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ଅକ୍ଟୋବର 29, 2009
StCBs/DCCBs - Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 - Obligation of banks
RBI/2009-10/198 RPCD.CO.RF.AML.BC. No. 34/ 07.40.00/ 2009-10 October 29, 2009 All State and Central Co-operative Banks Dear Sir, Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 – Obligation of banks Please refer to our circular RPCD.CO.RF.AML.BC.No.51/07.40.00/2007-08 dated February 28, 2008 on Know Your Customer (KYC) norms /Anti-Money Laundering (AML) Standards/Combating of Financing of Terrorism (CFT). 2. In paragraph 5 of the above ci
RBI/2009-10/198 RPCD.CO.RF.AML.BC. No. 34/ 07.40.00/ 2009-10 October 29, 2009 All State and Central Co-operative Banks Dear Sir, Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 – Obligation of banks Please refer to our circular RPCD.CO.RF.AML.BC.No.51/07.40.00/2007-08 dated February 28, 2008 on Know Your Customer (KYC) norms /Anti-Money Laundering (AML) Standards/Combating of Financing of Terrorism (CFT). 2. In paragraph 5 of the above ci
ଅକ୍ଟୋବର 22, 2009
2 per cent interest subvention scheme continued/1 per cent additional incentive subvention for short-term crop loans in 2009-10
RBI / 2009-10/186 RPCD.No.PLFS.BC. 33/05.04.02/2009-10 October 22, 2009 The Chairman/Managing Director All Public Sector Banks Dear Sir, Union Budget – 2009-10 – Proposal for continuation of 2 per cent interest subvention scheme and 1 per cent additional incentive subvention for short-term crop loans in 2009-10 As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 27) for 2009-10 had announced as follows: "I propose to continue the interest s
RBI / 2009-10/186 RPCD.No.PLFS.BC. 33/05.04.02/2009-10 October 22, 2009 The Chairman/Managing Director All Public Sector Banks Dear Sir, Union Budget – 2009-10 – Proposal for continuation of 2 per cent interest subvention scheme and 1 per cent additional incentive subvention for short-term crop loans in 2009-10 As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 27) for 2009-10 had announced as follows: "I propose to continue the interest s
ଅକ୍ଟୋବର 20, 2009
Credit Information Companies (Regulation) (Removal of Difficulties) Order, 2008
RBI/2009-10/185 RPCD.CO RRB.No. 32/03.05.33/2009-10 October 20, 2009 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Credit Information Companies (Regulation) (Removal of Difficulties) Order, 2008 As you are aware, the Credit Information Companies (Regulation) Act, 2005 has been operationalised with effect from December 14, 2006. In terms of Section 15(1) of the Act, every credit institution has to become member of at least one credit information company within
RBI/2009-10/185 RPCD.CO RRB.No. 32/03.05.33/2009-10 October 20, 2009 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Credit Information Companies (Regulation) (Removal of Difficulties) Order, 2008 As you are aware, the Credit Information Companies (Regulation) Act, 2005 has been operationalised with effect from December 14, 2006. In terms of Section 15(1) of the Act, every credit institution has to become member of at least one credit information company within
ଅକ୍ଟୋବର 12, 2009
StCBs/DCCBs - Payment of Interest on Savings Bank Account on a Daily Basis
RBI/2009-10/181 RPCD.CO.RF.BC.No.31/07.38.01/2009-10 @@NBSP@@October 12, 2009 All State and Central Co-operative Banks Dear Sir, Payment of interest on Saving Bank Account on a Daily Product Basis@@NBSP@@ @@NBSP@@ Please refer to paragraph 3 (iii) of our directive RPCD.No.RF.Dir.BC.53/D.1-87/88 dated November 2, 1987, in terms of which interest in the case of savings deposits shall be calculated on the minimum balance to the credit of the deposit account during the pe
RBI/2009-10/181 RPCD.CO.RF.BC.No.31/07.38.01/2009-10 @@NBSP@@October 12, 2009 All State and Central Co-operative Banks Dear Sir, Payment of interest on Saving Bank Account on a Daily Product Basis@@NBSP@@ @@NBSP@@ Please refer to paragraph 3 (iii) of our directive RPCD.No.RF.Dir.BC.53/D.1-87/88 dated November 2, 1987, in terms of which interest in the case of savings deposits shall be calculated on the minimum balance to the credit of the deposit account during the pe
ଅକ୍ଟୋବର 06, 2009
RRBs - Priority Sector Lending - Categorisation of activities under service under the MSMED Act, 2006
RBI/2009-10/178 RPCD.CO RRB.No. 29 /03.05.33/2009-10 October 6, 2009 The Chairman All Regional Rural Banks Dear Sir, Priority Sector Lending - Categorisation of activities under service under the MSMED Act, 2006 In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the guidelines on lending to priority sector enclosed to circular RPCD.No.RRB.BC.20/ 03.05.33/2007-08 dated August 22, 2007, credit to small enterprises includes loans granted to micro and small (manufactu
RBI/2009-10/178 RPCD.CO RRB.No. 29 /03.05.33/2009-10 October 6, 2009 The Chairman All Regional Rural Banks Dear Sir, Priority Sector Lending - Categorisation of activities under service under the MSMED Act, 2006 In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the guidelines on lending to priority sector enclosed to circular RPCD.No.RRB.BC.20/ 03.05.33/2007-08 dated August 22, 2007, credit to small enterprises includes loans granted to micro and small (manufactu
ସେପ୍ଟେମ୍ବର 30, 2009
StCBs/DCCBs - KYC Norms/AML Standards/Combating of Financing of Terrorism/Obligation of Banks under PMLA, 2002
RBI / 2009-10/174 RPCD.CO.RF.AML.BC. No. 28/07.40.00/2009-10 September 30, 2009 All State and Central Co-operative Banks Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of Banks under PMLA, 2002 Please refer to our circulars RPCD.AML.BC.No.80/07.40.00/2004-05 dated February 18, 2005 and RPCD.CO.RF.AML.BC.65 /07.02.12/2005-06 dated March 3, 2006 on the captioned subject. Preservat
RBI / 2009-10/174 RPCD.CO.RF.AML.BC. No. 28/07.40.00/2009-10 September 30, 2009 All State and Central Co-operative Banks Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of Banks under PMLA, 2002 Please refer to our circulars RPCD.AML.BC.No.80/07.40.00/2004-05 dated February 18, 2005 and RPCD.CO.RF.AML.BC.65 /07.02.12/2005-06 dated March 3, 2006 on the captioned subject. Preservat
ସେପ୍ଟେମ୍ବର 29, 2009
KYC Norms/AML Standards and Obligation of RRBS under PMLA, 2002
RBI/2009-10/171 RPCD.CO.RRB.BC.No. 27 / 03.05.33(E)/2009-10 September 29, 2009 The Chairman All Regional Rural Banks Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards and obligation of Regional Rural Banks (RRBS) under PMLA, 2002 ----------------------------------------------------------------------------------- Please refer to our circulars RPCD.No.RRB.BC.81/03.05.33 (E) / 2004-05 dated February 18, 2005 and RPCD. CO.RRB.AML.BC.68/03.05
RBI/2009-10/171 RPCD.CO.RRB.BC.No. 27 / 03.05.33(E)/2009-10 September 29, 2009 The Chairman All Regional Rural Banks Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards and obligation of Regional Rural Banks (RRBS) under PMLA, 2002 ----------------------------------------------------------------------------------- Please refer to our circulars RPCD.No.RRB.BC.81/03.05.33 (E) / 2004-05 dated February 18, 2005 and RPCD. CO.RRB.AML.BC.68/03.05
ସେପ୍ଟେମ୍ବର 18, 2009
Priority Sector Lending - Categorisation of activities under service under the MSMED Act, 2006
RBI/2009-10/164 RPCD.CO.Plan.BC. 24 /04.09.01/2009-10 @@NBSP@@September 18, 2009 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending – Categorisation of activities under service under the MSMED Act, 2006 In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the Master Circular dated July 1, 2009 on Lending to Priority Sector, credit to small enterprises includes l
RBI/2009-10/164 RPCD.CO.Plan.BC. 24 /04.09.01/2009-10 @@NBSP@@September 18, 2009 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending – Categorisation of activities under service under the MSMED Act, 2006 In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the Master Circular dated July 1, 2009 on Lending to Priority Sector, credit to small enterprises includes l
ଅଗଷ୍ଟ 24, 2009
Collateral Free loans - Micro and Small Enterprises(MSEs)
RBI/2009-10/129 RPCD.SME&NFS.BC.No.16/06.02.31(P) /2009-10 August@@NBSP@@ 24, 2009 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs & Local Area Banks) Dear Sir, Collateral Free loans – Micro and Small Enterprises(MSEs) Please refer to our circular RPCD.SME&NFS. BC No. 84A /06.02.31(P)@@NBSP@@ /2008-09 dated January 20, 2009 regarding extending collateral free loans upto Rs. 5 lakh sanctioned to the units of MSE sector (both ma
RBI/2009-10/129 RPCD.SME&NFS.BC.No.16/06.02.31(P) /2009-10 August@@NBSP@@ 24, 2009 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs & Local Area Banks) Dear Sir, Collateral Free loans – Micro and Small Enterprises(MSEs) Please refer to our circular RPCD.SME&NFS. BC No. 84A /06.02.31(P)@@NBSP@@ /2008-09 dated January 20, 2009 regarding extending collateral free loans upto Rs. 5 lakh sanctioned to the units of MSE sector (both ma
ଅଗଷ୍ଟ 04, 2009
Inter-Bank Participations
RBI/2009-10/113 RPCD.CO.RRB.BC.No.13 /03.05.33/2009-10 August 4, 2009 The Chairman All Regional Rural Banks Dear Sir, Inter-Bank Participations In terms of our Circular DBOD No.BP.BC.57/62-88 dated December 31, 1988 (copy enclosed) a scheme of Inter-Bank Participat- ion Certificate (IBPC) was introduced for scheduled commercial banks. 2.@@NBSP@@ It has been decided that henceforth, Regional Rural Banks (RRBs) can also issue IBPC of a tenor of 180 days on risk sharing
RBI/2009-10/113 RPCD.CO.RRB.BC.No.13 /03.05.33/2009-10 August 4, 2009 The Chairman All Regional Rural Banks Dear Sir, Inter-Bank Participations In terms of our Circular DBOD No.BP.BC.57/62-88 dated December 31, 1988 (copy enclosed) a scheme of Inter-Bank Participat- ion Certificate (IBPC) was introduced for scheduled commercial banks. 2.@@NBSP@@ It has been decided that henceforth, Regional Rural Banks (RRBs) can also issue IBPC of a tenor of 180 days on risk sharing
ଜୁନ 30, 2009
Continuation of Self Employment Scheme for Rehabilitation of Manual Scavengers(SRMS) beyond March 2009
RBI/2008-09/515 RPCD.SP.BC.No.117 /09.03.01/2008-09 June 30, 2009 The Chairman /Managing Directors All Indian Public Sector Banks (Excluding RRBs) Dear Sir, Continuation of Self Employment Scheme for Rehabilitation of Manual Scavengers(SRMS) beyond March 2009 Please refer to our Circular RPCD.SP.BC.No 57/09.03.01/2007-08 dated April 15, 2008 advising the banks about the new and improved scheme approved by the government of India named, “Self Employment Scheme for Reha
RBI/2008-09/515 RPCD.SP.BC.No.117 /09.03.01/2008-09 June 30, 2009 The Chairman /Managing Directors All Indian Public Sector Banks (Excluding RRBs) Dear Sir, Continuation of Self Employment Scheme for Rehabilitation of Manual Scavengers(SRMS) beyond March 2009 Please refer to our Circular RPCD.SP.BC.No 57/09.03.01/2007-08 dated April 15, 2008 advising the banks about the new and improved scheme approved by the government of India named, “Self Employment Scheme for Reha
ଜୁନ 02, 2009
Sub-Committee of SLBC for Export Promotion
RBI/2008-09/489 RPCD.LBS.CO.BC.No 111 /02.13.03/2008-09 June 02, 2009 All SLBC/UTLBC Convenor Banks, (As per mailing list) Dear Sir, Sub-Committee of SLBC for Export Promotion Please refer to RBI Circular letter DBOD.IECS.No. 43//04.02.10/2004-05 dated September 17, 2004 (copy enclosed) wherein all commercial banks were advised to set up a separate Sub-Committee under State Level Bankers’ Committee (SLBC) to discuss exporters’ problems in relation to export finance an
RBI/2008-09/489 RPCD.LBS.CO.BC.No 111 /02.13.03/2008-09 June 02, 2009 All SLBC/UTLBC Convenor Banks, (As per mailing list) Dear Sir, Sub-Committee of SLBC for Export Promotion Please refer to RBI Circular letter DBOD.IECS.No. 43//04.02.10/2004-05 dated September 17, 2004 (copy enclosed) wherein all commercial banks were advised to set up a separate Sub-Committee under State Level Bankers’ Committee (SLBC) to discuss exporters’ problems in relation to export finance an
ମଇ 25, 2009
Credit delivery to Micro and Small Enterprises
RBI/2008-09/483 RPCD.SME&NFS.BC.No. 106 /06.02.31(P)/2008-09 May@@NBSP@@ 25, 2009 All Scheduled Commercial Banks (including RRBS & LABs) Dear Sir, Credit delivery to Micro and Small Enterprises Please refer to our circular RPCD.SME&NFS.BC.No.76/06.02.31(P)/2008-09 dated December 16, 2008 on the captioned subject. In this connection, we clarify that the guidelines contained therein pertain only to scheduled commercial banks and not to RRBs and LABs. Yours f
RBI/2008-09/483 RPCD.SME&NFS.BC.No. 106 /06.02.31(P)/2008-09 May@@NBSP@@ 25, 2009 All Scheduled Commercial Banks (including RRBS & LABs) Dear Sir, Credit delivery to Micro and Small Enterprises Please refer to our circular RPCD.SME&NFS.BC.No.76/06.02.31(P)/2008-09 dated December 16, 2008 on the captioned subject. In this connection, we clarify that the guidelines contained therein pertain only to scheduled commercial banks and not to RRBs and LABs. Yours f
ମଇ 22, 2009
RRBs - Unclaimed Deposits and Inoperative/Dormant Accounts
RBI/2008-09/481 RPCD.CO.RRB.BC.No.108 /03.05.33/2008-09 May 22, 2009 All Regional Rural Banks Dear Sir, Unclaimed deposits and inoperative / dormant accounts in banks In view of the increase in the amount of the unclaimed deposits with banks year after year and the inherent risk associated with such deposits, it is felt that banks should play a more pro-active role in finding the whereabouts of the account holders whose accounts have remained inoperative. Further, sev
RBI/2008-09/481 RPCD.CO.RRB.BC.No.108 /03.05.33/2008-09 May 22, 2009 All Regional Rural Banks Dear Sir, Unclaimed deposits and inoperative / dormant accounts in banks In view of the increase in the amount of the unclaimed deposits with banks year after year and the inherent risk associated with such deposits, it is felt that banks should play a more pro-active role in finding the whereabouts of the account holders whose accounts have remained inoperative. Further, sev
ମଇ 22, 2009
Formation of new district in Tamil Nadu - Assignment of Lead Bank Responsibility
RBI/2008-09/480 RPCD. CO. LBS.BC. No. 107/02.08.01/2008-09 May 22, 2009 The Chairman All Lead Banks Dear Sir, Formation of new district in Tamil Nadu – Assignment of Lead Bank Responsibility The Revenue Department, Government of Tamil Nadu vide their Gazette Notification No.G.O(Ms)No.618 dated 24th October 2008 have advised about the formation of new district viz. Tiruppur carved out of the existing Coimbatore and Erode districts covering@@NBSP@@ Tiruppur, Avanashi, P
RBI/2008-09/480 RPCD. CO. LBS.BC. No. 107/02.08.01/2008-09 May 22, 2009 The Chairman All Lead Banks Dear Sir, Formation of new district in Tamil Nadu – Assignment of Lead Bank Responsibility The Revenue Department, Government of Tamil Nadu vide their Gazette Notification No.G.O(Ms)No.618 dated 24th October 2008 have advised about the formation of new district viz. Tiruppur carved out of the existing Coimbatore and Erode districts covering@@NBSP@@ Tiruppur, Avanashi, P
ମଇ 15, 2009
‘RRBs - Levy of service charges for electronic payment products and outstation cheque collection/standardisation of charges for transfer of surplus clearing funds’
RBI/2008-09/478 RPCD.CO.RRB.BC.No.105 /03.05.33 /2008-09 @@NBSP@@ May 15, 2009 @@NBSP@@ All Regional Rural Banks @@NBSP@@ Dear Sir, @@NBSP@@ Levy of service charges for electronic payment products and outstation cheque collection and Standardisation of charges for transfer of surplus clearing funds @@NBSP@@ We enclose copies of circulars DPSS. CO. No. 1001 / 03.01.02 / 2007-08 dated January 8, 2008, DPSS. CO. No. 2092 / 03.01.02(P) / 2008-09 dated June 20, 2008 and DP
RBI/2008-09/478 RPCD.CO.RRB.BC.No.105 /03.05.33 /2008-09 @@NBSP@@ May 15, 2009 @@NBSP@@ All Regional Rural Banks @@NBSP@@ Dear Sir, @@NBSP@@ Levy of service charges for electronic payment products and outstation cheque collection and Standardisation of charges for transfer of surplus clearing funds @@NBSP@@ We enclose copies of circulars DPSS. CO. No. 1001 / 03.01.02 / 2007-08 dated January 8, 2008, DPSS. CO. No. 2092 / 03.01.02(P) / 2008-09 dated June 20, 2008 and DP
ମଇ 04, 2009
Credit delivery to the Micro and Small Enterprises Sector
RBI/2008-09/467 RPCD. SME&NFS. BC.No.102/06.04.01/2008-09 May 4, 2009 All Scheduled Commercial Banks Dear Sir / Madam, Credit delivery to the Micro and Small Enterprises Sector In recognition of the problems being faced by the Micro and Small Enterprises (MSE) sector, particularly with respect to rehabilitation of potentially viable sick units, the Reserve Bank had constituted a Working Group under the Chairmanship of Dr. K. C. Chakrabarty, Chairman & Managing
RBI/2008-09/467 RPCD. SME&NFS. BC.No.102/06.04.01/2008-09 May 4, 2009 All Scheduled Commercial Banks Dear Sir / Madam, Credit delivery to the Micro and Small Enterprises Sector In recognition of the problems being faced by the Micro and Small Enterprises (MSE) sector, particularly with respect to rehabilitation of potentially viable sick units, the Reserve Bank had constituted a Working Group under the Chairmanship of Dr. K. C. Chakrabarty, Chairman & Managing
ଅପ୍ରେଲ 24, 2009
RRBs - Inclusion in / exclusion from the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2008-09/456 RPCD.CO.RRB.BC. No.99 / 03.05.100/2008-09 April 24, 2009 All Regional Rural Banks Dear Sir, Inclusion in / exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – Regional Rural Banks (RRBs) We advise that the names of 8 amalgamated Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notification RPCD.CO.RRB.No.7430/03.05.100 /2008-09 dated January 27, 2009 published in the Extrao
RBI/2008-09/456 RPCD.CO.RRB.BC. No.99 / 03.05.100/2008-09 April 24, 2009 All Regional Rural Banks Dear Sir, Inclusion in / exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – Regional Rural Banks (RRBs) We advise that the names of 8 amalgamated Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notification RPCD.CO.RRB.No.7430/03.05.100 /2008-09 dated January 27, 2009 published in the Extrao
ଅପ୍ରେଲ 13, 2009
StCBs/DCCBs - Levy of service charges for electronic payment products and outstation cheque collection and standardisation of charges for transfer of surplus clearing funds
RBI/2008-09/ 432 RPCD.CO.RF.BC.No.@@NBSP@@95 / 07.06.00 / 2008-09 April 13, 2009 23 Chaitra, Saka 1931 All State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Levy of service charges for electronic payment products and outstation cheque collection and Standardisation of charges for transfer of surplus clearing funds @@NBSP@@ We enclose copies of circulars DPSS.CO.No. 2092 / 03.01.02(P) / 2008-09 dated June 20, 200
RBI/2008-09/ 432 RPCD.CO.RF.BC.No.@@NBSP@@95 / 07.06.00 / 2008-09 April 13, 2009 23 Chaitra, Saka 1931 All State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Levy of service charges for electronic payment products and outstation cheque collection and Standardisation of charges for transfer of surplus clearing funds @@NBSP@@ We enclose copies of circulars DPSS.CO.No. 2092 / 03.01.02(P) / 2008-09 dated June 20, 200
ଫେବୃଆରୀ 27, 2009
Guidelines for Relief Measures by Banks to Poultry Units in West Bengal
RBI/ 2008-09/396 RPCD.PLFS. BC. No. 90 /05.04.02/ 2008-09 February @@NBSP@@27, 2009 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Guidelines for Relief Measures by Banks to Poultry Units in West Bengal Please refer to our circular RPCD.PLFS.BC. No 48/05.04.02/ 2007-08@@NBSP@@dated February 19, 2008 wherein certain relief measures were announced for the Poultry Industry. 2. In addition to the above relief measures, it
RBI/ 2008-09/396 RPCD.PLFS. BC. No. 90 /05.04.02/ 2008-09 February @@NBSP@@27, 2009 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Guidelines for Relief Measures by Banks to Poultry Units in West Bengal Please refer to our circular RPCD.PLFS.BC. No 48/05.04.02/ 2007-08@@NBSP@@dated February 19, 2008 wherein certain relief measures were announced for the Poultry Industry. 2. In addition to the above relief measures, it
ପେଜ୍ ଅନ୍ତିମ ଅପଡେଟ୍ ହୋଇଛି: ଫେବୃଆରୀ 19, 2026