On Advances above Rs.2 lakh other than Export Credit - आरबीआई - Reserve Bank of India
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2005. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7.625-14 |
7.375-14.25 |
8-12.125 |
8-11.875 |
Foreign Banks |
6.25-14.5 |
6.4-13.25 |
7.75-9 |
7.5-9.5 |
Private Sector Banks |
7-15.5 |
7.5-15.75 |
10-12.75 |
9-13 |
Note : Data pertains to 86 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2004. |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4-15.5 |
5.75-16 |
4-15.5 |
6-15 |
Foreign Banks |
3.75-21.5 |
4.33-23 |
4.5-18 |
4.33-20 |
Private Sector Banks |
4.5-19.5 |
3-22 |
5-17.5 |
3-18 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2003. |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
5.5-15.5 |
5-16 |
8-15.5 |
5.5-16 |
Foreign Banks |
3.5-25 |
4.95-23 |
5-18 |
4.95-21 |
Private Sector Banks |
5.1-18.5 |
5-23 |
5.6-17.5 |
5.25-17 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2003. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
10-15 |
9-15.25 |
11.5-14 |
11.5-14 |
Foreign Banks |
8.5-16.5 |
9.5-15.5 |
10-14 |
9.725-13 |
Private Sector Banks |
11.5-16.5 |
10-16.25 |
13-15 |
13-14.75 |
Note : Data pertains to 91 banks , of which 27 are public sector banks,29 are private sector banks and 35 are foreign banks. |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2002. |
||||
|
Interest Rate Range excluding 5% of |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
11-15.5 |
11.5-16 |
12.75-14 |
12.75-14 |
Foreign Banks |
12-17.5 |
11.25-17 |
13-14.75 |
13-15 |
Private Sector Banks |
12.875-17.625 |
12.375-17 |
13.5-16 |
13.75-15.75 |
Note : Data pertains to 89 banks ,of which 27 are public sector banks, 29 are private sector banks and 33 are foreign banks. |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended September 2009 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
4.25 – 18.00 |
6.00 – 18.00 |
7.00 – 15.25 |
6.00 – 16.25 |
Foreign Banks |
3.75 – 21.99 |
3.73 – 21.00 |
3.75 – 15.80 |
6.15 – 18.50 |
Private Sector Banks |
3.00 – 22.00 |
4.75 – 29.50 |
5.00 – 18.25 |
6.50 – 19.00 |
Note : i) Data pertain to 79 banks, of which 27 are public sector banks,30 are foreign banks and 22 are private sector banks. |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2009 |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.125-15.5 |
8.5-15.75 |
9.125-12.75 |
9.5-13 |
Foreign Banks |
7.21-15.5 |
7.5-14.75 |
10.25-13.5 |
10.15-12.055 |
Private Sector Banks |
8.625-18.75 |
9.125-18.375 |
11-14.5 |
11-14 |
(1) Data pertains to 79 banks, of which 27 are public sector banks, 30 are foreign sector banks and 22 are private banks |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2004. |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8-14.25 |
8-14.5 |
11-12.75 |
11-12.75 |
Foreign Banks |
6.05-15 |
7.25-14.625 |
7.5-11 |
7.995-11.6 |
Private Sector Banks |
10.5-15.875 |
9.5-16 |
12-14 |
11.25-14 |
Note : Data pertains to 88 banks , of which 27 are public sector banks, 30 are private sector banks and 31 are foreign banks. |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended Decmber 2002. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
10-15 |
11.5-15.5 |
11.85-14 |
12.25-14 |
Foreign Banks |
11-17 |
10.5-16.5 |
12-14.75 |
11.7-13.625 |
Private Sector Banks |
12-16.5 |
10.5-16.5 |
13.5-15.75 |
13.5-15 |
Note : Data pertains to 91 banks , of which 27 are public sector banks,29 are private sector banks and 35 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6-18 |
4-18 |
7-17.25 |
6-17 |
Foreign Banks |
5.4-18.5 |
5-25.5 |
7.28-16 |
7-21 |
Private Sector Banks |
4.5-23.25 |
4-25 |
7-17.5 |
8.25-18.29 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.5-16.375 |
9-16.75 |
9.875-13 |
9.625-13 |
Foreign Banks |
7.825-14 |
7-13.5 |
9.375-12.25 |
8.25-11.5 |
Private Sector Banks |
9.025-17.25 |
9-17.875 |
10.25-14 |
10.5-14 |
Note : Data pertains to 80 banks , of which 28 are public sector banks, 28 are foreign sector banks and 24 are private banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2006. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
|
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
Public Sector Banks |
7.75-15 |
8-15 |
8.25-11.5 |
8.5-12.125 |
Foreign Banks |
7.25-14.04 |
6.575-11.3 |
8.075-9.57 |
7.845-9.75 |
Private Sector Banks |
8.5-16 |
8.25-16 |
10-13.5 |
9.45-13.5 |
Note : Data pertains to 83 banks , of which 28 are public sector banks, 27 are private sector banks and 28 are foreign banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2006. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7.125-14.5 |
7.625-14.75 |
8-11.25 |
8-12 |
Foreign Banks |
6.875-13.625 |
6.335-12.125 |
7.625-9.75 |
7.525-9.75 |
Private Sector Banks |
8-15.375 |
8-15.75 |
9.75-13.5 |
9.225-13.75 |
Note : Data pertains to 84 banks , of which 28 are public sector banks, 28 are private sector banks and 28 are foreign banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.5-16.375 |
8.75-16.75 |
10-13.125 |
9.75-13 |
Foreign Banks |
8.05-13.5 |
7-12.5 |
9.75-11.5 |
9-10.5 |
Private Sector Banks |
9-17 |
8.5-17.5 |
10.5-13 |
10.5-14 |
Note : Data pertains to 79 banks , of which 28 are public sector banks, 28 are foreign sector banks and 23 are private banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2002. |
||||
(per cent pre annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of business is contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6.5-16.25 |
8.5-16.5 |
8.5-16 |
9.75-16.5 |
Foreign Banks |
6.9-25 |
6.92-22.5 |
6.9-18 |
7.2-22.5 |
Private Sector Banks |
6-19.75 |
5-19.5 |
6.4-19.5 |
6.75-19 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2002. |
||||
(per cent pre annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of business is contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6.5-16.25 |
8.5-16.5 |
8.5-16 |
9.75-16.5 |
Foreign Banks |
6.9-25 |
6.92-22.5 |
6.9-18 |
7.2-22.5 |
Private Sector Banks |
6-19.75 |
5-19.5 |
6.4-19.5 |
6.75-19 |
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended December 2009 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60% business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
8.00 – 15.50 |
8.00 – 15.50 |
9.50 – 12.75 |
9.50 – 13.00 |
Foreign Banks |
5.75 – 14.00 |
6.85 – 15.00 |
7.20 – 11.25 |
8.50 – 11.60 |
Private Sector Banks |
8.63 – 17.88 |
8.00 – 18.13 |
10.25 – 14.00 |
10.25 – 14.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks. |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2008 |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
9-17 |
9-17 |
11-14 |
10-14 |
Foreign Banks |
9.5-15 |
8.5-14.5 |
11.04-13.75 |
10.5-13.4 |
Private Sector Banks |
9.45-18.375 |
9.825-18.375 |
11.625-14.725 |
11.625-14.55 |
Note : Data pertains to 76 banks , of which 27 are public sector banks, 27 are foreign sector banks and 22 are private banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.5-15.75 |
8.875-16 |
9-12.5 |
9.125-12.5 |
Foreign Banks |
7.97-14.5 |
7-12.5 |
8.875-12.3 |
8.18-11.13 |
Private Sector Banks |
9-16.5 |
9-16.875 |
10-13.5 |
10.375-13.75 |
Note : Data pertains to 82 banks , of which 28 are public sector banks, 28 are foreign sector banks and 26 are private banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2006. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7.625-15 |
8-15.05 |
8-11.875 |
8.5-12 |
Foreign Banks |
7.37-14.15 |
6.95-12.5 |
8.05-10 |
8-9.5 |
Private Sector Banks |
8.45-16 |
8-16.25 |
10-13.125 |
9.225-12.625 |
Note : Data pertains to 82 banks, of which 28 are public sector banks, 28 are foreign sector banks and 26 are private banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2004. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8-14.25 |
7.5-14.5 |
9-12.5 |
8.375-12.125 |
Foreign Banks |
5.875-14.75 |
6-14 |
7.25-9 |
7.375-10.95 |
Private Sector Banks |
7.375-15.875 |
7.5-15.875 |
10-13 |
9.25-13 |
Note : Data pertains to 88 banks , of which 28 are public sector banks, 30 are private sector banks and 30 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2004. |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
2.75-16.5 |
5-16 |
4.75-15 |
6-15 |
Foreign Banks |
2.55-21.5 |
3.1-23 |
2.55-18 |
3.1-18 |
Private Sector Banks |
3.15-20 |
4-21.48 |
5-16.5 |
4.6-16.5 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2004. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8-14.25 |
7.5-14.5 |
10.5-12.5 |
10.75-12.75 |
Foreign Banks |
5.705-15 |
7-14.5 |
6.5-11.5 |
7.25-10.95 |
Private Sector Banks |
10-15.625 |
8.5-16 |
11.5-13.75 |
11-14 |
Note : Data pertains to 86 banks , of which 27 are public sector banks, 30 are private sector banks and 29 are foreign banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2003. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.75-14.5 |
8.5-15 |
11.5-13 |
11-13.25 |
Foreign Banks |
7.5-16 |
7.65-15.5 |
7.75-13.65 |
9-13 |
Private Sector Banks |
11.5-16 |
9.75-16 |
12.5-14.5 |
11.5-14.5 |
Note : Data pertains to 90 banks , of which 27 are public sector banks,29 are private sector banks and 35 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2002. |
||||
(per cent pre annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of business is contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6.5-16 |
8.7-16.5 |
8.5-16 |
8.7-16.5 |
Foreign Banks |
6.35-25 |
6.2-22.5 |
6.4-25 |
6.57-22.5 |
Private Sector Banks |
6-19.75 |
5-19.5 |
6.4-18 |
6.5-18 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2006. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-16.5 |
4-16 |
6-15 |
5.25-15.25 |
Foreign Banks |
4.75-23.5 |
5-26 |
5-23 |
5.5-16.5 |
Private Sector Banks |
3.15-20.5 |
4-20.5 |
6-16.5 |
6.25-16.5 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2005 |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4-16.5 |
4-16 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
4-23.5 |
2.86-24 |
5-23 |
2.86-16.5 |
Private Sector Banks |
3.15-20.5 |
4-20.5 |
6-16.5 |
5.43-16 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2005. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.05-16.5 |
4-15.5 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
4-23.5 |
2.86-25 |
5.35-23 |
2.86-16.5 |
Private Sector Banks |
3.15-19.5 |
4-20.22 |
6-16.5 |
5.43-16 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2002. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of business is contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
10.5-15.5 |
11.5-16 |
12-14 |
12.25-14 |
Foreign Banks |
12-17.5 |
11.89-17 |
13.25-14.8 |
12.875-14.5 |
Private Sector Banks |
12.375-17.25 |
11.5-17 |
14-16.25 |
13.5-15 |
Note : Data pertains to 89 banks ,of which 27 are public sector banks, 29 are private sector banks and 33 are foreign banks. |
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended September 2009 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
8.00 – 15.50 |
8.00 – 15.50 |
9.00 – 12.50 |
9.50 – 13.00 |
Foreign Banks |
6.10 – 14.40 |
7.49 – 14.50 |
7.50 – 12.50 |
8.70 – 11.73 |
Private Sector Banks |
8.75 – 18.13 |
8.63 – 18.13 |
10.25 – 14.00 |
10.75 – 14.00 |
Note : i) Data pertain to 79 banks, of which 27 are public sector banks,30 are foreign banks and 22 are private sector banks. |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended December 2009 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5% of business contracted at extreme rates |
Interest rate range at which at least 60% business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
3.25 – 18.00 |
6.00 – 18.00 |
7.00 – 15.50 |
6.00 – 16.25 |
Foreign Banks |
3.50 – 18.50 |
3.90 – 22.00 |
3.75 – 15.50 |
5.50 – 18.50 |
Private Sector Banks |
3.50 – 22.00 |
4.00 – 25.84 |
5.00 – 18.25 |
6.10 – 19.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks, 31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended March 2010 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5% of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
3.25 – 18.00 |
4.00 – 18.00 |
6.00 – 15.50 |
5.50 – 16.25 |
Foreign Banks |
3.60 – 17.00 |
4.60 – 23.00 |
4.20 – 17.00 |
5.50 – 20.00 |
Private Sector Banks |
3.00 – 22.00 |
3.50 – 28.00 |
4.00 – 18.25 |
6.75 – 19.00 |
Note :i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended June 2010 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
3.25 – 18.00 |
4.00 – 18.00 |
5.75 – 15.25 |
5.50 – 16.25 |
Foreign Banks |
3.60 – 17.00 |
4.60 – 25.00 |
4.54 – 16.50 |
6.05 – 18.51 |
Private Sector Banks |
2.80 – 22.00 |
3.80 – 26.00 |
4.00 – 18.25 |
7.10 – 19.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks, 31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2008 |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6-18.75 |
6.5-18.75 |
7-17.75 |
6.5-17.5 |
Foreign Banks |
5.4-23.53 |
5-25.5 |
7.28-20 |
7-21 |
Private Sector Banks |
5.5-22 |
5.06-23 |
9-18.25 |
9-18.49 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2007 |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-17.5 |
4-17.75 |
7-17 |
6.75-17 |
Foreign Banks |
5.4-18.5 |
5-28 |
6-15.8 |
7-19 |
Private Sector Banks |
5.4-20.5 |
4-22 |
7-17.5 |
8.22-17.91 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
5-17.5 |
4-17.75 |
6-17 |
6.25-17 |
Foreign Banks |
2.98-17.5 |
5-28 |
4-17 |
6.47-25 |
Private Sector Banks |
4.49-21 |
4-26 |
7-17.5 |
7-17.5 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
5-16.75 |
4-17 |
6-16.5 |
7-16.75 |
Foreign Banks |
5-26.5 |
5-26 |
6.9-26.5 |
5.6-20 |
Private Sector Banks |
3.15-20.5 |
4-25.5 |
7-17.5 |
7.47-20 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs ) other than Export Credit For the Quarter Ended March 2003. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
10-15 |
9.75-15.25 |
11.5-14 |
12-14 |
Foreign Banks |
9.5-17 |
9.65-15.5 |
10.5-12.75 |
10.25-13.5 |
Private Sector Banks |
11.5-16.5 |
10-16.5 |
13.5-15.5 |
13-15 |
Note : Data pertains to 90 banks , of which 27 are public sector banks,29 are private sector banks and 34 are foreign banks. |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of |
Interest Rate Range at which at least |
|||
|
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
Public Sector Banks |
4.5-17.5 |
4-17.75 |
7-17 |
6-17 |
Foreign Banks |
5.4-18.5 |
5-28 |
6-14.5 |
7-19.5 |
Private Sector Banks |
4.5-24 |
4-22.3 |
6.88-17.5 |
8.22-19.09 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2004. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8-14.25 |
7.5-14.5 |
10.5-12.5 |
9.5-12.25 |
Foreign Banks |
5.74-15 |
7-14.25 |
6.75-9 |
7.25-11 |
Private Sector Banks |
7.375-15.625 |
7.75-16 |
11.25-13.25 |
9.5-13 |
Note : Data pertains to 87 banks , of which 27 are public sector banks, 30 are private sector banks and 30 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
5-17.5 |
4-17.75 |
6-17 |
6.4-17 |
Foreign Banks |
2-18.5 |
5-28 |
6.5-16 |
5.6-20 |
Private Sector Banks |
5.4-20.5 |
4-24 |
7.75-17.5 |
8.22-17.66 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2006. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-16.5 |
4-16.5 |
6-15.5 |
6-16 |
Foreign Banks |
4.55-26.5 |
4.5-24 |
4.75-26.5 |
2.49-17 |
Private Sector Banks |
3.15-20.5 |
4-24 |
7-16.5 |
6.47-17 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2006. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-16.5 |
4-16.5 |
6-15.5 |
7-16 |
Foreign Banks |
4.75-17.5 |
4.5-23 |
5-16 |
4.73-17 |
Pvt. Sec. Banks |
3.15-20.5 |
4-24 |
6.08-16.5 |
6.47-16.5 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2006. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-16.5 |
4-16 |
6-15.5 |
5.25-15.75 |
Foreign Banks |
4.75-18 |
5-25 |
5-23.5 |
3.75-19 |
Private Sector Banks |
3.15-20.5 |
4-26 |
6-16.5 |
6.25-16.5 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2005 |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6.875-14 |
7-14.25 |
8-11.625 |
8-11.625 |
Foreign Banks |
6.5-14 |
5.85-12.5 |
7-9.5 |
7.2-9.5 |
Private Sector Banks |
7.625-15.25 |
7.375-15.25 |
10-13 |
9.25-13 |
Note : Data pertains to 85 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2005. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7.25-14 |
7.36-14.125 |
8-11.625 |
8-11.875 |
Foreign Banks |
6.175-14 |
6.05-12.25 |
7-10.25 |
7.35-9.5 |
Private Sector Banks |
7-15 |
7.25-16 |
10-12.5 |
9-13 |
Note : Data pertains to 86 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2005. |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
3.35-16.5 |
4-16 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
4-23.5 |
4.45-25 |
5-23 |
4.45-19 |
Private Sector Banks |
3.15-20 |
4-24.94 |
5.9-16.5 |
5.25-16 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
2.75-16 |
4-15.5 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
3.55-23.5 |
4.23-23 |
4.55-23 |
4.5-16.5 |
Private Sector Banks |
3.15-20 |
4-22 |
5.4-16.5 |
5.05-16 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2004. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.25-15 |
4.8-16 |
4.8-15 |
6-15 |
Foreign Banks |
3.75-21.5 |
4.25-23 |
3.75-18 |
4.25-18 |
Private Sector Banks |
4-20 |
4-22.19 |
5-16.5 |
4.6-17 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2003. |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4-15.5 |
5.75-16 |
4-15.5 |
6-16 |
Foreign Banks |
4.2-25 |
3-23 |
4.9-18 |
4.75-22 |
Private Sector Banks |
5.2-18.5 |
5-22 |
5.4-17.25 |
5-17.5 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2003. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6-16 |
6-16.25 |
8.5-15.75 |
6-16 |
Foreign Banks |
5.18-25 |
5.8-23 |
5.5-18 |
6-22.5 |
Private Sector Banks |
5.4-19 |
5-20 |
5.4-17.5 |
6.25-18 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2009 |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
3.5-17.5 |
6-17.5 |
7-15 |
6-15.75 |
Foreign Banks |
3.4-21.99 |
2.76-25.5 |
3.4-16 |
6.75-20 |
Private Sector Banks |
4.1-24 |
5.15-26 |
15-18.25 |
6.15-19 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
9-16.25 |
9-16.375 |
10.375-13.75 |
9.625-13.125 |
Foreign Banks |
8.75-14 |
7.85-13.25 |
10-12.2 |
9.25-11.25 |
Private Sector Banks |
9-17.25 |
8.5-17.5 |
11-13.625 |
11-13.5 |
Note : Data pertains to 77 banks , of which 28 are public sector banks, 27 are foreign sector banks and 22 are private banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2008 |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.5-16.25 |
9-16.5 |
9.625-13.625 |
9.5-13.125 |
Foreign Banks |
8.35-13.75 |
7.75-13 |
9.75-12 |
9.25-11 |
Private Sector Banks |
9-17 |
8.5-17 |
11-13.5 |
11-13.5 |
Note : Data pertains to 78 banks , of which 28 are public sector banks, 27 are foreign sector banks and 23 are private banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2006. |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7-14 |
7-14.34 |
8-11.625 |
8-11.625 |
Foreign Banks |
6.75-13.625 |
6-12.875 |
8-9.75 |
7.525-9.75 |
Private Sector Banks |
8-15.25 |
7.5-15.75 |
9.5-13 |
9-13.175 |
Note : Data pertains to 84 banks , of which 28 are public sector banks, 28 are private sector banks and 28 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2003. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4-15.5 |
5.75-16 |
4-15.5 |
6-16 |
Foreign Banks |
3.75-21.5 |
3-23 |
4.5-18 |
4.49-22 |
Private Sector Banks |
5.2-18.5 |
3-22 |
5.6-18 |
3-17 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2003. |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
10-14.75 |
8.85-15 |
11.5-13.5 |
11-13.5 |
Foreign Banks |
8-15.5 |
9-15.5 |
9.5-12.75 |
9.25-13.5 |
Private Sector Banks |
11.5-16 |
10-16 |
13-14.5 |
12-14.5 |
Note : Data pertains to 91 banks , of which 27 are public sector banks,29 are private sector banks and 35 are foreign banks. |
||||
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended March 2010 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
8.00 – 15.50 |
8.00 – 15.75 |
9.50 – 12.75 |
9.50 – 13.00 |
Foreign Banks |
6.45 – 14.00 |
6.25 – 14.00 |
7.50 – 12.50 |
8.00 – 11.50 |
Private Sector Banks |
8.63 – 17.50 |
8.25 – 17.50 |
10.00 – 14.00 |
10.25 – 14.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2002. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6-16 |
6-16 |
8.5-15.75 |
8-16 |
Foreign Banks |
4.6-25 |
5.75-22.5 |
5.9-18 |
5.75-22.5 |
Private Sector Banks |
6-19.75 |
5-19.5 |
6.4-18 |
6.5-18 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.5-16.5 |
8.75-16.75 |
10-13.625 |
9.5-13 |
Foreign Banks |
8.275-13.5 |
7.275-13.25 |
9.5-11 |
9.125-10.375 |
Private Sector Banks |
9-17 |
8.5-17.5 |
11-13.25 |
10.5-14 |
Note : Data pertains to 79 banks , of which 28 are public sector banks, 28 are foreign sector banks and 23 are private banks. |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7.75-14.25 |
7.5-14.5 |
9-12.5 |
8.375-12 |
Foreign Banks |
6.5-14.5 |
6.515-13.375 |
7.125-9 |
7.625-9.5 |
Private Sector Banks |
7-15.5 |
7.5-16 |
10-12.5 |
9-13 |
Note : Data pertains to 88 banks , of which 28 are public sector banks, 30 are private sector banks and 29 are foreign banks. |
||||
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended June 2010 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
8.00 – 15.50 |
8.00 – 15.75 |
9.00 – 12.75 |
9.00 – 13.00 |
Foreign Banks |
6.25 – 14.00 |
6.50 – 13.50 |
7.50 – 11.00 |
8.00 – 11.00 |
Private Sector Banks |
8.63 – 17.50 |
8.25 – 17.88 |
10.00 – 14.00 |
10.00 – 14.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2004. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
3.5-15.25 |
4-19.5 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
3-23 |
4.45-23 |
4.5-23 |
4.45-16.5 |
Private Sector Banks |
2.62-21 |
4-22 |
5.25-16.5 |
4.6-16 |
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended December 2008 |
||||
(Per cent per annum)
|
||||
|
Interest rate range excluding 5 % of business contracted at extreme rate |
Interest rate range at which at least 60 % business is contracted |
||
|
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
Public Sector Banks |
9.00 – 16.25 |
9.00 – 16.25 |
10.63 – 14.00 |
10.00 – 13.75 |
Foreign Banks |
9.50 – 15.85 |
8.75 – 15.25 |
12.00 – 14.50 |
10.65 – 12.50 |
Private Sector Banks |
9.38 – 18.88 |
9.88 – 18.88 |
12.00 – 15.00 |
11.63 – 15.00 |
Note : i) Data pertain to 77 banks, of which 27 are public sector banks,28 are foreign banks and 22 are private sector banks. ii) The median interest rate range has been worked out by taking into account separately the median values of minimum and maximum lending rates charged by banks. |
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended March 2009 |
||||
(per cent per annum) |
||||
|
Interest rate range excluding 5 % of business contracted at extreme rate |
Interest rate range at which at least 60 % business is contracted |
||
|
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
Public Sector Banks |
8.75 – 16.00 |
8.75 – 15.75 |
10.00 – 13.13 |
9.50 – 13.25 |
Foreign Banks |
8.25 – 15.00 |
9.00 – 15.33 |
9.75 – 14.01 |
10.30 – 12.60 |
Private Sector Banks |
9.00 – 18.75 |
9.75 – 18.50 |
11.63 – 14.25 |
11.50 – 14.25 |
Note : i) Data pertain to 78 banks, of which 27 are public sector banks,29 are foreign banks and 22 are private sector banks. ii) The median interest rate range has been worked out by taking into account separately the median values of minimum and maximum lending rates charged by banks. |