Financial Sector - ਆਰਬੀਆਈ - Reserve Bank of India
analytical-accounts-of-the-banking-sector
Scheduled Commercial Banks - Business in India (September 05, 2025)
ਤਾਰੀਖ: ਸਤੰ 05, 2025
| (₹ Crore) | ||||||
| Item | Outstanding as on Aug. 22, 2025 |
Variation over | ||||
| Fortnight | Financial year so far | Year-on-Year | ||||
| 2023-24 | 2024-25 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 347697 | 5741 | 426 | 38283 | 53768 | 52800 |
| 1.2 Borrowings from Banks | 100383 | -457 | -55747 | -11593 | -72337 | -26298 |
| 1.3 Other Demand and Time Liabilities | 24566 | -1009 | 5337 | -5350 | 9512 | -53223 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 23504101 | 31964 | 849900 | 923500 | 2084165 | 2178975 |
| 2.1a Growth (Per cent) | 0.1 | 4.2 | 4.1 | 10.8 | 10.2 | |
| 2.1.1 Demand | 2891681 | 44952 | 2186 | 193632 | 233727 | 445642 |
| 2.1.2 Time | 20612420 | -12988 | 847714 | 729867 | 1850438 | 1733333 |
| 2.2 Borrowings | 862409 | 22567 | 133435 | -52840 | 93303 | -48968 |
| 2.3 Other Demand and Time Liabilities | 1032985 | 7358 | -6690 | -28646 | 40030 | 102247 |
| 3. Borrowings from Reserve Bank | 1818 | -2534 | -216008 | -309648 | -86602 | -4890 |
| 4 Cash in Hand and Balances with Reserve Bank | 1016747 | 12289 | 35496 | 52458 | -47095 | -39664 |
| 4.1 Cash in hand | 83847 | 6191 | 6758 | 1973 | 3046 | -12344 |
| 4.2 Balances with Reserve Bank | 932900 | 6098 | 28738 | 50485 | -50141 | -27320 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 272602 | 13149 | 9499 | 56801 | 22626 | 64775 |
| 5.2 Money at Call and Short Notice | 15581 | -1223 | 4210 | -10257 | -4354 | -984 |
| 5.3 Advances to Banks | 28221 | 1926 | -4817 | -11283 | -2739 | -15330 |
| 5.4 Other Assets | 55543 | -16990 | 9270 | -11810 | 29916 | -69150 |
| 6 Investments | 6758461 | 8293 | 258929 | 60533 | 463898 | 392974 |
| 6.1a Growth (Per cent) | 0.1 | 4.2 | 0.9 | 7.9 | 6.2 | |
| 6.1 Government Securities | 6758002 | 8293 | 259519 | 60704 | 464315 | 392874 |
| 6.2 Other Approved Securities | 459 | 0 | -590 | -171 | -416 | 101 |
| 7 Bank Credit | 18644997 | 38831 | 513145 | 401025 | 2027997 | 1699689 |
| 7.1a Growth (Per cent) | 0.2 | 3.1 | 2.2 | 13.6 | 10.0 | |
| 7a.1 Food Credit | 50456 | -1825 | 1280 | 13925 | 5005 | 26095 |
| 7a.2 Non-food credit | 18594541 | 40656 | 511865 | 387100 | 2022992 | 1673593 |
| 7b.1 Loans, Cash credit and Overdrafts | 18305426 | 37041 | 501744 | 395574 | 1973372 | 1669379 |
| 7b.2 Inland Bills - Purchased | 78197 | 401 | 6287 | 3234 | 22792 | 11443 |
| 7b.3 Discounted | 227083 | 2154 | 7228 | 6023 | 35466 | 22497 |
| 7b.4 Foreign Bills - Purchased | 12833 | -360 | -145 | -2289 | -1056 | -3434 |
| 7b.5 Discounted | 21459 | -405 | -1969 | -1518 | -2577 | -197 |
| 1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank. | ||||||
| 2. Figures in parentheses exclude the impact of the merger. | ||||||
analytical-accounts-of-central-bank
Reserve Bank of India - Liabilities and Assets (September 05, 2025)
ਤਾਰੀਖ: ਸਤੰ 05, 2025
| (₹ Crore) | |||||
| Item | 2024 | 2025 | Variation | ||
| Aug. 30 | Aug. 22 | Aug. 29 | Week | Year | |
| 1 | 2 | 3 | 4 | 5 | |
| 1 Notes Issued | 3458507 | 3773448 | 3763892 | -9556 | 305384 |
| 1.1 Notes in Circulation | 3458493 | 3773434 | 3763879 | -9555 | 305386 |
| 1.2 Notes held in Banking Department | 14 | 14 | 13 | -1 | -1 |
| 2 Deposits | |||||
| 2.1 Central Government | 100 | 100 | 101 | 1 | 1 |
| 2.2 Market Stabilisation Scheme | 0 | 0 | 0 | 0 | 0 |
| 2.3 State Governments | 42 | 43 | 42 | -1 | 0 |
| 2.4 Scheduled Commercial Banks | 1019456 | 932900 | 959655 | 26755 | -59801 |
| 2.5 Scheduled State Co-operative Banks | 8019 | 8011 | 8031 | 20 | 12 |
| 2.6 Other Banks | 54887 | 53016 | 53147 | 131 | -1740 |
| 2.7 Others | 620240 | 745612 | 717016 | -28596 | 96776 |
| 3 Other Liabilities | 1917383 | 2303451 | 2399650 | 96199 | 482267 |
| TOTAL LIABILITIES/ASSETS | 7078634 | 7816581 | 7901535 | 84954 | 822901 |
| 1 Foreign Currency Assets | 5060197 | 5127539 | 5183423 | 55884 | 123226 |
| 2 Gold | 518834 | 744074 | 765603 | 21528 | 246769 |
| 3 Rupee Securities (including Treasury Bills) | 1315216 | 1767876 | 1765179 | -2697 | 449963 |
| 4 Loans and Advances | |||||
| 4.1 Central Government | - | 0 | 0 | 0 | 0 |
| 4.2 State Governments | 13381 | 27463 | 19623 | -7840 | 6242 |
| 4.3 NABARD | - | - | 0 | 0 | 0 |
| 4.4 Scheduled Commercial Banks | 6968 | 1818 | 1950 | 132 | -5018 |
| 4.5 Scheduled State Co-op.Banks | 0 | 0 | 0 | 0 | 0 |
| 4.6 Industrial Development Bank of India | - | - | - | - | - |
| 4.7 Export-Import Bank of India | - | - | - | - | - |
| 4.8 Others | 149949 | 125370 | 143776 | 18406 | -6173 |
| 5 Bills Purchased and Discounted | |||||
| 5.1 Commercial | - | - | - | - | - |
| 5.2 Treasury | - | - | - | - | - |
| 6 Investments | 2064 | 2064 | 2064 | 0 | 0 |
| 7 Other Assets | 12025 | 20377 | 19917 | -460 | 7892 |
| * Data are provisional; difference, if any, is due to rounding off. | |||||
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