Press Releases - Regulating Commercial Banking - ਆਰਬੀਆਈ - Reserve Bank of India
ਪ੍ਰੈਸ ਰਿਲੀਜ਼
ਅਗ 11, 2016
RBI seeks Comments on Draft Circular on Customer Protection - Limiting Liability of Customers in Unauthorised Electronic Banking Transactions
The Reserve Bank of India has today placed on its website the Draft Circular on “Customer Protection – Limiting Liability of Customers in Unauthorised Electronic Banking Transactions”, for feedback. Suggestions/comments, if any, on the Draft Circular may be sent by post to the Chief General Manager, Department of Banking Regulation, Reserve Bank of India, Central Office, 12th Floor, Shahid Bhagat Singh Marg, Mumbai-400 001, or Please click here to send email on or bef
The Reserve Bank of India has today placed on its website the Draft Circular on “Customer Protection – Limiting Liability of Customers in Unauthorised Electronic Banking Transactions”, for feedback. Suggestions/comments, if any, on the Draft Circular may be sent by post to the Chief General Manager, Department of Banking Regulation, Reserve Bank of India, Central Office, 12th Floor, Shahid Bhagat Singh Marg, Mumbai-400 001, or Please click here to send email on or bef
ਪੀਡੀਐਫ (
ਅਗ 04, 2016
RBI constitutes a Committee on Household Finance
The Reserve Bank of India (RBI) has set up a committee to look at the various facets of household finance in India and to benchmark India’s position vis-à-vis both the peer countries and advanced countries. The Committee will be chaired by Dr. Tarun Ramadorai, Professor of Financial Economics, University of Oxford and will have representation from financial sector regulators, namely, Securities and Exchange Board of India (SEBI), Insurance Regulatory and Development A
The Reserve Bank of India (RBI) has set up a committee to look at the various facets of household finance in India and to benchmark India’s position vis-à-vis both the peer countries and advanced countries. The Committee will be chaired by Dr. Tarun Ramadorai, Professor of Financial Economics, University of Oxford and will have representation from financial sector regulators, namely, Securities and Exchange Board of India (SEBI), Insurance Regulatory and Development A
ਅਗ 04, 2016
RBI Governor launches Website 'सचेत' to curb Illegal Collection of Deposits
“Initiating quick follow up and taking cases to logical conclusion by punishing the guilty is paramount to deter entities in future from carrying out unlawful activity. I hope ‘Sachet’ would help regulators in doing this as much as it would help members of public in depositing their hard earned money with genuine entities by giving them timely information about these entities.” Dr. Raghuram G. Rajan, Governor, Reserve Bank of India said this today while launching ‘Sac
“Initiating quick follow up and taking cases to logical conclusion by punishing the guilty is paramount to deter entities in future from carrying out unlawful activity. I hope ‘Sachet’ would help regulators in doing this as much as it would help members of public in depositing their hard earned money with genuine entities by giving them timely information about these entities.” Dr. Raghuram G. Rajan, Governor, Reserve Bank of India said this today while launching ‘Sac
ਅਗ 03, 2016
Scheduled Bank's Statement of Position in India as on Friday, July 22, 2016
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 24-JUL-2015 08-JUL-2016 * 22-JUL-2016 * 24-JUL-2015 08-JUL-2016 * 22-JUL-2016 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1288.55 1372.96 1438.97 1343.86 1440.12 1506.54 ** b) Borrowings from banks 405.1 617.3 622.75 405.87 621.53 623.76 c) Other demand & time liabilities 93.29 53.16 73.8 93.38 53.16 73.8 II LIABILITIES TO OTHERS (A) a) Depos
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 24-JUL-2015 08-JUL-2016 * 22-JUL-2016 * 24-JUL-2015 08-JUL-2016 * 22-JUL-2016 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1288.55 1372.96 1438.97 1343.86 1440.12 1506.54 ** b) Borrowings from banks 405.1 617.3 622.75 405.87 621.53 623.76 c) Other demand & time liabilities 93.29 53.16 73.8 93.38 53.16 73.8 II LIABILITIES TO OTHERS (A) a) Depos
ਅਗ 01, 2016
RBI releases Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector
The Reserve Bank of India today released on its website, “Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector”. Some of the key aspects of the Guidelines include: (i) resident individuals and professionals having 10 years of experience in banking and finance at a senior level are also eligible to promote universal banks; (ii) large industrial houses are excluded as eligible entities but are permitted to invest in the banks up to 10 per cent; (ii
The Reserve Bank of India today released on its website, “Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector”. Some of the key aspects of the Guidelines include: (i) resident individuals and professionals having 10 years of experience in banking and finance at a senior level are also eligible to promote universal banks; (ii) large industrial houses are excluded as eligible entities but are permitted to invest in the banks up to 10 per cent; (ii
ਜੁਲਾ 28, 2016
RBI Imposes Monetary Penalty on UCO Bank
The Reserve Bank of India has imposed a monetary penalty of ₹ 10 Million on UCO Bank for contravention of its instructions relating to opening of current account and providing bill discounting facilities to account holders without having any borrowing facility with the bank resulting in siphoning of funds. This penalty has been imposed in exercise of powers vested in the Reserve Bank under the provisions of Section 47(A)(1)(c) read with Section 46(4)(i) of the Banking
The Reserve Bank of India has imposed a monetary penalty of ₹ 10 Million on UCO Bank for contravention of its instructions relating to opening of current account and providing bill discounting facilities to account holders without having any borrowing facility with the bank resulting in siphoning of funds. This penalty has been imposed in exercise of powers vested in the Reserve Bank under the provisions of Section 47(A)(1)(c) read with Section 46(4)(i) of the Banking
ਜੁਲਾ 27, 2016
RBI hosts Supervisory College for Bank of Baroda and Bank of India
PhotographsMeetings of the Supervisory Colleges of Bank of Baroda and Bank of India were held at Mumbai on July 25 and 26, 2016 respectively. Shri S.S. Mundra, Deputy Governor, Reserve Bank of India inaugurated the proceedings of the Colleges. Twenty three supervisors from thirteen overseas banking supervisory authorities participated in the Supervisory College of Bank of Baroda on July 25, 2016. Nineteen supervisors from eleven overseas banking supervisory authoritie
PhotographsMeetings of the Supervisory Colleges of Bank of Baroda and Bank of India were held at Mumbai on July 25 and 26, 2016 respectively. Shri S.S. Mundra, Deputy Governor, Reserve Bank of India inaugurated the proceedings of the Colleges. Twenty three supervisors from thirteen overseas banking supervisory authorities participated in the Supervisory College of Bank of Baroda on July 25, 2016. Nineteen supervisors from eleven overseas banking supervisory authoritie
ਜੁਲਾ 27, 2016
RBI penalises 13 Banks for violating KYC Norms
The Reserve Bank of India has imposed monetary penalty on the following banks for violation of regulatory directions / instructions / guidelines, among other things, on KYC norms. The details of the penalty are: S. No. Name of the bank Penalty Amount (in ₹ million) 1. Allahabad Bank 20 2. Bank of India 10 3. Bank of Baroda 50 4. Canara Bank 20 5. Corporation Bank 10 6. HDFC Bank 20 7. IndusInd Bank 20 8. Punjab National Bank 30 9. RBL Bank 10 10. SBBJ 20 11. SBM 10 12
The Reserve Bank of India has imposed monetary penalty on the following banks for violation of regulatory directions / instructions / guidelines, among other things, on KYC norms. The details of the penalty are: S. No. Name of the bank Penalty Amount (in ₹ million) 1. Allahabad Bank 20 2. Bank of India 10 3. Bank of Baroda 50 4. Canara Bank 20 5. Corporation Bank 10 6. HDFC Bank 20 7. IndusInd Bank 20 8. Punjab National Bank 30 9. RBL Bank 10 10. SBBJ 20 11. SBM 10 12
ਜੁਲਾ 21, 2016
Scheduled Bank's Statement of Position in India as on Friday, July 08, 2016
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 10-Jul-15 24-Jun-2016 * 08-Jul-2016 * 10-Jul-15 24-Jun-2016 * 08-Jul-2016 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1232.09 1402.98 1372.96 1286.14 1469.63 1440.12 ** b) Borrowings from banks 449.67 590.52 617.3 450.59 598.01 621.53 c) Other demand & time liabilities 53.73 102.71 53.16 53.79 102.71 53.16 II LIABILITIES TO OTHERS (A) a) Depo
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 10-Jul-15 24-Jun-2016 * 08-Jul-2016 * 10-Jul-15 24-Jun-2016 * 08-Jul-2016 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1232.09 1402.98 1372.96 1286.14 1469.63 1440.12 ** b) Borrowings from banks 449.67 590.52 617.3 450.59 598.01 621.53 c) Other demand & time liabilities 53.73 102.71 53.16 53.79 102.71 53.16 II LIABILITIES TO OTHERS (A) a) Depo
ਜੁਲਾ 14, 2016
RBI sets up Inter-regulatory Working Group on Fin Tech and Digital Banking
The Reserve Bank of India has set up an inter regulatory Working Group (WG) to study the entire gamut of regulatory issues relating to Fin Tech and Digital Banking in India. The Working Group has been set up in view of the growing significance of Fin Tech innovations and their interactions with the financial sector as well as the financial sector entities. The Financial Stability and Development Council - Sub Committee (FSDC - SC) at its meeting held on April 26, 2016
The Reserve Bank of India has set up an inter regulatory Working Group (WG) to study the entire gamut of regulatory issues relating to Fin Tech and Digital Banking in India. The Working Group has been set up in view of the growing significance of Fin Tech innovations and their interactions with the financial sector as well as the financial sector entities. The Financial Stability and Development Council - Sub Committee (FSDC - SC) at its meeting held on April 26, 2016
ਜੁਲਾ 07, 2016
Scheduled Bank's Statement of Position in India as on Friday, June 24, 2016
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 26-Jun-15 10-JUN-2016* 24-JUN-2016* 26-Jun-15 10-JUN-2016* 24-JUN-2016* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1188.97 1419.54 1402.98 1242.44 1487.13 1469.63** b) Borrowings from banks 370.38 537.63 590.52 371.27 544.12 598.01 c) Other demand & time liabilities 57.25 72.24 102.71 57.31 72.24 102.71 II LIABILITIES TO OTHERS (A) a) Deposits
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 26-Jun-15 10-JUN-2016* 24-JUN-2016* 26-Jun-15 10-JUN-2016* 24-JUN-2016* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1188.97 1419.54 1402.98 1242.44 1487.13 1469.63** b) Borrowings from banks 370.38 537.63 590.52 371.27 544.12 598.01 c) Other demand & time liabilities 57.25 72.24 102.71 57.31 72.24 102.71 II LIABILITIES TO OTHERS (A) a) Deposits
ਜੁਲਾ 01, 2016
RBI signs Memorandum of Understanding (MoU) on “Supervisory Cooperation and Exchange of Supervisory Information” with the National Bank of Cambodia
The Reserve Bank of India signed a Memorandum of Understanding (MoU) on “Supervisory Cooperation and Exchange of Supervisory Information” with National Bank of Cambodia. The MoU was signed by H.E Kim Vada, Director General of Banking Supervision, on behalf of National Bank of Cambodia and Smt Meena Hemchandra, Executive Director, on behalf of Reserve Bank of India. The Reserve Bank has entered into Memorandam of Understanding, Letter for Supervisory Co-operation and S
The Reserve Bank of India signed a Memorandum of Understanding (MoU) on “Supervisory Cooperation and Exchange of Supervisory Information” with National Bank of Cambodia. The MoU was signed by H.E Kim Vada, Director General of Banking Supervision, on behalf of National Bank of Cambodia and Smt Meena Hemchandra, Executive Director, on behalf of Reserve Bank of India. The Reserve Bank has entered into Memorandam of Understanding, Letter for Supervisory Co-operation and S
ਜੂਨ 23, 2016
RBI releases Draft Guidelines for Capital for CCR and Exposure to CCPs
The Reserve Bank of India has today placed on its website draft guidelines for computing exposure for counterparty credit risk (CCR) arising from derivative transactions and draft guidelines on capital requirements for bank exposures to central counterparties (CCPs) for comments and feedback. The guidelines are based on the framework finalised by Basel Committee on Banking Supervision (BCBS). The proposed revised guidelines will better capture the risk arising from ov
The Reserve Bank of India has today placed on its website draft guidelines for computing exposure for counterparty credit risk (CCR) arising from derivative transactions and draft guidelines on capital requirements for bank exposures to central counterparties (CCPs) for comments and feedback. The guidelines are based on the framework finalised by Basel Committee on Banking Supervision (BCBS). The proposed revised guidelines will better capture the risk arising from ov
ਜੂਨ 23, 2016
Comprehensive Master Direction on Financial Statements by All India Financial Institutions
The Reserve Bank of India (RBI) today issued the Master Direction on Financial Statements- Presentation, Disclosure and Reporting by All India Financial Institutions (AIFIs- EXIM Bank, NABARD, NHB and SIDBI). The Master Direction issued today consolidates all relevant instructions issued by the RBI so far on the subject, with some rationalization of the reporting formats, to these four AIFIs which are regulated by the RBI. These Directions will be applicable to all of
The Reserve Bank of India (RBI) today issued the Master Direction on Financial Statements- Presentation, Disclosure and Reporting by All India Financial Institutions (AIFIs- EXIM Bank, NABARD, NHB and SIDBI). The Master Direction issued today consolidates all relevant instructions issued by the RBI so far on the subject, with some rationalization of the reporting formats, to these four AIFIs which are regulated by the RBI. These Directions will be applicable to all of
ਜੂਨ 22, 2016
Resolving Stress in the Banking System and Restoring Credit Growth Vital to Growth Agenda: RBI Governor
“The cleaning up of bank balance sheets and the restoration of credit growth are vital and related elements in the growth agenda. The government and the Reserve Bank of India are helping our public sector banks in this difficult but critical task.” The Government’s effort in speeding up the debt recovery process and creating a new Bankruptcy system are two important steps towards improving the resolution process; whereas improving governance of public sector banks and
“The cleaning up of bank balance sheets and the restoration of credit growth are vital and related elements in the growth agenda. The government and the Reserve Bank of India are helping our public sector banks in this difficult but critical task.” The Government’s effort in speeding up the debt recovery process and creating a new Bankruptcy system are two important steps towards improving the resolution process; whereas improving governance of public sector banks and
ਜੂਨ 22, 2016
Scheduled Bank's Statement of Position in India as on Friday, June 10, 2016
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 12-JUN- 2015 27-MAY- 2016 * 10-JUN- 2016 * 12-JUN- 2015 27-MAY- 2016 * 10-JUN- 2016 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1154.43 1471.28 1418.9 1207.58 1537.82 1486.49 ** b) Borrowings from banks 405.61 575.52 534.79 409.52 578.61 541.28 c) Other demand & time liabilities 58.45 110.33 70.95 58.5 110.33 70.95 II LIABILITIES TO OTHERS (A
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 12-JUN- 2015 27-MAY- 2016 * 10-JUN- 2016 * 12-JUN- 2015 27-MAY- 2016 * 10-JUN- 2016 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1154.43 1471.28 1418.9 1207.58 1537.82 1486.49 ** b) Borrowings from banks 405.61 575.52 534.79 409.52 578.61 541.28 c) Other demand & time liabilities 58.45 110.33 70.95 58.5 110.33 70.95 II LIABILITIES TO OTHERS (A
ਜੂਨ 13, 2016
RBI introduces a ‘Scheme for Sustainable Structuring of Stressed Assets’
In order to further strengthen the lenders’ ability to deal with stressed assets and to put real assets back on track by providing an avenue for reworking the financial structure of entities facing genuine difficulties, the Reserve Bank of India has today issued guidelines on a ‘Scheme for Sustainable Structuring of Stressed Assets’. Resolution of large borrowal accounts which are facing severe financial difficulties may, inter-alia, require co-ordinated deep financia
In order to further strengthen the lenders’ ability to deal with stressed assets and to put real assets back on track by providing an avenue for reworking the financial structure of entities facing genuine difficulties, the Reserve Bank of India has today issued guidelines on a ‘Scheme for Sustainable Structuring of Stressed Assets’. Resolution of large borrowal accounts which are facing severe financial difficulties may, inter-alia, require co-ordinated deep financia
ਜੂਨ 08, 2016
Scheduled Bank's Statement of Position in India as on Friday, May 27, 2016
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 29-MAY- 2015 13-MAY- 2016 * 27-MAY- 2016 * 29-MAY- 2015 13-MAY- 2016 * 27-MAY- 2016 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1174.71 1478.68 1471.28 1244.59 1545.67 1537.82 ** b) Borrowings from banks 394.49 508.89 575.52 396.81 512.32 578.61 c) Other demand & time liabilities 70.48 73.9 110.33 71.01 73.9 110.33 II LIABILITIES TO OTHERS (A
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 29-MAY- 2015 13-MAY- 2016 * 27-MAY- 2016 * 29-MAY- 2015 13-MAY- 2016 * 27-MAY- 2016 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1174.71 1478.68 1471.28 1244.59 1545.67 1537.82 ** b) Borrowings from banks 394.49 508.89 575.52 396.81 512.32 578.61 c) Other demand & time liabilities 70.48 73.9 110.33 71.01 73.9 110.33 II LIABILITIES TO OTHERS (A
ਮਈ 26, 2016
Comprehensive Master Directions on Financial Services provided by Banks
The Reserve Bank of India today issued the Master Directions on Financial Services provided by Banks. The Master Directions issued today consolidate all relevant instructions issued by the Reserve Bank of India (RBI) so far on the subject and will be applicable to all Scheduled Commercial Banks (excluding RRBs). The extant instructions have been rationalized and aligned, in keeping with the current regulatory framework for the banks, while deleting those that have bec
The Reserve Bank of India today issued the Master Directions on Financial Services provided by Banks. The Master Directions issued today consolidate all relevant instructions issued by the Reserve Bank of India (RBI) so far on the subject and will be applicable to all Scheduled Commercial Banks (excluding RRBs). The extant instructions have been rationalized and aligned, in keeping with the current regulatory framework for the banks, while deleting those that have bec
ਮਈ 25, 2016
Scheduled Bank's Statement of Position in India as on Friday, May 13, 2016
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 15-MAY-2015 29-APR- 2016 * 13-MAY- 2016 * 15-MAY- 2015 29-APR- 2016 * 13-MAY- 2016 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1180.47 1535.48 1478.68 1232.93 1602.14 1545.67 ** b) Borrowings from banks 375.86 643.12 508.89 380.92 645.83 512.32 c) Other demand & time liabilities 68.01 82.34 73.9 68.07 82.34 73.9 II LIABILITIES TO OTHERS (A) a
(Amount in Billions of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 15-MAY-2015 29-APR- 2016 * 13-MAY- 2016 * 15-MAY- 2015 29-APR- 2016 * 13-MAY- 2016 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 1180.47 1535.48 1478.68 1232.93 1602.14 1545.67 ** b) Borrowings from banks 375.86 643.12 508.89 380.92 645.83 512.32 c) Other demand & time liabilities 68.01 82.34 73.9 68.07 82.34 73.9 II LIABILITIES TO OTHERS (A) a
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