NORTH-EASTERN REGION

STATE : ASSAM

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

2,49,604

927,36

771,99

95,860

495,16

410,64

1. Direct Finance

2,46,662

813,10

670,52

92,961

432,22

356,99

2. Indirect Finance

2,942

114,26

101,47

2,899

62,94

53,65

II.

INDUSTRY

28,402

1383,64

1162,21

14,861

887,94

689,56

1. Mining & Quarrying

142

24,15

22,27

161

80,50

11,09

2. Food Manufacturing & Processing

2,463

331,94

263,86

1,718

211,83

187,05

(a) Rice Mills, Flour & Dal Mills

804

27,22

17,94

424

38,01

29,85

(b) Sugar

3

9

8

2

6

5

(c) Edible Oils & Vanaspati

53

2,51

2,23

69

7,26

5,38

(d) Tea Processing

109

272,51

220,96

111

89,79

87,49

(e) Processing of Fruits & Vegetables

27

3,57

86

14

69

54

(f) Others

1,467

26,03

21,79

1,098

76,02

63,74

3. Beverage & Tobacco

51

3,36

3,13

63

8,68

7,81

4. Textiles

8,654

254,54

235,83

3,187

35,23

29,75

(a) Cotton Textiles

1,066

9,53

5,95

527

6,31

5,28

(b) Jute & Other Natural Fibre Textiles

201

2,81

2,29

149

2,70

2,16

(c) Handloom Textiles & Khadi

5,949

27,34

21,58

1,572

9,91

7,96

(d) Other Textiles & Textile Products

1,438

214,86

206,00

939

16,32

14,36

5. Paper, Paper Products & Printing

401

13,29

9,31

286

16,64

12,55

6. Leather & Leather Products

104

2,69

1,98

56

1,58

1,35

7. Rubber & Plastic Products

103

39,03

39,14

46

14,17

7,03

8. Chemicals & Chemical Products

156

14,18

12,75

174

20,88

4,76

(a) Heavy Industrial Chemicals

3

54

40

7

31

26

(b) Fertilisers

6

6,00

6,03

1

3

3

(c) Drugs & Pharmaceuticals

57

77

42

41

1,07

64

(d) Non-Edible Oils

1

40

36

2

35

31

(e) Other Chemicals & Chemical Products

89

6,47

5,53

123

19,12

3,52

9. Petroleum, Coal Products & Nuclear Fuels

32

213,31

188,07

20

109,93

106,83

10. Manufacture of Cement & Cement Products

382

118,83

93,85

296

15,33

13,60

11. Basic Metals & Metal Products

542

19,25

12,78

556

78,19

70,15

(a) Iron & Steel

19

3,02

2,39

36

4,54

3,60

(b) Non-Ferrous Metals

6

38

37

12

2,65

2,39

(c) Metal Products

517

15,84

10,03

508

71,00

64,17

12. Engineering

432

50,27

43,36

321

27,98

22,70

(a) Heavy Engineering

25

1,60

92

25

3,87

3,54

(b) Light Engineering

204

4,98

3,78

144

3,61

3,12

(c) Electrical Machinery & Goods

105

11,91

9,31

88

18,43

14,36

(d) Electronic Machinery & Goods

98

31,78

29,35

64

2,07

1,68

13. Vehicles, Vehicle Parts & Transport Equipments

503

11,08

6,99

148

4,25

3,47

14. Other Industries

12,701

155,15

123,60

6,435

101,76

85,45

15. Electricity, Gas & Water

58

45,42

34,28

59

80,73

54,57

(a) Electricity Generation & Transmission

53

44,30

33,17

3

30,18

14,41

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

5

1,12

1,11

56

50,55

40,16

16. Construction

1,678

87,17

71,00

1,335

80,26

71,40

III.

TRANSPORT OPERATORS

7,168

75,94

57,00

4,398

89,78

65,49

IV.

PROFESSIONAL AND OTHER SERVICES

14,513

208,00

159,71

7,921

162,86

130,94

V.

PERSONAL LOANS

1,69,815

1819,74

1436,49

2,23,280

2870,22

2343,86

1. Loans for Purchase of Consumer Durables

15,325

107,92

81,72

11,812

67,78

52,70

2. Loans for Housing

25,793

582,61

489,42

27,213

716,12

617,36

3. Rest of the Personal Loans

1,28,697

1129,20

865,35

1,84,255

2086,33

1673,80

VI.

TRADE

61,677

589,61

444,17

33,775

932,69

805,47

1. Wholesale Trade

1,322

87,75

58,49

1,289

297,09

270,88

2. Retail Trade

60,355

501,86

385,67

32,486

635,61

534,59

VII.

FINANCE

2,613

1018,39

854,98

1,028

25,25

23,54

VIII.

ALL OTHERS

63,815

296,17

252,54

29,038

254,18

211,61

TOTAL BANK CREDIT

5,97,607

6318,85

5139,07

4,10,161

5718,08

4681,13

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

NORTH-EASTERN REGION

STATE : ASSAM

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

13,252

210,16

162,44

-

-

-

1. Direct Finance

12,321

129,79

100,15

-

-

-

2. Indirect Finance

931

80,37

62,30

-

-

-

II.

INDUSTRY

6,633

2030,01

1522,87

-

-

-

1. Mining & Quarrying

59

128,29

20,84

-

-

-

2. Food Manufacturing & Processing

741

215,76

152,15

-

-

-

(a) Rice Mills, Flour & Dal Mills

102

47,82

37,79

-

-

-

(b) Sugar

1

4

4

-

-

-

(c) Edible Oils & Vanaspati

13

2,27

1,88

-

-

-

(d) Tea Processing

153

113,16

79,29

-

-

-

(e) Processing of Fruits & Vegetables

10

1,56

1,30

-

-

-

(f) Others

462

50,90

31,85

-

-

-

3. Beverage & Tobacco

61

58,34

45,48

-

-

-

4. Textiles

659

51,06

45,31

-

-

-

(a) Cotton Textiles

84

14,18

12,86

-

-

-

(b) Jute & Other Natural Fibre Textiles

22

2,16

2,06

-

-

-

(c) Handloom Textiles & Khadi

121

2,09

1,54

-

-

-

(d) Other Textiles & Textile Products

432

32,63

28,85

-

-

-

5. Paper, Paper Products & Printing

351

42,70

33,38

-

-

-

6. Leather & Leather Products

16

84

76

-

-

-

7. Rubber & Plastic Products

135

68,51

57,59

-

-

-

8. Chemicals & Chemical Products

257

41,94

34,83

-

-

-

(a) Heavy Industrial Chemicals

13

6,97

4,56

-

-

-

(b) Fertilisers

3

16

6

-

-

-

(c) Drugs & Pharmaceuticals

44

12,46

11,21

-

-

-

(d) Non-Edible Oils

3

66

48

-

-

-

(e) Other Chemicals & Chemical Products

194

21,69

18,52

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

47

260,26

220,48

-

-

-

10. Manufacture of Cement & Cement Products

128

236,12

137,59

-

-

-

11. Basic Metals & Metal Products

360

383,26

303,40

-

-

-

(a) Iron & Steel

121

322,68

254,47

-

-

-

(b) Non-Ferrous Metals

21

20,83

17,03

-

-

-

(c) Metal Products

218

39,75

31,91

-

-

-

12. Engineering

265

88,24

80,69

-

-

-

(a) Heavy Engineering

38

18,00

18,32

-

-

-

(b) Light Engineering

85

14,33

5,98

-

-

-

(c) Electrical Machinery & Goods

68

9,38

6,27

-

-

-

(d) Electronic Machinery & Goods

74

46,53

50,12

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

87

14,97

14,17

-

-

-

14. Other Industries

2,455

134,47

116,31

-

-

-

15. Electricity, Gas & Water

19

28,27

26,20

-

-

-

(a) Electricity Generation & Transmission

10

25,33

24,40

-

-

-

(b) Non-Conventional Energy

2

23

15

-

-

-

(c) Gas, Steam & Water Supply

7

2,72

1,65

-

-

-

16. Construction

993

276,98

233,67

-

-

-

III.

TRANSPORT OPERATORS

6,541

163,80

138,31

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

7,587

473,72

380,94

-

-

-

V.

PERSONAL LOANS

1,87,685

2830,31

2278,28

-

-

-

1. Loans for Purchase of Consumer Durables

8,265

58,57

40,71

-

-

-

2. Loans for Housing

20,620

896,83

762,86

-

-

-

3. Rest of the Personal Loans

1,58,800

1874,90

1474,71

-

-

-

VI.

TRADE

20,575

1118,57

867,91

-

-

-

1. Wholesale Trade

1,388

336,26

239,98

-

-

-

2. Retail Trade

19,187

782,31

627,93

-

-

-

VII.

FINANCE

195

40,66

32,08

-

-

-

VIII.

ALL OTHERS

19,492

314,22

266,86

-

-

-

TOTAL BANK CREDIT

2,61,960

7181,46

5649,70

-

-

-