Appendix Table II.4 (B): Financial Performance of Public Sector Banks for the years 1998-99 and 1999-2000 - ఆర్బిఐ - Reserve Bank of India
Appendix Table II.4 (B): Financial Performance of Public Sector Banks for the years 1998-99 and 1999-2000
(Amount in Rs. crore) | |||||
Item | 1998-99 | 1999-2000 | Variation of | ||
Column (3) over (2) | |||||
Absolute | Percentage | ||||
1 | 2 | 3 | 4 | 5 | |
A. Income (i+ii) | 78,850.36 | 90,900.44 | 12,050.08 | 15.28 | |
(100.00) | (100.00) | ||||
i) | Interest Income | 69,417.42 | 79,459.71 | 10,042.29 | 14.47 |
(88.04) | (87.41) | ||||
ii) | Other Income | 9,432.94 | 11,440.73 | 2,007.79 | 21.28 |
(11.96) | (12.59) | ||||
B. Expenditure (i+ii+iii) | 75,596.51 | 85,786.57 | 10,190.06 | 13.48 | |
(100.00) | (100.00) | ||||
i) | Interest Expended | 47,839.75 | 55,375.28 | 7,535.53 | 15.75 |
(63.28) | (64.55) | ||||
ii) | Provisions and Contingencies | 7,306.94 | 7,950.16 | 643.22 | 8.80 |
(9.67) | (9.27) | ||||
iii) | Operating Expenses | 20,449.82 | 22,461.13 | 2,011.31 | 9.84 |
(27.05) | (26.18) | ||||
of which : Wage Bill | 14,839.66 | 16,361.57 | 1,521.91 | 10.26 | |
(19.63) | (19.07) | ||||
C. Profit | |||||
i) | Operating Profit | 10,560.79 | 13,064.03 | 2,503.24 | 23.70 |
ii) | Net Profit | 3,253.85 | 5,113.87 | 1,860.02 | 57.16 |
D. Total Assets | 7,70,144.92 | 8,90,951.73 | 1,20,806.81 | 15.69 | |
E. Financial Ratios (per cent) $ | |||||
i) | Operating Profit | 1.37 | 1.47 | 0.10 | |
ii) | Net Profit | 0.42 | 0.57 | 0.15 | |
iii) | Income | 10.24 | 10.20 | -0.04 | |
iv) | Interest Income | 9.01 | 8.92 | -0.09 | |
v) | Other Income | 1.22 | 1.28 | 0.06 | |
vi) | Expenditure | 9.82 | 9.63 | -0.19 | |
vii) | Interest Expended | 6.21 | 6.22 | 0.01 | |
viii) | Operating Expenses | 2.66 | 2.52 | -0.14 | |
ix) | Wage Bill | 1.93 | 1.84 | -0.09 | |
x) | Provisions and Contingencies | 0.95 | 0.89 | -0.06 | |
xi) | Spread (Net Interest Income) | 2.80 | 2.70 | -0.10 | |
Notes: 1. $ Ratios to Total Assets. | |||||
2. Figures in brackets are percentage shares to the respective total. |