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Lending Rates of Scheduled Commercial Banks Sub Page Banner 2010 onwards

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On Advances other than Rupee Export Credit

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Table 2 : Median Range of Interest Rates on Advances  (other than export credit) for the Quarter Ended-March 2013

(Per cent per annum)

Bank Group

 

Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60%  of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

10.00

17.70

8.00

17.50

9.50

18.13

10.48

14.45

10.25

13.73

10.25

15.00

Pvt. Sec. Banks

10.50

19.50

10.35

19.35

4.00

20.55

12.00

14.25

10.88

13.88

10.50

15.38

Foreign Banks

11.00

15.50

9.50

14.50

9.50

14.00

12.00

14.00

10.10

13.13

9.70

12.75

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September 2013

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60%  of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

23.50

4.00

31.50

3.75

36.00

4.00

20.15

5.77

19.50

4.00

19.80

Pvt. Sec. Banks

5.85

28.25

4.00

30.82

1.50

33.01

10.79

20.75

7.50

23.00

5.00

22.25

Foreign Banks

9.00

42.46

7.45

47.88

2.00

26.00

9.25

41.40

7.45

47.88

2.00

21.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September 2013

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60%  of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

7.00

17.70

7.00

17.00

9.00

18.13

10.25

14.13

10.10

13.70

10.25

14.85

Pvt. Sec. Banks

10.75

18.75

10.35

17.98

6.25

19.80

12.25

15.00

10.95

13.75

10.75

15.38

Foreign Banks

11.40

15.37

10.13

14.38

9.42

14.00

12.35

14.25

10.80

13.18

9.90

13.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December 2013

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

23.50

2.87

23.25

3.75

36.00

4.00

20.15

6.00

17.75

4.00

22.90

Pvt. Sec. Banks

5.85

30.25

4.00

26.35

1.50

33.21

10.79

20.75

7.50

23.00

5.00

22.25

Foreign Banks

9.25

45.02

5.00

47.88

2.00

25.50

9.25

41.40

5.00

47.88

2.00

21.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December 2013

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

7.00

18.00

7.00

17.35

9.50

18.25

10.25

13.93

10.25

13.58

10.25

15.23

Pvt. Sec. Banks

10.70

18.25

10.38

18.03

8.43

19.93

12.05

15.00

11.00

13.63

11.00

15.25

Foreign Banks

11.50

15.50

10.00

13.88

9.50

13.50

12.00

14.00

10.38

12.05

9.88

12.63

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- March 2014

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

24.00

4.00

20.75

1.00

36.00

5.50

18.00

6.00

17.25

5.00

18.25

Pvt. Sec. Banks

5.85

30.00

4.00

26.35

1.50

33.01

10.55

20.75

7.50

17.75

5.00

20.35

Foreign Banks

9.00

44.72

5.00

47.88

2.00

25.00

9.25

41.40

5.00

47.88

2.00

21.00

Table 1 :  Range of interest rates on advances (above Rs. 2 lakh) other than
export credit  for the quarter ended  December 2008
(Per cent  per  annum)

 

Interest rate range excluding 5 % of business contracted at extreme rate

Interest rate range at which at least 60 % business is contracted

 

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

5.25 –18.00

6.00 – 18.00

7.00 – 17.00

7.00 – 16.75

Foreign Banks

5.40 – 24.00

5.00 – 26.00

7.28 – 18.00

7.00 – 21.00

Private Sector Banks

6.30 – 22.25

5.06 – 30.00

9.00 – 18.75

9.25 – 18.75

Note :  i) Data pertain to  77 banks, of which  27  are public sector banks,28 are foreign banks and 22  are private sector banks.

Table 1 :  Range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended March 2009

(per cent per annum)

 

Interest rate range excluding 5 % of business contracted at extreme rate

Interest rate range at which at least 60 % business is contracted

 

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

3.50 –18.00

5.65 – 18.00

7.00 – 16.25

5.65 – 15.75

Foreign Banks

5.50 – 18.50

5.00 – 25.50

6.75 – 17.25

7.50 – 21.00

Private Sector Banks

4.75 – 24.00

5.06 – 26.00

5.00 – 18.50

9.00 – 19.75

Note :  i) Data pertain to 78  banks, of which 27 are public sector banks, 29 are foreign banks and 22 are private sector banks.
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- June- 2015
(Per cent per annum)
Bank Group Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 4.00 23.70 1.79 22.80 1.00 36.00 5.50 19.70 6.00 17.75 4.61 19.40
Private Sector Banks 5.85 30.25 4.00 25.25 1.50 33.01 5.85 20.75 4.16 20.60 3.50 24.25
Foreign Banks 9.00 44.72 1.40 47.88 1.00 32.09 9.00 41.73 5.00 47.88 2.00 27.00
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September- 2015
(Per cent per annum)
Bank Group Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 4.00 28.50 2.05 22.80 1.00 36.00 5.00 18.75 4.00 18.75 5.05 19.40
Private Sector Banks 1.15 30.00 4.00 28.00 1.50 33.01 1.15 22.20 6.00 20.60 3.50 25.93
Foreign Banks 8.39 42.46 1.40 47.88 1.00 28.00 8.90 41.79 5.00 47.88 2.00 27.00

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