| (At end-March 2024) |
| (Per cent) |
| Sr. No. |
Bank Name |
Average Cost of Deposits |
Average Yield on Advances |
Net Interest Income to Total Assets (Spread) |
Net Interest Income to Working Fund |
Non- Interest Income to Working Fund |
Return on Assets (ROA) |
CRAR |
Business per Employee (₹ crores) |
Profit per Employee (₹ crores) |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
| 1 |
Abhyudaya Co-Op. Bank Ltd., Mumbai |
4.6 |
8.6 |
2.3 |
2.5 |
0.9 |
-1.8 |
2.1 |
5.9 |
-0.1 |
| 2 |
Ahmedabad Mercantile Co-Op.Bank Ltd. |
5.6 |
9.0 |
3.4 |
3.2 |
0.5 |
1.6 |
33.4 |
46.6 |
0.2 |
| 3 |
Akola Urban Co-Op.Bank Ltd. |
4.8 |
10.1 |
3.3 |
3.2 |
1.2 |
0.8 |
15.0 |
54.4 |
0.0 |
| 4 |
Amanath Co-Op.Bank Ltd.,Bangalore |
0.0 |
6.7 |
4.3 |
4.1 |
2.8 |
2.3 |
94.2 |
66.9 |
0.0 |
| 5 |
Andhra Pradesh Mahesh Co-Operative Urban Bank Ltd.Hyderabad |
5.4 |
11.3 |
3.5 |
3.5 |
0.3 |
1.8 |
45.2 |
28.0 |
0.1 |
| 6 |
Apna Sahakari Bank Ltd. |
5.0 |
7.2 |
1.4 |
1.6 |
0.6 |
-1.3 |
5.6 |
85.0 |
-0.1 |
| 7 |
Bassein Catholic Co-Op.Bank Ltd. |
5.5 |
9.0 |
2.8 |
2.8 |
0.2 |
1.1 |
22.3 |
55.0 |
0.2 |
| 8 |
Bharati Sahakari Bank Ltd.(Poona) |
3.9 |
8.9 |
3.6 |
3.5 |
0.2 |
1.1 |
21.2 |
67.6 |
0.1 |
| 9 |
Bombay Mercantile Co-Op.Bank Ltd. |
3.0 |
9.6 |
3.1 |
4.0 |
1.4 |
0.2 |
15.0 |
85.2 |
0.0 |
| 10 |
Citizen Credit Co-Op.Bank Ltd.Mumbai |
4.7 |
8.9 |
3.1 |
3.3 |
0.4 |
0.6 |
23.5 |
49.3 |
0.0 |
| 11 |
Cosmos Co-Operative Bank Ltd.Pune |
5.2 |
9.4 |
3.1 |
3.0 |
2.3 |
1.7 |
15.4 |
93.3 |
0.1 |
| 12 |
Dombivali Nagari Sahakari Bank Ltd. |
4.4 |
9.9 |
3.5 |
3.5 |
2.0 |
0.5 |
15.6 |
69.3 |
0.0 |
| 13 |
Goa Urban Co-Op.Bank Ltd. |
5.2 |
9.3 |
3.3 |
32.0 |
3.6 |
0.9 |
21.0 |
62.1 |
0.0 |
| 14 |
GP Parsik Sahakari Bank Ltd.,Kalwa,Thane |
4.0 |
8.9 |
3.8 |
3.7 |
0.6 |
1.0 |
21.7 |
48.6 |
0.1 |
| 15 |
Greater Bombay Co-Op.Bank Ltd. |
4.6 |
8.3 |
2.8 |
2.8 |
2.0 |
0.2 |
19.5 |
72.9 |
0.0 |
| 16 |
GS Mahanagar Co-Operative Bank Ltd., Mumbai |
4.8 |
10.2 |
3.7 |
3.8 |
0.8 |
1.0 |
17.4 |
57.5 |
0.1 |
| 17 |
Indian Mercantile Coop.Bank Ltd Lucknow |
3.2 |
4.7 |
2.9 |
3.6 |
1.0 |
1.0 |
57.6 |
21.5 |
0.0 |
| 18 |
Jalgaon Janata Sahakari Bank Ltd. |
5.2 |
10.2 |
3.3 |
3.3 |
0.7 |
0.9 |
15.7 |
94.8 |
0.1 |
| 19 |
Jalgaon People’s Co-Op.Bank Ltd. |
5.0 |
9.8 |
2.9 |
2.8 |
1.1 |
0.1 |
13.3 |
74.7 |
0.0 |
| 20 |
Janakalyan Sahakari Bank Ltd.(Bombay) |
4.4 |
9.3 |
3.2 |
3.6 |
0.8 |
0.3 |
13.7 |
32.1 |
0.0 |
| 21 |
Janalaxmi Co-Op.Bank Ltd.(Nasik) |
5.0 |
11.1 |
2.3 |
3.9 |
2.3 |
0.5 |
32.9 |
29.0 |
0.0 |
| 22 |
Janata Sahakari Bank Ltd.(Poona) |
5.0 |
8.8 |
2.6 |
2.4 |
1.8 |
0.5 |
14.3 |
61.3 |
0.0 |
| 23 |
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. |
5.9 |
10.4 |
3.2 |
3.4 |
0.5 |
0.5 |
13.2 |
121.6 |
0.0 |
| 24 |
Karad Urban Co-Op.Bank Ltd. |
5.5 |
9.5 |
3.0 |
3.0 |
0.9 |
0.7 |
16.2 |
66.0 |
0.0 |
| 25 |
Khamgaon Urban Co-Op.Bank Ltd. |
4.4 |
10.2 |
3.5 |
3.5 |
0.9 |
0.7 |
21.4 |
49.3 |
0.0 |
| 26 |
Mehsana Urban Co-Operative Bank Ltd. |
5.8 |
9.9 |
3.3 |
3.0 |
0.5 |
1.3 |
15.3 |
88.7 |
0.2 |
| 27 |
Nagpur Nagarik Sahakari Bank Ltd. |
4.4 |
9.0 |
3.3 |
3.3 |
0.8 |
0.4 |
14.2 |
86.6 |
0.0 |
| 28 |
Nasik Merchants’ Co-Op.Bank Ltd. |
5.0 |
9.2 |
3.6 |
3.2 |
1.8 |
1.7 |
31.9 |
33.1 |
0.1 |
| 29 |
New India Co-Op.Bank Ltd. |
4.9 |
10.0 |
1.9 |
2.0 |
1.7 |
0.2 |
9.1 |
53.8 |
0.0 |
| 30 |
NKGSB Co-Op. Bank Ltd. |
5.3 |
8.9 |
2.5 |
2.5 |
0.6 |
0.3 |
12.8 |
92.3 |
0.0 |
| 31 |
Nutan Nagrik Sah.Bank Ltd.(Ahmedabad) |
6.1 |
9.0 |
1.8 |
1.7 |
0.8 |
0.7 |
15.3 |
74.8 |
0.1 |
| 32 |
Pravara Sahakari Bank Ltd. |
5.5 |
10.0 |
3.2 |
3.1 |
0.5 |
0.6 |
14.1 |
48.0 |
0.0 |
| 33 |
Rajaram Bapu Sahakari Bank Ltd. |
6.1 |
9.4 |
2.7 |
2.7 |
0.6 |
0.6 |
14.3 |
66.6 |
0.0 |
| 34 |
Rajkot Nagrik Sahakari Bank Ltd. |
5.4 |
9.8 |
3.3 |
3.2 |
0.1 |
1.3 |
18.2 |
69.7 |
0.1 |
| 35 |
Sangli Urban Co-Op.Bank Ltd. |
5.8 |
9.8 |
2.4 |
2.6 |
1.6 |
1.7 |
14.1 |
52.5 |
0.1 |
| 36 |
Saraswat Co-Operative Bank Ltd. |
5.3 |
9.3 |
2.6 |
2.4 |
0.8 |
0.9 |
17.3 |
83.4 |
0.1 |
| 37 |
SBPP Co-Operative Bank Ltd |
4.5 |
9.7 |
3.8 |
3.6 |
0.8 |
1.9 |
20.8 |
72.3 |
0.1 |
| 38 |
Shikshak Sahakari Bank Ltd.,Nagpur |
4.9 |
10.9 |
3.1 |
3.7 |
2.5 |
1.8 |
16.2 |
73.6 |
0.1 |
| 39 |
Sholapur Janata Sahakari Bank Ltd. |
5.2 |
10.5 |
3.2 |
3.4 |
0.6 |
1.3 |
17.9 |
61.3 |
0.1 |
| 40 |
Surat People’s Co-Op.Bank Ltd. |
5.9 |
9.4 |
2.9 |
2.7 |
0.6 |
1.6 |
16.6 |
68.2 |
0.3 |
| 41 |
SVC Co-Operative Bank Ltd. |
5.4 |
9.8 |
3.0 |
3.4 |
0.8 |
0.9 |
15.4 |
86.2 |
0.1 |
| 42 |
Thane Bharat Sahakari Bank Ltd.Thane |
4.3 |
8.9 |
3.3 |
3.4 |
1.4 |
0.4 |
14.4 |
62.4 |
0.0 |
| 43 |
The Akola Janata Commercial Co-Operative Bank Ltd. |
4.7 |
11.1 |
3.9 |
3.7 |
0.9 |
1.4 |
24.5 |
47.8 |
0.1 |
| 44 |
The Bharat Co-Operative Bank (Mumbai)Ltd. |
5.4 |
9.5 |
2.5 |
2.5 |
0.6 |
0.1 |
13.7 |
95.8 |
0.0 |
| 45 |
The Kalupur Comm.Co-Op.Bank Ltd. |
5.3 |
9.3 |
3.4 |
3.2 |
0.6 |
1.7 |
20.4 |
82.0 |
0.2 |
| 46 |
The Kalyan Janata Sah.Bank Ltd.Kalyan |
4.9 |
9.8 |
3.1 |
3.1 |
0.7 |
0.4 |
11.6 |
97.4 |
0.0 |
| 47 |
TJSB Sahakari Bank Ltd. Thane |
5.1 |
9.8 |
3.4 |
3.2 |
0.6 |
1.4 |
17.6 |
62.1 |
0.1 |
| 48 |
Vasai Vikas Sahakari Bank Ltd. |
49.2 |
8.8 |
2.7 |
2.6 |
0.7 |
0.3 |
16.6 |
55.2 |
0.0 |
| 49 |
Zoroastrian Co-Operative Bank Ltd. |
4.8 |
8.8 |
3.2 |
3.1 |
0.3 |
0.2 |
22.1 |
50.1 |
0.0 |
Note: Data for as on March 31, 2024 are provisional.
Source: Off-site surveillance returns, RBI. |
