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Appendix Table V.11: Major Financial Indicators of State Co-operative Agriculture and Rural Development Banks

(At end-March)
(Amount ₹ Lakh)
Sr. No. Region/State Branches Profit / Loss NPAs to Loans ratio (%) Recovery Ratio (%) (at End-June)
2020 2019 2020P 2019 2020P 2018 2019
1 2 3 4 5 6 7 8 9
  Northern region              
1 Haryana @ 19 -7,638 6,350 83.5 81.0 10.7 16.7
2 Himachal Pradesh # 51 23 -1,210 25.5 33.0 47.6 33.3
3 Jammu & Kashmir* 51 -1,193 -2,237 27.0 32.1 30.4 38.4
4 Punjab @ 89 120 227 17.1 27.7 67.8 54.1
5 Rajasthan @ 7 4,420 2,971 44.2 51.0 38.4 28.8
  North-eastern region              
6 Assam* - - - - - - -
7 Tripura* 5 -12 85 99.0 98.2 40.5 16.9
  Eastern region              
8 Bihar* - - - - - - -
9 Odisha @ - - - - - - -
10 West Bengal # 11 323 358 23.9 24.0 41.3 35.7
  Central region              
11 Chhattisgarh @ - - - - - - -
12 Madhya Pradesh @ - - - - - - -
13 Uttar Pradesh* 323 -8,451 9,770 38.4 72.1 25.3 27.1
  Western region              
14 Gujarat* 176 2,102 2,525 54.8 56.1 32.7 34.6
15 Maharashtra @ - - - - - - -
  Southern region              
16 Karnataka @ 25 76 76 29.3 31.4 32.6 25.9
17 Kerala @ 14 2,566 2,868 2.2 5.8 95.4 88.0
18 Puducherry* 1 -44 -25 8.4 7.6 93.0 92.8
19 Tamil Nadu @ 19 2,762 3,440 15.7 12.1 85.6 86.2
  All India 791 -4,946 25,198 26.5 33.0 46.1 43.1
@ : Federal structure. # : Mixed structure. * : Unitary structure. -: Not applicable.
Notes: 1. Components may not add up to the exact total/s due to rounding off.
2. In Chhattisgarh the Short-Term coop credit structure merged with Long Term during 2014-15. Also, Assam, Bihar, Odisha, Madhya Pradesh and Maharashtra are no longer functional SCARDBs.
3. *Recovery for the financial year is taken as on 30th June.
4. P-Provisional
Source: NABARD

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