Circular No RBI/2004/197CO.DT.No.13.01.299/H.6707/2003-04May 14, 2004Vaishaka 24, 1926 (S)The Chairman & Managing DirectorState Bank of India and Associate banks17 Nationalised banksThe Managing DirectorICICI/IDBI/HDFC/UTI Bank Ltd.Stock Holding Corporation of India Ltd. Dear Sir,6.5% Savings (Non-Taxable) Bonds, 2003 & 8% Savings (Taxable) Bonds 2003 issue and servicing - Penalties for infringement of Customer’s RightsPlease refer to our Circular RBI / 2004 /

8% Savings (Taxable) Bonds, 2003Government of India has announced to launch of 8% Savings (Taxable) Bonds, 2003 commencing from 21st April 2003 to enable resident citizens/charitable institutions/universities to invest in a taxable bond, without any monetary ceiling. The main features of the Bonds are:(i)Who can invest:The Bonds are open to investment by individuals (including Joint Holdings) and Hindu Undivided Families/charitable institutions/universities. NRIs are

Ref.No.CO.DT.13.01.299/H-3836/2002-03April 3, 2003The Chairman & Managing DirectorState Bank of India & Associate Banks& 17 Nationalised BanksUTI Bank Ltd., ICICI Bank Ltd., HDFC Bank Ltd., IDBI Bank Ltd., &Stock Holding Corporation of India Ltd.Dear Sir8 % Savings (Taxable) Bonds, 2003 It has been decided by the Government of India to issue 8% Savings (Taxable) Bonds, 2003 with effect from 21st April 2003 in terms of their Notification No.F.4(10)-W&am

Government of India Ministry of Finance and Company Affairs Department of Economic Affairs Notification New Delhi, dated the 21st March 2003 8 % Savings (Taxable) Bonds, 2003 No.F.4(10)-W&M/2003 : The Government of India, hereby notifies the issue of 8% Savings (Taxable) Bonds, 2003 ("the Bonds") from 21st April 2003 until further notice. The terms and condition of the issue of the Bonds, shall be as follows: 2. Eligibility for Investment: The Bonds may be held by

Ref.No.CO.DT.13.01.298/H-3566/2002-0315th March 2003The Chairman & Managing DirectorState Bank of India & Associate Banks& 17 Nationalised BanksUTI Bank Ltd., ICICI Bank Ltd., HDFC Bank Ltd., IDBI Bank Ltd., &Stock Holding Corporation of India Ltd.Dear Sir6.5 % Savings Bond, 2003 (non-taxable) It has been decided by the Government of India to issue 6.5 % Savings Bond, 2003 (non taxable) with effect from 24th March 2003 in terms of their Notification No

Ref.No.CO.DT.13.01.298/H-3572/2002-03March 15, 2003Loan Circular No. 79The Regional DirectorReserve Bank of IndiaPublic Debt OfficeAhmedabad/Bangalore/Bhubaneswar/Byculla, Mumbai-400 008/Fort, Mumbai/Chennai/Guwahati/Hyderabad/Jaipur/Kanpur/Kolkata/Nagpur/New Delhi/Patna/ThiruvananthapuramDear Sir6.5% Savings Bonds, 2003 (Non-taxable)It has been decided by the Government of India to issue 6.5% Savings Bonds, 2003 (Non-taxable) with effect from 24th March 2003, as per

Government of IndiaMinistry of Finance and Company AffairsDepartment of Economic AffairsNew Delhi, dated the 13th March, 2003 NOTIFICATION@@NBSP@@6.5% Savings Bond, 2003 (Non-taxable)No. F.4(9)-W&M/2003: The Government of India, hereby notifies the issue of 6.5% Savings Bond, 2003 (Non-taxable) ("the Bonds") from 24th March 2003 until further notice. The terms and conditions of the issue of the Bonds, shall be as follows:2. Eligibility for Investment: The Bonds ma