.