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analytical-accounts-of-the-banking-sector
Scheduled Commercial Banks - Business in India (January 23, 2026)
தேதி: ஜன. 23, 2026
| (₹ Crore) | ||||||||||||||||
| Item | Outstanding as on Dec. 31, 2025 | Variation over | ||||||||||||||
| Fortnight | Financial Year so far | Year-on-Year | ||||||||||||||
| 2024-25 | 2025-26 | 2024 | 2025 | |||||||||||||
| 1 | 2 | 3 | 4 | 5 | 6 | |||||||||||
| 1 Liabilities to the Banking System | ||||||||||||||||
| 1.1 Demand and Time Deposits from Banks | 337365 | 28816 | -2896 | 27951 | 25532 | 45790 | ||||||||||
| 1.2 Borrowings from Banks | 84013 | 192 | -44095 | -27962 | -50744 | -54321 | ||||||||||
| 1.3 Other Demand and Time Liabilities | 32844 | -1402 | -45846 | 2929 | -43020 | 6238 | ||||||||||
| 2 Liabilities to Others | ||||||||||||||||
| 2.1 Aggregate Deposits | 24859857 | 727987 | 1587365 | 2279256 | 1974550 | 2797266 | ||||||||||
| 2.1a Growth (Per cent) | 3.0 | 7.8 | 10.1 | 9.8 | 12.7 | |||||||||||
| 2.1.1 Demand | 3275198 | 355245 | 125719 | 577149 | 132068 | 705625 | ||||||||||
| 2.1.2 Time | 21584659 | 372742 | 1461645 | 1702107 | 1842481 | 2091641 | ||||||||||
| 2.2 Borrowings | 825578 | -16714 | 177158 | -89670 | 196036 | -129522 | ||||||||||
| 2.3 Other Demand and Time Liabilities | 1060702 | -223230 | 59198 | -930 | 59496 | 64076 | ||||||||||
| 3 Borrowings from Reserve Bank | 168974 | 142406 | 21981 | -142492 | -26655 | -75723 | ||||||||||
| 4 Cash in Hand and Balances with Reserve Bank | 796081 | -32736 | 7779 | -168208 | -6235 | -232614 | ||||||||||
| 4.1 Cash in hand | 83464 | 2128 | -167 | 1589 | -5816 | -5803 | ||||||||||
| 4.2 Balances with Reserve Bank | 712617 | -34864 | 7945 | -169798 | -419 | -226811 | ||||||||||
| 5 Assets with the Banking System | ||||||||||||||||
| 5.1 Balances with Other Banks | 271662 | 6806 | 18411 | 55861 | 14675 | 54924 | ||||||||||
| 5.2 Money at Call and Short Notice | 36097 | 1820 | 5987 | 10259 | 1141 | 17755 | ||||||||||
| 5.3 Advances to Banks | 35293 | 2087 | -7686 | -4211 | -3423 | -5389 | ||||||||||
| 5.4 Other Assets | 69208 | 7792 | -51577 | 1855 | -36936 | 5361 | ||||||||||
| 6 Investments | 6884983 | 3626 | 489189 | 187055 | 605244 | 289236 | ||||||||||
| 6.1a Growth (Per cent) | 0.1 | 8.0 | 2.8 | 10.1 | 4.4 | |||||||||||
| 6.1 Government Securities | 6884483 | 3580 | 489639 | 187185 | 605484 | 289234 | ||||||||||
| 6.2 Other Approved Securities | 500 | 46 | -451 | -130 | -239 | 2 | ||||||||||
| 7 Bank Credit | 20322515 | 627951 | 1310874 | 2078543 | 1781094 | 2579478 | ||||||||||
| 7.1a Growth (Per cent) | 3.2 | 8.0 | 11.4 | 11.2 | 14.5 | |||||||||||
| 7a.1 Food Credit | 87972 | 4023 | 33058 | 51441 | 13000 | 31834 | ||||||||||
| 7a.2 Non-food credit | 20234543 | 623929 | 1277816 | 2027102 | 1768093 | 2547644 | ||||||||||
| 7b.1 Loans, Cash credit and Overdrafts | 19916855 | 598847 | 1287745 | 2007004 | 1749406 | 2494807 | ||||||||||
| 7b.2 Inland Bills - Purchased | 96940 | 7008 | 11596 | 21977 | 19794 | 24877 | ||||||||||
| 7b.3 Discounted | 271619 | 20127 | 14461 | 50560 | 15283 | 59800 | ||||||||||
| 7b.4 Foreign Bills - Purchased | 13617 | 756 | -861 | -1505 | -1854 | -1934 | ||||||||||
| 7b.5 Discounted | 23485 | 1214 | -2068 | 508 | -1536 | 1928 | ||||||||||
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. | ||||||||||||||||
| As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. | ||||||||||||||||
analytical-accounts-of-central-bank
Reserve Bank of India - Liabilities and Assets (January 23, 2026)
தேதி: ஜன. 23, 2026
| (₹ Crore) | ||||||
| Item | 2025 | 2026 | Variation | |||
| Jan. 17 | Jan. 09 | Jan. 16 | Week | Year | ||
| 1 | 2 | 3 | 4 | 5 | ||
| 1 Notes Issued | 3558952 | 3928255 | 3942212 | 13956 | 383260 | |
| 1.1 Notes in Circulation | 3558938 | 3928244 | 3942195 | 13951 | 383257 | |
| 1.2 Notes held in Banking Department | 14 | 11 | 16 | 5 | 2 | |
| 2 Deposits | ||||||
| 2.1 Central Government | 101 | 100 | 100 | 0 | -1 | |
| 2.2 Market Stabilisation Scheme | 0 | 0 | 0 | 0 | 0 | |
| 2.3 State Governments | 42 | 43 | 43 | 0 | 1 | |
| 2.4 Scheduled Commercial Banks | 897242 | 734446 | 770438 | 35993 | -126804 | |
| 2.5 Scheduled State Co-operative Banks | 7798 | 6357 | 7818 | 1461 | 20 | |
| 2.6 Other Banks | 49947 | 42012 | 41971 | -41 | -7976 | |
| 2.7 Others | 444574 | 709160 | 688303 | -20856 | 243729 | |
| 3 Other Liabilities | 1989935 | 2810382 | 2898169 | 87787 | 908234 | |
| Total Liabilities/Assets | 6948591 | 8230755 | 8349055 | 118300 | 1400464 | |
| 1 Foreign Currency Assets | 4653195 | 4995140 | 5122121 | 126981 | 468926 | |
| 2 Gold | 597172 | 1017307 | 1067327 | 50020 | 470155 | |
| 3 Rupee Securities (including Treasury Bills) | 1265672 | 1897291 | 1943590 | 46299 | 677919 | |
| 4 Loans and Advances | ||||||
| 4.1 Central Government | 0 | 0 | 0 | 0 | 0 | |
| 4.2 State Governments | 23623 | 13012 | 20162 | 7150 | -3461 | |
| 4.3 NABARD | 0 | 0 | 0 | 0 | 0 | |
| 4.4 Scheduled Commercial Banks | 262197 | 121580 | 885 | -120695 | -261312 | |
| 4.5 Scheduled State Co-op.Banks | 0 | 0 | 0 | 0 | 0 | |
| 4.6 Industrial Development Bank of India | - | - | - | - | - | |
| 4.7 Export- Import Bank of India | - | - | - | - | - | |
| 4.8 Others | 123845 | 154646 | 163118 | 8472 | 39273 | |
| 5 Bills Purchased and Discounted | ||||||
| 5.1 Commercial | - | - | - | - | - | |
| 5.2 Treasury | - | - | - | - | - | |
| 6 Investments | 2064 | 2064 | 2064 | 0 | 0 | |
| 7 Other Assets | 20824 | 29715 | 29789 | 74 | 8965 | |
| * Data are provisional; difference, if any, is due to rounding off. | ||||||