Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended  December 2004.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

8-14.25

7.5-14.5

9-12.5

8.375-12.125

Foreign Banks

5.875-14.75

6-14

7.25-9

7.375-10.95

Private Sector Banks

7.375-15.875

7.5-15.875

10-13

9.25-13

Note : Data pertains to 88 banks , of which 28 are public sector banks, 30 are private sector banks and 30 are foreign banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2004.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

2.75-16.5

5-16

4.75-15

6-15

Foreign Banks

2.55-21.5

3.1-23

2.55-18

3.1-18

Private Sector Banks

3.15-20

4-21.48

5-16.5

4.6-16.5

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended June 2004.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

8-14.25

7.5-14.5

10.5-12.5

10.75-12.75

Foreign Banks

5.705-15

7-14.5

6.5-11.5

7.25-10.95

Private Sector Banks

10-15.625

8.5-16

11.5-13.75

11-14

Note : Data pertains to 86 banks , of which 27 are public sector banks, 30 are private sector banks and 29 are foreign banks.

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended  December 2003.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

8.75-14.5

8.5-15

11.5-13

11-13.25

Foreign Banks

7.5-16

7.65-15.5

7.75-13.65

9-13

Private Sector Banks

11.5-16

9.75-16

12.5-14.5

11.5-14.5

Note : Data pertains to 90 banks , of which 27 are public sector banks,29 are private sector banks and 35 are foreign banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2002.

(per cent pre annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of business is contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

6.5-16

8.7-16.5

8.5-16

8.7-16.5

Foreign Banks

 6.35-25

6.2-22.5

6.4-25

6.57-22.5

Private Sector Banks

6-19.75

5-19.5

6.4-18

6.5-18

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2006.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.5-16.5

4-16

6-15

5.25-15.25

Foreign Banks

4.75-23.5

5-26

5-23

5.5-16.5

Private Sector Banks

3.15-20.5

4-20.5

6-16.5

6.25-16.5

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2005

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4-16.5

4-16

5.7-15

5.25-15.25

Foreign Banks

4-23.5

2.86-24

5-23

2.86-16.5

Private Sector Banks

3.15-20.5

4-20.5

6-16.5

5.43-16

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended September  2005.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.05-16.5

4-15.5

5.7-15

5.25-15.25

Foreign Banks

4-23.5

2.86-25

5.35-23

2.86-16.5

Private Sector Banks

3.15-19.5

4-20.22

6-16.5

5.43-16

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2002.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of business is contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

10.5-15.5

11.5-16

12-14

12.25-14

Foreign Banks

12-17.5

11.89-17

13.25-14.8

12.875-14.5

Private Sector Banks

12.375-17.25

11.5-17

14-16.25

13.5-15

Note : Data pertains to 89 banks ,of which 27 are public sector banks, 29 are private sector banks and 33 are foreign banks.

Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit  for the quarter ended  December 2009

(per cent  per annum)

 Bank Group

Interest rate range excluding 5% of business contracted at extreme rates

Interest rate range at which at least 60% business contracted

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

 3.25 – 18.00

6.00 – 18.00

7.00 – 15.50

6.00 – 16.25

Foreign Banks

3.50 – 18.50

3.90 – 22.00

3.75 – 15.50

5.50 – 18.50

Private Sector Banks

3.50 – 22.00

4.00 – 25.84

5.00 – 18.25

6.10 – 19.00

Note : i) Data pertain to 80 banks, of which 27 are public sector banks, 31 are foreign banks and 22 are private sector banks.

Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended  March 2010

(per cent  per  annum)

Bank Group

Interest rate range excluding 5% of business contracted at extreme rates

Interest rate range at which at least 60 % business contracted

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

 3.25 – 18.00

4.00 – 18.00

6.00 – 15.50

5.50 – 16.25

Foreign Banks

3.60 – 17.00

4.60 – 23.00

4.20 – 17.00

5.50 – 20.00

Private Sector Banks

3.00 – 22.00

3.50 – 28.00

4.00 – 18.25

6.75 – 19.00

Note :i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks.

Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended June 2010

(per cent  per  annum)

Bank Group

Interest rate range excluding 5 % of business contracted at extreme rates

Interest rate range at which at least 60 % business contracted

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

 3.25 – 18.00

4.00 – 18.00

5.75 – 15.25

5.50 – 16.25

Foreign Banks

3.60 – 17.00

4.60 – 25.00

4.54 – 16.50

6.05 – 18.51

Private Sector Banks

2.80 – 22.00

3.80 – 26.00

4.00 – 18.25

7.10 – 19.00

Note : i) Data pertain to 80 banks, of which 27 are public sector banks, 31 are foreign banks and 22 are private sector banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended September 2008

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

6-18.75

6.5-18.75

7-17.75

6.5-17.5

Foreign Banks

5.4-23.53

5-25.5

7.28-20

7-21

Private Sector Banks

5.5-22

5.06-23

9-18.25

9-18.49

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2007

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.5-17.5

4-17.75

7-17

6.75-17

Foreign Banks

5.4-18.5

5-28

6-15.8

7-19

Private Sector Banks

5.4-20.5

4-22

7-17.5

8.22-17.91

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the  Quarter ended June 2007

(per cent per annum)

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

5-17.5

4-17.75

6-17

6.25-17

Foreign Banks

2.98-17.5

5-28

4-17

6.47-25

Private Sector Banks

4.49-21

4-26

7-17.5

7-17.5

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended March 2007

(per cent per annum)

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

5-16.75

4-17

6-16.5

7-16.75

Foreign Banks

5-26.5

5-26

6.9-26.5

5.6-20

Private Sector Banks

3.15-20.5

4-25.5

7-17.5

7.47-20

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs ) other than Export Credit For the  Quarter Ended March 2003.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

10-15

9.75-15.25

11.5-14

12-14

Foreign Banks

9.5-17

9.65-15.5

10.5-12.75

10.25-13.5

Private Sector Banks

11.5-16.5

10-16.5

13.5-15.5

13-15

Note : Data pertains to 90 banks , of which 27 are public sector banks,29 are private sector banks and 34 are foreign banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended March 2008

(per cent per annum)

Interest Rate Range excluding 5% of
business contracted at Extreme Rate

Interest Rate Range at which at least
60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.5-17.5

4-17.75

7-17

6-17

Foreign Banks

5.4-18.5

5-28

6-14.5

7-19.5

Private Sector Banks

4.5-24

4-22.3

6.88-17.5

8.22-19.09

Table 2  : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended September 2004.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

8-14.25

7.5-14.5

10.5-12.5

9.5-12.25

Foreign Banks

5.74-15

7-14.25

6.75-9

7.25-11

Private Sector Banks

7.375-15.625

7.75-16

11.25-13.25

9.5-13

Note : Data pertains to 87 banks , of which 27 are public sector banks, 30 are private sector banks and 30 are foreign banks.