Notifications

RBI/DOR/2025-26/113 DOR.FIN.REC.No. 320/20.16.056/2025-26 December 04, 2025 Reserve Bank of India (Regional Rural Banks – Credit Information Reporting) Amendment Directions, 2025

RBI/DOR/2025-26/112 DOR.FIN.REC.No. 319/20.16.056/2025-26 December 04, 2025 Reserve Bank of India (Local Area Banks – Credit Information Reporting) Amendment Directions, 2025

RBI/DOR/2025-26/111 DOR.FIN.REC.No. 318/20.16.056/2025-26 December 04, 2025 Reserve Bank of India (Small Finance Banks – Credit Information Reporting) Amendment Directions, 2025

RBI/DOR/2025-26/110 DOR.FIN.REC.No. 317/20.16.056/2025-26 December 04, 2025 Reserve Bank of India (Commercial Banks – Credit Information Reporting) Amendment Directions, 2025

RBI/2025-26/109 DOR.MCS.REC.No.316/01-01-038/2025-26 December 04, 2025 Reserve Bank of India (Rural Co-operative Banks - Responsible Business Conduct) Amendment Directions, 2025 The Basic Savings Bank Deposit (BSBD) Account was introduced as a savings bank account which offers certain minimum facilities, free of charge, to the holders of such accounts with an objective of deepening financial inclusion. In order to provide affordable banking facilities to public, to drive enhanced usage of BSBD accounts and also in the interest of better customer service for BSBD account holders, it was decided to review the extant instructions on BSBD account and accordingly, the draft Reserve Bank of India (Basic Savings Bank Deposit Account) Directions, 2025 was issued on October 1, 2025 for public consultation / feedback. The public / stakeholder feedback has since been analysed and it has been decided to issue the final instructions on BSBD account to Rural Co-operative Banks (hereinafter individually referred to as an ‘RCB’) through amendment to the Reserve Bank of India (Rural Co-operative Banks - Responsible Business Conduct) Directions, 2025.

RBI/2025-26/108 DOR.MCS.REC.No.315/01-01-037/2025-26 December 04, 2025 Reserve Bank of India (Urban Co-operative Banks - Responsible Business Conduct) Amendment Directions, 2025 The Basic Savings Bank Deposit (BSBD) Account was introduced as a savings bank account which offers certain minimum facilities, free of charge, to the holders of such accounts with an objective of deepening financial inclusion. In order to provide affordable banking facilities to public, to drive enhanced usage of BSBD accounts and also in the interest of better customer service for BSBD account holders, it was decided to review the extant instructions on BSBD account and accordingly, the draft Reserve Bank of India (Basic Savings Bank Deposit Account) Directions, 2025 was issued on October 1, 2025 for public consultation / feedback. The public / stakeholder feedback has since been analysed and it has been decided to issue the final instructions on BSBD account to Urban Co-operative Banks (hereinafter individually referred to as a ‘UCB’) through amendment to the Reserve Bank of India (Urban Co-operative Banks - Responsible Business Conduct) Directions, 2025.

RBI/2025-26/107 DOR.MCS.REC.No.314/01-01-036/2025-26 December 04, 2025 Reserve Bank of India (Regional Rural Banks - Responsible Business Conduct) Amendment Directions, 2025 The Basic Savings Bank Deposit (BSBD) Account was introduced as a savings bank account which offers certain minimum facilities, free of charge, to the holders of such accounts with an objective of deepening financial inclusion. In order to provide affordable banking facilities to public, to drive enhanced usage of BSBD accounts and also in the interest of better customer service for BSBD account holders, it was decided to review the extant instructions on BSBD account and accordingly, the draft Reserve Bank of India (Basic Savings Bank Deposit Account) Directions, 2025 was issued on October 1, 2025 for public consultation / feedback. The public / stakeholder feedback has since been analysed and it has been decided to issue the final instructions on BSBD account to Regional Rural Banks (hereinafter individually referred to as an ‘RRB’) through amendment to the Reserve Bank of India (Regional Rural Banks - Responsible Business Conduct) Directions, 2025.

RBI/2025-26/106 DOR.MCS.REC.No.313/01-01-035/2025-26 December 04, 2025 Reserve Bank of India (Local Area Banks - Responsible Business Conduct) Amendment Directions, 2025 The Basic Savings Bank Deposit (BSBD) Account was introduced as a savings bank account which offers certain minimum facilities, free of charge, to the holders of such accounts with an objective of deepening financial inclusion. In order to provide affordable banking facilities to public, to drive enhanced usage of BSBD accounts and also in the interest of better customer service for BSBD account holders, it was decided to review the extant instructions on BSBD account and accordingly, the draft Reserve Bank of India (Basic Savings Bank Deposit Account) Directions, 2025 was issued on October 1, 2025 for public consultation / feedback. The public / stakeholder feedback has since been analysed and it has been decided to issue the final instructions on BSBD account to Local Area Banks (hereinafter individually referred to as an ‘LAB’) through amendment to the Reserve Bank of India (Local Area Banks - Responsible Business Conduct) Directions, 2025.

RBI/2025-26/105 DOR.MCS.REC.No.312/01-01-034/2025-26 December 04, 2025 Reserve Bank of India (Payments Banks - Responsible Business Conduct) Amendment Directions, 2025 The Basic Savings Bank Deposit (BSBD) Account was introduced as a savings bank account which offers certain minimum facilities, free of charge, to the holders of such accounts with an objective of deepening financial inclusion. In order to provide affordable banking facilities to public, to drive enhanced usage of BSBD accounts and also in the interest of better customer service for BSBD account holders, it was decided to review the extant instructions on BSBD account and accordingly, the draft Reserve Bank of India (Basic Savings Bank Deposit Account) Directions, 2025 was issued on October 1, 2025 for public consultation / feedback. The public / stakeholder feedback has since been analysed and it has been decided to issue the final instructions on BSBD account to Payments Banks (hereinafter individually referred to as a ‘PB’) through amendment to the Reserve Bank of India (Payments Banks - Responsible Business Conduct) Directions, 2025.

RBI/2025-26/104 DOR.MCS.REC.No.311/01-01-033/2025-26 December 04, 2025 Reserve Bank of India (Small Finance Banks - Responsible Business Conduct) Amendment Directions, 2025 The Basic Savings Bank Deposit (BSBD) Account was introduced as a savings bank account which offers certain minimum facilities, free of charge, to the holders of such accounts with an objective of deepening financial inclusion. In order to provide affordable banking facilities to public, to drive enhanced usage of BSBD accounts and also in the interest of better customer service for BSBD account holders, it was decided to review the extant instructions on BSBD account and accordingly, the draft Reserve Bank of India (Basic Savings Bank Deposit Account) Directions, 2025 was issued on October 1, 2025 for public consultation / feedback. The public / stakeholder feedback has since been analysed and it has been decided to issue the final instructions on BSBD account to Small Finance Banks (hereinafter individually referred to as a ‘bank’) through amendment to the Reserve Bank of India (Small Finance Banks - Responsible Business Conduct) Directions, 2025.