Additional Disclosures by banks in Notes to Accounts

RBI/2009-10/347 DBOD.BP.BC.No. 79 /21.04.018/2009-10 March 15, 2010 The Chairmen/Chief Executives of All Commercial Banks (excluding RRBs) Dear Sir, Additional Disclosures by banks in Notes to Accounts The Reserve Bank has been taking several steps from time to time to enhance the transparency in the operations of banks by stipulating comprehensive disclosures in tune with the international best practices. On a review of the existing disclosures, it has been decided t

RBI/2009-10/347 DBOD.BP.BC.No. 79 /21.04.018/2009-10 March 15, 2010 The Chairmen/Chief Executives of All Commercial Banks (excluding RRBs) Dear Sir, Additional Disclosures by banks in Notes to Accounts The Reserve Bank has been taking several steps from time to time to enhance the transparency in the operations of banks by stipulating comprehensive disclosures in tune with the international best practices. On a review of the existing disclosures, it has been decided t

Additional Disclosures by banks in Notes to Accounts

RRBs - List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation

RBI/2009-10/344 RPCD.CO RRB.AML.No 9262/03.05.28(A)/2009-10 March 09, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RRB.AMLNo. 8864/03.05.28(A)/2009-10 dated February 25,2010. @@NBSP@@We have since received from Government of India (Ministry of External Affairs) copy of note dated January 26, 20

RBI/2009-10/344 RPCD.CO RRB.AML.No 9262/03.05.28(A)/2009-10 March 09, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RRB.AMLNo. 8864/03.05.28(A)/2009-10 dated February 25,2010. @@NBSP@@We have since received from Government of India (Ministry of External Affairs) copy of note dated January 26, 20

RRBs - List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation

Investment Portfolio of Primary Dealers - Extension of HTM Category for PDs

RBI/2009-10/343 IDMD.PDRD.No.3843/03.64.00/2009-10 March 9, 2010 All Standalone Primary Dealers Dear Sir Investment Portfolio of Primary Dealers – Extension of HTM Category for PDs Please refer to the circular RBI/2009-10/136- IDMD.PDRD.No.1050/03.64.00/2009-10 dated August 31, 2009 allowing the standalone Primary Dealers (PDs) to categorize a portion of their Government securities portfolio in the Held to Maturity (HTM) category, subject to certain conditions, till M

RBI/2009-10/343 IDMD.PDRD.No.3843/03.64.00/2009-10 March 9, 2010 All Standalone Primary Dealers Dear Sir Investment Portfolio of Primary Dealers – Extension of HTM Category for PDs Please refer to the circular RBI/2009-10/136- IDMD.PDRD.No.1050/03.64.00/2009-10 dated August 31, 2009 allowing the standalone Primary Dealers (PDs) to categorize a portion of their Government securities portfolio in the Held to Maturity (HTM) category, subject to certain conditions, till M

Investment Portfolio of Primary Dealers - Extension of HTM Category for PDs

Grant of ‘Certificate of Registration’ - For commencing business of credit information - Experian Credit Information Company of India Private Ltd

RBI/2009-10/345 DBOD.No.DL.15214 /20.16.042/2009-10 March 04, 2010 Chairmen / Chief Executive Officers, All Scheduled Commercial Banks (excluding Regional Rural Banks) & All India Financial Institutions Dear Sir, Grant of ‘Certificate of Registration’ - For commencing business of credit information – Experian Credit Information Company of India Private Ltd Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in

RBI/2009-10/345 DBOD.No.DL.15214 /20.16.042/2009-10 March 04, 2010 Chairmen / Chief Executive Officers, All Scheduled Commercial Banks (excluding Regional Rural Banks) & All India Financial Institutions Dear Sir, Grant of ‘Certificate of Registration’ - For commencing business of credit information – Experian Credit Information Company of India Private Ltd Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in

Grant of ‘Certificate of Registration’ - For commencing business of credit information - Experian Credit Information Company of India Private Ltd

Repayment of Gold Loan

RBI/2009-10/342 RPCD.CO.RF.BC.No.60/07.37.02/2009-10 March 5, 2010 All State and District Central Co-operative Banks Dear Sir, Repayment of Gold Loan State and Central Co-operative Banks grant loans for various purposes against the security of gold /gold ornaments as part of their lending policy. As per extant instructions (c.f. our circular RPCD.RF.BC.No.69/07.37.02/2002-03 dated January 31, 2003), banks charge interest at monthly rests on loans and advances granted

RBI/2009-10/342 RPCD.CO.RF.BC.No.60/07.37.02/2009-10 March 5, 2010 All State and District Central Co-operative Banks Dear Sir, Repayment of Gold Loan State and Central Co-operative Banks grant loans for various purposes against the security of gold /gold ornaments as part of their lending policy. As per extant instructions (c.f. our circular RPCD.RF.BC.No.69/07.37.02/2002-03 dated January 31, 2003), banks charge interest at monthly rests on loans and advances granted

Repayment of Gold Loan

UCBs - Payment of Interest on Savings Bank Account on Daily Product Basis

RBI/2009-10/339 UBD (PCB) BPD.Cir.No. 48/13.01.000 / 2009-10 March 4, 2010 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir, Payment of Interest on Savings Bank Account on Daily Product Basis Please refer to our circular UBD (PCB) BPD.Cir.No. 7/13.01.000/2009-10 dated September 1, 2009 advising banks to put in place requisite infrastructure so that transition to the revised procedure of calculating interest on balances in savings bank accounts on

RBI/2009-10/339 UBD (PCB) BPD.Cir.No. 48/13.01.000 / 2009-10 March 4, 2010 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir, Payment of Interest on Savings Bank Account on Daily Product Basis Please refer to our circular UBD (PCB) BPD.Cir.No. 7/13.01.000/2009-10 dated September 1, 2009 advising banks to put in place requisite infrastructure so that transition to the revised procedure of calculating interest on balances in savings bank accounts on

UCBs - Payment of Interest on Savings Bank Account on Daily Product Basis

RRBs - Provisioning Requirement for Standard Assets

RBI/2009-10/337 RPCD.RRB.No.BC. 61/ 03.05.34/2009-10 March 4, 2010 All Regional Rural Banks Dear Sir, Provisioning Requirement for Standard Assets Please refer to paragraph 2 of our circular RPCD.RRB.No.BC.97/03.05.34/2000-01 dated June 11, 2001 regarding provisioning requirements for ‘standard assets’. 2. In this connection, a reference is invited to paragraph 158 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy

RBI/2009-10/337 RPCD.RRB.No.BC. 61/ 03.05.34/2009-10 March 4, 2010 All Regional Rural Banks Dear Sir, Provisioning Requirement for Standard Assets Please refer to paragraph 2 of our circular RPCD.RRB.No.BC.97/03.05.34/2000-01 dated June 11, 2001 regarding provisioning requirements for ‘standard assets’. 2. In this connection, a reference is invited to paragraph 158 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy

RRBs - Provisioning Requirement for Standard Assets

StCBs/DCCBs - Prevention of Money-laundering - Amendment Rules, 2009 - Obligation of banks / Financial institutions

RBI/2009-10/336 RPCD.CO.RF.AML.BC. No.59/07.40.00/2009-10 March 3, 2010 The Chairmen/CEOs of all State / Central Co-operative Banks Dear Sir, Prevention of Money-Laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and Verification and Maintenance of Records of the Identity of the Clients of the Banking Companies, Financial Institutions and Intermediaries) Amendment Rule

RBI/2009-10/336 RPCD.CO.RF.AML.BC. No.59/07.40.00/2009-10 March 3, 2010 The Chairmen/CEOs of all State / Central Co-operative Banks Dear Sir, Prevention of Money-Laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and Verification and Maintenance of Records of the Identity of the Clients of the Banking Companies, Financial Institutions and Intermediaries) Amendment Rule

StCBs/DCCBs - Prevention of Money-laundering - Amendment Rules, 2009 - Obligation of banks / Financial institutions

Review of bilateral clearing arrangements between banks - Regional Rural Banks

RBI/2009-10/332 RPCD.CO RRB.BC.No.58/03.05.33/2009-10 March 2, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Review of bilateral clearing arrangements between banks – Regional Rural Banks As you are aware, for convenient, cost-effective and quick processing and settlement of clearing instruments arising out of normal business activities of banks, an elaborate Clearing House infrastructure is in place in the country. Currently operational at most location

RBI/2009-10/332 RPCD.CO RRB.BC.No.58/03.05.33/2009-10 March 2, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Review of bilateral clearing arrangements between banks – Regional Rural Banks As you are aware, for convenient, cost-effective and quick processing and settlement of clearing instruments arising out of normal business activities of banks, an elaborate Clearing House infrastructure is in place in the country. Currently operational at most location

Review of bilateral clearing arrangements between banks - Regional Rural Banks

StCBS/DCCBs - List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation

RBI/2009-10/330 RPCD.CO.RF.AML.No.8956 /07.02.12/2009-10 @@NBSP@@March 2, 2010 The Chairmen / CEOs of all State and Central Co-operative Banks Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RF.AML.No.7031/07.02.12/2009-10 dated December 29, 2009. @@NBSP@@We have since received from Government of India (Ministry of External Affairs) copy of note d

RBI/2009-10/330 RPCD.CO.RF.AML.No.8956 /07.02.12/2009-10 @@NBSP@@March 2, 2010 The Chairmen / CEOs of all State and Central Co-operative Banks Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RF.AML.No.7031/07.02.12/2009-10 dated December 29, 2009. @@NBSP@@We have since received from Government of India (Ministry of External Affairs) copy of note d

StCBS/DCCBs - List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation