कनेक्ट 2 रेगुलेट

भारतीय रिज़र्व बैंक ने आज अपनी वेबसाइट पर सीमा-पार आवक भुगतानों में तेज़ी लाने के लिए दिशानिर्देशों पर एक मसौदा परिपत्र जारी किया है। इस मसौदा परिपत्र पर बैंकों से 19 नवंबर 2025 तक टिप्पणियाँ/प्रतिक्रियाएँ आमंत्रित हैं।

Lending to counterparties who are related or connected to the lenders either through ownership stake in the lending entity or through their ability to control and influence the lending decisions entail conflict of interest or moral hazard issues for the lenders. The draft Directions being issued provide a harmonised, principle-based framework to be adopted by REs for managing such risks, suitably rationalising the existing provisions.

As announced in the Statement on Developmental and Regulatory Policies dated October 01, 2025, it has been decided to rationalize regulations pertaining to External Commercial Borrowing (ECB) included in the Foreign Exchange Management (Borrowing and Lending) Regulations, 2018 issued under FEMA, 1999. Salient features of proposed regulations are as under: