ବିଜ୍ଞପ୍ତି - ଆରବିଆଇ - Reserve Bank of India
ବିଜ୍ଞପ୍ତି
ଅଗଷ୍ଟ 12, 2011
Discretion to customers for selection between RTGS and NEFT
RBI/2011-12/152 DPSS (CO) EPPD No./274/04.03.01/2011-12 August 12, 2011 The Chairman and Managing Director / Chief Executive Officer of member banks participating in RTGS / NEFT Madam / Dear Sir, Discretion to customers for selection between RTGS and NEFT As you are aware, RTGS and NEFT are two important pan-India payment systems introduced by Reserve Bank of India keeping in mind the requirements of various customers in the wholesale and retail payment systems segmen
RBI/2011-12/152 DPSS (CO) EPPD No./274/04.03.01/2011-12 August 12, 2011 The Chairman and Managing Director / Chief Executive Officer of member banks participating in RTGS / NEFT Madam / Dear Sir, Discretion to customers for selection between RTGS and NEFT As you are aware, RTGS and NEFT are two important pan-India payment systems introduced by Reserve Bank of India keeping in mind the requirements of various customers in the wholesale and retail payment systems segmen
ଅଗଷ୍ଟ 08, 2011
Opening of 'Small Account'
RBI/2011-12/147 RPCD.CO RRB.AML.BC.No.15 /03.05.33(E)/2011-12 August 8, 2011 The Chairmen All Regional Rural Banks (RRBs) Dear Sir, Opening of 'Small Account' Please find enclosed a copy of the Government of India, Notification No.14/2010/F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and
RBI/2011-12/147 RPCD.CO RRB.AML.BC.No.15 /03.05.33(E)/2011-12 August 8, 2011 The Chairmen All Regional Rural Banks (RRBs) Dear Sir, Opening of 'Small Account' Please find enclosed a copy of the Government of India, Notification No.14/2010/F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and
ଅଗଷ୍ଟ 04, 2011
Security Issues and Risk mitigation measures related to Card Not Present (CNP) transactions
RBI/2011-12/145 DPSS.PD.CO. No.223/02.14.003/2011-2012 August 04, 2011 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks/Authorised Card Payment Networks Madam / Dear Sir Security Issues and Risk mitigation measures related to Card Not Present (CNP) transactions. Please refer to our circular RBI/DPSS No. 1501 / 02.14.003
RBI/2011-12/145 DPSS.PD.CO. No.223/02.14.003/2011-2012 August 04, 2011 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks/Authorised Card Payment Networks Madam / Dear Sir Security Issues and Risk mitigation measures related to Card Not Present (CNP) transactions. Please refer to our circular RBI/DPSS No. 1501 / 02.14.003
ଅଗଷ୍ଟ 01, 2011
Misuse of Banking Channels - Issue and Payment of Demand Drafts for Rs. 50,000/- and above
RBI/2011-12/135 DBOD.BP.BC. No. 26 / 21.01.001/2011-12 August 1, 2011 To, The Chairmen / Chief Executives of All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Misuse of Banking Channels - Issue and Payment of Demand Drafts for Rs. 50,000/- and above Please refer to our circular DBOD.BP.BC.No.114/C.469(81) - 91 dated April 19, 1991 in terms of which demand drafts, mail transfers, telegraphic transfers and travellers cheques for Rs.50,000 and above should be iss
RBI/2011-12/135 DBOD.BP.BC. No. 26 / 21.01.001/2011-12 August 1, 2011 To, The Chairmen / Chief Executives of All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Misuse of Banking Channels - Issue and Payment of Demand Drafts for Rs. 50,000/- and above Please refer to our circular DBOD.BP.BC.No.114/C.469(81) - 91 dated April 19, 1991 in terms of which demand drafts, mail transfers, telegraphic transfers and travellers cheques for Rs.50,000 and above should be iss
ଜୁଲାଇ 25, 2011
Dishonour / Return of Cheques - Need to Sign / Initial the Cheque Return Memo
RBI/2011-12/121 DPSS.CO.CHD.No. 120 / 03.06.01 / 2011-12 July 25, 2011 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Dishonour / Return of Cheques - Need to Sign / Initial the Cheque Return Memo Please refer to our circular DPSS. CO. CHD. No. 485 / 03.06.01 / 2010-11 dated September 1, 2010 on Dishon
RBI/2011-12/121 DPSS.CO.CHD.No. 120 / 03.06.01 / 2011-12 July 25, 2011 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Dishonour / Return of Cheques - Need to Sign / Initial the Cheque Return Memo Please refer to our circular DPSS. CO. CHD. No. 485 / 03.06.01 / 2010-11 dated September 1, 2010 on Dishon
ଜୁନ 22, 2011
Public Provident Fund (PPF) Scheme -1968 - Clarification Payment of interest in respect of PPF HUF accounts
RBI/2010-11/578 DGBA. CDD. No. H- 8842/15.02.001/2010-11 June 17, 2011 The Managing Director/ Chief General Manager Government Accounts Department Government Business Department/Head Office State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/India
RBI/2010-11/578 DGBA. CDD. No. H- 8842/15.02.001/2010-11 June 17, 2011 The Managing Director/ Chief General Manager Government Accounts Department Government Business Department/Head Office State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/India
ଜୁନ 10, 2011
Non-implementation of Senior Citizens Savings Scheme- 2004(SCSS) by certain banks on deposit by Army Personnel
RBI/2010-11/562 DGBA. CDD. No. H-8545/15.15.001/2010-11 June 09, 2011 The Managing Director/ Chief General Manager Government Accounts Department Government Business Department/Head Office State Bank of India//State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/India
RBI/2010-11/562 DGBA. CDD. No. H-8545/15.15.001/2010-11 June 09, 2011 The Managing Director/ Chief General Manager Government Accounts Department Government Business Department/Head Office State Bank of India//State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/India
ଜୁନ 09, 2011
Retail Electronic Payment Systems – NEFT / NECS / RECS / ECS – Levy of Processing Charges
RBI/2010-11/559 DPSS (CO) EPPD No. /2649/ 04.03.01/2010-11 June 02, 2011 The Chairman and Managing Director / Chief Executive Officer of member banks participating in NEFT / NECS / RECS / ECS Madam / Dear Sir, Retail Electronic Payment Systems – NEFT / NECS / RECS / ECS – Levy of Processing Charges As you are aware, the Reserve Bank of India has been waiving processing charges for retail electronic payment products (NEFT, NECS, RECS and ECS) since the year 2006 in ord
RBI/2010-11/559 DPSS (CO) EPPD No. /2649/ 04.03.01/2010-11 June 02, 2011 The Chairman and Managing Director / Chief Executive Officer of member banks participating in NEFT / NECS / RECS / ECS Madam / Dear Sir, Retail Electronic Payment Systems – NEFT / NECS / RECS / ECS – Levy of Processing Charges As you are aware, the Reserve Bank of India has been waiving processing charges for retail electronic payment products (NEFT, NECS, RECS and ECS) since the year 2006 in ord
ମଇ 27, 2011
Reconciliation of failed transactions at ATMs
RBI/2010/11/547 DPSS.PD.No.2632 / 02.10.002 / 2010-2011 May 27, 2011 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir Reconciliation of failed transactions at ATMs Please refer to our letter DPSS No. 711 / 02.10.02 / 2008-2009, 1424 / 02.10.02 / 2008-2009 and 101 / 02.10.02 / 2009-2010 dated October 23,
RBI/2010/11/547 DPSS.PD.No.2632 / 02.10.002 / 2010-2011 May 27, 2011 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir Reconciliation of failed transactions at ATMs Please refer to our letter DPSS No. 711 / 02.10.02 / 2008-2009, 1424 / 02.10.02 / 2008-2009 and 101 / 02.10.02 / 2009-2010 dated October 23,
ଅପ୍ରେଲ 26, 2011
Opening of "Small Account"
RBI/2010-11/487 RPCD.CO.RCB.AML.BC. No.63/07.40.00/2010-11 April 26, 2011 The Chairmen / CEOs of All State and Central Co-operative Banks Dear Sir, Opening of "Small Account" Please find enclosed a copy of the Government of India, Notification No. 14/2010/F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing
RBI/2010-11/487 RPCD.CO.RCB.AML.BC. No.63/07.40.00/2010-11 April 26, 2011 The Chairmen / CEOs of All State and Central Co-operative Banks Dear Sir, Opening of "Small Account" Please find enclosed a copy of the Government of India, Notification No. 14/2010/F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing
ଅପ୍ରେଲ 21, 2011
Coins of 25 Paise and below – Withdrawal from Circulation
RBI/2010-11/482 RPCD.CO.No RCB. 61/07.38.03/2010-11 April 21, 2011 The Chairmen/CEOs of all State and Central Co-operative Banks Dear Sir, Coins of 25 Paise and below – Withdrawal from Circulation Please refer to the Govt. of India Gazette Notification S.O 2978(E) dated December 20, 2010 and the Reserve Bank Press Release dated February 1, 2011 on the above subject (copies enclosed). 2. The Government of India has decided to withdraw coins of denomination of 25 paise
RBI/2010-11/482 RPCD.CO.No RCB. 61/07.38.03/2010-11 April 21, 2011 The Chairmen/CEOs of all State and Central Co-operative Banks Dear Sir, Coins of 25 Paise and below – Withdrawal from Circulation Please refer to the Govt. of India Gazette Notification S.O 2978(E) dated December 20, 2010 and the Reserve Bank Press Release dated February 1, 2011 on the above subject (copies enclosed). 2. The Government of India has decided to withdraw coins of denomination of 25 paise
ଅପ୍ରେଲ 20, 2011
Coins of 25 Paise and below – Withdrawal from Circulation
RBI/2010-11/479 RPCD.CO.No RRB. 60 /03.05.33 /2010-11 April 20, 2011 The Chairmen Regional Rural Banks Dear Sir, Coins of 25 Paise and below – Withdrawal from Circulation Please refer to the Govt. of India Gazette Notification S.O 2978(E) dated December 20, 2010 and the Reserve Bank Press Release dated February 1, 2011 on the above subject (copies enclosed). 2. The Government of India has decided to withdraw coins of denomination of 25 paise and below from circulation
RBI/2010-11/479 RPCD.CO.No RRB. 60 /03.05.33 /2010-11 April 20, 2011 The Chairmen Regional Rural Banks Dear Sir, Coins of 25 Paise and below – Withdrawal from Circulation Please refer to the Govt. of India Gazette Notification S.O 2978(E) dated December 20, 2010 and the Reserve Bank Press Release dated February 1, 2011 on the above subject (copies enclosed). 2. The Government of India has decided to withdraw coins of denomination of 25 paise and below from circulation
ଡିସେମ୍ବର 29, 2010
Public Provident Fund Scheme, 1968 Amendment to Section 9(3) of the Scheme
RBI/2010-11/344 DGBA. CDD. No. H-4311/15.02.001/2010-11 December 27, 2010 The Chairman and Managing Director/Managing Director Government Accounts Department/Head Office State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/Indian Bank/ Indian Overs
RBI/2010-11/344 DGBA. CDD. No. H-4311/15.02.001/2010-11 December 27, 2010 The Chairman and Managing Director/Managing Director Government Accounts Department/Head Office State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/Indian Bank/ Indian Overs
ଡିସେମ୍ବର 10, 2010
StCBs/DCCBs - Know Your Customer Guidelines - Salaried Employees
RBI/2010 -11/307 RPCD.CO.RCB.AML.BC. No.37/07.40.00/2010-11 December 10, 2010 The Chief Executives of all State and Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - Salaried Employees Please refer to Annex-II to the Guidelines on 'Know Your Customer' Norms and Anti-Money Laundering Measures' enclosed to our circular RPCD.AML.BC.No.80/07.40.00/2004-05 dated February 18, 2005 wherein an indicative list of the nature and type of documents/ infor
RBI/2010 -11/307 RPCD.CO.RCB.AML.BC. No.37/07.40.00/2010-11 December 10, 2010 The Chief Executives of all State and Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - Salaried Employees Please refer to Annex-II to the Guidelines on 'Know Your Customer' Norms and Anti-Money Laundering Measures' enclosed to our circular RPCD.AML.BC.No.80/07.40.00/2004-05 dated February 18, 2005 wherein an indicative list of the nature and type of documents/ infor
ନଭେମ୍ବର 12, 2010
Guidelines on Fair Practices Code for Lenders – Disclosing all information relating to processing fees/charges
RBI/2010 -11/272 DBOD. Leg. BC. 61/09.07.005/2010 -11 November 12, 2010 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders – Disclosing all information relating to processing fees/charges Please refer to our Circular DBOD. No. Leg. BC. 86/09.07.005/2008-09 dated November 25, 2008 containing guidelines on the captioned subject wherein banks were advised to ensure that all informatio
RBI/2010 -11/272 DBOD. Leg. BC. 61/09.07.005/2010 -11 November 12, 2010 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders – Disclosing all information relating to processing fees/charges Please refer to our Circular DBOD. No. Leg. BC. 86/09.07.005/2008-09 dated November 25, 2008 containing guidelines on the captioned subject wherein banks were advised to ensure that all informatio
ନଭେମ୍ବର 01, 2010
Opening and operating the accounts of the beneficiaries of Indira Gandhi National old Age Pension Scheme (IGNOAPS)
RBI/2010-11/253 RPCD.CO.FID. BC.No. /12.01.012/2010-11 November 1, 2010 The Chaiman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Including Regional Rural Banks) Dear Sir, Opening and operating the accounts of the beneficiaries of Indira Gandhi National old Age Pension Scheme (IGNOAPS). Government of India has advised that the Committee on National Policy on Older Persons in their 4th review meeting stressed on the need for an
RBI/2010-11/253 RPCD.CO.FID. BC.No. /12.01.012/2010-11 November 1, 2010 The Chaiman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Including Regional Rural Banks) Dear Sir, Opening and operating the accounts of the beneficiaries of Indira Gandhi National old Age Pension Scheme (IGNOAPS). Government of India has advised that the Committee on National Policy on Older Persons in their 4th review meeting stressed on the need for an
ସେପ୍ଟେମ୍ବର 01, 2010
Uniformity in penal interest payable by banks for delays in credit / return of NEFT / NECS / ECS transactions
RBI/2010-11/188 DPSS (CO) EPPD No. 477/ 04.03.01 / 2010-11 September 1, 2010 The Chairman and Managing Director / Chief Executive Officer of member banks participating in / NEFT / NECS / ECS Madam / Dear Sir, Uniformity in penal interest payable by banks for delays in credit / return of NEFT / NECS / ECS transactions As you are aware, the recent past has been witness to significant growth in retail electronic payment products - both in terms of reach and volume. NEFT
RBI/2010-11/188 DPSS (CO) EPPD No. 477/ 04.03.01 / 2010-11 September 1, 2010 The Chairman and Managing Director / Chief Executive Officer of member banks participating in / NEFT / NECS / ECS Madam / Dear Sir, Uniformity in penal interest payable by banks for delays in credit / return of NEFT / NECS / ECS transactions As you are aware, the recent past has been witness to significant growth in retail electronic payment products - both in terms of reach and volume. NEFT
ଅଗଷ୍ଟ 26, 2010
Opening of No-Frills accounts by students for availing various Government Scholarships.
RBI/2010-11/182 RPCD.CO.FID. BC.No. 2433 /12.01.012/2010-11 August 26, 2010 The Chaiman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Opening of No-Frills accounts by students for availing various Government Scholarships. It has been brought to our notice by the Secretary, Government of India, Ministry of Minority Affairs that banks are not opening ‘no-frills’ accounts in favour of students from minority communities wh
RBI/2010-11/182 RPCD.CO.FID. BC.No. 2433 /12.01.012/2010-11 August 26, 2010 The Chaiman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Opening of No-Frills accounts by students for availing various Government Scholarships. It has been brought to our notice by the Secretary, Government of India, Ministry of Minority Affairs that banks are not opening ‘no-frills’ accounts in favour of students from minority communities wh
ଜୁନ 22, 2010
Standardisation and Enhancement of Security Features in Cheque Forms
RBI/2009-10/503 DPSS. CO. CHD. No. 2806/04.07.05/2009-10 June 22, 2010 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Standardisation and Enhancement of Security Features in Cheque Forms We invite your attention to our circular DPSS.CO.CHD.No. 1832/04.07.05/2009-10 dated February 22, 2010 on the subje
RBI/2009-10/503 DPSS. CO. CHD. No. 2806/04.07.05/2009-10 June 22, 2010 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Standardisation and Enhancement of Security Features in Cheque Forms We invite your attention to our circular DPSS.CO.CHD.No. 1832/04.07.05/2009-10 dated February 22, 2010 on the subje
ମଇ 26, 2010
Remittance towards participation in lottery, money circulation schemes, other fictitious offers of cheap funds, etc.
RBI/2009-10/474 A.P. (DIR Series) Circular No.54 May 26, 2010 To All Authorised Dealer Category – I Banks Madam / Sir, Remittance towards participation in lottery, money circulation schemes, other fictitious offers of cheap funds, etc. Attention of Authorized Dealer Category - I (AD Category - I) banks is invited to the A.P. (DIR Series) Circular No. 22 dated December 7, 2000, A.P. (DIR Series) Circular No. 02 dated July 27, 2001 and A.P. (DIR Series) Circular No. 49
RBI/2009-10/474 A.P. (DIR Series) Circular No.54 May 26, 2010 To All Authorised Dealer Category – I Banks Madam / Sir, Remittance towards participation in lottery, money circulation schemes, other fictitious offers of cheap funds, etc. Attention of Authorized Dealer Category - I (AD Category - I) banks is invited to the A.P. (DIR Series) Circular No. 22 dated December 7, 2000, A.P. (DIR Series) Circular No. 02 dated July 27, 2001 and A.P. (DIR Series) Circular No. 49
ମଇ 12, 2010
Know Your Customer (KYC) guidelines - accounts of proprietary concerns
RBI/2009-10/461 RPCD.CO.RF.AML.BC. No. 83/07.40.00/ 2009-10 May 12, 2010 The Chief Executives of all State and District Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - accounts of proprietary concerns A reference is invited to paragraph 3 of Guidelines on 'Know Your Customer' Norms and Anti Money Laundering Measures enclosed to our circular RPCD.AML.BC.No.80/07.40.00/ 2004-05 dated February 18, 2005. It has been advised to banks that interna
RBI/2009-10/461 RPCD.CO.RF.AML.BC. No. 83/07.40.00/ 2009-10 May 12, 2010 The Chief Executives of all State and District Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - accounts of proprietary concerns A reference is invited to paragraph 3 of Guidelines on 'Know Your Customer' Norms and Anti Money Laundering Measures enclosed to our circular RPCD.AML.BC.No.80/07.40.00/ 2004-05 dated February 18, 2005. It has been advised to banks that interna
ଅପ୍ରେଲ 08, 2010
Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques
RBI/2009-10/387 RPCD.CO.RRB.BC.No.65/03.05.33/2009-10 April 8, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques Please refer to our circular RPCD.CO.RRB.BC.No. 87/03.05.33/2008-09 dated February 5, 2009 advising RRBs to frame their Cheque Collection Policies covering local and outstation cheque collection as per the time frame prescribed by the National Consumer Disputes Redress
RBI/2009-10/387 RPCD.CO.RRB.BC.No.65/03.05.33/2009-10 April 8, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques Please refer to our circular RPCD.CO.RRB.BC.No. 87/03.05.33/2008-09 dated February 5, 2009 advising RRBs to frame their Cheque Collection Policies covering local and outstation cheque collection as per the time frame prescribed by the National Consumer Disputes Redress
ମାର୍ଚ୍ଚ 29, 2010
Public Provident Fund Scheme, 1968
RBI/2009-10/365 DGBA.CDD. H- 7530/15.02.001/2009-10 March 29, 2010 The Chairman and Managing Director / Managing Director Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala / State Bank of Bikaner & Jaipur / State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore / Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra / Canara Bank / Central Bank of India / Corporation Ba
RBI/2009-10/365 DGBA.CDD. H- 7530/15.02.001/2009-10 March 29, 2010 The Chairman and Managing Director / Managing Director Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala / State Bank of Bikaner & Jaipur / State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore / Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra / Canara Bank / Central Bank of India / Corporation Ba
ନଭେମ୍ବର 23, 2009
Installation of Note Sorting Machines
RBI/2009-10/228 DCM. No. Cir. NPD.3161/09.39.00 (Policy)/2009-2010 November 19, 2009 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks(Including RRBs)/ Scheduled State Co-operative Banks/ Scheduled (Primary) Urban Co-operative Banks Dear Sir, Sorting / Processing of Notes – Installation of Note Sorting Machines Please refer to paragraph 176 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on Octobe
RBI/2009-10/228 DCM. No. Cir. NPD.3161/09.39.00 (Policy)/2009-2010 November 19, 2009 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks(Including RRBs)/ Scheduled State Co-operative Banks/ Scheduled (Primary) Urban Co-operative Banks Dear Sir, Sorting / Processing of Notes – Installation of Note Sorting Machines Please refer to paragraph 176 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on Octobe
ନଭେମ୍ବର 13, 2009
StCBs/DCCBs – Safe Deposit Lockers
RBI/2009-10/218 RPCD.CO.RF. BC. No.42/07.38.01/ 2009-10 November 13, 2009 All State and Central Co-operative Banks Dear Sir, Safe Deposit Lockers Please refer to Paragraph 5 of our circular RPCD.CO.RF.BC.No.95/ 07.38.01/2006-07 dated May 18, 2007, wherein banks were advised to ensure that the identification code of the bank / branch is embossed on all the locker keys with a view to facilitate Authorities in identifying the ownership of the locker keys. 2. In view of p
RBI/2009-10/218 RPCD.CO.RF. BC. No.42/07.38.01/ 2009-10 November 13, 2009 All State and Central Co-operative Banks Dear Sir, Safe Deposit Lockers Please refer to Paragraph 5 of our circular RPCD.CO.RF.BC.No.95/ 07.38.01/2006-07 dated May 18, 2007, wherein banks were advised to ensure that the identification code of the bank / branch is embossed on all the locker keys with a view to facilitate Authorities in identifying the ownership of the locker keys. 2. In view of p
ନଭେମ୍ବର 09, 2009
Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs
RBI/2009-10/211 UBD.BPD (PCB) Cir No19 /13.01.000/2009-10 November 9, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.9/13.01.00/2008-2009 dated September 01, 2008 on captioned subject. In terms of para 2 (vi) of the circular, for the purpose of classifying an account as 'inoperative', debit as well as credit transactions induced
RBI/2009-10/211 UBD.BPD (PCB) Cir No19 /13.01.000/2009-10 November 9, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.9/13.01.00/2008-2009 dated September 01, 2008 on captioned subject. In terms of para 2 (vi) of the circular, for the purpose of classifying an account as 'inoperative', debit as well as credit transactions induced
ନଭେମ୍ବର 09, 2009
Dishonour of Cheques – Dealing with incidents of frequent dishonour
RBI/2009-10/213 DBOD.No.Leg.BC.59 /09.07.005/2009-10 November 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Dishonour of Cheques – Dealing with incidents of frequent dishonour Please refer to paragraph 15.4 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/2009-10 dated July 1, 2009 on Customer Service wherein banks have been advised to take certain steps for dealing with incidents of frequent dishonour of cheques of Rs. 1 crore and above. 2. In t
RBI/2009-10/213 DBOD.No.Leg.BC.59 /09.07.005/2009-10 November 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Dishonour of Cheques – Dealing with incidents of frequent dishonour Please refer to paragraph 15.4 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/2009-10 dated July 1, 2009 on Customer Service wherein banks have been advised to take certain steps for dealing with incidents of frequent dishonour of cheques of Rs. 1 crore and above. 2. In t
ଅକ୍ଟୋବର 30, 2009
Inoperative Accounts
RBI/2009-10/202 DBOD.Leg. No.BC. 55 /09.07.005 /2009-10 October 30, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Inoperative Accounts Please refer to Paragraph 24.2 (iv) of our Master circular DBOD. No.Leg. BC. 9 / 09.07.006 / 2009-10 dated July 1, 2009 on 'Customer Service' in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for a period over two years. Further
RBI/2009-10/202 DBOD.Leg. No.BC. 55 /09.07.005 /2009-10 October 30, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Inoperative Accounts Please refer to Paragraph 24.2 (iv) of our Master circular DBOD. No.Leg. BC. 9 / 09.07.006 / 2009-10 dated July 1, 2009 on 'Customer Service' in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for a period over two years. Further
ଅକ୍ଟୋବର 30, 2009
Appointment of a Nodal Officer by banks in respect of their Currency Management Operations
RBI/2009-10/205 DCM (Plg) No. 2701/10.01.03/2009-10 October 30, 2009 The Chairman / Managing Director All Public / Private Sector Banks Dear Sir Appointment of a Nodal Officer by banks in respect of their Currency Management Operations The High Level Group on Currency Management chaired by Smt. Usha Thorat, Deputy Governor, Reserve Bank of India submitted its Report in August 2009. The Group, inter alia, emphasized the importance of using modern technology and securit
RBI/2009-10/205 DCM (Plg) No. 2701/10.01.03/2009-10 October 30, 2009 The Chairman / Managing Director All Public / Private Sector Banks Dear Sir Appointment of a Nodal Officer by banks in respect of their Currency Management Operations The High Level Group on Currency Management chaired by Smt. Usha Thorat, Deputy Governor, Reserve Bank of India submitted its Report in August 2009. The Group, inter alia, emphasized the importance of using modern technology and securit
ସେପ୍ଟେମ୍ବର 02, 2009
Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999
RBI /2009-10/142 DBOD.No.Leg.BC. 37 /09.07.005/2009-10 September 2, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 Please refer to paragraph 11 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks
RBI /2009-10/142 DBOD.No.Leg.BC. 37 /09.07.005/2009-10 September 2, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 Please refer to paragraph 11 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks
ଅଗଷ୍ଟ 12, 2009
Payment of interest on accounts frozen by banks
RBI/2009-10/119 DBOD.No.Leg.BC.30 /09.07.005/2009-10 August 12, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks Please refer to paragraph 5.8.9 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks have been advised to follow the procedure laid down thereunder in respect of Term Deposit Accounts frozen by the enforcement authorities. 2. In terms o
RBI/2009-10/119 DBOD.No.Leg.BC.30 /09.07.005/2009-10 August 12, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks Please refer to paragraph 5.8.9 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks have been advised to follow the procedure laid down thereunder in respect of Term Deposit Accounts frozen by the enforcement authorities. 2. In terms o
ଜୁଲାଇ 22, 2009
Cash Withdrawal at Point-of-Sale
RBI/2009-10/105 DPSS.CO.PD.No. 147/02.14.003/ 2009-10 22nd July 2009 To All System Providers (VISA / MasterCard / American Express), All Scheduled Commercial banks Dear Sir, Cash Withdrawal at Point-of-Sale (POS) Presently cash withdrawal facility using plastic cards is available only at Automatic Teller Machines (ATMs). As on May 31, 2009, number of ATMs and POS terminals in the country stood at 44,857 and 4,70,237 respectively. The use of debit cards at Point-of-Sal
RBI/2009-10/105 DPSS.CO.PD.No. 147/02.14.003/ 2009-10 22nd July 2009 To All System Providers (VISA / MasterCard / American Express), All Scheduled Commercial banks Dear Sir, Cash Withdrawal at Point-of-Sale (POS) Presently cash withdrawal facility using plastic cards is available only at Automatic Teller Machines (ATMs). As on May 31, 2009, number of ATMs and POS terminals in the country stood at 44,857 and 4,70,237 respectively. The use of debit cards at Point-of-Sal
ଜୁଲାଇ 21, 2009
Grievance Redressal Mechanism - Display of Contact Details of Officials
RBI /2009-10 / 103 DBOD.No.Leg.BC.24 /09.07.005/2009-10 July 21, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Grievance Redressal Mechanism in banks - Display of names of Nodal Officers appointed under the Banking Ombudsman Scheme, 2006 Please refer to paragraph 16.5 (v) of our Master Circular on Customer Service DBOD. No. Leg.BC.9/09.07.006/2009-10 dated July 1, 2009, wherein banks have been advised to prominently display at the branches, the names
RBI /2009-10 / 103 DBOD.No.Leg.BC.24 /09.07.005/2009-10 July 21, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Grievance Redressal Mechanism in banks - Display of names of Nodal Officers appointed under the Banking Ombudsman Scheme, 2006 Please refer to paragraph 16.5 (v) of our Master Circular on Customer Service DBOD. No. Leg.BC.9/09.07.006/2009-10 dated July 1, 2009, wherein banks have been advised to prominently display at the branches, the names
ଜୁଲାଇ 17, 2009
Reconciliation of transactions at ATMs failure – Time limit
RBI/2009-2010/100 DPSS No.101/02.10.02/2009-2010 July 17, 2009 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co –operative Banks / State Co-operative Banks / District Central Co-operative Banks ATM network providers Madam / Dear Sir Reconciliation of transactions at ATMs failure – Time limit Please refer to our letter DPSS No.1424 and 711/02.10.02/2008-2009 dated February 11,2009 and October 23, 200
RBI/2009-2010/100 DPSS No.101/02.10.02/2009-2010 July 17, 2009 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co –operative Banks / State Co-operative Banks / District Central Co-operative Banks ATM network providers Madam / Dear Sir Reconciliation of transactions at ATMs failure – Time limit Please refer to our letter DPSS No.1424 and 711/02.10.02/2008-2009 dated February 11,2009 and October 23, 200
ଜୁନ 24, 2009
Access to own credit report
RBI/2008-09/507 DBOD.No.DL.BC. 138/20.16.042/2008-09 June 24, 2009 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) Notified All-India Financial Institutions Dear Sir Access to own credit report Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in the context of Credit Information Companies (Regulation) Act, 2005 to urgently initiate steps to build up database and be in readiness for effective
RBI/2008-09/507 DBOD.No.DL.BC. 138/20.16.042/2008-09 June 24, 2009 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) Notified All-India Financial Institutions Dear Sir Access to own credit report Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in the context of Credit Information Companies (Regulation) Act, 2005 to urgently initiate steps to build up database and be in readiness for effective
ଅପ୍ରେଲ 24, 2009
Payment of Interest on Savings Bank Account on a Daily Product Basis
RBI/2008-09/452 DBOD. No. Dir. BC.128/13.03.00/2008-09 April 24, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Payment of Interest on Savings Bank Account on a Daily Product Basis Please refer to paragraph 88 of the Annual Policy Statement announced by Governor on April 21, 2009 (extract enclosed), in terms of which it has been proposed that payment of interest on savings bank accounts by scheduled commercial banks would be calculated on a daily produc
RBI/2008-09/452 DBOD. No. Dir. BC.128/13.03.00/2008-09 April 24, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Payment of Interest on Savings Bank Account on a Daily Product Basis Please refer to paragraph 88 of the Annual Policy Statement announced by Governor on April 21, 2009 (extract enclosed), in terms of which it has been proposed that payment of interest on savings bank accounts by scheduled commercial banks would be calculated on a daily produc
ଅପ୍ରେଲ 13, 2009
StCBs/DCCBs – Nomination – Acknowledgement/Indicating Nominee Name in Bank Pass Book/FDRs
RBI/2008-09/430 RPCD.CO.RF.BC.No.96/07.38.01/2008-09 April 13, 2009 All State / Central Co-operative Banks (StCBs/DCCBs) Dear Sir, Co-operative Banks (Nomination) Rules, 1985 - Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts As you may be aware, in terms of Rule 2(9), 3(8) and 4(9) of the Co-operative Banks (Nomination) Rules, 1985, banks are required to acknowledge in writing to the depositor(s) / locker hir
RBI/2008-09/430 RPCD.CO.RF.BC.No.96/07.38.01/2008-09 April 13, 2009 All State / Central Co-operative Banks (StCBs/DCCBs) Dear Sir, Co-operative Banks (Nomination) Rules, 1985 - Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts As you may be aware, in terms of Rule 2(9), 3(8) and 4(9) of the Co-operative Banks (Nomination) Rules, 1985, banks are required to acknowledge in writing to the depositor(s) / locker hir
ଅପ୍ରେଲ 13, 2009
Need for Bank Branches / ATMs to be made accessible to persons with disabilities
RBI/2008-09/431 DBOD.No.Leg.BC.123 /09.07.005/2008-09 April 13, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Need for Bank Branches / ATMs to be made accessible to persons with disabilities We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair users can access them and the height of the machine is also appropriate
RBI/2008-09/431 DBOD.No.Leg.BC.123 /09.07.005/2008-09 April 13, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Need for Bank Branches / ATMs to be made accessible to persons with disabilities We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair users can access them and the height of the machine is also appropriate
ଅପ୍ରେଲ 08, 2009
RTGS Transactions
RBI/2008/09/426 DPSS (CO) RTGS No. 1776 / 04.04.002 / 2008 - 2009 April 8, 2009 Chairman and Managing Director / Chief Executive Officer of all banks participating in RTGS Dear Sir, RTGS Transactions The volume of RTGS transactions is increasing rapidly. RTGS settled 1.94 million transactions in the month of March 2009 as against 0.72 million transactions in March 2008. Customer transactions settling in RTGS presently constitute 89 percent of total RTGS transactions a
RBI/2008/09/426 DPSS (CO) RTGS No. 1776 / 04.04.002 / 2008 - 2009 April 8, 2009 Chairman and Managing Director / Chief Executive Officer of all banks participating in RTGS Dear Sir, RTGS Transactions The volume of RTGS transactions is increasing rapidly. RTGS settled 1.94 million transactions in the month of March 2009 as against 0.72 million transactions in March 2008. Customer transactions settling in RTGS presently constitute 89 percent of total RTGS transactions a
ମାର୍ଚ୍ଚ 09, 2009
Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts
RBI / 2008-09/ 406 DBOD.No.Leg.BC.114 /09.07.005/2008-09 March 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /or variation of the nominati
RBI / 2008-09/ 406 DBOD.No.Leg.BC.114 /09.07.005/2008-09 March 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /or variation of the nominati
ଫେବୃଆରୀ 18, 2009
Unclaimed deposits and inoperative / dormant accounts in banks
RBI/2008-09/386 RPCD.CO.RF.BC.No.89 /07.38.01/2008-09 February 18, 2009 All State and Central Co-operative Banks Dear Sir, Unclaimed deposits and inoperative / dormant accounts in banks In view of the increase in the amount of the unclaimed deposits with banks year after year and the inherent risk associated with such deposits, it is felt that banks should play a more pro-active role in finding the whereabouts of the account holders whose accounts have remained inoper
RBI/2008-09/386 RPCD.CO.RF.BC.No.89 /07.38.01/2008-09 February 18, 2009 All State and Central Co-operative Banks Dear Sir, Unclaimed deposits and inoperative / dormant accounts in banks In view of the increase in the amount of the unclaimed deposits with banks year after year and the inherent risk associated with such deposits, it is felt that banks should play a more pro-active role in finding the whereabouts of the account holders whose accounts have remained inoper
ଫେବୃଆରୀ 11, 2009
Reconciliation of transactions at ATMs failure-Time limit
RBI/2008-2009/380 DPSS No. 1424/ 02.10.02/2008-2009 February 11, 2009 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks /. District Central Co-operative Banks Madam / Dear Sir Reconciliation of transactions at ATMs failure-Time limit The use of Automated Teller Machines (ATMs) for cash withdrawal has been increasing in the country. However, of late, we have
RBI/2008-2009/380 DPSS No. 1424/ 02.10.02/2008-2009 February 11, 2009 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks /. District Central Co-operative Banks Madam / Dear Sir Reconciliation of transactions at ATMs failure-Time limit The use of Automated Teller Machines (ATMs) for cash withdrawal has been increasing in the country. However, of late, we have
ଜାନୁଆରୀ 20, 2009
Collateral Free Loans - Micro and Small Enterprises
RBI/2008-09/352 RPCD.SME&NFS.BC.No 84A /06.02.31(P)/2008-09 January 20, 2009 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs & Local Area Banks) Dear Sir, Collateral Free Loans - Micro and Small Enterprises As you are aware, the High Level Committee appointed by Reserve Bank to suggest measures for improving the delivery system and simplification of procedures for credit to the SSI sector (Chairman: Shri S.L.Kapur) had, inter alia
RBI/2008-09/352 RPCD.SME&NFS.BC.No 84A /06.02.31(P)/2008-09 January 20, 2009 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs & Local Area Banks) Dear Sir, Collateral Free Loans - Micro and Small Enterprises As you are aware, the High Level Committee appointed by Reserve Bank to suggest measures for improving the delivery system and simplification of procedures for credit to the SSI sector (Chairman: Shri S.L.Kapur) had, inter alia
ଜାନୁଆରୀ 14, 2009
USD Denominated Cheques–Improvements in collection process - UCBs
RBI/2008-09/350 UBD (PCB). Cir. No. 33/16.26.00/2008-09 January 14, 2009 The Chief Executive Officers of all AD I and AD II UCBs Dear Sir /Madam USD Denominated Cheques–Improvements in collection process - UCBs Given the number of instances of customer complaints on delay in collection of USD denominated cheques, Reserve Bank conducted a sample study of collection practices followed by banks to explore feasibility of reducing the time lag for collection of such cheque
RBI/2008-09/350 UBD (PCB). Cir. No. 33/16.26.00/2008-09 January 14, 2009 The Chief Executive Officers of all AD I and AD II UCBs Dear Sir /Madam USD Denominated Cheques–Improvements in collection process - UCBs Given the number of instances of customer complaints on delay in collection of USD denominated cheques, Reserve Bank conducted a sample study of collection practices followed by banks to explore feasibility of reducing the time lag for collection of such cheque
ଡିସେମ୍ବର 19, 2008
Disclosing all information relating to processing fees / charges
RBI/2008-09/328 RPCD.CO.RF.BC.No.78/07.38.01/2008-09 December 19, 2008 All State Co-operative Banks (StCBs) and Central Co-operative Banks (DCCBs) Dear Sir, Disclosing all information relating to processing fees / charges Please refer to paragraph 4 of our circular RPCD.CO.RF.BC.No.93/ 07.38.01/2006-07 dated May 16, 2007 regarding complaints about excessive interest charged by banks, wherein State and Central Co-operative Banks were advised to lay down appropriate int
RBI/2008-09/328 RPCD.CO.RF.BC.No.78/07.38.01/2008-09 December 19, 2008 All State Co-operative Banks (StCBs) and Central Co-operative Banks (DCCBs) Dear Sir, Disclosing all information relating to processing fees / charges Please refer to paragraph 4 of our circular RPCD.CO.RF.BC.No.93/ 07.38.01/2006-07 dated May 16, 2007 regarding complaints about excessive interest charged by banks, wherein State and Central Co-operative Banks were advised to lay down appropriate int
ଡିସେମ୍ବର 11, 2008
Guidelines on Fair Practices Code for Lenders - Disclosing all information relating to processing fees / charges
RBI / 2008-09/320 RPCD.CO.RRB.BC.No.75 /03.05.28-B/2008-09 December 10, 2008 All Regional Rural Banks Dear Sir, Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges Please refer to our circular RPCD.BOS./81/13.33.01/2005-06 dated May 16, 2006 on the captioned subject in respect of which all commercial banks including RRBs were advised to display charges related to certain services in their offices/branches. 2.
RBI / 2008-09/320 RPCD.CO.RRB.BC.No.75 /03.05.28-B/2008-09 December 10, 2008 All Regional Rural Banks Dear Sir, Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges Please refer to our circular RPCD.BOS./81/13.33.01/2005-06 dated May 16, 2006 on the captioned subject in respect of which all commercial banks including RRBs were advised to display charges related to certain services in their offices/branches. 2.
ଡିସେମ୍ବର 10, 2008
Foreign Exchange Management Act, 1999 – Foreign Travel – Mode of payment in Rupees
RBI/2008-09/318 A. P. (DIR Series) Circular No. 40 A. P. (FL Series) Circular No. 03December 10, 2008ToAll Authorised Dealers Category I & II and Full Fledged Money ChangersMadam / Sir,Foreign Exchange Management Act, 1999 – Foreign Travel – Mode of payment in RupeesAttention of Authorised Dealers Category I & II and Full Fledged Money Changers (FFMCs) is invited to paragraph A.10 of the Annexure to A. P. (DIR Series) Circular No.19 dated October 30, 2000, in
RBI/2008-09/318 A. P. (DIR Series) Circular No. 40 A. P. (FL Series) Circular No. 03December 10, 2008ToAll Authorised Dealers Category I & II and Full Fledged Money ChangersMadam / Sir,Foreign Exchange Management Act, 1999 – Foreign Travel – Mode of payment in RupeesAttention of Authorised Dealers Category I & II and Full Fledged Money Changers (FFMCs) is invited to paragraph A.10 of the Annexure to A. P. (DIR Series) Circular No.19 dated October 30, 2000, in
ନଭେମ୍ବର 25, 2008
Guidelines on Fair Practices Code for Lenders- Disclosing all information reating to processing fees / charges
RBI / 2008-09 / 296 DBOD.No.Leg.BC. 86 /09.07.005/2008-09 November 25, 2008 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges Please refer to our Circular DBOD.No.Leg.BC.65 /09.07.005/2006-07 dated March 6, 2007 wherein banks / FIs were advised that loan application forms in respect of all categories of loans irresp
RBI / 2008-09 / 296 DBOD.No.Leg.BC. 86 /09.07.005/2008-09 November 25, 2008 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges Please refer to our Circular DBOD.No.Leg.BC.65 /09.07.005/2006-07 dated March 6, 2007 wherein banks / FIs were advised that loan application forms in respect of all categories of loans irresp
ଅକ୍ଟୋବର 24, 2008
Relief/Savings Bonds – Rights of Customers
RBI/2008-09/249 Ref DGBA.CDD No H – 3854 / 13.01.299 / 2008-09 October 24, 2008 Kartika 2, 1930 (S) The General Manager State Bank of India and Associate Banks 17 Nationalised Banks The Managing Director Axis Bank Ltd / HDFC Bank Ltd / ICICI Bank Ltd / IDBI Bank Ltd and SHCIL Dear Sir, Relief/Savings Bonds – Rights of Customers Please refer to our Circular No RBI / 2004 / 181 (Ref No DGBA.CO.DT. No. 13.01.299 / H-6252./ 2003-04) dated April 22, 2004 wherein Agency Ban
RBI/2008-09/249 Ref DGBA.CDD No H – 3854 / 13.01.299 / 2008-09 October 24, 2008 Kartika 2, 1930 (S) The General Manager State Bank of India and Associate Banks 17 Nationalised Banks The Managing Director Axis Bank Ltd / HDFC Bank Ltd / ICICI Bank Ltd / IDBI Bank Ltd and SHCIL Dear Sir, Relief/Savings Bonds – Rights of Customers Please refer to our Circular No RBI / 2004 / 181 (Ref No DGBA.CO.DT. No. 13.01.299 / H-6252./ 2003-04) dated April 22, 2004 wherein Agency Ban
ଅକ୍ଟୋବର 24, 2008
Savings Bonds now eligible as Collateral for Loans
RBI.No.2008-09/247 DBOD.No.Dir.BC. 66/13.03.00/2008-2009 October 24, 2008 All Scheduled Commercial Banks (excluding RRBs) 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds 2003 - Collateral facility As you are aware, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, are presently not eligible as collateral for loans from banks, financial institutions and non banking fin
RBI.No.2008-09/247 DBOD.No.Dir.BC. 66/13.03.00/2008-2009 October 24, 2008 All Scheduled Commercial Banks (excluding RRBs) 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds 2003 - Collateral facility As you are aware, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, are presently not eligible as collateral for loans from banks, financial institutions and non banking fin
ଅକ୍ଟୋବର 15, 2008
7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds 2003 - Collateral facility - UCBs
RBI/2008-2009/225 UBD.PCB.Cir. No. 6 /13.05.000/2008-09 October 15 , 2008 The Chief Executive Officer of all Primary Scheduled (Urban) Co-op. Banks Dear Sir / Madam, 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds 2003 - Collateral facility - UCBs As you are aware of, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, were not eligible as collateral for loans from bank
RBI/2008-2009/225 UBD.PCB.Cir. No. 6 /13.05.000/2008-09 October 15 , 2008 The Chief Executive Officer of all Primary Scheduled (Urban) Co-op. Banks Dear Sir / Madam, 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds 2003 - Collateral facility - UCBs As you are aware of, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, were not eligible as collateral for loans from bank
ଅକ୍ଟୋବର 08, 2008
Levy of Service Charges for Electronic Payment Products and Outstation Cheque Collection
RBI / 2008-09 / 207 DPSS.CO.No. 611 / 03.01.03(P) / 2008-09 October 8, 2008 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Levy of Service Charges for Electronic Payment Products and Outstation Cheque Collection With immediate effect, the framework of charges to be levied by banks for offering various
RBI / 2008-09 / 207 DPSS.CO.No. 611 / 03.01.03(P) / 2008-09 October 8, 2008 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Levy of Service Charges for Electronic Payment Products and Outstation Cheque Collection With immediate effect, the framework of charges to be levied by banks for offering various
ସେପ୍ଟେମ୍ବର 19, 2008
Payment of interest on accounts frozen by banks
RBI / 2008-09 / 186 DBOD.No.Leg.BC. 47 /09.07.005/2008-09 September 19, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian Banks’ Association a
RBI / 2008-09 / 186 DBOD.No.Leg.BC. 47 /09.07.005/2008-09 September 19, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian Banks’ Association a
ଅଗଷ୍ଟ 22, 2008
Unclaimed Deposits / Inoperative Accounts in banks
RBI / 2008-09 / 138 DBOD.No.Leg. BC. 34 /09.07.005/2008-09 August 22, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Unclaimed Deposits / Inoperative Accounts in banks Please refer to our Circular DBOD.No.Com.BC.109/C.408/A-77 dated October 1, 1977 wherein banks were advised that deposit accounts which have not been operated upon over a period, say two years should be segregated and maintained in separate ledger/s. Further, banks were also advised vide
RBI / 2008-09 / 138 DBOD.No.Leg. BC. 34 /09.07.005/2008-09 August 22, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Unclaimed Deposits / Inoperative Accounts in banks Please refer to our Circular DBOD.No.Com.BC.109/C.408/A-77 dated October 1, 1977 wherein banks were advised that deposit accounts which have not been operated upon over a period, say two years should be segregated and maintained in separate ledger/s. Further, banks were also advised vide
ଅଗଷ୍ଟ 22, 2008
Display of information by banks – Comprehensive Notice Board
RBI / 2008-09 / 137 DBOD.No. Leg. BC. 33 /09.07.005/2008-09 August 22, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Display of information by banks – Comprehensive Notice Board The display of information by banks in their branches is one of the modes of imparting financial education. This display enables customers to make informed decision regarding products and services of the bank and be aware of their rights as also the obligations of the banks to
RBI / 2008-09 / 137 DBOD.No. Leg. BC. 33 /09.07.005/2008-09 August 22, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Display of information by banks – Comprehensive Notice Board The display of information by banks in their branches is one of the modes of imparting financial education. This display enables customers to make informed decision regarding products and services of the bank and be aware of their rights as also the obligations of the banks to
ଅଗଷ୍ଟ 12, 2008
RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad
RBI/2008-09/126 UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
RBI/2008-09/126 UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
ଅଗଷ୍ଟ 12, 2008
RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad
RBI/2008-09/126 UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
RBI/2008-09/126 UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
ଅଗଷ୍ଟ 05, 2008
8% Savings (Taxable) Bonds, 2003 - Income Tax Act, 1961 - TDS
RBI/2008-2009/121 Ref. DGBA.CDD. No. H - 1311/13.01.299/2008-09 August 5, 2008 Shravana 14, 1930 (S) The Chairman and Managing Director State Bank of India & Associate Banks 17 Nationalised Banks AXIS Bank Ltd / HDFC Bank Ltd / ICICI Bank Ltd / IDBI Bank Ltd / & SHCIL Dear Sir, 8% Savings (Taxable) Bonds, 2003 - Income Tax Act, 1961 - TDS Please refer to our circular No. RBI / 2007-08 / 141 with reference No. DGBA.CDD No. H-3024/13.01.299/2007-08 dated Septemb
RBI/2008-2009/121 Ref. DGBA.CDD. No. H - 1311/13.01.299/2008-09 August 5, 2008 Shravana 14, 1930 (S) The Chairman and Managing Director State Bank of India & Associate Banks 17 Nationalised Banks AXIS Bank Ltd / HDFC Bank Ltd / ICICI Bank Ltd / IDBI Bank Ltd / & SHCIL Dear Sir, 8% Savings (Taxable) Bonds, 2003 - Income Tax Act, 1961 - TDS Please refer to our circular No. RBI / 2007-08 / 141 with reference No. DGBA.CDD No. H-3024/13.01.299/2007-08 dated Septemb
ଜୁଲାଇ 23, 2008
Credit Card Operations of Banks
RBI/2008-2009/100 DBOD.FSD.BC.23/24.01.011/2008-09 July 23 , 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Credit Card Operations of Banks Please refer to the Master Circular on Credit Card Operations of banks (Circular No.DBOD.FSD.BC.6/24.01.011/2008-2009) dated July 1, 2008. 2. In this connection, we advise that the Reserve Bank of India had undertaken a study on the credit card operations of banks, based on the complaints received by the Bank as als
RBI/2008-2009/100 DBOD.FSD.BC.23/24.01.011/2008-09 July 23 , 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Credit Card Operations of Banks Please refer to the Master Circular on Credit Card Operations of banks (Circular No.DBOD.FSD.BC.6/24.01.011/2008-2009) dated July 1, 2008. 2. In this connection, we advise that the Reserve Bank of India had undertaken a study on the credit card operations of banks, based on the complaints received by the Bank as als
ଜୁଲାଇ 09, 2008
StCBs/DCCBs - Banking Facilities to Visually Challenged
RBI/2008-09/91 RPCD.CO.RF.No.BC 1/07.06.00/2008-09 July 9, 2008 18 Ashadha, Saka 1930 To All State and Central Co-operative Banks Dear Sir, Banking facilities to the visually challenged It has been brought to our notice that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM / locker, etc. cannot be denied to the visually challenged as they are legall
RBI/2008-09/91 RPCD.CO.RF.No.BC 1/07.06.00/2008-09 July 9, 2008 18 Ashadha, Saka 1930 To All State and Central Co-operative Banks Dear Sir, Banking facilities to the visually challenged It has been brought to our notice that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM / locker, etc. cannot be denied to the visually challenged as they are legall
ଜୁନ 12, 2008
Banking facilities to the visually challenged - UCBs
RBI / 2007-2008 / 364 UBD. CO. BPD. (PCB). No51/09.39.000/2007-08 June 12, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Banking facilities to the visually challenged - UCBs It has been brought to the notice of the Reserve Bank that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM/ locker etc. cannot be d
RBI / 2007-2008 / 364 UBD. CO. BPD. (PCB). No51/09.39.000/2007-08 June 12, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Banking facilities to the visually challenged - UCBs It has been brought to the notice of the Reserve Bank that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM/ locker etc. cannot be d
ଜୁନ 04, 2008
Banking facilities to the visually challenged
RBI / 2007-08 / 358 DBOD.No.Leg BC. 91 /09.07.005/2007-08 June 4, 2008 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Banking facilities to the visually challenged It has been brought to our notice that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM / locker etc. cannot be denied to the visually challenged as they are legally compete
RBI / 2007-08 / 358 DBOD.No.Leg BC. 91 /09.07.005/2007-08 June 4, 2008 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Banking facilities to the visually challenged It has been brought to our notice that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM / locker etc. cannot be denied to the visually challenged as they are legally compete
ମଇ 30, 2008
Reporting under FDI Scheme - Revised procedure
RBI/2007-2008/343 A. P. (DIR Series) Circular No. 45 May 30, 2008 To, All Category – I Authorised Dealer banks and Authorised Banks Madam / Sir, Foreign Exchange Management (Deposit) Regulations, 2000 – Credit to Non Resident (External) Rupee Accounts Attention of Authorised Dealer Category - I (AD Category – I) banks is invited to paragraph 3 of Schedule I to the Foreign Exchange Management (Deposit) Regulations, 2000 [Notification No. FEMA 5/2000-RB dated May 3, 200
RBI/2007-2008/343 A. P. (DIR Series) Circular No. 45 May 30, 2008 To, All Category – I Authorised Dealer banks and Authorised Banks Madam / Sir, Foreign Exchange Management (Deposit) Regulations, 2000 – Credit to Non Resident (External) Rupee Accounts Attention of Authorised Dealer Category - I (AD Category – I) banks is invited to paragraph 3 of Schedule I to the Foreign Exchange Management (Deposit) Regulations, 2000 [Notification No. FEMA 5/2000-RB dated May 3, 200
ମଇ 14, 2008
Claims secured by residential property – Change in limits for risk weights
RBI/2007–08/320 DBOD.No.BP.BC. 83/21.06.001/2007-08 May 14, 2008 The Chairman and Chief Executive Officer All Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Claims secured by residential property – Change in limits for risk weights Please refer to the paragraph 5.10 of our circular DBDO.No.BP.BC.90/20.06.001/ 2006-07 dated April 27, 2007 on ‘Guidelines for implementation of the New Capital Adequacy Framework’, and also items Nos. [(A)
RBI/2007–08/320 DBOD.No.BP.BC. 83/21.06.001/2007-08 May 14, 2008 The Chairman and Chief Executive Officer All Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Claims secured by residential property – Change in limits for risk weights Please refer to the paragraph 5.10 of our circular DBDO.No.BP.BC.90/20.06.001/ 2006-07 dated April 27, 2007 on ‘Guidelines for implementation of the New Capital Adequacy Framework’, and also items Nos. [(A)
ମଇ 14, 2008
Settlement of claims in respect of missing persons
RBI/2007-08/319 RPCD.CO.RF.BC.No.70/07.38.01/2007-08 May14, 2008 All State and District Central Co-operative Banks Dear Sir, Settlement of claims in respect of missing persons A query has been raised regarding the system which should be followed by banks in case a claim is received from a nominee / legal heirs for settlement of claim in respect of missing persons. 2. The settlement of claims in respect of missing persons would be governed by the provisions of Section
RBI/2007-08/319 RPCD.CO.RF.BC.No.70/07.38.01/2007-08 May14, 2008 All State and District Central Co-operative Banks Dear Sir, Settlement of claims in respect of missing persons A query has been raised regarding the system which should be followed by banks in case a claim is received from a nominee / legal heirs for settlement of claim in respect of missing persons. 2. The settlement of claims in respect of missing persons would be governed by the provisions of Section
ମଇ 13, 2008
StCBs/DCCBs – Customer Charges for use of ATMs for Cash Withdrawal/Balance Enquiry
RBI/2007-2008/318 RPCD.CO.RF.BC.No. 69 / 07.06.00 / 2007-08 May 13, 2008 23 Vaishakha, Saka 1930 To All State and Central Co-operative Banks Dear Sir, Customer charges for use of ATMs for cash withdrawal and balance enquiry Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for customers, their ma
RBI/2007-2008/318 RPCD.CO.RF.BC.No. 69 / 07.06.00 / 2007-08 May 13, 2008 23 Vaishakha, Saka 1930 To All State and Central Co-operative Banks Dear Sir, Customer charges for use of ATMs for cash withdrawal and balance enquiry Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for customers, their ma
ମଇ 08, 2008
Recovery Agents engaged by Banks
RBI/2007-2008/296 DBOD.No.Leg.BC.75 /09.07.005/2007-08April 24, 2008All Scheduled Commercial Banks (Excluding RRBs)Dear Sir, Mid-Term Review of the Annual Policy for the year 2007- 08 – Recovery Agents engaged by banks Please refer to the paragraph 172 and 173 of the mid-term review of the Annual Policy for the year 2007-08, a copy of which is enclosed. In view of the rise in the number of disputes and litigations against banks for engaging recovery agents in the rece
RBI/2007-2008/296 DBOD.No.Leg.BC.75 /09.07.005/2007-08April 24, 2008All Scheduled Commercial Banks (Excluding RRBs)Dear Sir, Mid-Term Review of the Annual Policy for the year 2007- 08 – Recovery Agents engaged by banks Please refer to the paragraph 172 and 173 of the mid-term review of the Annual Policy for the year 2007-08, a copy of which is enclosed. In view of the rise in the number of disputes and litigations against banks for engaging recovery agents in the rece
ମଇ 02, 2008
Grievance Redressal Mechanism in banks
RBI/2007-08/309 DBOD.No.Leg BC.81/09.07.005/2007-08 May 2, 2008 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir , Grievance Redressal Mechanism in banks Please refer to our Circular DBOD.No.Leg BC.60/09.07.005/2006-07 dated February 22, 2007 wherein instructions were issued to banks regarding analysis and disclosure of complaints. In this connection, it may be mentioned that a proper analysis and disclosure of complaints would be possible only if there is
RBI/2007-08/309 DBOD.No.Leg BC.81/09.07.005/2007-08 May 2, 2008 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir , Grievance Redressal Mechanism in banks Please refer to our Circular DBOD.No.Leg BC.60/09.07.005/2006-07 dated February 22, 2007 wherein instructions were issued to banks regarding analysis and disclosure of complaints. In this connection, it may be mentioned that a proper analysis and disclosure of complaints would be possible only if there is
ମଇ 02, 2008
Settlement of claims in respect of missing persons
RBI/2007-08/308 DBOD.No.Leg. BC.80 /09.07.005/2007-08 May 2, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Settlement of claims in respect of missing persons A query has been raised regarding the system which should be followed by banks in case a claim is received from a nominee / legal heirs for settlement of claim in respect of missing persons. 2. The settlement of claims in respect of missing persons would be governed by the provisions of Section 1
RBI/2007-08/308 DBOD.No.Leg. BC.80 /09.07.005/2007-08 May 2, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Settlement of claims in respect of missing persons A query has been raised regarding the system which should be followed by banks in case a claim is received from a nominee / legal heirs for settlement of claim in respect of missing persons. 2. The settlement of claims in respect of missing persons would be governed by the provisions of Section 1
ଅପ୍ରେଲ 15, 2008
UCBs – Cheque Collection Policy
RBI/2007-2008/281 UBD (PCB) BPD Cir No 40/ 09.39.000/ 2007-08 April 15, 2008 To The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative banks Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collection As you are aware, Reserve Bank has been i
RBI/2007-2008/281 UBD (PCB) BPD Cir No 40/ 09.39.000/ 2007-08 April 15, 2008 To The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative banks Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collection As you are aware, Reserve Bank has been i
ଅପ୍ରେଲ 10, 2008
Mandatory electronic payment of tax by certain Categories of taxpayers w.e.f. 1.4.2008
RBI/2007-08/280 DGBA.GAD. No. H. 10875 / 42.01.038 /2007-08 April 10, 2008 The Chairman & Managing Director/Managing Director State Bank of India and its Associates/ All Nationalised banks/ Axis Bank Ltd/ HDFC Bank Ltd/ ICICI Bank Ltd/ IDBI Ltd/ J&K Bank Ltd. Dear Sir, Mandatory electronic payment of tax by certain Categories of taxpayers w.e.f. 1.4.2008 As you are aware, the Central Board of Direct Taxes vide their Notification No. 34/2008 dated 13-3-2008 (co
RBI/2007-08/280 DGBA.GAD. No. H. 10875 / 42.01.038 /2007-08 April 10, 2008 The Chairman & Managing Director/Managing Director State Bank of India and its Associates/ All Nationalised banks/ Axis Bank Ltd/ HDFC Bank Ltd/ ICICI Bank Ltd/ IDBI Ltd/ J&K Bank Ltd. Dear Sir, Mandatory electronic payment of tax by certain Categories of taxpayers w.e.f. 1.4.2008 As you are aware, the Central Board of Direct Taxes vide their Notification No. 34/2008 dated 13-3-2008 (co
ମାର୍ଚ୍ଚ 10, 2008
Customer charges for use of ATMs for cash withdrawal and balance enquiry
RBI/2007-2008/260 DPSS No.1405 / 02.10.02 / 2007-2008 March 10, 2008 The Chairman / Chief Executive Officer (All Scheduled commercial banks including RRBs) Dear Sir Customer charges for use of ATMs for cash withdrawal and balance enquiry 1. Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for cu
RBI/2007-2008/260 DPSS No.1405 / 02.10.02 / 2007-2008 March 10, 2008 The Chairman / Chief Executive Officer (All Scheduled commercial banks including RRBs) Dear Sir Customer charges for use of ATMs for cash withdrawal and balance enquiry 1. Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for cu
ଫେବୃଆରୀ 27, 2008
Repayment of 6.5% Savings Bonds, 2003 (Non Taxable)
RBI Circular No. 249/2007-2008 Ref No DGBA.CDD / H- 9362 / 13.04.137 / 2007 - 08February 27, 2008 Phalguna 8, 1929 (Saka)The General Manager State Bank of India and Associate Banks and 17 Nationalised Banks ICICI Bank Ltd. / IDBI Ltd./ HDFC Bank Ltd / Axis Bank Ltd. Stock Holding Corporation of India LtdDear Sir,Repayment of 6.5% Savings Bonds, 2003 (Non Taxable) Please refer to our Loan Circular CO.DT. 13.01.298 / H-3566/2002-03 dated March 15, 2003 regarding issue o
RBI Circular No. 249/2007-2008 Ref No DGBA.CDD / H- 9362 / 13.04.137 / 2007 - 08February 27, 2008 Phalguna 8, 1929 (Saka)The General Manager State Bank of India and Associate Banks and 17 Nationalised Banks ICICI Bank Ltd. / IDBI Ltd./ HDFC Bank Ltd / Axis Bank Ltd. Stock Holding Corporation of India LtdDear Sir,Repayment of 6.5% Savings Bonds, 2003 (Non Taxable) Please refer to our Loan Circular CO.DT. 13.01.298 / H-3566/2002-03 dated March 15, 2003 regarding issue o
ନଭେମ୍ବର 19, 2007
Legal Guardianship Certificate issued under the National Trust Act, 1999 empowering the disabled persons with autism, cerebral palsy, mental retardation and multiple disabilities
RBI/2007-2008/ 189 DBOD.No.Leg.BC. 51 /09.07.005/2007-08November 19, 2007All Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Guardians appointed by District Courts/Local Level Committees can open/operate bank accounts of certain categories of Disabled PersonsWe have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities (the Trust) that a question has been raised as to whether the ban
RBI/2007-2008/ 189 DBOD.No.Leg.BC. 51 /09.07.005/2007-08November 19, 2007All Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Guardians appointed by District Courts/Local Level Committees can open/operate bank accounts of certain categories of Disabled PersonsWe have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities (the Trust) that a question has been raised as to whether the ban
ନଭେମ୍ବର 12, 2007
Misuse of banknotes
RBI / 2007-2008/183 UBD.CO. BPD. (PCB). No. 20 /12.05.001/2007-08 November 12 , 2007 CEOs of All Primary (Urban) Co-operative Banks Dear Sir /Madam, Misuse of banknotes Please refer to the directive issued to all urban c
RBI / 2007-2008/183 UBD.CO. BPD. (PCB). No. 20 /12.05.001/2007-08 November 12 , 2007 CEOs of All Primary (Urban) Co-operative Banks Dear Sir /Madam, Misuse of banknotes Please refer to the directive issued to all urban c
ସେପ୍ଟେମ୍ବର 19, 2007
8% Savings (Taxable) Bonds, 2003 - Income Tax Act. 1961 - TDS
RBI/2007-08/141 Ref DGBA.CDD No H - 3024 /13.01.299 / 2007-08 September 19, 2007 Bhadra 28, 1929 (S) The General Manager State Bank of India & 17 Nationalised Banks ICICI Bank Ltd., IDBI Bank Ltd. HDFC Bank Ltd. AXIS Bank Ltd & SHCIL Dear Sir 8% Savings (Taxable) Bonds, 2003 - Income Tax Act. 1961 - TDS In continuation of our Circular DGBA.CDD.No.H-17134/13.01.299/2006-07 dated May 31, 2007 on the captioned subject, we are appending below the clarifications gi
RBI/2007-08/141 Ref DGBA.CDD No H - 3024 /13.01.299 / 2007-08 September 19, 2007 Bhadra 28, 1929 (S) The General Manager State Bank of India & 17 Nationalised Banks ICICI Bank Ltd., IDBI Bank Ltd. HDFC Bank Ltd. AXIS Bank Ltd & SHCIL Dear Sir 8% Savings (Taxable) Bonds, 2003 - Income Tax Act. 1961 - TDS In continuation of our Circular DGBA.CDD.No.H-17134/13.01.299/2006-07 dated May 31, 2007 on the captioned subject, we are appending below the clarifications gi
ସେପ୍ଟେମ୍ବର 03, 2007
Branch Level Customer Service Committees
RBI/2007-2008/128 DBOD.No.Leg.BC.30 /09.07.005/2007-08 September 3, 2007 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Branch Level Customer Service Committees In terms of recommendation no. 172 of the Working Group on Customer Service in Banks (Talwar Committee), banks were advised to establish customer service committees at branch level. Further, in terms of recommendation no. 3.68 of the Committee on Customer Service in Banks (Goiporia Committee), banks
RBI/2007-2008/128 DBOD.No.Leg.BC.30 /09.07.005/2007-08 September 3, 2007 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Branch Level Customer Service Committees In terms of recommendation no. 172 of the Working Group on Customer Service in Banks (Talwar Committee), banks were advised to establish customer service committees at branch level. Further, in terms of recommendation no. 3.68 of the Committee on Customer Service in Banks (Goiporia Committee), banks
ଅଗଷ୍ଟ 30, 2007
Settlement of PPF Claims of Subscribers who go missing
Settlement of PPF Claims of Subscribers who go missing RBI/2007-2008/125 DGBA.CDD.H-2281/15.02.001/2007-08August 30, 2007 To The Chairman and Managing Director/Managing Director Government Accounts Department, Head Office State Bank of India and its Associates Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra / Canara Bank / Central Bank of India / Corporation Bank / Dena Bank / Indian Bank / Indian Overseas Bank / Punjab National Bank / Syndicate
Settlement of PPF Claims of Subscribers who go missing RBI/2007-2008/125 DGBA.CDD.H-2281/15.02.001/2007-08August 30, 2007 To The Chairman and Managing Director/Managing Director Government Accounts Department, Head Office State Bank of India and its Associates Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra / Canara Bank / Central Bank of India / Corporation Bank / Dena Bank / Indian Bank / Indian Overseas Bank / Punjab National Bank / Syndicate
ଅଗଷ୍ଟ 22, 2007
Guidelines on Fair Practices Code for Lenders - Furnishing copy of loan agreement
RBI/2007-08/119 DBOD.No.Leg.BC. 28 /09.07.005/2007-08August 22, 2007All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs)Dear Sir, Guidelines on Fair Practices Code for Lenders - Furnishing copy of loan agreementPlease refer to our Circular DBOD. Leg. No.BC. 104 /09.07.007/2002-03 dated May 5, 2003 wherein guidelines were issued to banks / FIs for framing the Fair Practices Code for Lenders. 2. In terms of Para 2 (ii) (c) of the above Circ
RBI/2007-08/119 DBOD.No.Leg.BC. 28 /09.07.005/2007-08August 22, 2007All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs)Dear Sir, Guidelines on Fair Practices Code for Lenders - Furnishing copy of loan agreementPlease refer to our Circular DBOD. Leg. No.BC. 104 /09.07.007/2002-03 dated May 5, 2003 wherein guidelines were issued to banks / FIs for framing the Fair Practices Code for Lenders. 2. In terms of Para 2 (ii) (c) of the above Circ
ମଇ 18, 2007
StCBs/DCCBs – Safe Deposit Locker/Safe Custody Article Facility and Access to Safe Deposit Lockers/Return of Safe Custody Articles
RBI/2006-2007/400 RPCD.CO.RF.BC No. 95/07.38.01/2006-07 May 18, 2007All State and Central Co-operative Banks Dear Sir,Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. We have reviewed all the guidelines issued by us on various issues rela
RBI/2006-2007/400 RPCD.CO.RF.BC No. 95/07.38.01/2006-07 May 18, 2007All State and Central Co-operative Banks Dear Sir,Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. We have reviewed all the guidelines issued by us on various issues rela
ମଇ 15, 2007
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ମଇ 07, 2007
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jeþLÐeþÑ J aÔÐ*¼ ÒmþMÐ aÞbþÐN AeþaÞAB/2006-2007/377 Òc 7, 2007 jcªÆ aÐZÞSÞÔL aÔÐ*¼ cÐ_*¼ `ÐBÜ (AqfÞL NõÐcÔ aÔÐ*¼ aÔ[Ñ[) cÒkþÐ]¯Æ @bÞþÒdÐN-aÔÐ*¼cÐ_*¼ ]éÐeþÐ @[Ô^ÞL j‡^ mþÐN‡ ]¯ÆÐLeÞþ bþÐeþ[Ñ¯Æ eÞþSbàþ aÔÐ*¼eþ aÐiÙL _Ñ[Þ aÞaeþZÑ 2007-08eþ @_‡Òo] 168 (`õ[ÞmÞþ`Þ jÕd‡¦Æ) Ò]M«‡Æ ¼¼Ð 2. bþÐeþ[Ñ¯Æ eÞþSbàþ aÔÐ*¼ HaÕ aÔÐ*¼ ÒmþÐL`Ðf ÒLÒ[L FZ Òl[öÒeþ aÔÐ*¼cÐÒ_ @[Ô^ÞL j‡^ mþÐN‡ LeÞþaÐ jÕLõЫÆÒeþ ak‡þ @bÞþÒdÐN `ÐBR«ÞÆ HkÞþ Òl[öÒeþ eÞþSbàþ aÔÐ*¼eþ aÞÒhi `eÞþ`[ö jÕ. XÏÞaÞJXÏÞ XÏÞA
jeþLÐeþÑ J aÔÐ*¼ ÒmþMÐ aÞbþÐN AeþaÞAB/2006-2007/377 Òc 7, 2007 jcªÆ aÐZÞSÞÔL aÔÐ*¼ cÐ_*¼ `ÐBÜ (AqfÞL NõÐcÔ aÔÐ*¼ aÔ[Ñ[) cÒkþÐ]¯Æ @bÞþÒdÐN-aÔÐ*¼cÐ_*¼ ]éÐeþÐ @[Ô^ÞL j‡^ mþÐN‡ ]¯ÆÐLeÞþ bþÐeþ[Ñ¯Æ eÞþSbàþ aÔÐ*¼eþ aÐiÙL _Ñ[Þ aÞaeþZÑ 2007-08eþ @_‡Òo] 168 (`õ[ÞmÞþ`Þ jÕd‡¦Æ) Ò]M«‡Æ ¼¼Ð 2. bþÐeþ[Ñ¯Æ eÞþSbàþ aÔÐ*¼ HaÕ aÔÐ*¼ ÒmþÐL`Ðf ÒLÒ[L FZ Òl[öÒeþ aÔÐ*¼cÐÒ_ @[Ô^ÞL j‡^ mþÐN‡ LeÞþaÐ jÕLõЫÆÒeþ ak‡þ @bÞþÒdÐN `ÐBR«ÞÆ HkÞþ Òl[öÒeþ eÞþSbàþ aÔÐ*¼eþ aÞÒhi `eÞþ`[ö jÕ. XÏÞaÞJXÏÞ XÏÞA
ଅପ୍ରେଲ 30, 2007
aeÞþº¤ _ÐNeÞþL jq¯Æ ÒdÐS_Ð 2004-có[‡Ô Òl[öÒeþ j‡^eþ kþÐeþ j„ÆLàÒeþ ¸¤½Þ¤LeþZ
eÞþSbàþ aÔÐ*¼ @$¼ B¨ÞÆA 2006-2007/360 XÏÞSÞaÞH.jÞXÏÞXÏÞ.HQç-15824/15.15.001/2006-07 30.04.2007 ckþÐ `õauL Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala State Bank of Bikaner & Jaipur / State Bank of Saurashtra State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/ Canara Bank / Central Bank of India / Corporatio
eÞþSbàþ aÔÐ*¼ @$¼ B¨ÞÆA 2006-2007/360 XÏÞSÞaÞH.jÞXÏÞXÏÞ.HQç-15824/15.15.001/2006-07 30.04.2007 ckþÐ `õauL Government Accounts Department, Head Office State Bank of India / State Bank of Indore / State Bank of Patiala State Bank of Bikaner & Jaipur / State Bank of Saurashtra State Bank of Travancore / State Bank of Hyderabad / State Bank of Mysore Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/ Canara Bank / Central Bank of India / Corporatio
ଅପ୍ରେଲ 18, 2007
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AeþaÞAB/2006-07/328 XÏÞJ XÏÞaÞHj. H$¼AeþHcçjÞ jÕ.aÞjÞ 5/23.02.011/2006-07 @Ò`õmþ 18,2007 jcªÆ OÒeþÐB Òl[ö aÔÐ*¼ HaÕ bþÐeþ[Òeþ LÐdàÔeþ[ jcªÆ aÞÒ]hÑ aÔÐ*¼ OÒeþÐBÒl[ö aÔÐ*¼ HaÕ aÞÒ]hÑ aÔÐ*¼ cÐ_*¼ `ÐBÜ j‡eþlÞ[ `õLÐh ÒdÐS_Ðeþ `õaràþ_ bþÐeþ[ jeþLÐeþ*¼ [Ð*¼ 21 @Ò`õmþ 2004eþ jÕLÁ¤ LõÒc ÒLtõÑ¯Æ j[Là[Ð AÒ¯ÆÐN (jÞbÞþjÞ)*‡¼ ÒL×ZjÞ ÒLtõ jeþLÐeþÑ LcàQÐeþÑ LÞcèÐ ÒLtõÑ¯Æ @^Þ_Þ¯Æc @^Ñ_Òeþ yÐ`Þ[ _ÞNc jeþLÐeþÑ L„ÆÐ_Ñ, jcÞ[Þ, ÒLtõ jeþLÐeþ*¼ cÐmÞþLÐ_Ð [\Ð_ޯƧÆZÒeþ \ÞaÐ ÒL×ZjÞ Lróþ`àl*¼ L
AeþaÞAB/2006-07/328 XÏÞJ XÏÞaÞHj. H$¼AeþHcçjÞ jÕ.aÞjÞ 5/23.02.011/2006-07 @Ò`õmþ 18,2007 jcªÆ OÒeþÐB Òl[ö aÔÐ*¼ HaÕ bþÐeþ[Òeþ LÐdàÔeþ[ jcªÆ aÞÒ]hÑ aÔÐ*¼ OÒeþÐBÒl[ö aÔÐ*¼ HaÕ aÞÒ]hÑ aÔÐ*¼ cÐ_*¼ `ÐBÜ j‡eþlÞ[ `õLÐh ÒdÐS_Ðeþ `õaràþ_ bþÐeþ[ jeþLÐeþ*¼ [Ð*¼ 21 @Ò`õmþ 2004eþ jÕLÁ¤ LõÒc ÒLtõÑ¯Æ j[Là[Ð AÒ¯ÆÐN (jÞbÞþjÞ)*‡¼ ÒL×ZjÞ ÒLtõ jeþLÐeþÑ LcàQÐeþÑ LÞcèÐ ÒLtõÑ¯Æ @^Þ_Þ¯Æc @^Ñ_Òeþ yÐ`Þ[ _ÞNc jeþLÐeþÑ L„ÆÐ_Ñ, jcÞ[Þ, ÒLtõ jeþLÐeþ*¼ cÐmÞþLÐ_Ð [\Ð_ޯƧÆZÒeþ \ÞaÐ ÒL×ZjÞ Lróþ`àl*¼ L
ଅପ୍ରେଲ 17, 2007
Òj$¼ XÏÞÒ`ÐSÞV mþLeþ/SÞ_Þi`[öeþ _ÞeþÐ`] j‡eþlÐj‡aÞ^Ð HaÕ Òj$¼XÏÞÒ`ÐSÞV mþLeþeþ `õÒahÐ^ÞLÐeþ/ aÔÐ*¼ cÐ_*¼ ]éÐeþÐ _ÞeþÐ`] ScÐ aÔayÐÒeþ eþMÞ\ÞaÐSÞ_Þieþ Ò$¼eþªÆ `õ]Ð_ j‡aÞ^Ð
AeþaÞAB/2006-07/325 XÏÞaÞJXÏÞ_Õ. HmþBSÞ. aÞjÞ. 78/09.07.005/2006-07 @Ò`õmþ 17, 2007 jcªÆ @_‡jËQÑ[ aÐZÞSÞÔL aÔÐ*¼ `õ[Þ (AqfÞL NõÐcÔ aÔÐ*¼ aÔ[Ñ[) `õÞ¯Æ ckþÐh¯Æ, Òj$¼ XÏÞÒ`ÐSÞV mþLeþ/SÞ_Þi`[öeþ _ÞeþÐ`] j‡eþlÐj‡aÞ^Ð HaÕ Òj$¼XÏÞÒ`ÐSÞV mþLeþeþ `õÒahÐ^ÞLÐeþ/ aÔÐ*¼ cÐ_*¼ ]éÐeþÐ _ÞeþÐ`] ScÐ aÔayÐÒeþ eþMÞ\ÞaÐ SÞ_Þieþ Ò$¼eþªÆ `õ]Ð_ j‡aÞ^Ð jÐ^ÐeþZ ÒjaÐ `w[Þ Ha LÐdàÔ `õLõÞ¯ÆÐ @XÏÞV D`Òeþ NWÞ[ LcÞVÞ jeþf mþLeþ `eÞþQÐf_Ð `ÐBÜ ÒLÒ[L j‡`ÐeÞþh LeÞþR«ÞÆ ¼¼Ð Òj$¼ XÏÞÒ`ÐSÞV mþLeþ/SÞ_Þie
AeþaÞAB/2006-07/325 XÏÞaÞJXÏÞ_Õ. HmþBSÞ. aÞjÞ. 78/09.07.005/2006-07 @Ò`õmþ 17, 2007 jcªÆ @_‡jËQÑ[ aÐZÞSÞÔL aÔÐ*¼ `õ[Þ (AqfÞL NõÐcÔ aÔÐ*¼ aÔ[Ñ[) `õÞ¯Æ ckþÐh¯Æ, Òj$¼ XÏÞÒ`ÐSÞV mþLeþ/SÞ_Þi`[öeþ _ÞeþÐ`] j‡eþlÐj‡aÞ^Ð HaÕ Òj$¼XÏÞÒ`ÐSÞV mþLeþeþ `õÒahÐ^ÞLÐeþ/ aÔÐ*¼ cÐ_*¼ ]éÐeþÐ _ÞeþÐ`] ScÐ aÔayÐÒeþ eþMÞ\ÞaÐ SÞ_Þieþ Ò$¼eþªÆ `õ]Ð_ j‡aÞ^Ð jÐ^ÐeþZ ÒjaÐ `w[Þ Ha LÐdàÔ `õLõÞ¯ÆÐ @XÏÞV D`Òeþ NWÞ[ LcÞVÞ jeþf mþLeþ `eÞþQÐf_Ð `ÐBÜ ÒLÒ[L j‡`ÐeÞþh LeÞþR«ÞÆ ¼¼Ð Òj$¼ XÏÞÒ`ÐSÞV mþLeþ/SÞ_Þie
ଅପ୍ରେଲ 12, 2007
HLL ScÐ MÐ[ÐÒeþ _ÐcÐ*¼_ j‡aÞ^Ð
AeþaÞAB/2006-2007/318 Aeçþ.`Þ.jÞ.XÞ _Õ.jÞJ.AeçþH$ç¼.aÞjÞ._Õ. 70/07 38.01/2006-07 H`õÞmþ 12, 2007 `õÐÒƒÆi‡ @^Ôl/c‡MÔ LÐdàÔ _ÞaàÐkþÑ jcªÆ eþÐSÔ J SÞmîþÐ ÒLtõÑ¯Æ jcaÐ¯Æ aÔÐ*¼ ckþÐh¯Æ HLL ScÐ MÐ[ÐÒeþ _ÐcÐ*¼_ j‡aÞ^Ð ]¯ÆÐLeÞþ D`ÒeþÐ¦Æ aÞi¯Æaª‡Æ D`Òeþ `dàÔÒajÞ[ S‡mþÐB 12, 2005 [ÐeÞþMeþ Aceþ jL‡màþÐeþ Aeþ`ÞjÞXÞ.jÞJ.AeþH$¼.aÞjÞ._Õ. 12/07.38.01/2005-06 Ò]M«‡Æ dÐkþÐ c^ÔÒeþ _ÐcÐ*¼_ j‡aÞ^Ð J jbàþÐBbþeþhÞ`ç ^ÐeþÐeþ mþÐbþ j„ÆLàÒeþ aÔÐ`L `õQÐeþ LeÞþaÐ [\Ð ScÐ MÐ[Ð^ÐeþÑ*‡¼ HkþÐ j„
AeþaÞAB/2006-2007/318 Aeçþ.`Þ.jÞ.XÞ _Õ.jÞJ.AeçþH$ç¼.aÞjÞ._Õ. 70/07 38.01/2006-07 H`õÞmþ 12, 2007 `õÐÒƒÆi‡ @^Ôl/c‡MÔ LÐdàÔ _ÞaàÐkþÑ jcªÆ eþÐSÔ J SÞmîþÐ ÒLtõÑ¯Æ jcaÐ¯Æ aÔÐ*¼ ckþÐh¯Æ HLL ScÐ MÐ[ÐÒeþ _ÐcÐ*¼_ j‡aÞ^Ð ]¯ÆÐLeÞþ D`ÒeþÐ¦Æ aÞi¯Æaª‡Æ D`Òeþ `dàÔÒajÞ[ S‡mþÐB 12, 2005 [ÐeÞþMeþ Aceþ jL‡màþÐeþ Aeþ`ÞjÞXÞ.jÞJ.AeþH$¼.aÞjÞ._Õ. 12/07.38.01/2005-06 Ò]M«‡Æ dÐkþÐ c^ÔÒeþ _ÐcÐ*¼_ j‡aÞ^Ð J jbàþÐBbþeþhÞ`ç ^ÐeþÐeþ mþÐbþ j„ÆLàÒeþ aÔÐ`L `õQÐeþ LeÞþaÐ [\Ð ScÐ MÐ[Ð^ÐeþÑ*‡¼ HkþÐ j„
ଅପ୍ରେଲ 09, 2007
_ÞLVy V*¼ÐL‡ LÐeþaÐeþN‡XÞLeþ eþÐD¨ÞÖÆ @$ç¼
AeþaÞAB/2006-2007/315 Aeþ`ÞjÞXÞ.jÞJ.AeþH$¼.aÞjÞ._Õ. 67/07.02.01/2006-07 H`õÞmþ 9, 2007 jcªÆ eþÐSÔ J ÒLtõÑ¯Æ jcaÐ¯Æ aÔÐ*¼ ckþÐh¯Æ _ÞLVy V*¼ÐL‡ LÐeþaÐeþN‡XÞLeþ eþÐD¨ÞÖÆ @$ç¼ ]¯ÆÐLeÞþ SÐ_‡¯ÆÐeþÑ 1, 1997 [ÐeÞþMeþ Ac jL‡màþÐeþ _Õ. Aeþ.H$¼.aÞjÞ.68/XÞ.1-90-91 Ò]M«‡Æ, dÐkþÐ @_‡dЯÆÑ aÔÐ*¼cÐ_*‡¼ jcªÆ LÐeþaÐeþN‡XÞL‡, ScÐ D`Òeþ j‡^ `eÞþÒhÐ^/@NõÞc D`Òeþ j‡^eþ A]Ð¯Æ jkÞþ[, _ÞLVy V*¼ÐL‡ eþÐD¨Æ @$ç¼ LeÞþaÐ `ÐBÜ `eþÐchà ]ÞAdÐB\ÞmþÐ; @\àÐ[ç 50 `BjÐ J []Ëwèà bþNïÐÕhL‡ `eþaràþÑ Dn V*
AeþaÞAB/2006-2007/315 Aeþ`ÞjÞXÞ.jÞJ.AeþH$¼.aÞjÞ._Õ. 67/07.02.01/2006-07 H`õÞmþ 9, 2007 jcªÆ eþÐSÔ J ÒLtõÑ¯Æ jcaÐ¯Æ aÔÐ*¼ ckþÐh¯Æ _ÞLVy V*¼ÐL‡ LÐeþaÐeþN‡XÞLeþ eþÐD¨ÞÖÆ @$ç¼ ]¯ÆÐLeÞþ SÐ_‡¯ÆÐeþÑ 1, 1997 [ÐeÞþMeþ Ac jL‡màþÐeþ _Õ. Aeþ.H$¼.aÞjÞ.68/XÞ.1-90-91 Ò]M«‡Æ, dÐkþÐ @_‡dЯÆÑ aÔÐ*¼cÐ_*‡¼ jcªÆ LÐeþaÐeþN‡XÞL‡, ScÐ D`Òeþ j‡^ `eÞþÒhÐ^/@NõÞc D`Òeþ j‡^eþ A]Ð¯Æ jkÞþ[, _ÞLVy V*¼ÐL‡ eþÐD¨Æ @$ç¼ LeÞþaÐ `ÐBÜ `eþÐchà ]ÞAdÐB\ÞmþÐ; @\àÐ[ç 50 `BjÐ J []Ëwèà bþNïÐÕhL‡ `eþaràþÑ Dn V*
ଅପ୍ରେଲ 05, 2007
HLL ScÐ MÐ[ÐÒeþ _ÐcÐ*¼_ j‡aÞ^Ð
AeþaÞAB/2006-2007/310 XÞaÞJXÞ._Õ.HmþBSÞ aÞjÞ.75/09.07.005/2006-07 H`õÞmþ 5, 2007 jcªÆ @_‡jËQÞ[ aÔÐajЯÞÆL aÔÐ*¼ (AqfÞL NõÐcÔaÔÐ*¼ aÔ[Ñ[) ckþÐh¯Æ HLL ScÐ MÐ[ÐÒeþ _ÐcÐ*¼_ j‡aÞ^Ð ]¯ÆÐLeÞþ D`ÒeþÐ¦Æ aÞi¯Æaª‡Æ D`Òeþ `dàÔÒajÞ[ S‡_ 9, 2005eþ Ac jL‡màþÐeþ XÞaÞJXÞ. _Õ. aÞjÞ.95/09.07.005/2004-05 Ò]M«‡Æ dÐkþÐ c^ÔÒeþ _ÐcÐ*¼_ j‡aÞ^Ð J jbàþÐBbþeþhÞ`ç ^ÐeþÐeþ mþÐbþ j„ÆLàÒeþ aÔÐ`L `õQÐeþ LeÞþaÐ [\Ð ScÐ MÐ[Ð^ÐeþÑ*‡¼ HkþÐ j„ÆLàÒeþ ]hà_ Ò]aÐ `ÐBÜ aÔÐ*¼cÐ_*‡¼ `eþÐchà ]ÞAdÐB\ÞmþÐ ¼¼Ð AÒc
AeþaÞAB/2006-2007/310 XÞaÞJXÞ._Õ.HmþBSÞ aÞjÞ.75/09.07.005/2006-07 H`õÞmþ 5, 2007 jcªÆ @_‡jËQÞ[ aÔÐajЯÞÆL aÔÐ*¼ (AqfÞL NõÐcÔaÔÐ*¼ aÔ[Ñ[) ckþÐh¯Æ HLL ScÐ MÐ[ÐÒeþ _ÐcÐ*¼_ j‡aÞ^Ð ]¯ÆÐLeÞþ D`ÒeþÐ¦Æ aÞi¯Æaª‡Æ D`Òeþ `dàÔÒajÞ[ S‡_ 9, 2005eþ Ac jL‡màþÐeþ XÞaÞJXÞ. _Õ. aÞjÞ.95/09.07.005/2004-05 Ò]M«‡Æ dÐkþÐ c^ÔÒeþ _ÐcÐ*¼_ j‡aÞ^Ð J jbàþÐBbþeþhÞ`ç ^ÐeþÐeþ mþÐbþ j„ÆLàÒeþ aÔÐ`L `õQÐeþ LeÞþaÐ [\Ð ScÐ MÐ[Ð^ÐeþÑ*‡¼ HkþÐ j„ÆLàÒeþ ]hà_ Ò]aÐ `ÐBÜ aÔÐ*¼cÐ_*‡¼ `eþÐchà ]ÞAdÐB\ÞmþÐ ¼¼Ð AÒc
ମାର୍ଚ୍ଚ 30, 2007
ÒQLN‡XÞLeþ cËmþÔ _ÞLV[c V*¼ÐL‡ eþÐD¨ÞÖÆ @$ç¼
AeþaÞAB._Õ.2006-2007/299 XÞaÞJXÞ.XÞABAeçþ.aÞjÞ.70/13.01.01/2006-07 cÐnà 30, 2007 jcªÆ aÔÐajЯÞÆL aÔÐ*¼ (AqfÞL NõÐcÔ aÔÐ*¼ aÔ[Ñ[) ckþÐh¯Æ, ÒQLN‡XÞLeþ cËmþÔ _ÞLV[c V*¼ÐL‡ eþÐD¨ÞÖÆ @$ç¼ ]¯ÆÐLeÞþ 'ScÐ D`Òeþ j‡^ kþÐeþ' D`Òeþ `dàÔÒajÞ[ Aceþ S‡mþÐB 1, 2006 [ÐeÞþMeþ c‡MÔ `eÞþ`[ö XÞaÞJXÞ XÞABAeçþ.aÞjÞ.6/13.03.00/2006-07 Ò]M«‡Æ,¼¼Ð []_‡dЯÆÑ aÔÐ*¼cÐ_*‡¼ jcªÆ LÐeþaÐeþN‡XÞL‡, ScÐ D`Òeþ j‡^ `õ]Ð_/@NõÞc D`Òeþ j‡^eþ A]Ð¯Æ jkÞþ[, _ÞLVy V*¼ÐL‡ eþÐD¨Æ @$ç¼ LeÞþaÐ `ÐBÜ @\àÐ[ç 50 `Bj
AeþaÞAB._Õ.2006-2007/299 XÞaÞJXÞ.XÞABAeçþ.aÞjÞ.70/13.01.01/2006-07 cÐnà 30, 2007 jcªÆ aÔÐajЯÞÆL aÔÐ*¼ (AqfÞL NõÐcÔ aÔÐ*¼ aÔ[Ñ[) ckþÐh¯Æ, ÒQLN‡XÞLeþ cËmþÔ _ÞLV[c V*¼ÐL‡ eþÐD¨ÞÖÆ @$ç¼ ]¯ÆÐLeÞþ 'ScÐ D`Òeþ j‡^ kþÐeþ' D`Òeþ `dàÔÒajÞ[ Aceþ S‡mþÐB 1, 2006 [ÐeÞþMeþ c‡MÔ `eÞþ`[ö XÞaÞJXÞ XÞABAeçþ.aÞjÞ.6/13.03.00/2006-07 Ò]M«‡Æ,¼¼Ð []_‡dЯÆÑ aÔÐ*¼cÐ_*‡¼ jcªÆ LÐeþaÐeþN‡XÞL‡, ScÐ D`Òeþ j‡^ `õ]Ð_/@NõÞc D`Òeþ j‡^eþ A]Ð¯Æ jkÞþ[, _ÞLVy V*¼ÐL‡ eþÐD¨Æ @$ç¼ LeÞþaÐ `ÐBÜ @\àÐ[ç 50 `Bj
ମାର୍ଚ୍ଚ 06, 2007
FZ]Ð[Ð*¼ _ÞcÒ«Æ _ÞeþÒ`l @bþÔÐj _Ñ[Þ ]ÞN_ÞÒ~àhÐafÑ
AeþaÞAB/2006-2007/280 XÞaÞJXÞ._Õ.HmçþBSÞ.aÞjÞ.65/09.07.005/2006-07 cÐnà 6, 2007 jcªÆ @_‡jËQÞ[ aÔÐajЯÞÆL aÔÐ*¼/jaàbþÐeþ[Ñ¯Æ A\ÙL @_‡º¤Ð_ (AqfÞL NõÐcÔaÔÐ*¼ aÔ[Ñ[) ckþÐh¯Æ, FZ]Ð[Ð*¼ _ÞcÒ«Æ _ÞeþÒ`l @bþÔÐj _Ñ[Þ ]ÞN_ÞÒ~àhÐafÑ ]¯ÆÐLeÞþ Òc 5, 2003 [ÐeÞþMeþ Aceþ jL‡màþÐeþ XÞaÞJXÞ.HmþBSÞ. _Õ. aÞjÞ. 104/ 09.07.007/ 2002-03 Ò]M«‡Æ ÒdDÜ\ÞÒeþ FZ]Ð[Ð*¼ _ÞcÒ«Æ _ÞeþÒ`l @bþÔÐj _Ñ[Þ `õª‡Æ[ LeÞþaÐ `ÐBÜ aÔÐ*¼/ H$¼AB*¼ mþÐNÞ ]ÞN _ÞÒ~àhÐafÑ Bj‡Ô LeþÐdÐB\ÞmþÐ ¼¼Ð 2. D`ÒeþÐ¦Æ jL‡màþÐeþeþ `
AeþaÞAB/2006-2007/280 XÞaÞJXÞ._Õ.HmçþBSÞ.aÞjÞ.65/09.07.005/2006-07 cÐnà 6, 2007 jcªÆ @_‡jËQÞ[ aÔÐajЯÞÆL aÔÐ*¼/jaàbþÐeþ[Ñ¯Æ A\ÙL @_‡º¤Ð_ (AqfÞL NõÐcÔaÔÐ*¼ aÔ[Ñ[) ckþÐh¯Æ, FZ]Ð[Ð*¼ _ÞcÒ«Æ _ÞeþÒ`l @bþÔÐj _Ñ[Þ ]ÞN_ÞÒ~àhÐafÑ ]¯ÆÐLeÞþ Òc 5, 2003 [ÐeÞþMeþ Aceþ jL‡màþÐeþ XÞaÞJXÞ.HmþBSÞ. _Õ. aÞjÞ. 104/ 09.07.007/ 2002-03 Ò]M«‡Æ ÒdDÜ\ÞÒeþ FZ]Ð[Ð*¼ _ÞcÒ«Æ _ÞeþÒ`l @bþÔÐj _Ñ[Þ `õª‡Æ[ LeÞþaÐ `ÐBÜ aÔÐ*¼/ H$¼AB*¼ mþÐNÞ ]ÞN _ÞÒ~àhÐafÑ Bj‡Ô LeþÐdÐB\ÞmþÐ ¼¼Ð 2. D`ÒeþÐ¦Æ jL‡màþÐeþeþ `
ଫେବୃଆରୀ 21, 2007
aÔÐ*Þ¼=ç¼ _ޯƧÆZ @^Þ_Þ¯Æc 1949eþ ^ÐeþÐ 23- ÒXÐeþÒ½¤`ç aÔÐ*Þ¼=ç¼
AeþaÞAB/2006-07/262 XÞaÞJXÞ _Õ. aÞHmçþ. aÞjÞ. 59/22.01.010/2006-07 Ò$¼aöãAeþÑ 21, 2007 $¼ÐmþN‡_ 2, 1929 (hL) jcªÆ @_‡jËQÞ[ aÔajЯÞÆL aÔÐ*¼ (AÕQfÞL NõÐcÔ aÔÐ*¼ aÔ[Ñ[) `õÞ¯Æ ckþÐh¯Æ, aÔÐ*Þ¼=ç¼ _ޯƧÆZ @^Þ_Þ¯Æc 1949eþ ^ÐeþÐ 23- ÒXÐeþÒ½¤`ç aÔÐ*Þ¼=ç¼ ]¯ÆÐLeÞþ D`ÒeþÐ¦Æ aÞi¯ÆÒeþ Aceþ `eÞþ`[ö XÞaÞJXÞ _Õ aÞHmþ aÞjÞ 86/22.01.001/2004-05 @Ò`õmþ 30, 2005 Ò]M«‡Æ¼¼Ð HkþÐ @_‡dЯÆÑ NõÐkþLcÐ_*¼ `eÞþjeþ c^ÔÒeþ ÒjcÐ_*‡¼ ÒjaÐ ÒdÐNÐBaÐ `ÐBÜ aÔÐ*¼cÐÒ_ _ÞS `eÞþQÐf_Ð c¨ÆfÑeþ @_‡ÒcÐ]_ LõÒ
AeþaÞAB/2006-07/262 XÞaÞJXÞ _Õ. aÞHmçþ. aÞjÞ. 59/22.01.010/2006-07 Ò$¼aöãAeþÑ 21, 2007 $¼ÐmþN‡_ 2, 1929 (hL) jcªÆ @_‡jËQÞ[ aÔajЯÞÆL aÔÐ*¼ (AÕQfÞL NõÐcÔ aÔÐ*¼ aÔ[Ñ[) `õÞ¯Æ ckþÐh¯Æ, aÔÐ*Þ¼=ç¼ _ޯƧÆZ @^Þ_Þ¯Æc 1949eþ ^ÐeþÐ 23- ÒXÐeþÒ½¤`ç aÔÐ*Þ¼=ç¼ ]¯ÆÐLeÞþ D`ÒeþÐ¦Æ aÞi¯ÆÒeþ Aceþ `eÞþ`[ö XÞaÞJXÞ _Õ aÞHmþ aÞjÞ 86/22.01.001/2004-05 @Ò`õmþ 30, 2005 Ò]M«‡Æ¼¼Ð HkþÐ @_‡dЯÆÑ NõÐkþLcÐ_*¼ `eÞþjeþ c^ÔÒeþ ÒjcÐ_*‡¼ ÒjaÐ ÒdÐNÐBaÐ `ÐBÜ aÔÐ*¼cÐÒ_ _ÞS `eÞþQÐf_Ð c¨ÆfÑeþ @_‡ÒcÐ]_ LõÒ
ଫେବୃଆରୀ 02, 2007
Report of the Working Group to formulate a scheme for ensuring reasonableness of bank charges
RBI/2006-2007/245 DBOD.No.Dir.BC. 56 /13.03.00/2006-2007 February 2, 2007 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Report of the Working Group to formulate a scheme for ensuring reasonableness of bank charges As banks may be aware, as announced in the Annual Policy Statement for the year 2006-2007, in order to ensure fair practices in banking services, Reserve Bank of India had constituted a Working Group to formulate a scheme for ensuring reasonablen
RBI/2006-2007/245 DBOD.No.Dir.BC. 56 /13.03.00/2006-2007 February 2, 2007 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Report of the Working Group to formulate a scheme for ensuring reasonableness of bank charges As banks may be aware, as announced in the Annual Policy Statement for the year 2006-2007, in order to ensure fair practices in banking services, Reserve Bank of India had constituted a Working Group to formulate a scheme for ensuring reasonablen
ଜାନୁଆରୀ 31, 2007
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AeþaÞAB/2006-2007/241 Aeþ`ÞjÞXÞ.jÞJ.AeþH$¼.aÞjÞ _Õ. 43/07.38.03/2006-07 SÐ_‡AeþÑ 31, 2007 jcªÆ eþÐSÔ jcaÐ¯Æ aÔÐ*¼/ SÞmîþÐ ÒLtõ jcaÐ¯Æ aÔÐ*¼ `õÞ¯Æ ckþÐh¯Æ, jèo Ò_ÐV _Ñ[Þ-Ò_ÐV aÞXÏÐeþ [Ðeþ ]éÐeþÐ jÞÒmþB bþÐeþ[Ñ¯Æ eÞþSbàþ aÔÐ*¼ ]éÐeþÐ SÐeÞþ LeþÐdÐB\ÞaÐ _ÞÒ~àh jÒréþ aÔÐ*¼ cÐÒ_ HÒa c^Ô Ò_ÐVç aÞXÏÐL‡ [Ðeþ]éÐeþÐ jÞÒmþB LeÞþaÐ @bþÔÐj QÐm‡þ eþMÞ\ÞaÐ Ò]MÐdÐDRÞ¼¼Ð HkþÐ]éÐeþÐ Ò_ÐVç N‡XÞLeþ l[Þ ÒkþaÐ jÕÒN jÕÒN HkþÐeþ A¯‡Æ kõþÐj OVÞ\ÐH HaÕ NõÐkþL cÐÒ_ HkÞþ Ò_ÐVç aÞXÏÐL‡ jkþSÒeþ
AeþaÞAB/2006-2007/241 Aeþ`ÞjÞXÞ.jÞJ.AeþH$¼.aÞjÞ _Õ. 43/07.38.03/2006-07 SÐ_‡AeþÑ 31, 2007 jcªÆ eþÐSÔ jcaÐ¯Æ aÔÐ*¼/ SÞmîþÐ ÒLtõ jcaÐ¯Æ aÔÐ*¼ `õÞ¯Æ ckþÐh¯Æ, jèo Ò_ÐV _Ñ[Þ-Ò_ÐV aÞXÏÐeþ [Ðeþ ]éÐeþÐ jÞÒmþB bþÐeþ[Ñ¯Æ eÞþSbàþ aÔÐ*¼ ]éÐeþÐ SÐeÞþ LeþÐdÐB\ÞaÐ _ÞÒ~àh jÒréþ aÔÐ*¼ cÐÒ_ HÒa c^Ô Ò_ÐVç aÞXÏÐL‡ [Ðeþ]éÐeþÐ jÞÒmþB LeÞþaÐ @bþÔÐj QÐm‡þ eþMÞ\ÞaÐ Ò]MÐdÐDRÞ¼¼Ð HkþÐ]éÐeþÐ Ò_ÐVç N‡XÞLeþ l[Þ ÒkþaÐ jÕÒN jÕÒN HkþÐeþ A¯‡Æ kõþÐj OVÞ\ÐH HaÕ NõÐkþL cÐÒ_ HkÞþ Ò_ÐVç aÞXÏÐL‡ jkþSÒeþ
ଡିସେମ୍ବର 28, 2006
ÒQLç Xö`ç aÐµÆ j‡aÞ^Ð HaÕ ÒQLç `õЃÞÆjèÑLÐeþeþ j‡aÞ^Ð-jkþeþÑ jcaÐ¯Æ aÔÐ*¼
AeþaÞAB/2006-2007/222 ¯‡ÆaÞXÞ.`ÞjÞaÞ. jÞABAeþ. _Õ. 25./09.39.000 /06-07 XÞÒjcèeþ 28, 2006 jcªÆ `õÐ\cÞL (jkþeþÑ) jcaÐ¯Æ aÔÐ*¼ N‡XÞLeþ c‡MÔ LÐdàÔ_ÞaàÐkþÑ @^ÞLÐeþÑ `õÞ¯Æ ckþÐh¯Æ/ckþÐh¯ÆÐ, ÒQLç Xö`ç aÐµÆ j‡aÞ^Ð HaÕ ÒQLç `õЃÞÆjèÑLÐeþeþ j‡aÞ^Ð-jkþeþÑ jcaÐ¯Æ aÔÐ*¼ bþÐeþ[Ñ¯Æ eÞþSbàþ aÔÐ*¼/aÔÐ*Þ¼=ç¼ ÒmþÐL`Ðf cÐÒ_ @bÞþÒdÐN `ÐBAj‡R«ÞÆ Òd aÞbÞþ_ï aÔÐ*¼ hÐMÐ N‡XÞL LÐDäeþÒeþ ÒQLç NõkþZ Le‡þ_ÐkþЫÞÆ HaÕ NõÐkþLcÐ_*‡¼ ÒQLç Xö`ç aеÆÒeþ ÒQLç N‡XÞL‡ `LÐBaÐ `ÐBÜ aÐ^Ô Le‡þR«ÞƼ¼Ð 2
AeþaÞAB/2006-2007/222 ¯‡ÆaÞXÞ.`ÞjÞaÞ. jÞABAeþ. _Õ. 25./09.39.000 /06-07 XÞÒjcèeþ 28, 2006 jcªÆ `õÐ\cÞL (jkþeþÑ) jcaÐ¯Æ aÔÐ*¼ N‡XÞLeþ c‡MÔ LÐdàÔ_ÞaàÐkþÑ @^ÞLÐeþÑ `õÞ¯Æ ckþÐh¯Æ/ckþÐh¯ÆÐ, ÒQLç Xö`ç aÐµÆ j‡aÞ^Ð HaÕ ÒQLç `õЃÞÆjèÑLÐeþeþ j‡aÞ^Ð-jkþeþÑ jcaÐ¯Æ aÔÐ*¼ bþÐeþ[Ñ¯Æ eÞþSbàþ aÔÐ*¼/aÔÐ*Þ¼=ç¼ ÒmþÐL`Ðf cÐÒ_ @bÞþÒdÐN `ÐBAj‡R«ÞÆ Òd aÞbÞþ_ï aÔÐ*¼ hÐMÐ N‡XÞL LÐDäeþÒeþ ÒQLç NõkþZ Le‡þ_ÐkþЫÞÆ HaÕ NõÐkþLcÐ_*‡¼ ÒQLç Xö`ç aеÆÒeþ ÒQLç N‡XÞL‡ `LÐBaÐ `ÐBÜ aÐ^Ô Le‡þR«ÞƼ¼Ð 2
ଡିସେମ୍ବର 27, 2006
l‡]ö FZ MÐ[ÐcÐ_*¼eþ HL LÐfÑ_ FZ `eÞþÒhÐ^ HaÕ _Ë[_ FZ `ÐBÜ jlc[Ð
AeþaÞAB/2005-07/241 Aeþ`ÞjÞXÏÞ. `ÞHmçþ H_ç H$ç¼ Hjç.aÞjÞ._Õ.56/06.02.31/2005-06 XÏÞÒjcèeþ 27,2005 @^Ôl/`eÞþQÐf_Ð _ÞÒ~àhL jcªÆ @_‡jËQÑ[ aÐZÞSÞÔL aÔÐ*¼ (AqfÞL NõÐcÔ aÔÐ*¼ J yÐ_Ñ¯Æ aÔÐ*¼ jkþ) `õÞ¯Æ ckþÐh¯Æ, l‡]ö FZ MÐ[ÐcÐ_*¼eþ HL LÐfÑ_ FZ `eÞþÒhÐ^ HaÕ _Ë[_ FZ `ÐBÜ jlc[Ð aÔÐ*¼cÐÒ_ ^ÐeþZ LeÞþ\ÞaÐ @Z-D`ÐSà_LÐeþÑ MÐ[Ð L‡ WÞLç LeÞþaÐ _ÞcÒ«Æ HaÕ jÕ`ó¦Æ FZ NõkþÑ[Ð cÐ_*‡¼ _Ë[_ FZ `õÐƒÆ LeÞþaÐL‡ jlc LeÞþaÐ DÒ~hÔÒeþ jcªÆ aÔÐ*¼ cÐ_*‡¼ D`Ò]h ]ÞAdÐBRÞ Òd, ÒjÒ‹cèeþ 30, 2005 cjÞkþÐ j
AeþaÞAB/2005-07/241 Aeþ`ÞjÞXÏÞ. `ÞHmçþ H_ç H$ç¼ Hjç.aÞjÞ._Õ.56/06.02.31/2005-06 XÏÞÒjcèeþ 27,2005 @^Ôl/`eÞþQÐf_Ð _ÞÒ~àhL jcªÆ @_‡jËQÑ[ aÐZÞSÞÔL aÔÐ*¼ (AqfÞL NõÐcÔ aÔÐ*¼ J yÐ_Ñ¯Æ aÔÐ*¼ jkþ) `õÞ¯Æ ckþÐh¯Æ, l‡]ö FZ MÐ[ÐcÐ_*¼eþ HL LÐfÑ_ FZ `eÞþÒhÐ^ HaÕ _Ë[_ FZ `ÐBÜ jlc[Ð aÔÐ*¼cÐÒ_ ^ÐeþZ LeÞþ\ÞaÐ @Z-D`ÐSà_LÐeþÑ MÐ[Ð L‡ WÞLç LeÞþaÐ _ÞcÒ«Æ HaÕ jÕ`ó¦Æ FZ NõkþÑ[Ð cÐ_*‡¼ _Ë[_ FZ `õÐƒÆ LeÞþaÐL‡ jlc LeÞþaÐ DÒ~hÔÒeþ jcªÆ aÔÐ*¼ cÐ_*‡¼ D`Ò]h ]ÞAdÐBRÞ Òd, ÒjÒ‹cèeþ 30, 2005 cjÞkþÐ j
ଡିସେମ୍ବର 26, 2006
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AeþaÞAB/2006-2007/220 Aeþ`ÞjÞXÞ.jÞJ.AeþAeþaÞ.aÞjÞ._Õ. 39/03.05.33(B)/2006-07 XÞÒjcèeþ 26, 2006 jcªÆ AqfÞL NõÐcÔÆ aÔÐ*¼ `õÞ¯Æ ckþÐh¯Æ/ckþÐh¯ÆÐ, ÒQLç Xö`ç aÐµÆ j‡aÞ^Ð HaÕ ÒQLç `õЃÞÆjèÑLÐeþeþ j‡aÞ^Ð bþÐeþ[Ñ¯Æ eÞþSbàþ aÔÐ*¼/aÔÐ*Þ¼=ç¼ ÒmþÐL`Ðf cÐÒ_ @bÞþÒdÐN `ÐBAj‡R«ÞÆ Òd aÞbÞþ_ï aÔÐ*¼ hÐMÐ N‡XÞL LÐDäeþÒeþ ÒQLç NõkþZ Le‡þ_ÐkþЫÞÆ HaÕ NõÐkþLcÐ_*‡¼ ÒQLç Xö`ç aеÆÒeþ ÒQLç N‡XÞL‡ `LÐBaÐ `ÐBÜ aÐ^Ô Le‡þR«ÞƼ¼Ð 2. D`ÒeþÐ¦Æ `õj=¼Òeþ aÔÐ*¼ cÐ_*‡¼ `eþÐchà ]ÞAdÐDRÞ Òd ÒjcÐ_*¼
AeþaÞAB/2006-2007/220 Aeþ`ÞjÞXÞ.jÞJ.AeþAeþaÞ.aÞjÞ._Õ. 39/03.05.33(B)/2006-07 XÞÒjcèeþ 26, 2006 jcªÆ AqfÞL NõÐcÔÆ aÔÐ*¼ `õÞ¯Æ ckþÐh¯Æ/ckþÐh¯ÆÐ, ÒQLç Xö`ç aÐµÆ j‡aÞ^Ð HaÕ ÒQLç `õЃÞÆjèÑLÐeþeþ j‡aÞ^Ð bþÐeþ[Ñ¯Æ eÞþSbàþ aÔÐ*¼/aÔÐ*Þ¼=ç¼ ÒmþÐL`Ðf cÐÒ_ @bÞþÒdÐN `ÐBAj‡R«ÞÆ Òd aÞbÞþ_ï aÔÐ*¼ hÐMÐ N‡XÞL LÐDäeþÒeþ ÒQLç NõkþZ Le‡þ_ÐkþЫÞÆ HaÕ NõÐkþLcÐ_*‡¼ ÒQLç Xö`ç aеÆÒeþ ÒQLç N‡XÞL‡ `LÐBaÐ `ÐBÜ aÐ^Ô Le‡þR«ÞƼ¼Ð 2. D`ÒeþÐ¦Æ `õj=¼Òeþ aÔÐ*¼ cÐ_*‡¼ `eþÐchà ]ÞAdÐDRÞ Òd ÒjcÐ_*¼
ଡିସେମ୍ବର 26, 2006
Cheque Drop Box Facility and the facility for acknowledgement of cheques
RBI/2006-07/221 RPCD.CO.RF.BC.NO./40/07.40.06/2006-07 December 26, 2006 The Chairmen/ CEOs of all State/Central Co-operative Banks Dear Sir, Cheque Drop Box Facility and the facility for acknowledgement of cheques. Reserve Bank of India / Banking Ombudsmen have been receiving complaints that many bank branches are not accepting cheques at the counters and are compelling the customers to drop the cheques in the Cheque Drop Box. 2. It is, therefore, advised that custome
RBI/2006-07/221 RPCD.CO.RF.BC.NO./40/07.40.06/2006-07 December 26, 2006 The Chairmen/ CEOs of all State/Central Co-operative Banks Dear Sir, Cheque Drop Box Facility and the facility for acknowledgement of cheques. Reserve Bank of India / Banking Ombudsmen have been receiving complaints that many bank branches are not accepting cheques at the counters and are compelling the customers to drop the cheques in the Cheque Drop Box. 2. It is, therefore, advised that custome
ଡିସେମ୍ବର 22, 2006
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AeþaÞAB/2006-217 Òeþ$ç¼. _Õ. XÞSÞaÞH.jÞXÞXÞ. _Õ HQç-10024/15.15.001/2006-07 XÞÒjcèeþ 22, 2006 ckþÐ `õauL jeþLÐeþÑ ÒmþMÐ aÞbþÐN, c‡MÔ LÐdàÔÐf¯Æ bþÐeþ[Ñ¯Æ Ò½¤Vç aÔÐ*¼/ Ò½¤Vç aÔÐ*¼ @$ç¼ BÒ¨ÆÐeþ/ Ò½¤Vç aÔÐ*¼ @$ç¼ `VÞAmþÐ/ Ò½¤Vç aÔÐ*ç¼ @$ç¼ aÞLÐ_Ñeþ J S¯Æ`‡eþ/ Ò½¤Vç aÔÐ*¼ @$ç¼ Òj×eþнö¤ / Ò½¤Vç aÔÐ*¼ @$ç¼ VöÐbþÐÒ*¼Ðeþ/ Ò½¤Vç aÔÐ*¼ @$ç¼ kþÐB]öÐaÐ]/ Ò½¤Vç aÔÐ*¼ @$ç¼ ckþÑhËeþ/ AmîþÐkþÐaÐ] aÔÐ*¼/ aÔÐ*¼ @$ç¼ aÒeþÐ]Ð/ aÔÐ*¼ @$ç¼ B¨ÞÆA/ aÔÐ*¼ @$ç¼ ckþÐeþнö¤/ LÐ_ÐeþÐ aÔÐ*¼/ Òj
ଡିସେମ୍ବର 18, 2006
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ରିଜର୍ଭ ବ୍ୟାଙ୍କ ଅଫ୍ ଇଣ୍ଡିଆ ମୋବାଇଲ୍ ଆପ୍ଲିକେସନ୍ ଇନଷ୍ଟଲ୍ କରନ୍ତୁ ଏବଂ ଲାଟେଷ୍ଟ ନିଉଜ୍ କୁ ଶୀଘ୍ର ଆକ୍ସେସ୍ ପାଆନ୍ତୁ!
ପେଜ୍ ଅନ୍ତିମ ଅପଡେଟ୍ ହୋଇଛି: ଜୁନ 21, 2025
