Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended September 2007

(per cent per annum)

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

5-17.5

4-17.75

6-17

6.4-17

Foreign Banks

2-18.5

5-28

6.5-16

5.6-20

Private Sector Banks

5.4-20.5

4-24

7.75-17.5

8.22-17.66

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2006.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.5-16.5

4-16.5

6-15.5

6-16

Foreign Banks

4.55-26.5

4.5-24

4.75-26.5

2.49-17

Private Sector Banks

3.15-20.5

4-24

7-16.5

6.47-17

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2006.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.5-16.5

4-16.5

6-15.5

7-16

Foreign Banks

4.75-17.5

4.5-23

5-16

4.73-17

Pvt. Sec. Banks

3.15-20.5

4-24

6.08-16.5

6.47-16.5

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2006.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.5-16.5

4-16

6-15.5

5.25-15.75

Foreign Banks

4.75-18

5-25

5-23.5

3.75-19

Private Sector Banks

3.15-20.5

4-26

6-16.5

6.25-16.5

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2005

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

6.875-14

7-14.25

8-11.625

8-11.625

Foreign Banks

6.5-14

5.85-12.5

7-9.5

7.2-9.5

Private Sector Banks

7.625-15.25

7.375-15.25

10-13

9.25-13

Note : Data pertains to 85 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks.

Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended  September 2005.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

7.25-14

7.36-14.125

8-11.625

8-11.875

Foreign Banks

6.175-14

6.05-12.25

7-10.25

7.35-9.5

Private Sector Banks

7-15

7.25-16

10-12.5

9-13

Note : Data pertains to 86 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2005.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

3.35-16.5

4-16

5.7-15

5.25-15.25

Foreign Banks

4-23.5

4.45-25

5-23

4.45-19

Private Sector Banks

3.15-20

4-24.94

5.9-16.5

5.25-16

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended March 2005

(per cent per annum)

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

2.75-16

4-15.5

5.7-15

5.25-15.25

Foreign Banks

3.55-23.5

4.23-23

4.55-23

4.5-16.5

Private Sector Banks

3.15-20

4-22

5.4-16.5

5.05-16

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended June 2004.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.25-15

4.8-16

4.8-15

6-15

Foreign Banks

3.75-21.5

4.25-23

3.75-18

4.25-18

Private Sector Banks

4-20

4-22.19

5-16.5

4.6-17

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended September 2003.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4-15.5

5.75-16

4-15.5

6-16

Foreign Banks

4.2-25

3-23

4.9-18

4.75-22

Private Sector Banks

5.2-18.5

5-22

5.4-17.25

5-17.5

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended March 2003.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

6-16

6-16.25

8.5-15.75

6-16

Foreign Banks

5.18-25

5.8-23

5.5-18

6-22.5

Private Sector Banks

5.4-19

5-20

5.4-17.5

6.25-18

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended June 2009

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

3.5-17.5

6-17.5

7-15

6-15.75

Foreign Banks

3.4-21.99

2.76-25.5

3.4-16

6.75-20

Private Sector Banks

4.1-24

5.15-26

15-18.25

6.15-19

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended June 2008

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

9-16.25

9-16.375

10.375-13.75

9.625-13.125

Foreign Banks

8.75-14

7.85-13.25

10-12.2

9.25-11.25

Private Sector Banks

9-17.25

8.5-17.5

11-13.625

11-13.5

Note : Data pertains to 77 banks , of which 28 are public sector banks, 27 are foreign sector banks and 22 are private banks.

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended  March 2008

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

8.5-16.25

9-16.5

9.625-13.625

9.5-13.125

Foreign Banks

8.35-13.75

7.75-13

9.75-12

9.25-11

Private Sector Banks

9-17

8.5-17

11-13.5

11-13.5

Note : Data pertains to 78 banks , of which 28 are public sector banks, 27 are foreign sector banks and 23 are private banks.

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2006.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

7-14

7-14.34

8-11.625

8-11.625

Foreign Banks

6.75-13.625

6-12.875

8-9.75

7.525-9.75

Private Sector Banks

8-15.25

7.5-15.75

9.5-13

9-13.175

Note : Data pertains to 84 banks , of which 28 are public sector banks, 28 are private sector banks and 28 are foreign banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2003.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4-15.5

5.75-16

4-15.5

6-16

Foreign Banks

3.75-21.5

3-23

4.5-18

4.49-22

Private Sector Banks

5.2-18.5

3-22

5.6-18

3-17

Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2003.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

10-14.75

8.85-15

11.5-13.5

11-13.5

Foreign Banks

8-15.5

9-15.5

9.5-12.75

9.25-13.5

Private Sector Banks

11.5-16

10-16

13-14.5

12-14.5

Note : Data pertains to 91 banks , of which 27 are public sector banks,29 are private sector banks and 35 are foreign banks.

Table  2 :  Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit  for the quarter ended  March 2010

(per cent  per  annum)

Bank Group

Interest rate range excluding 5 % of business contracted at extreme rates

Interest rate range at which at least 60 % business contracted

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

8.00 – 15.50

8.00 – 15.75

9.50 – 12.75

9.50 – 13.00

Foreign Banks

6.45 – 14.00

6.25 – 14.00

7.50 – 12.50

8.00 – 11.50

Private Sector Banks

8.63 – 17.50

8.25 – 17.50

10.00 – 14.00

10.25 – 14.00

Note : i) Data pertain to  80 banks, of which  27  are public sector banks,31 are foreign banks and 22  are private sector banks.
ii) The median interest rate range has been worked out by taking into account separately the median values of minimum and maximum lending rates charged by banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended December 2002.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

6-16

6-16

8.5-15.75

8-16

Foreign Banks

4.6-25

5.75-22.5

5.9-18

5.75-22.5

Private Sector Banks

6-19.75

5-19.5

6.4-18

6.5-18

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended  December 2007

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

8.5-16.5

8.75-16.75

10-13.625

9.5-13

Foreign Banks

8.275-13.5

7.275-13.25

9.5-11

9.125-10.375

Private Sector Banks

9-17

8.5-17.5

11-13.25

10.5-14

Note : Data pertains to 79 banks , of which 28 are public sector banks, 28 are foreign sector banks and 23 are private banks.