Master Circulars - आरबीआय - Reserve Bank of India
Master Circulars
जुलै 01, 2015
Master Circular - Levy of Penal Interest for Delayed Reporting/Wrong Reporting/Non-Reporting of Currency Chest Transactions and Inclusion of Ineligible Amounts in Currency Chest Balances
RBI/2015-16/49 DCM(CC) No.G - 1/03.35.01/2015-16 July 01, 2015 1. The Chairman & Managing Director/Chief Executive Officer (All Banks having Currency Chests) 2. Director of Treasuries (State Governments as per list enclosed) Dear Sir/Madam Master Circular – Levy of Penal Interest for Delayed Reporting/Wrong Reporting/Non-Reporting of Currency Chest Transactions and Inclusion of Ineligible Amounts in Currency Chest Balances This circular is issued in supersession o
RBI/2015-16/49 DCM(CC) No.G - 1/03.35.01/2015-16 July 01, 2015 1. The Chairman & Managing Director/Chief Executive Officer (All Banks having Currency Chests) 2. Director of Treasuries (State Governments as per list enclosed) Dear Sir/Madam Master Circular – Levy of Penal Interest for Delayed Reporting/Wrong Reporting/Non-Reporting of Currency Chest Transactions and Inclusion of Ineligible Amounts in Currency Chest Balances This circular is issued in supersession o
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जुलै 01, 2015
Master Circular- Rupee / Foreign Currency Export Credit and Customer Service To Exporters
RBI/2015-16/47 DBR No.DIR.BC.14/04.02.002/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular- Rupee / Foreign Currency Export Credit and Customer Service To Exporters Please refer to the Master Circular DBOD No.Dir.(Exp).BC19/04.02.002/2014-15 dated July 1,2014 consolidating the instructions / guidelines issued to banks till June 30, 2014, relating to Rupee / Foreign Currency Export Credit &
RBI/2015-16/47 DBR No.DIR.BC.14/04.02.002/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular- Rupee / Foreign Currency Export Credit and Customer Service To Exporters Please refer to the Master Circular DBOD No.Dir.(Exp).BC19/04.02.002/2014-15 dated July 1,2014 consolidating the instructions / guidelines issued to banks till June 30, 2014, relating to Rupee / Foreign Currency Export Credit &
जुलै 01, 2015
Master Circular- Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs
RBI/2015-16/44 DCBR.BPD. (PCB) MC No.12/09.14.000/2015-16 July 1, 2015 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Master Circular- Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs Please refer to our Master Circular UBD BPD (PCB) MC No.3/09.14.000/2014-15 dated July 1, 2014 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and u
RBI/2015-16/44 DCBR.BPD. (PCB) MC No.12/09.14.000/2015-16 July 1, 2015 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Master Circular- Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs Please refer to our Master Circular UBD BPD (PCB) MC No.3/09.14.000/2014-15 dated July 1, 2014 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and u
जुलै 01, 2015
Master Circular on Investments by Primary (Urban) Co-operative Banks
RBI/2015-16/43 DCBR. BPD (PCB).MC.No. 4/16.20.000/2015-16 July 1, 2015 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Master Circular on Investments by Primary (Urban) Co-operative Banks Please refer to our Master Circular UBD.BPD.(PCB) MC.No.12/16.20.000/2014-15 dated July 1, 2014 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions/guid
RBI/2015-16/43 DCBR. BPD (PCB).MC.No. 4/16.20.000/2015-16 July 1, 2015 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Master Circular on Investments by Primary (Urban) Co-operative Banks Please refer to our Master Circular UBD.BPD.(PCB) MC.No.12/16.20.000/2014-15 dated July 1, 2014 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions/guid
जुलै 01, 2015
Master Circular - Housing Finance
RBI/2015-16/46 DBR.No.DIR.BC.13/08.12.001/2015-16 July 1, 2015 Ashadha 10, 1937, (Saka) All Scheduled Commercial Banks(excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DBOD No. Dir. BC. 18/08.12.001/2014-15 dated July 1, 2014 consolidating the instructions / guidelines issued to banks till June 30, 2014 relating to Housing Finance. This Master Circular consolidates instructions on the above matter issued up to June
RBI/2015-16/46 DBR.No.DIR.BC.13/08.12.001/2015-16 July 1, 2015 Ashadha 10, 1937, (Saka) All Scheduled Commercial Banks(excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DBOD No. Dir. BC. 18/08.12.001/2014-15 dated July 1, 2014 consolidating the instructions / guidelines issued to banks till June 30, 2014 relating to Housing Finance. This Master Circular consolidates instructions on the above matter issued up to June
जुलै 01, 2015
Master Circular - Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating Financing of Terrorism (CFT)/Obligation of banks and financial institutions under PMLA, 2002
RBI/2015-16/42 DBR.AML.BC.No.15/14.01.001/2015-16 July 1, 2015 Ashadha 10, 1937(saka) The Chairpersons/Chief Executive Officers All Scheduled Commercial Banks/ Regional Rural Banks / All India Financial Institutions/ Local Area Banks/ All Primary (Urban) Co-operative Banks /State and Central Co-operative Banks Dear Sir/Madam Master Circular – Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating Financing of Terrorism (CFT)/Obligation of ban
RBI/2015-16/42 DBR.AML.BC.No.15/14.01.001/2015-16 July 1, 2015 Ashadha 10, 1937(saka) The Chairpersons/Chief Executive Officers All Scheduled Commercial Banks/ Regional Rural Banks / All India Financial Institutions/ Local Area Banks/ All Primary (Urban) Co-operative Banks /State and Central Co-operative Banks Dear Sir/Madam Master Circular – Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating Financing of Terrorism (CFT)/Obligation of ban
जुलै 01, 2015
Master Circular on Direct Investment by Residents in Joint Venture (JV) / Wholly Owned Subsidiary (WOS) Abroad
RBI/2015-16/41 Master Circular No. 11/2015-16 July 01, 2015 To, All Authorised Dealer Category - I banks Madam / Sir, Master Circular on Direct Investment by Residents in Joint Venture (JV) / Wholly Owned Subsidiary (WOS) Abroad Direct investments by residents in Joint Venture (JV) and Wholly Owned Subsidiary (WOS) abroad are being allowed, in terms of clause (a) of sub-section (3) of section 6 of the Foreign Exchange Management Act, 1999, (42 of 1999) read with Notif
RBI/2015-16/41 Master Circular No. 11/2015-16 July 01, 2015 To, All Authorised Dealer Category - I banks Madam / Sir, Master Circular on Direct Investment by Residents in Joint Venture (JV) / Wholly Owned Subsidiary (WOS) Abroad Direct investments by residents in Joint Venture (JV) and Wholly Owned Subsidiary (WOS) abroad are being allowed, in terms of clause (a) of sub-section (3) of section 6 of the Foreign Exchange Management Act, 1999, (42 of 1999) read with Notif
जुलै 01, 2015
Master Circular on Interest Rates on Deposits held in FCNR (B) Accounts
RBI/2015-16/40 DBR.No.Dir.BC.8/13.03.00/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular on Interest Rates on Deposits held in FCNR (B) Accounts Please refer to the Master Circular DBOD No.Dir.BC.14/13.03.00/2014-15 dated July 1, 2014 consolidating the instructions/guidelines issued to banks till June 30, 2014 relating to deposits held in FCNR (B) Accounts. This Master Circular consolidates in
RBI/2015-16/40 DBR.No.Dir.BC.8/13.03.00/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular on Interest Rates on Deposits held in FCNR (B) Accounts Please refer to the Master Circular DBOD No.Dir.BC.14/13.03.00/2014-15 dated July 1, 2014 consolidating the instructions/guidelines issued to banks till June 30, 2014 relating to deposits held in FCNR (B) Accounts. This Master Circular consolidates in
जुलै 01, 2015
Master Circular - Facility for Exchange of Notes and Coins
RBI/2015-16/38 DCM (NE) No. G - 2/08.07.18/2015-16 July 01, 2015 The Chairman and Managing Director / The Chief Executive Officer All Banks Madam / Dear Sir Master Circular – Facility for Exchange of Notes and Coins Please refer to the Master Circular DCM (NE) No. G-3 /08.07.18/2014-15 dated July 01, 2014 containing instructions on the facility for exchange of notes and coins. A revised version of Master Circular on the subject is annexed for your information and nece
RBI/2015-16/38 DCM (NE) No. G - 2/08.07.18/2015-16 July 01, 2015 The Chairman and Managing Director / The Chief Executive Officer All Banks Madam / Dear Sir Master Circular – Facility for Exchange of Notes and Coins Please refer to the Master Circular DCM (NE) No. G-3 /08.07.18/2014-15 dated July 01, 2014 containing instructions on the facility for exchange of notes and coins. A revised version of Master Circular on the subject is annexed for your information and nece
जुलै 01, 2015
Master Circular - Interest Rates on Advances
RBI/2015-16/37 DBR.No.Dir.BC.9/13.03.00/2015-16 July 1, 2015 Ashadha 10, 1937 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular - Interest Rates on Advances Please refer to the Master Circular DBOD.No.Dir.BC.13/13.03.00/2014-15 dated July 1, 2014 consolidating instructions / guidelines issued to banks till June 30, 2014 on matters relating to Interest Rates on Advances. This Master Circular consolidates instructions on the above m
RBI/2015-16/37 DBR.No.Dir.BC.9/13.03.00/2015-16 July 1, 2015 Ashadha 10, 1937 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular - Interest Rates on Advances Please refer to the Master Circular DBOD.No.Dir.BC.13/13.03.00/2014-15 dated July 1, 2014 consolidating instructions / guidelines issued to banks till June 30, 2014 on matters relating to Interest Rates on Advances. This Master Circular consolidates instructions on the above m
जुलै 01, 2015
Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs)
RBI/2015-16/36 DBR.BP.BC.No.5/21.04.172/2015-16 July 1, 2015 Chairman and Managing Directors / Chief Executives ofAll Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular - Bank Finance to Non-Banking Financial Companies(NBFCs) Please refer to our Master Circular DBOD.BP.BC.No.10/21.04.172/2014-15 dated July 1, 2014 on the captioned subject. This Master Circular consolidates instructions on the above matters issued up to June 30, 2015. Yours fai
RBI/2015-16/36 DBR.BP.BC.No.5/21.04.172/2015-16 July 1, 2015 Chairman and Managing Directors / Chief Executives ofAll Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular - Bank Finance to Non-Banking Financial Companies(NBFCs) Please refer to our Master Circular DBOD.BP.BC.No.10/21.04.172/2014-15 dated July 1, 2014 on the captioned subject. This Master Circular consolidates instructions on the above matters issued up to June 30, 2015. Yours fai
जुलै 01, 2015
Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 - Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010
RBI/2015-16/35 DBR.AML.BC.No.16/14.08.001/ 2015-16 July 1, 2015 Ashadha 10,1937 (saka) The Chairperson/Chief Executive Officers of All Scheduled Commercial Banks Madam/Dear Sir, Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 - Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010 Please refer to our Master Circular DBOD.AML.BC No. 23/ 14.08.001 / 2014– 15 dated July 01, 2014 consolidating instructions/guidelines
RBI/2015-16/35 DBR.AML.BC.No.16/14.08.001/ 2015-16 July 1, 2015 Ashadha 10,1937 (saka) The Chairperson/Chief Executive Officers of All Scheduled Commercial Banks Madam/Dear Sir, Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 - Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010 Please refer to our Master Circular DBOD.AML.BC No. 23/ 14.08.001 / 2014– 15 dated July 01, 2014 consolidating instructions/guidelines
जुलै 01, 2015
Master Circular - Operational Guidelines for Primary Dealers
RBI/2015-16/34 IDMD.PDRD. 01/03.64.00/2015-16 July 1, 2015 All Primary Dealers Dear Sir / Madam Master Circular – Operational Guidelines for Primary Dealers The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to the Primary Dealers (PDs) in regard to their operations. The Master Circular incorporating the guidelines/instructions/circulars on the subject issued up to June 30, 2015 is enclosed. A list of circulars finding referen
RBI/2015-16/34 IDMD.PDRD. 01/03.64.00/2015-16 July 1, 2015 All Primary Dealers Dear Sir / Madam Master Circular – Operational Guidelines for Primary Dealers The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to the Primary Dealers (PDs) in regard to their operations. The Master Circular incorporating the guidelines/instructions/circulars on the subject issued up to June 30, 2015 is enclosed. A list of circulars finding referen
जुलै 01, 2015
Master Circular on External Commercial Borrowings and Trade Credits
RBI/2015-16/33 Master Circular No. 12/2015-16 July 01, 2015 (Updated upto October 06, 2015) To All Authorised Dealer Category – I banks and Authorised banks Madam / Sir Master Circular on External Commercial Borrowings and Trade Credits External Commercial Borrowings and Trade Credits availed of by residents are governed by clause (d) of sub-section 3 of section 6 of the Foreign Exchange Management Act, 1999 read with Notification No. FEMA 3/2000-RB viz. Foreign Excha
RBI/2015-16/33 Master Circular No. 12/2015-16 July 01, 2015 (Updated upto October 06, 2015) To All Authorised Dealer Category – I banks and Authorised banks Madam / Sir Master Circular on External Commercial Borrowings and Trade Credits External Commercial Borrowings and Trade Credits availed of by residents are governed by clause (d) of sub-section 3 of section 6 of the Foreign Exchange Management Act, 1999 read with Notification No. FEMA 3/2000-RB viz. Foreign Excha
जुलै 01, 2015
Master Circular Interest Rates on Rupee Deposits - Primary (Urban) Co-operative Banks
RBI/2015-16/32 DCBR.BPD (PCB) MC.No.7/13.01.000/2015-16 July 1, 2015 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir/ Madam, Master Circular Interest Rates on Rupee Deposits – Primary (Urban) Co-operative Banks Please refer to our Master Circular UBD.BPD (PCB) MC.No.11/13.01.000/2014-15 dated July 1, 2014 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the ins
RBI/2015-16/32 DCBR.BPD (PCB) MC.No.7/13.01.000/2015-16 July 1, 2015 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir/ Madam, Master Circular Interest Rates on Rupee Deposits – Primary (Urban) Co-operative Banks Please refer to our Master Circular UBD.BPD (PCB) MC.No.11/13.01.000/2014-15 dated July 1, 2014 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the ins
जुलै 01, 2015
Master Circular - Para-banking Activities
RBI/2015-16/30 DBR.No.FSD.BC.19/24.01.001/2015-16 July 1, 2015 Asadha 10,1937 (Saka) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Master Circular – Para-banking Activities Please refer to the Master Circular No.DBOD.FSD.BC.01/24.01.001/2014-15 dated July 1, 2014 consolidating the instructions/guidelines issued to banks till June 30, 2014 on para-banking activities. This Master Circular consolidates instructions on the above matters issued up to June
RBI/2015-16/30 DBR.No.FSD.BC.19/24.01.001/2015-16 July 1, 2015 Asadha 10,1937 (Saka) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Master Circular – Para-banking Activities Please refer to the Master Circular No.DBOD.FSD.BC.01/24.01.001/2014-15 dated July 1, 2014 consolidating the instructions/guidelines issued to banks till June 30, 2014 on para-banking activities. This Master Circular consolidates instructions on the above matters issued up to June
जुलै 01, 2015
Master Circular on Credit Card, Debit Card and Rupee Denominated Co-branded Pre-paid Card Operations of Banks and Credit Card issuing NBFCs
RBI/2015-16/31 DBR.No.FSD.BC.18/24.01.009/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (Excluding RRBs) and Credit Card Issuing NBFCs Dear Sir/Madam Master Circular on Credit Card, Debit Card and Rupee Denominated Co-branded Pre-paid Card Operations of Banks and Credit Card issuing NBFCs Please refer to Master Circular No. DBOD.No.FSD.BC.02/24.01.009/2014-15 dated July, 2014 consolidating the instructions/guidelines issued on credit card
RBI/2015-16/31 DBR.No.FSD.BC.18/24.01.009/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (Excluding RRBs) and Credit Card Issuing NBFCs Dear Sir/Madam Master Circular on Credit Card, Debit Card and Rupee Denominated Co-branded Pre-paid Card Operations of Banks and Credit Card issuing NBFCs Please refer to Master Circular No. DBOD.No.FSD.BC.02/24.01.009/2014-15 dated July, 2014 consolidating the instructions/guidelines issued on credit card
जुलै 01, 2015
Master Circular on SHG-Bank Linkage Programme
RBI/2015-16/29 FIDD.FID.BC.No.02/12.01.033/2015-16 July 01, 2015(Amended up to February 04, 2016) The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir/Madam, Master Circular on SHG-Bank Linkage Programme The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on SHG-Bank Linkage Programme. In view of the recent changes in the guidelines on Self-Help Group Bank Linkage Programme,
RBI/2015-16/29 FIDD.FID.BC.No.02/12.01.033/2015-16 July 01, 2015(Amended up to February 04, 2016) The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir/Madam, Master Circular on SHG-Bank Linkage Programme The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on SHG-Bank Linkage Programme. In view of the recent changes in the guidelines on Self-Help Group Bank Linkage Programme,
जुलै 01, 2015
Master Circulars- Miscellaneous Instructions to NBFC- ND-SI
RBI/2015-16/28 DNBR (PD) CC.No.055/03.10.119/2015-16 July 01, 2015 To All Non-Banking Financial Companies (NBFCs), Dear Sir/Madam, Master Circulars- Miscellaneous Instructions to NBFC- ND-SI As you are aware, in order to have all current instructions on the subject at one place, the Reserve Bank of India issues updated circulars / notifications. The instructions related to the captioned subject contained in various circulars issued by RBI updated as on June 30, 2015 a
RBI/2015-16/28 DNBR (PD) CC.No.055/03.10.119/2015-16 July 01, 2015 To All Non-Banking Financial Companies (NBFCs), Dear Sir/Madam, Master Circulars- Miscellaneous Instructions to NBFC- ND-SI As you are aware, in order to have all current instructions on the subject at one place, the Reserve Bank of India issues updated circulars / notifications. The instructions related to the captioned subject contained in various circulars issued by RBI updated as on June 30, 2015 a
जुलै 01, 2015
Master Circular - The Non-Banking Financial Company - Factors (Reserve Bank) Directions, 2012
RBI/2015-16/27 DNBR (PD) CC.No.049/03.10.119/2015-16 July 01, 2015 (Updated as on April 11, 2016)@@NBSP@@ To All NBFCs, Dear Sir/Madam, Master Circular – The Non-Banking Financial Company - Factors (Reserve Bank) Directions, 2012 As you are aware, in order to have all current instructions on the subject at one place, the Reserve Bank of India issues updated circulars / notifications. The instructions related to the captioned subject contained in various circulars issu
RBI/2015-16/27 DNBR (PD) CC.No.049/03.10.119/2015-16 July 01, 2015 (Updated as on April 11, 2016)@@NBSP@@ To All NBFCs, Dear Sir/Madam, Master Circular – The Non-Banking Financial Company - Factors (Reserve Bank) Directions, 2012 As you are aware, in order to have all current instructions on the subject at one place, the Reserve Bank of India issues updated circulars / notifications. The instructions related to the captioned subject contained in various circulars issu
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पेज अंतिम अपडेट तारीख: जून 16, 2025
