Appendix Table IV.1 Indian Banking Sector at a Glance - ఆర్బిఐ - Reserve Bank of India
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ప్రచురించబడిన తేదీ డిసెంబర్ 28, 2018
Appendix Table IV.1 Indian Banking Sector at a Glance
(Amount in ₹ billion) | |||||
Sr. No | Items | Amount Outstanding (At end-March) | Per cent Variation | ||
2017 | 2018* | 2016-17 | 2017-18* | ||
1 | 2 | 3 | 4 | 5 | 6 |
1 | Balance Sheet Operations | ||||
1.1 | Total Liabilities/assets | 141,746 | 152,533 | 8.0 | 7.6 |
1.2 | Deposits | 111,114 | 117,940 | 10.1 | 6.1 |
1.3 | Borrowings | 12,807 | 16,823 | -11.6 | 31.4 |
1.4 | Loans and advances | 81,161 | 87,460 | 2.8 | 7.8 |
1.5 | Investments | 36,523 | 41,263 | 9.7 | 13.0 |
1.6 | Off-balance sheet exposure (as percentage of on-balance sheet liabilities) | 107.1 | 113.4 | - | - |
1.7 | Total consolidated international claims | 7,168 | 6,371 | 24.2 | -11.1 |
2 | Profitability | ||||
2.1 | Net profit | 439 | -324 | 28.6 | - |
2.2 | Return on Assets (RoA) (Per cent) | 0.4 | -0.2 | - | - |
2.3 | Return on Equity (RoE) (Per cent) | 4.2 | -2.8 | - | - |
2.4 | Net Interest Margin (NIM) (Per cent) | 2.5 | 2.5 | - | - |
3 | Capital Adequacy | ||||
3.1 | Capital to risk weighted assets ratio (CRAR) @** | 13.7 | 13.8 | - | - |
3.2 | Tier I capital (as percentage of total capital) @** | 82.3 | 84.3 | - | - |
3.3 | CRAR (tier I) (Per cent) @** | 11.2 | 11.7 | - | - |
4 | Asset Quality | ||||
4.1 | Gross NPAs | 7,918 | 10,397 | 29.4 | 31.3 |
4.2 | Net NPAs | 4,331 | 5,207 | 23.8 | 20.2 |
4.3 | Gross NPA ratio (Gross NPAs as percentage of gross advances~) | 9.3 | 11.2 | - | - |
4.4 | Net NPA ratio (Net NPAs as percentage of net advances) | 5.3 | 6.0 | - | - |
4.5 | Provision Coverage Ratio (Per cent)** | 43.5 | 48.3 | - | - |
4.6 | Slippage ratio (Per cent)** | 5.9 | 7.6 | - | - |
5 | Sectoral Deployment of Bank Credit | ||||
5.1 | Gross bank credit | 71,455 | 77,303 | 7.5 | 8.2 |
5.2 | Agriculture | 9,924 | 10,302 | 12.4 | 3.8 |
5.3 | Industry | 26,798 | 26,993 | -1.9 | 0.7 |
5.4 | Services | 18,022 | 20,505 | 16.9 | 13.8 |
5.5 | Personal loans | 16,200 | 19,085 | 16.4 | 17.8 |
6 | Technological Development | ||||
6.1 | Total number of credit cards (in million) | 30 | 37 | 19.4 | 24 |
6.2 | Total number of debit cards (in million) | 772 | 861 | 17.0 | 12 |
6.3 | Number of ATMs | 208,354 | 207,052 | 4.7 | -0.6 |
7 | Consumer Protection# | ||||
7.1 | Total number of complaints received during the year | 130,987 | 163,590 | 27.3 | 24.9 |
7.2 | Total number of complaints addressed | 136,511 | 174,805 | 28.0 | 28.1 |
7.3 | Percentage of complaints addressed | 92 | 96.5 | - | - |
8 | Financial Inclusion | ||||
8.1 | Credit-deposit ratio (Per cent) | 73.0 | 74.2 | - | - |
8.2 | Number of new bank branches opened | 5,306 | 3,948 | -41.3 | -25.6 |
8.3 | Number of banking outlets in villages (Total) | 598,093^ | 569,547^ | 2.0 | -4.8 |
Notes: 1. Per cent variation could be slightly different as figures have been rounded off to million/billion. 2. #: Refers to the period July-June of the respective years. 3. ^: Refers to number of banking outlets. 4. *: Provisional. 5. **: Off-site returns (domestic operations), RBI. 6. ~: Off-site returns (global operations), RBI. 7. @: Figures are as per the Basel III framework. |
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