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ସେପ୍ଟେମ୍ବର 16, 2009

StCBs/DCCBs - Agriclutural Debt Waiver and Debt Relief Scheme, 2009 - Prudential Norms

RBI/2009-10/160 RPCD.CO.RF.BC.No.23 /07.37.02/2009-10 September 16, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circulars RPCD.CO.RF.BC.No.17/ 07.38.03/2008-09 dated July 30, 2008, RPCD.CO.RF.BC.No.91 /07.37.02 /2008-09 dated March 6, 2009 and

ପିଡିଏଫ ( 24222 )

ସେପ୍ଟେମ୍ବର 14, 2009

Finance for Housing Projects -Disclosure of Information on Mortgage of Property

RBI/2009-10/155 RPCD.CO.RRB.BC.No. 21 /03.05.33/2009-10 September 14, 2009 Chairman All Regional Rural Banks Dear Sir, Finance for Housing Projects – Incorporating clause in the terms and conditions to disclose in Pamphlets/Brochures/advertisements information regarding mortgage of property to Regional Rural Banks (RRBs) @@NBSP@@ We advise that in a case which came up before the Hon’ble High Court of Judicature at Bombay, the Hon’ble Court observed that the bank grant

ପିଡିଏଫ ( 61321 )

ସେପ୍ଟେମ୍ବର 11, 2009

RRBs - Collection of Account Payee Cheques - Prohibition on Crediting Proceeds to Third Party Account

RBI/2009-10/154 RPCD.CO.RRB.BC.No.19 /03.05.33/2009-10 September 11, 2009 The Chairman All Regional Rural Banks Dear Sir, Collection of Account Payee Cheques -Prohibition on Crediting Proceeds to Third Party Account Please refer to our circular@@NBSP@@RPCD.CO.RF.BC.No.78/07.38.03/2005-06 dated April 27,2006 in terms of which banks are prohibited from crediting 'account payee' cheque to the account of any person other than the payee named therein. 2. It has been brough

ପିଡିଏଫ ( 39164 )

ସେପ୍ଟେମ୍ବର 11, 2009

RRBS - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms

RBI/2009-10-153 RPCD.CO.RRB.BC No. 20/03.05.72/2009-10 September 11, 2009 The Chairman All Regional Rural Banks Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008– Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy- RRBs Please refer to our circulars RPCD.CO.RRB.No.BC.18 /03.05.072/2008-09 dated July 30, 2008; RPCD.CO.RRB.No.BC.64/ 03.05.072/ 2008-09 dated November 17, 2008,@@NBSP@@ RPCD.CO. RRB. No.BC.92/ 03.0

ପିଡିଏଫ ( 121603 )

ସେପ୍ଟେମ୍ବର 07, 2009

Collection of Account Payee Cheques - Prohibition on Crediting Proceeds to Third Party Account

RBI/2009-10/148 RPCD.CO.RF.BC.No.18 /07.38.03/2009-10 September@@NBSP@@ 7, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Collection of Account Payee Cheques - Prohibition on Crediting Proceeds to Third Party Account Please refer to our circular RPCD.CO.RF.BC.No.78/07.38.03/2005-06 dated April 27, 2006 in terms of which banks are prohibited from crediting 'account payee' cheque to the account of any person other tha

ପିଡିଏଫ ( 26290 )

ସେପ୍ଟେମ୍ବର 04, 2009

RRBs - Cash Management Bills eligible as SLR Securities

RBI/2009-10/146 RPCD.CO.RRB.BC No. 17/ 03.05.28(B)/ 2009-10 September 4, 2009 The Chairman All Regional Rural Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to the Reserve Bank Press Release : 2009-2010/227 dated August 10, 2009 on the issuance of Government of India Cash Management Bills. We advise that the proposed cash management bill will be treated as Government of India Treasury Bills un

ପିଡିଏଫ ( 116052 )

ଅଗଷ୍ଟ 24, 2009

Collateral Free loans - Micro and Small Enterprises(MSEs)

RBI/2009-10/129 RPCD.SME&NFS.BC.No.16/06.02.31(P) /2009-10 August@@NBSP@@ 24, 2009 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs & Local Area Banks) Dear Sir, Collateral Free loans – Micro and Small Enterprises(MSEs) Please refer to our circular RPCD.SME&NFS. BC No. 84A /06.02.31(P)@@NBSP@@ /2008-09 dated January 20, 2009 regarding extending collateral free loans upto Rs. 5 lakh sanctioned to the units of MSE sector (both ma

ପିଡିଏଫ ( 44873 )

ଅଗଷ୍ଟ 13, 2009

StCBs/DCCBs - Housing Finance

RBI/2009-10/120 RPCD CO.RCBD. BC. No.15 /03.03.01/2009-10 August 13, 2009 All State and Central Co-operative Banks Dear Sir Housing Finance Please refer to our circular RPCD No. PLNFS. BC. 51/06.11.02/97-98 dated October 31, 1997 read with circulars RPCD No. PLNFS. BC. 04/06.11.02/97-98 dated July 5, 1997 and RPCD No. PLNFS. BC. 122/06.11.02/94-95 dated February 24, 1995 on the captioned subject. In terms of the extant instructions, the maximum quantum of housing loan

ପିଡିଏଫ ( 33851 )

ଅଗଷ୍ଟ 04, 2009

Section 23 of the Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) - Policy for opening of new place of business by State Co-operative Banks

RBI/2009-2010/114 RPCD.CO.RF.BC.No.@@NBSP@@14 / 07.06.00 / 2009-10 August 4, 2009 Shravana 12, Saka 1931 All State Co-operative Banks Dear Sir / Madam, Section 23 of the Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) – Policy for opening of new place of business by State Co-operative Banks On a review of the policy for opening of new place of business, under Section 23 of the Banking Regulation Act, 1949 (AACS) by State Co-operative Banks, it h

ପିଡିଏଫ ( 36592 )

ଅଗଷ୍ଟ 04, 2009

Inter-Bank Participations

RBI/2009-10/113 RPCD.CO.RRB.BC.No.13 /03.05.33/2009-10 August 4, 2009 The Chairman All Regional Rural Banks Dear Sir, Inter-Bank Participations In terms of our Circular DBOD No.BP.BC.57/62-88 dated December 31, 1988 (copy enclosed) a scheme of Inter-Bank Participat- ion Certificate (IBPC) was introduced for scheduled commercial banks. 2.@@NBSP@@ It has been decided that henceforth, Regional Rural Banks (RRBs) can also issue IBPC of a tenor of 180 days on risk sharing

ପିଡିଏଫ ( 59055 )

ଜୁଲାଇ 01, 2009

Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification and Provisioning and Capital Adequacy- RRBs

RBI/2009-10/92 RPCD.CO.RRB.BC No. 11/03.05.33/2009-10 July 1, 2009 The Chairman All Regional Rural Banks Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning and Capital Adequacy- RRBs Please refer to our circulars RPCD.CO.RRB.No.BC.18 /03.05.072/2008-09 July 30, 2008; RPCD.CO.RRB.No.BC.64/ 03.05.072/ 2008-09 November 17, 2008 and RPCD.CO. RRB. No.BC.92/ 03.05.072/ 2008-09 March

ପିଡିଏଫ ( 77477 )

ଜୁନ 30, 2009

Continuation of Self Employment Scheme for Rehabilitation of Manual Scavengers(SRMS) beyond March 2009

RBI/2008-09/515 RPCD.SP.BC.No.117 /09.03.01/2008-09 June 30, 2009 The Chairman /Managing Directors All Indian Public Sector Banks (Excluding RRBs) Dear Sir, Continuation of Self Employment Scheme for Rehabilitation of Manual Scavengers(SRMS) beyond March 2009 Please refer to our Circular RPCD.SP.BC.No 57/09.03.01/2007-08 dated April 15, 2008 advising the banks about the new and improved scheme approved by the government of India named, “Self Employment Scheme for Reha

ପିଡିଏଫ ( 14294 )

ଜୁନ 26, 2009

StCBs/DCCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification and Provisioning

RBI/2008-09/512 RPCD.CO.RF.BC.No. 116 /07.37.02/2008-09 June 26, 2009 All State and Central Co-operative Banks Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification and Provisioning Please refer to our circulars RPCD.CO.RF.BC.No.17/07.38.03/2008-09 dated July 30, 2008, RPCD.CO.RF.BC.No.69/07.37.02/2008-09 dated November 17, 2008 and RPCD.CO.RF.BC.No.91/07.37.02/2008-09 dated March 6, 2009 on the

ପିଡିଏଫ ( 27181 )

ଜୁନ 22, 2009

RRBs - Valuation of Properties - Empanelment of Valuers

RBI/2008-09/506 RPCD.CO.RRB.BC.No.115/03.05.33/2008-09 June 22, 2009 All Regional Rural Banks Dear Sir, Valuation of properties - Empanelment of Valuers It has been observed that different banks follow different policies for valuation of properties and appointment of valuers for the purpose. The issue of correct and realistic valuation of fixed assets owned by banks and that accepted by them as collateral for a sizable portion of their advances portfolio assumes signi

ପିଡିଏଫ ( 27353 )

ଜୁନ 18, 2009

Controlling Office" renamed as "Regional Office"- RRBs

RBI/2008-09/504 RPCD.CO.RRB.BC No. 114/03.05.90-A/2008-09 June 18, 2009 All Regional Rural Banks Dear Sir, "Controlling Office" renamed as "Regional Office"- RRBs Please refer to paragraph 2 and 2.3 of our Master Circular on Branch Licensing - @@NBSP@@Regional Rural Banks (RRBs) RPCD.CO.RRB.No.BL.BC.07/ 03.05.90-A/2008-09 (RBI/2008-09/36) July 1, 2008 read with Circular RPCD. CO. RRB. BC. No. 101/ 03.05.90-A/ 2008-09 dated May 4, 2009, on the captioned subject. 2. We

ପିଡିଏଫ ( 121640 )

ଜୁନ 16, 2009

StCBs/DCCBs - Income Recognition/Asset Classification/Provisioning

RBI/2008-09/498 RPCD.CO.RF.BC.No.113/07.37.02/2008-09 June 16, 2009 All State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) Dear Sir, Income recognition, asset classification, provisioning and other related matters Short-term agricultural advances as well as advances for other purposes are granted by State Co-operative Banks/Central Co-operative Banks to Central Co-operative Banks/Primary Agricultural Credit Societies respectively for the purpose of

ପିଡିଏଫ ( 52974 )

ଜୁନ 03, 2009

StCBs/DCCBs - Valuation of properties - Empanelment of Valuers

RBI/2008-2009/490 RPCD.CO.RF.BC.No. 112 /07.37.02/2008-09 June 3, 2009 All State Co-operative Banks (StCBs) and@@NBSP@@ District Central Co-operative Banks (DCCBs)@@NBSP@@ Dear Sir, Valuation of properties - Empanelment of Valuers It has been observed that different banks follow different policies for valuation of properties and appointment of valuers for the purpose. The issue of correct and realistic valuation of fixed assets owned by banks and that accepted by them

ପିଡିଏଫ ( 26446 )

ଜୁନ 02, 2009

Sub-Committee of SLBC for Export Promotion

RBI/2008-09/489 RPCD.LBS.CO.BC.No 111 /02.13.03/2008-09 June 02, 2009 All SLBC/UTLBC Convenor Banks, (As per mailing list) Dear Sir, Sub-Committee of SLBC for Export Promotion Please refer to RBI Circular letter DBOD.IECS.No. 43//04.02.10/2004-05 dated September 17, 2004 (copy enclosed) wherein all commercial banks were advised to set up a separate Sub-Committee under State Level Bankers’ Committee (SLBC) to discuss exporters’ problems in relation to export finance an

ପିଡିଏଫ ( 7746 )

ମଇ 29, 2009

RRBs - Submission of Certified Copies of Entries/Print Outs to Courts

RBI/2008-09/487 RPCD.CO.RRB.BC.No.110 @@NBSP@@/03.05.33/2008-09 May 29, 2009 The Chairman All Regional Rural Banks Dear Sir, The Bankers' Books Evidence Act, 1891 - Submission of @@NBSP@@Certified Copies of Entries / Print out to Courts In a recent case heard at the Court of a Civil Judge in Maharashtra, the Hon'ble Court advised Reserve Bank of India to instruct all banks that whenever they submit any data stored in their computer systems as evidence under Bankers' B

ପିଡିଏଫ ( 71374 )

ମଇ 25, 2009

StCBs/CCBs - Exposure to Commercial Real Estate

RBI/2008-09/482 RPCD.CO.RF.BC.No. 109 /07.38.01/2008-09 May 25, 2009 All State / Central Cooperative Banks (StCB/ CCBs) Dear Sir / Madam, Exposure to Commercial Real Estate It has come to our notice that certain State Cooperative and Central Cooperative Banks have extended finance to the commercial real estate sector. We advise that the primary role of the rural cooperative bank is to lend for activities related to agriculture and rural development. Further, taking ex

ପିଡିଏଫ ( 12106 )

ମଇ 25, 2009

Credit delivery to Micro and Small Enterprises

RBI/2008-09/483 RPCD.SME&NFS.BC.No. 106 /06.02.31(P)/2008-09 May@@NBSP@@ 25, 2009 All Scheduled Commercial Banks (including RRBS & LABs) Dear Sir, Credit delivery to Micro and Small Enterprises Please refer to our circular RPCD.SME&NFS.BC.No.76/06.02.31(P)/2008-09 dated December 16, 2008 on the captioned subject. In this connection, we clarify that the guidelines contained therein pertain only to scheduled commercial banks and not to RRBs and LABs. Yours f

ପିଡିଏଫ ( 14840 )

ମଇ 22, 2009

RRBs - Unclaimed Deposits and Inoperative/Dormant Accounts

RBI/2008-09/481 RPCD.CO.RRB.BC.No.108 /03.05.33/2008-09 May 22, 2009 All Regional Rural Banks Dear Sir, Unclaimed deposits and inoperative / dormant accounts in banks In view of the increase in the amount of the unclaimed deposits with banks year after year and the inherent risk associated with such deposits, it is felt that banks should play a more pro-active role in finding the whereabouts of the account holders whose accounts have remained inoperative. Further, sev

ପିଡିଏଫ ( 20515 )

ମଇ 22, 2009

Formation of new district in Tamil Nadu - Assignment of Lead Bank Responsibility

RBI/2008-09/480 RPCD. CO. LBS.BC. No. 107/02.08.01/2008-09 May 22, 2009 The Chairman All Lead Banks Dear Sir, Formation of new district in Tamil Nadu – Assignment of Lead Bank Responsibility The Revenue Department, Government of Tamil Nadu vide their Gazette Notification No.G.O(Ms)No.618 dated 24th October 2008 have advised about the formation of new district viz. Tiruppur carved out of the existing Coimbatore and Erode districts covering@@NBSP@@ Tiruppur, Avanashi, P

ପିଡିଏଫ ( 7618 )

ମଇ 15, 2009

‘RRBs - Levy of service charges for electronic payment products and outstation cheque collection/standardisation of charges for transfer of surplus clearing funds’

RBI/2008-09/478 RPCD.CO.RRB.BC.No.105 /03.05.33 /2008-09 @@NBSP@@ May 15, 2009 @@NBSP@@ All Regional Rural Banks @@NBSP@@ Dear Sir, @@NBSP@@ Levy of service charges for electronic payment products and outstation cheque collection and Standardisation of charges for transfer of surplus clearing funds @@NBSP@@ We enclose copies of circulars DPSS. CO. No. 1001 / 03.01.02 / 2007-08 dated January 8, 2008, DPSS. CO. No. 2092 / 03.01.02(P) / 2008-09 dated June 20, 2008 and DP

ପିଡିଏଫ ( 6956 )

ମଇ 13, 2009

RRBs -Acknowledgement of Nomination/indicating Nominee Name in Pass Books/Fixed Deposit Receipts

RBI/2008-09/477 RPCD.CO.RRB.BC.No.103/03.05.28-A/2008-09 @@NBSP@@May 13, 2009 All Regional Rural Banks Dear Sir, Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts It has been brought to our notice that some Regional Rural Banks (RRBs) do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /or variation of the no

ପିଡିଏଫ ( 10487 )

ମଇ 07, 2009

Investment Portfolio of Banks - Transactions in Securities

RBI/2008-09/473 RPCD.CO.RF.BC.No. 104 /07.37.02/2008-09 May @@NBSP@@7, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Investment Portfolio of Banks – Transactions in Securities Please refer to our circular RPCD No.RF.BC.17/A.4–92/93 dated September 4, 1992 read with circulars RPCD NO. BC.154/07.02.08/94-95 dated May 23, 1995 and RPCD.CO.RF.BC.14/07.02.03/2005-06 dated July 13, 2005 on the captioned subject. 2. As pe

ପିଡିଏଫ ( 14370 )

ମଇ 04, 2009

"Controlling Office" renamed as "Regional Office"- RRBs

RBI/2008-2009/468 RPCD.CO.RRB.BC. No.101 /03.05.90-A /2008-09@@NBSP@@@@NBSP@@@@NBSP@@ May 4, 2009 All Regional Rural Banks Dear Sir, "Controlling Office" renamed as "Regional Office"- RRBs Please refer to paragraph 2 and 2.3 of our Master Circular on Branch Licensing -Regional Rural Banks (RRBs) RPCD. .RRB. No.BL. BC.07/03.05.90-A/2008-09 (RBI/2008-09/36) July 1, 2008. 2. We advise that Government of India have, while considering the various recommendations of the Com

ପିଡିଏଫ ( 9095 )

ମଇ 04, 2009

Credit delivery to the Micro and Small Enterprises Sector

RBI/2008-09/467 RPCD. SME&NFS. BC.No.102/06.04.01/2008-09 May 4, 2009 All Scheduled Commercial Banks Dear Sir / Madam, Credit delivery to the Micro and Small Enterprises Sector In recognition of the problems being faced by the Micro and Small Enterprises (MSE) sector, particularly with respect to rehabilitation of potentially viable sick units, the Reserve Bank had constituted a Working Group under the Chairmanship of Dr. K. C. Chakrabarty, Chairman & Managing

ପିଡିଏଫ ( 68101 )

ଅପ୍ରେଲ 24, 2009

RRBs - Inclusion in / exclusion from the Second Schedule to the Reserve Bank of India Act, 1934

RBI/2008-09/456 RPCD.CO.RRB.BC. No.99 / 03.05.100/2008-09 April 24, 2009 All Regional Rural Banks Dear Sir, Inclusion in / exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – Regional Rural Banks (RRBs) We advise that the names of 8 amalgamated Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notification RPCD.CO.RRB.No.7430/03.05.100 /2008-09 dated January 27, 2009 published in the Extrao

ପିଡିଏଫ ( 36485 )

ଅପ୍ରେଲ 24, 2009

The Bankers' Books Evidence Act, 1891 - Submission of Certified Copies of Entries / Print out to Courts

RBI/2008-09/457 RPCD.CO.RF.BC.No. 100 /07.38.03/2008-09 April@@NBSP@@ 24, 2009 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) @@NBSP@@ Dear Sir, @@NBSP@@ The Bankers' Books Evidence Act, 1891 - Submission of Certified Copies of Entries / Print out to Courts @@NBSP@@ In a recent case heard at the Court of a Civil Judge in Maharashtra, the Hon'ble Court advised Reserve Bank of India to instruct all banks that whenever they submit an

ପିଡିଏଫ ( 24022 )

ଅପ୍ରେଲ 21, 2009

RRBs - Need for Bank Branches / ATMs to be made accessible to persons with disabilities

RBI / 2008-09/441 RPCD.CO.RRB.BC.No.97/03.05.90-A/2008-09 April 21, 2009 All Regional Rural Banks @@NBSP@@ Dear Sir, @@NBSP@@ Need for Bank Branches / ATMs to be made accessible to persons with disabilities @@NBSP@@ We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair users can access them and the height of the machine is also app

ପିଡିଏଫ ( 23778 )

ଅପ୍ରେଲ 21, 2009

Security Arrangement in bank branches- Regional Rural Banks

RBI/2008-09/443 RPCD.CO.RRB.BC.No.98@@NBSP@@ /03.05.28 /2008-09@@NBSP@@@@NBSP@@ April 21, 2009 The Chairman All Regional Rural Banks @@NBSP@@ Dear Sir, @@NBSP@@ Security Arrangement in bank branches- Regional Rural Banks @@NBSP@@ Considering the present law and order situation and other subversive activities carried out by antisocial/extremist organizations and the banks being vulnerable targets of such elements, it has become necessary to follow stringent security no

ପିଡିଏଫ ( 55194 )

ଅପ୍ରେଲ 13, 2009

StCBs/DCCBs - Levy of service charges for electronic payment products and outstation cheque collection and standardisation of charges for transfer of surplus clearing funds

RBI/2008-09/ 432 RPCD.CO.RF.BC.No.@@NBSP@@95 / 07.06.00 / 2008-09 April 13, 2009 23 Chaitra, Saka 1931 All State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Levy of service charges for electronic payment products and outstation cheque collection and Standardisation of charges for transfer of surplus clearing funds @@NBSP@@ We enclose copies of circulars DPSS.CO.No. 2092 / 03.01.02(P) / 2008-09 dated June 20, 200

ପିଡିଏଫ ( 7343 )

ଅପ୍ରେଲ 13, 2009

StCBs/DCCBs - Nomination - Acknowledgement/Indicating Nominee Name in Bank Pass Book/FDRs

RBI/2008-09/430 RPCD.CO.RF.BC.No.96/07.38.01/2008-09 April 13, 2009 All State / Central Co-operative Banks (StCBs/DCCBs) @@NBSP@@ Dear Sir, @@NBSP@@ Co-operative Banks (Nomination) Rules, 1985 - Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts @@NBSP@@ As you may be aware, in terms of Rule 2(9), 3(8) and 4(9) of the Co-operative Banks (Nomination) Rules, 1985, banks are required to acknowledge in writing to th

ପିଡିଏଫ ( 58821 )

ମାର୍ଚ୍ଚ 26, 2009

Valuation of investment in SLR/Approved Securities by Regional Rural Banks (RRBs)

SPEED POST RBI/2008-09/420 @@NBSP@@ RPCD.RRB.BC.No.94/03.05.34/2008-09 March 26, 2009 @@NBSP@@ The Chairman All Regional Rural Banks/Sponsor Banks @@NBSP@@ Dear Sir, @@NBSP@@ Valuation of investment in SLR/Approved Securities by Regional Rural Banks (RRBs) @@NBSP@@ Please refer to our circular RPCD.RRB.BC.No.87/03.05.34/2006-07 dated May 8, 2007 on the above subject. 2. On a review of the issue it has been decided that the exemption granted to RRBs up to the financial

ପିଡିଏଫ ( 68290 )

ମାର୍ଚ୍ଚ 23, 2009

Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy

RBI/2008-09/413 RPCD.CO.RRB.BC.No.92 /03.05.072/2008-09 March 23, 2009 @@NBSP@@ All Regional Rural Banks @@NBSP@@ Dear Sir, @@NBSP@@ Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy @@NBSP@@ Please refer to our circulars RPCD.CO.RRB.No. BC 18/03.05.072/2008-09 dated July 30, 2008 and RPCD. CO.RRB.BC.No.64/03.05.072/2008-09 dated November 17, 2008 on the captioned sub

ପିଡିଏଫ ( 13957 )

ମାର୍ଚ୍ଚ 06, 2009

StCBs/DCCBs - ‘Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Last date for Repayment of First Instalment by Farmers extended’

RBI/2008-09/ 404 RPCD.CO.RF.BC.No.91 /07.37.02/2008-09 March 6, 2009 @@NBSP@@ All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) @@NBSP@@ Dear Sir, @@NBSP@@ Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy @@NBSP@@ Please refer to our circular RPCD.CO.RF.BC.No.17/07.38.03/2008-09 dated July 30, 2008 and RPCD.CO.RF.BC.No.69/07.37.02/2

ପିଡିଏଫ ( 26004 )

ଫେବୃଆରୀ 27, 2009

Guidelines for Relief Measures by Banks to Poultry Units in West Bengal

RBI/ 2008-09/396 RPCD.PLFS. BC. No. 90 /05.04.02/ 2008-09 February @@NBSP@@27, 2009 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Guidelines for Relief Measures by Banks to Poultry Units in West Bengal Please refer to our circular RPCD.PLFS.BC. No 48/05.04.02/ 2007-08@@NBSP@@dated February 19, 2008 wherein certain relief measures were announced for the Poultry Industry. 2. In addition to the above relief measures, it

ପିଡିଏଫ ( 62992 )

ଫେବୃଆରୀ 18, 2009

StCBs/DCCBs - Unclaimed deposits and inoperative / dormant accounts in banks

RBI/2008-09/386 RPCD.CO.RF.BC.No.89 /07.38.01/2008-09 February 18, 2009 All State and Central Co-operative Banks @@NBSP@@ Dear Sir, @@NBSP@@ Unclaimed deposits and inoperative / dormant accounts in banks @@NBSP@@ In view of the increase in the amount of the unclaimed deposits with banks year after year and the inherent risk associated with such deposits, it is felt that banks should play a more pro-active role in finding the whereabouts of the account holders whose ac

ପିଡିଏଫ ( 58571 )

ଫେବୃଆରୀ 06, 2009

StCBs/DCCBs - Delays in Cheque Collection

RBI / 2008-09 / 378 RPCD.CO.RF.BC.No.@@NBSP@@88 / 07.06.00 / 2008-09 February 6, 2009 17 Magha, Saka 1930 All State Co-operative Banks (StCBs) and Central Co-operative Banks (DCCBs) @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Delays in Cheque Clearing - Case No. 82 of 2006 before National Consumer Disputes Redressal Commission @@NBSP@@ As you may be aware, during August 2006, a case was filed before National Consumer Disputes Redressal Commission, New Delhi (the Commission) u

ପିଡିଏଫ ( 10255 )

ଫେବୃଆରୀ 05, 2009

RRBs - Delay in Cheque Collection

RBI/2008-09/377 RPCD.CO.RRB.BC.No. 87 /03.05.33 /2008-09 February 05, 2009 The Chairman All Regional Rural Banks Dear Sir / Madam, Delays in Cheque Clearing - Case No. 82 of 2006 before National Consumer Disputes Redressal Commission As you may be aware, during August 2006, a case was filed before National Consumer Disputes Redressal Commission, New Delhi (the Commission) under the Consumer Protection Act, 1986 inviting attention to the delays in cheque clearing and,

ପିଡିଏଫ ( 50789 )

ଫେବୃଆରୀ 04, 2009

Financial Literacy and Credit Counselling Centres (FLCCs)- Model Scheme

RBI/ 2008-09/371 RPCD.CO.MFFI.BC.No.86 /12.01.18/2008-09 @@NBSP@@February 4, 2009 @@NBSP@@ The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Including RRBs) @@NBSP@@ Dear Sir/Madam @@NBSP@@ Financial Literacy and Credit Counselling Centres (FLCCs)- Model Scheme @@NBSP@@ @@NBSP@@The Working Group to Examine the Procedures and Processes of Agricultural Loans (Chairman: Shri C. P. Swarnakar), appointed by Reserve Bank, had recommend

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ଜାନୁଆରୀ 15, 2009

Formation of new district in Haryana - Assignment of Lead Bank responsibility

RBI/2008-09/351 RPCD.CO.LBS.BC.No. 84 /02.08.01/2008-09 January 15, 2009 The Chairman All Lead Banks Dear Sir, Formation of new district in Haryana – Assignment of Lead Bank responsibility The Revenue and Disaster Management Department, Government of Haryana vide their Gazette Notification No.S.O.69/P.A.17/1887/S.5/2008 dated August 13, 2008 have advised about the formation of new district viz. Palwal carved out of the existing Faridabad and Mewat districts covering H

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ଜାନୁଆରୀ 06, 2009

Formation of new districts in the Union Territory of Andaman & Nicobar Islands - Assignment of Lead Bank responsibility

RBI/2008-09/ 347 RPCD.CO.LBS.BC.No.83/02.08.01/2008-09 @@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@ @@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@ January 06, 2009 The Chairman All Lead Banks Dear Sir, Formation of new districts in the Union Territory of Andaman & Nicobar Islands – Assignment of Lead Bank responsibility The Revenue Department, A & N Islands Administration vide their

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ଜାନୁଆରୀ 05, 2009

RRBs - CRR reduced

RBI/2008-09/345RPCD.CO.RRB.BC.No.82/ 03.05.28(B)/2008-09January 5, 2009 All Regional Rural BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934 - Maintenance of Cash Reserve Ratio (CRR)- RRBsPlease refer to our circular RPCD.CO.RRB.BC.No.59/03.05.28 (B)/2008-2009 (RBI/2008-09/264) dated November 3, 2008 on the captioned subject. 2. On a review of the current global and domestic macroeconomic situation, and as set out in the Reserve Bank's Press Release 2008-

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ଜାନୁଆରୀ 05, 2009

StCBs - CRR reduced

RBI/2008-09/344 RPCD.CO.RF.BC.No.81/07.02.01/2008-09 January 05, 2009 All Scheduled State Co-operative Banks Dear Sir, Section 42(1) of the Reserve Bank of India Act, 1934 - Maintenance of CRR Please refer to our Circular RPCD.CO.RF.BC.No.57/07.02.01/2008-09 dated November 03, 2008 on the captioned subject. 2. On a review of the current global and domestic macroeconomic situation, and as set out in the Reserve Bank's Press Release 2008-2009/1023 dated January 02, 2009

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ଡିସେମ୍ବର 30, 2008

Inclusion of Issues pertaining to MSME Sector in SLBC Meetings

RBI/2008-09/334RPCD.LBS.CO.BC.No. 79 /02.01.01/2008-09December 30, 2008The Chairman/Executive Director,All SLBC Convenor Banks(As per mailing list)Dear Sir/ Madam,Inclusion of Issues pertaining to MSME Sector in SLBC Meetings As you are aware, the State Level Bankers' Committee (SLBC) is a critical focal point for coordination among banks and agencies of the State and Central Government to ensure adequate and timely flow of credit to needy sectors. In this connection,

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ଡିସେମ୍ବର 19, 2008

StCBs/DCCBs - Disclosing all information relating to processing fees/charges

RBI/2008-09/328RPCD.CO.RF.BC.No.78/07.38.01/2008-09December 19, 2008All State Co-operative Banks (StCBs) andCentral Co-operative Banks (DCCBs)Dear Sir,Disclosing all information relating to processing fees / chargesPlease refer to paragraph 4 of our circular RPCD.CO.RF.BC.No.93/ 07.38.01/2006-07 dated May 16, 2007 regarding complaints about excessive interest charged by banks, wherein State and Central Co-operative Banks were advised to lay down appropriate internal p

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ଡିସେମ୍ବର 17, 2008

RRBs - Inclusion in/exclusion from Second Schedule to RBI Act, 1934

RBI/2008-09/327 RPCD.CO.RRB. No. BC.77 / 03.05.100/2008-09 December 17, 2008 All Regional Rural Banks Dear Sir, Inclusion in / exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – Regional Rural Banks (RRBs) We advise that the names of 25 amalgamated Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notification RPCD.CO.RRB.No.3231/03.05.100 /2008-09 dated September 22, 2008@@NBSP@@ publishe

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ଡିସେମ୍ବର 16, 2008

Credit delivery to Micro and Small Enterprises

RBI/2008-09/ 324 RPCD. SME&NFS.BC.No. 76 / 06.02.31(P)/2008-09 December 16, 2008 To All Commercial Banks (Including RRBs and LABs) Dear Sir, Credit delivery to Micro and Small Enterprises In the context of the global developments and the knock on effects in the domestic credit markets, RBI has taken several measures to enhance credit delivery to the employment intensive micro and small enterprises (MSE) sector.@@NBSP@@ 2. Specifically, the following initiatives fo

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