StCBs/DCCBs - Levy of service charges for electronic payment products and outstation cheque collection and standardisation of charges for transfer of surplus clearing funds

RBI/2008-09/ 432 RPCD.CO.RF.BC.No.@@NBSP@@95 / 07.06.00 / 2008-09 April 13, 2009 23 Chaitra, Saka 1931 All State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Levy of service charges for electronic payment products and outstation cheque collection and Standardisation of charges for transfer of surplus clearing funds @@NBSP@@ We enclose copies of circulars DPSS.CO.No. 2092 / 03.01.02(P) / 2008-09 dated June 20, 200

RBI/2008-09/ 432 RPCD.CO.RF.BC.No.@@NBSP@@95 / 07.06.00 / 2008-09 April 13, 2009 23 Chaitra, Saka 1931 All State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Levy of service charges for electronic payment products and outstation cheque collection and Standardisation of charges for transfer of surplus clearing funds @@NBSP@@ We enclose copies of circulars DPSS.CO.No. 2092 / 03.01.02(P) / 2008-09 dated June 20, 200

StCBs/DCCBs - Levy of service charges for electronic payment products and outstation cheque collection and standardisation of charges for transfer of surplus clearing funds

Lending under Consortium Arrangement / Multiple Banking Arrangements

RBI/2008-2009/427 UBD.PCB.No. 59/13.05.000/2008-09 April 9, 2009 Chief Executive Officers of All Primary Urban Co-operative BanksDear Sir /Madam, Lending under Consortium Arrangement / Multiple Banking Arrangements Please refer to our circular UBD.PCB.No.36/13.05.000/2008-09 dated January 21, 2009 on the captioned subject. 2. The formats for declaration of information by the borrower at the time of applying for a credit facility to a bank (Annex I) and the format for

RBI/2008-2009/427 UBD.PCB.No. 59/13.05.000/2008-09 April 9, 2009 Chief Executive Officers of All Primary Urban Co-operative BanksDear Sir /Madam, Lending under Consortium Arrangement / Multiple Banking Arrangements Please refer to our circular UBD.PCB.No.36/13.05.000/2008-09 dated January 21, 2009 on the captioned subject. 2. The formats for declaration of information by the borrower at the time of applying for a credit facility to a bank (Annex I) and the format for

Lending under Consortium Arrangement / Multiple Banking Arrangements

Prudential treatment in respect of Floating Provisions

RBI/2008-09/429 DBOD.No.BP.BC. 122 /21.04.048/2008-09 April 9, 2009 @@NBSP@@ The Chairman & Managing Directors/ Chief Executive@@NBSP@@ Officers@@NBSP@@ All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential treatment in respect of Floating@@NBSP@@ Provisions Please refer to our circular DBOD.No.BP.BC.118 /21.04.048/2008-09 dated March 25, 2009 regarding prudential treatment of different types of provisions in respect of loan portfol

RBI/2008-09/429 DBOD.No.BP.BC. 122 /21.04.048/2008-09 April 9, 2009 @@NBSP@@ The Chairman & Managing Directors/ Chief Executive@@NBSP@@ Officers@@NBSP@@ All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential treatment in respect of Floating@@NBSP@@ Provisions Please refer to our circular DBOD.No.BP.BC.118 /21.04.048/2008-09 dated March 25, 2009 regarding prudential treatment of different types of provisions in respect of loan portfol

Prudential treatment in respect of Floating Provisions

Prudential Guidelines on Restructuring of Advance by Banks

RBI/2008-09/428 DBOD No. BP. BC. 121 /21.04.132/ 2008-09 April 9, 2009 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs & LABs) @@NBSP@@ Dear Sir, @@NBSP@@ Prudential Guidelines on Restructuring of Advance by Banks @@NBSP@@ Please refer to our circular RBI/2008-09/143 DBOD No.BP.BC.No.37/21.04.132/ 2008-09 dated August 27, 2008 on the captioned subject. 2. As mentioned@@NBSP@@ in paragraph 3.4.2 of @@N

RBI/2008-09/428 DBOD No. BP. BC. 121 /21.04.132/ 2008-09 April 9, 2009 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs & LABs) @@NBSP@@ Dear Sir, @@NBSP@@ Prudential Guidelines on Restructuring of Advance by Banks @@NBSP@@ Please refer to our circular RBI/2008-09/143 DBOD No.BP.BC.No.37/21.04.132/ 2008-09 dated August 27, 2008 on the captioned subject. 2. As mentioned@@NBSP@@ in paragraph 3.4.2 of @@N

Prudential Guidelines on Restructuring of Advance by Banks

Guidelines for issuing preference shares as part of regulatory capital

RBI/2008-09/425 DBOD.No.BP.BC. 120 /21.01.002/2008-2009 April 2, 2009 The Chairman and Managing Director/ Chief Executive Officers of Commercial Banks (Excluding Foreign Banks, RRBs and LABs) @@NBSP@@ Dear Sir @@NBSP@@ Guidelines for issuing preference shares as part of regulatory capital @@NBSP@@ Please refer to our circular DBOD.No.BP.BC.42/21.01.002/2007-08 dated October 29, 2007 on the Guidelines for issuing preference shares as part of regulatory capital. 2.It ha

RBI/2008-09/425 DBOD.No.BP.BC. 120 /21.01.002/2008-2009 April 2, 2009 The Chairman and Managing Director/ Chief Executive Officers of Commercial Banks (Excluding Foreign Banks, RRBs and LABs) @@NBSP@@ Dear Sir @@NBSP@@ Guidelines for issuing preference shares as part of regulatory capital @@NBSP@@ Please refer to our circular DBOD.No.BP.BC.42/21.01.002/2007-08 dated October 29, 2007 on the Guidelines for issuing preference shares as part of regulatory capital. 2.It ha

Guidelines for issuing preference shares as part of regulatory capital

Issue of Tier II and Tier III Capital

RBI/2008-09/424 IDMD.PDRD.No.4878/ 03.64.00/2008-09 April 1, 2009 @@NBSP@@ All Standalone Primary Dealers @@NBSP@@ Dear Sir, @@NBSP@@ Issue of Tier II and Tier III Capital @@NBSP@@ Please refer to our Master Circular RBI/2008-2009/71 IDMD.PDRS.02 / 03.64.00 / 2008-09 dated July 1, 2008 on Capital Adequacy Standards and Risk Management Guidelines for standalone Primary Dealers setting out, inter alia, guidelines on issuance of sub-ordinated debt instruments by Primary

RBI/2008-09/424 IDMD.PDRD.No.4878/ 03.64.00/2008-09 April 1, 2009 @@NBSP@@ All Standalone Primary Dealers @@NBSP@@ Dear Sir, @@NBSP@@ Issue of Tier II and Tier III Capital @@NBSP@@ Please refer to our Master Circular RBI/2008-2009/71 IDMD.PDRS.02 / 03.64.00 / 2008-09 dated July 1, 2008 on Capital Adequacy Standards and Risk Management Guidelines for standalone Primary Dealers setting out, inter alia, guidelines on issuance of sub-ordinated debt instruments by Primary

Issue of Tier II and Tier III Capital

UCBs - Submission of certified copies of entries/print out to Courts

RBI/2008-09/423 UBD. CO. BPD. PCB. Cir. No.@@NBSP@@ 57 /12.05.001/2008-09 March 31, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Bankers' Book Evidence Act, 1891 – Submission of certified copies of entries/print out to Courts – @@NBSP@@ In a recent case heard at Court of a Civil Judge in Maharashtra, the Hon'ble Court advised Reserve Bank of India to instruct all the UCBs that whenever they submit

RBI/2008-09/423 UBD. CO. BPD. PCB. Cir. No.@@NBSP@@ 57 /12.05.001/2008-09 March 31, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Bankers' Book Evidence Act, 1891 – Submission of certified copies of entries/print out to Courts – @@NBSP@@ In a recent case heard at Court of a Civil Judge in Maharashtra, the Hon'ble Court advised Reserve Bank of India to instruct all the UCBs that whenever they submit

UCBs - Submission of certified copies of entries/print out to Courts

Loans extended by Banks to MFs and Issue of IPCs

RBI/2008-09/422 DBOD.No.Dir.BC. 119 /13.03.00/2008-2009 @@NBSP@@ March 30, 2009 @@NBSP@@ All Scheduled Commercial Banks (excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) @@NBSP@@ Please refer to our circular No.DBOD.Dir.BC.98/13.03.00/2008-2009 dated December 12, 2008, in terms of which the transition period allowed to banks to comply with the requ

RBI/2008-09/422 DBOD.No.Dir.BC. 119 /13.03.00/2008-2009 @@NBSP@@ March 30, 2009 @@NBSP@@ All Scheduled Commercial Banks (excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) @@NBSP@@ Please refer to our circular No.DBOD.Dir.BC.98/13.03.00/2008-2009 dated December 12, 2008, in terms of which the transition period allowed to banks to comply with the requ

Loans extended by Banks to MFs and Issue of IPCs

Valuation of investment in SLR/Approved Securities by Regional Rural Banks (RRBs)

SPEED POST RBI/2008-09/420 @@NBSP@@ RPCD.RRB.BC.No.94/03.05.34/2008-09 March 26, 2009 @@NBSP@@ The Chairman All Regional Rural Banks/Sponsor Banks @@NBSP@@ Dear Sir, @@NBSP@@ Valuation of investment in SLR/Approved Securities by Regional Rural Banks (RRBs) @@NBSP@@ Please refer to our circular RPCD.RRB.BC.No.87/03.05.34/2006-07 dated May 8, 2007 on the above subject. 2. On a review of the issue it has been decided that the exemption granted to RRBs up to the financial

SPEED POST RBI/2008-09/420 @@NBSP@@ RPCD.RRB.BC.No.94/03.05.34/2008-09 March 26, 2009 @@NBSP@@ The Chairman All Regional Rural Banks/Sponsor Banks @@NBSP@@ Dear Sir, @@NBSP@@ Valuation of investment in SLR/Approved Securities by Regional Rural Banks (RRBs) @@NBSP@@ Please refer to our circular RPCD.RRB.BC.No.87/03.05.34/2006-07 dated May 8, 2007 on the above subject. 2. On a review of the issue it has been decided that the exemption granted to RRBs up to the financial

Valuation of investment in SLR/Approved Securities by Regional Rural Banks (RRBs)

Prudential treatment of different types of Provisions in respect of loan portfolios

RBI 2008-09/418 DBOD.No.BP.BC. 118@@NBSP@@ /21.04.048/2008-09 March 25, 2009 @@NBSP@@ The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential treatment of different types of Provisions in respect of loan portfolios @@NBSP@@ It has been decided to lay down the following guidelines in regard to the prudential treatment of different types of provisions in respect of loans portfolios.

RBI 2008-09/418 DBOD.No.BP.BC. 118@@NBSP@@ /21.04.048/2008-09 March 25, 2009 @@NBSP@@ The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential treatment of different types of Provisions in respect of loan portfolios @@NBSP@@ It has been decided to lay down the following guidelines in regard to the prudential treatment of different types of provisions in respect of loans portfolios.

Prudential treatment of different types of Provisions in respect of loan portfolios