B1 : Liabilities and Assets of Scheduled Commercial Banks : 2003 and 2004 (Part 2 of 7) - ఆర్బిఐ - Reserve Bank of India
B1 : Liabilities and Assets of Scheduled Commercial Banks : 2003 and 2004 (Part 2 of 7)
|
|
|
|
(Amount in Rs. lakh) |
||
As on March 31 |
||||||
Items |
Central Bank of India |
Corporation Bank |
Dena Bank |
|||
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
|
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
1. Capital |
112414 |
112414 |
14344 |
14344 |
20682 |
20682 |
(2.0) |
( 1.8) |
(0.5) |
(0.5) |
(1.0) |
(0.9) |
|
2. Reserves and Surplus |
129982 |
185039 |
222677 |
262522 |
79161 |
84840 |
( 2.3) |
( 2.9) |
( 8.5) |
(9.0) |
( 3.9) |
( 3.8) |
|
2.1. Statutory Reserves |
19211 |
34664 |
53181 |
65843 |
18629 |
25544 |
2.2. Capital Reserves |
0 |
0 |
3 |
2493 |
923 |
923 |
2.3. Share Premium |
0 |
0 |
70195 |
70196 |
12001 |
12001 |
2.4. Investments Fluctuations Reserves |
25039 |
58704 |
23145 |
123990 |
0 |
34138 |
2.5. Revenue and other Reserves |
85732 |
84729 |
76153 |
0 |
47608 |
12234 |
2.6. Balance of Profit |
0 |
6942 |
0 |
0 |
0 |
0 |
3. Deposits |
5116512 |
5590860 |
2172457 |
2319093 |
1649126 |
1834918 |
( 89.6) |
( 88.3) |
( 82.7) |
( 79.5) |
( 81.8) |
( 82.8) |
|
Type-wise |
||||||
3A.1. Demand deposits |
549861 |
619552 |
292244 |
355933 |
169935 |
194088 |
(i) From banks |
26798 |
22155 |
3867 |
2166 |
4394 |
5722 |
(ii) From others |
523063 |
597397 |
288377 |
353767 |
165541 |
188366 |
3A.2. Savings bank deposits |
1540510 |
1799570 |
327550 |
432381 |
485415 |
568048 |
3A.3. Term deposits |
3026141 |
3171738 |
1552663 |
1530779 |
993776 |
1072782 |
(i) From banks |
246974 |
218696 |
2096 |
2702 |
50283 |
59193 |
(ii) From others |
2779167 |
2953042 |
1550567 |
1528077 |
943493 |
1013589 |
Location-Wise |
||||||
3B.1. Deposits of branches in India |
5116512 |
5590860 |
2172457 |
2319093 |
1649126 |
1834918 |
3B.2. Deposits of branches outside India |
0 |
0 |
0 |
0 |
0 |
0 |
4. Borrowings |
14699 |
10796 |
80335 |
93413 |
22821 |
30837 |
(0.3) |
(0.2) |
( 3.1) |
( 3.2) |
( 1.1) |
( 1.4) |
|
4.1. Borrowings in India |
14699 |
10796 |
70395 |
4837 |
13212 |
9255 |
(i) From Reserve Bank of India |
0 |
0 |
2471 |
0 |
0 |
0 |
(ii) From other banks |
604 |
688 |
17021 |
730 |
0 |
0 |
(iii) From other institutions and agencies |
14095 |
10108 |
50903 |
4107 |
13212 |
9255 |
4.2. Borrowings outside India |
0 |
0 |
9940 |
88576 |
9609 |
21582 |
Secured borrowings included in 4. |
0 |
0 |
0 |
0 |
0 |
0 |
5. Other liabilities |
336907 |
435426 |
137385 |
225998 |
244406 |
244748 |
( 5.9) |
( 6.9) |
( 5.2) |
( 7.8) |
( 12.1) |
( 11) |
|
5.1. Bills Payable |
80707 |
81912 |
71006 |
112975 |
26058 |
17726 |
5.2. Inter-office adjustments |
20546 |
60969 |
0 |
0 |
106394 |
2275 |
5.3. Interest accured |
18370 |
18839 |
4745 |
5405 |
0 |
99739 |
5.4. Others (including provisions) |
217284 |
273706 |
61634 |
107618 |
111954 |
125008 |
Total Liabilities |
5710514 |
6334535 |
2627198 |
2915370 |
2016196 |
2216025 |
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
Note : Figures in brackets indicate per cent share in total . |
||||||
Source : Annual accounts of banks of respective years . |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
NATIONALISED BANKS |
||||||
|
|
|
|
(Amount in Rs. lakh) |
||
|
As on March 31 |
|||||
Items |
Central Bank of India |
Corporation Bank |
Dena Bank |
|||
|
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
1 Cash in hand |
51847 |
46347 |
15388 |
24509 |
13426 |
15131 |
|
(0.9) |
(0.7) |
(0.6) |
(0.8) |
(0.7) |
(0.7) |
2. Balances with RBI |
317255 |
296508 |
113006 |
144929 |
98057 |
108216 |
|
( 5.6) |
( 4.7) |
( 4.3) |
(5.0) |
( 4.9) |
( 4.9) |
3. Balances with banks in india |
63874 |
128200 |
70765 |
73612 |
22552 |
15958 |
|
( 1.1) |
(2.0) |
( 2.7) |
( 2.5) |
( 1.1) |
(0.7) |
4. Money at call and short notice |
0 |
23500 |
0 |
0 |
0 |
0 |
|
0 |
(0.4) |
0 |
0 |
0 |
0 |
5. Balances with banks outside India |
17643 |
13651 |
43745 |
40571 |
11154 |
5814 |
|
(0.3) |
(0.2) |
( 1.7) |
( 1.4) |
(0.6) |
(0.3) |
6. Investments |
2604536 |
3140513 |
1066990 |
1068504 |
850037 |
973642 |
|
( 45.6) |
( 49.6) |
( 40.6) |
( 36.7) |
( 42.2) |
( 43.9) |
6.1. Investments in India |
2604470 |
3140447 |
1066984 |
1068498 |
850037 |
973642 |
(i) Government securities |
1907199 |
2455184 |
834576 |
867067 |
597874 |
760117 |
(ii) Other approved securities |
93786 |
92058 |
18800 |
18121 |
31547 |
29792 |
(iii) Shares |
18190 |
20308 |
5423 |
5867 |
14506 |
11341 |
(iv) Debentures and Bonds |
557960 |
545070 |
178834 |
153960 |
179989 |
150250 |
(v) Subsidiaries and/or joint ventures |
9158 |
9158 |
0 |
0 |
2172 |
2172 |
(vi) Others |
18177 |
18669 |
29351 |
23483 |
23949 |
19970 |
6.2. Investments outside India |
66 |
66 |
6 |
6 |
0 |
0 |
(i) Government securities |
0 |
66 |
6 |
6 |
0 |
0 |
(ii) Subsidiaries and/or joint ventures |
66 |
0 |
0 |
0 |
0 |
0 |
(iii) Others |
0 |
0 |
0 |
0 |
0 |
0 |
7. Advances |
2315922 |
2280411 |
1202917 |
1388972 |
843561 |
941179 |
|
( 40.6) |
( 36) |
( 45.8) |
( 47.6) |
( 41.8) |
( 42.5) |
Type-wise |
|
|
|
|
|
|
7A.1. Bills purchased and discounted |
104310 |
84382 |
81113 |
109794 |
66769 |
68702 |
7A.2. Cash credits, overdrafts & loans |
1233500 |
1110490 |
604107 |
602755 |
405806 |
369919 |
7A.3. Term loans |
978112 |
1085539 |
517697 |
676423 |
370986 |
502558 |
Security-wise |
|
|
|
|
|
|
7B.1. Secured by tangible assets |
2028439 |
2103933 |
989512 |
1154918 |
734207 |
818757 |
7B.2. Covered by Bank/Govt. Guarantees |
63653 |
91119 |
39178 |
52974 |
46080 |
52680 |
7B.3. Unsecured |
223830 |
85359 |
174228 |
181081 |
63273 |
69741 |
Sector-wise |
|
|
|
|
|
|
7C.I. Advances in India |
2315922 |
2280411 |
1202917 |
1388972 |
843560 |
941178 |
(i) Priority sectors |
967105 |
992532 |
397043 |
497942 |
316656 |
381537 |
(ii) Public sectors |
444439 |
364665 |
209518 |
112334 |
140757 |
149680 |
(iii) Banks |
13657 |
1230 |
23221 |
23005 |
0 |
0 |
(iv) others |
890721 |
921984 |
573135 |
755691 |
386147 |
409961 |
7C.II. Advances outside India |
0 |
0 |
0 |
0 |
0 |
0 |
8. Fixed Assets |
75233 |
77655 |
23294 |
24939 |
29613 |
29447 |
|
( 1.3) |
( 1.2) |
(0.9) |
(0.9) |
( 1.5) |
( 1.3) |
8.1. Premises |
60684 |
59293 |
7106 |
7286 |
20690 |
19406 |
8.2. Fixed assets under construction |
0 |
0 |
0 |
0 |
792 |
2492 |
8.3. Other Fixed assets |
14549 |
18362 |
16188 |
17653 |
8131 |
7549 |
9. Other Assets |
264208 |
327750 |
91091 |
149334 |
147796 |
126638 |
|
( 4.6) |
( 5.2) |
( 3.5) |
( 5.1) |
( 7.3) |
( 5.7) |
9.1 Inter - office adjustments (net) |
0 |
0 |
13920 |
32420 |
1261 |
0 |
9.2 Interest accrued |
77864 |
80477 |
32307 |
31360 |
27452 |
25431 |
9.3 Tax paid |
45761 |
44366 |
25238 |
49722 |
59432 |
65095 |
9.4 Stationery and Stamps |
920 |
1015 |
144 |
248 |
477 |
343 |
9.5 Others |
139663 |
201892 |
19482 |
35584 |
59174 |
35769 |
Total Assets |
5710518 |
6334535 |
2627196 |
2915370 |
2016196 |
2216025 |
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
NATIONALISED BANKS |
||||||
(Amount in Rs. lakh) |
||||||
As on March 31 |
||||||
Items |
Indian Bank |
Indian Overseas Bank |
Oriental Bank of Commerce |
|||
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
|
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
1. Capital |
457396 |
457396 |
44480 |
54480 |
19254 |
19254 |
( 12.9) |
( 11.7) |
( 1.1) |
( 1.2) |
(0.6) |
(0.5) |
|
2. Reserves and Surplus |
55619 |
96388 |
101481 |
153628 |
191680 |
248426 |
( 1.6) |
( 2.5) |
( 2.5) |
( 3.2) |
( 5.6) |
( 6.1) |
|
2.1. Statutory Reserves |
10741 |
21741 |
29845 |
42744 |
77200 |
94400 |
2.2. Capital Reserves |
23800 |
23280 |
24809 |
15072 |
2733 |
2733 |
2.3. Share Premium |
0 |
0 |
0 |
14000 |
32270 |
32270 |
2.4. Investments Fluctuations Reserves |
14000 |
44289 |
25615 |
48114 |
24050 |
62550 |
2.5. Revenue and other Reserves |
7078 |
7078 |
21212 |
33698 |
55400 |
56400 |
2.6. Balance of Profit |
0 |
0 |
0 |
0 |
27 |
73 |
3. Deposits |
2701593 |
3044440 |
3669860 |
4148259 |
2980910 |
3567350 |
( 76.4) |
( 77.8) |
( 89.2) |
( 87.7) |
( 87.7) |
( 87) |
|
Type-wise |
||||||
3A.1. Demand deposits |
213064 |
234095 |
363638 |
418536 |
274443 |
311342 |
(i) From banks |
3574 |
6792 |
9057 |
5017 |
4187 |
3557 |
(ii) From others |
209490 |
227303 |
354581 |
413519 |
270256 |
307785 |
3A.2. Savings bank deposits |
657271 |
786838 |
816275 |
1007161 |
576246 |
707355 |
3A.3. Term deposits |
1831258 |
2023507 |
2489947 |
2722562 |
2130221 |
2548653 |
(i) From banks |
47940 |
49719 |
23972 |
21685 |
94548 |
29951 |
(ii) From others |
1783318 |
1973788 |
2465975 |
2700877 |
2035673 |
2518702 |
Location-Wise |
||||||
3B.1. Deposits of branches in India |
2631248 |
3044440 |
3669859 |
4037823 |
2980909 |
3567350 |
3B.2. Deposits of branches outside India |
70345 |
0 |
0 |
110435 |
0 |
0 |
4. Borrowings |
44921 |
29891 |
35597 |
72948 |
76602 |
70050 |
( 1.3) |
(0.8) |
(0.9) |
( 1.5) |
( 2.3) |
( 1.7) |
|
4.1. Borrowings in India |
26969 |
17304 |
31407 |
37076 |
59802 |
12718 |
(i) From Reserve Bank of India |
0 |
0 |
0 |
4526 |
0 |
0 |
(ii) From other banks |
2193 |
5871 |
0 |
0 |
3 |
40 |
(iii) From other institutions and agencies |
24776 |
11433 |
31407 |
32550 |
59799 |
12678 |
4.2. Borrowings outside India |
17952 |
12587 |
4190 |
35872 |
16800 |
57332 |
Secured borrowings included in 4. |
0 |
0 |
20208 |
25131 |
0 |
0 |
5. Other liabilities |
277994 |
287293 |
264057 |
302888 |
130319 |
195577 |
( 7.9) |
( 7.3) |
( 6.4) |
( 6.4) |
( 3.8) |
( 4.8) |
|
5.1. Bills Payable |
26528 |
29897 |
72393 |
72487 |
15912 |
20693 |
5.2. Inter-office adjustments |
100887 |
55299 |
31698 |
42565 |
13155 |
17151 |
5.3. Interest accured |
12942 |
14093 |
14604 |
17659 |
8927 |
8506 |
5.4. Others (including provisions) |
137637 |
188004 |
145362 |
170177 |
92325 |
149227 |
Total Liabilities |
3537523 |
3915408 |
4115475 |
4732203 |
3398765 |
4100657 |
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
Note : Figures in brackets indicate per cent share in total . |
||||||
Source : Annual accounts of banks of respective years . |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
NATIONALISED BANKS |
||||||
|
|
|
|
|
(Amount in Rs. lakh) |
|
|
As on March 31 |
|||||
Items |
Indian Bank |
Indian Overseas Bank |
Oriental Bank of Commerce |
|||
|
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
1 Cash in hand |
8681 |
7929 |
30984 |
23735 |
21030 |
20969 |
|
(0.2) |
(0.2) |
(0.8) |
(0.5) |
(0.6) |
(0.5) |
2. Balances with RBI |
181711 |
276446 |
237810 |
409487 |
168560 |
242382 |
|
( 5.1) |
( 7.1) |
( 5.8) |
( 8.7) |
(5.0) |
( 5.9) |
3. Balances with banks in india |
58874 |
12911 |
18860 |
34777 |
56843 |
87517 |
|
( 1.7) |
(0.3) |
(0.5) |
(0.7) |
( 1.7) |
( 2.1) |
4. Money at call and short notice |
20000 |
206 |
30671 |
768 |
264 |
0 |
|
(0.6) |
(0.0) |
(0.7) |
(0.0) |
(0.0) |
0 |
5. Balances with banks outside India |
15531 |
16966 |
41090 |
55743 |
5725 |
9168 |
|
(0.4) |
(0.4) |
(1.0) |
( 1.2) |
(0.2) |
(0.2) |
6. Investments |
1483902 |
1669621 |
1860299 |
2017165 |
1478054 |
1679411 |
|
( 41.9) |
( 42.6) |
( 45.2) |
( 42.6) |
( 43.5) |
( 41) |
6.1. Investments in India |
1461403 |
1654860 |
1816600 |
1977141 |
1478054 |
1679411 |
(i) Government securities |
1232726 |
1382620 |
1551185 |
1685969 |
1014074 |
1245125 |
(ii) Other approved securities |
59982 |
58413 |
40181 |
37465 |
49063 |
45903 |
(iii) Shares |
6827 |
5383 |
13235 |
16395 |
13346 |
12439 |
(iv) Debentures and Bonds |
150652 |
163583 |
195454 |
229145 |
373241 |
354585 |
(v) Subsidiaries and/or joint ventures |
360 |
378 |
0 |
0 |
0 |
0 |
(vi) Others |
10856 |
44483 |
16545 |
8167 |
28330 |
21359 |
6.2. Investments outside India |
22499 |
14761 |
43699 |
40024 |
0 |
0 |
(i) Government securities |
13921 |
11257 |
17972 |
17625 |
0 |
0 |
(ii) Subsidiaries and/or joint ventures |
65 |
0 |
23087 |
0 |
0 |
0 |
(iii) Others |
8513 |
3504 |
2640 |
22399 |
0 |
0 |
7. Advances |
1227498 |
1412609 |
1744700 |
2029486 |
1567724 |
1968076 |
|
( 34.7) |
( 36.1) |
( 42.4) |
( 42.9) |
( 46.1) |
( 48) |
Type-wise |
|
|
|
|
|
|
7A.1. Bills purchased and discounted |
42577 |
47301 |
132063 |
148204 |
90534 |
86871 |
7A.2. Cash credits, overdrafts & loans |
775428 |
772349 |
1002117 |
1004397 |
773946 |
813451 |
7A.3. Term loans |
409493 |
592959 |
610520 |
876885 |
703244 |
1067754 |
Security-wise |
|
|
|
|
|
|
7B.1. Secured by tangible assets |
884742 |
1053396 |
1416456 |
1694973 |
1208861 |
1494247 |
7B.2. Covered by Bank/Govt. Guarantees |
188993 |
179221 |
175410 |
166157 |
192882 |
156306 |
7B.3. Unsecured |
153764 |
179991 |
152834 |
168357 |
165981 |
317522 |
Sector-wise |
|
|
|
|
|
|
7C.I. Advances in India |
1093834 |
1304185 |
1606812 |
1878959 |
1567723 |
1968076 |
(i) Priority sectors |
405087 |
539655 |
584804 |
794102 |
602833 |
748826 |
(ii) Public sectors |
241692 |
277442 |
327073 |
292144 |
147085 |
324111 |
(iii) Banks |
430 |
604 |
875 |
0 |
341 |
124 |
(iv) others |
446625 |
486484 |
694060 |
792713 |
817464 |
895015 |
7C.II. Advances outside India |
133665 |
108424 |
137890 |
150529 |
0 |
0 |
8. Fixed Assets |
42385 |
43435 |
29252 |
40403 |
14529 |
16178 |
|
( 1.2) |
( 1.1) |
(0.7) |
(0.9) |
(0.4) |
(0.4) |
8.1. Premises |
32277 |
31526 |
21992 |
31959 |
6045 |
6368 |
8.2. Fixed assets under construction |
645 |
881 |
235 |
371 |
147 |
0 |
8.3. Other Fixed assets |
9463 |
11028 |
7025 |
8073 |
8337 |
9810 |
9. Other Assets |
498939 |
475284 |
121805 |
120640 |
86035 |
76954 |
|
( 14.1) |
( 12.1) |
(3.0) |
( 2.5) |
( 2.5) |
( 1.9) |
9.1 Inter - office adjustments (net) |
0 |
0 |
0 |
0 |
0 |
0 |
9.2 Interest accrued |
44389 |
40636 |
58228 |
57912 |
50184 |
52129 |
9.3 Tax paid |
14054 |
14182 |
6485 |
9031 |
19730 |
9498 |
9.4 Stationery and Stamps |
827 |
830 |
485 |
470 |
70 |
80 |
9.5 Others |
439669 |
419636 |
56607 |
53227 |
16051 |
15247 |
Total Assets |
3537521 |
3915407 |
4115471 |
4732204 |
3398764 |
4100655 |
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
NATIONALISED BANKS |
||||||
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||
Items |
Punjab & Sind Bank |
Punjab National Bank |
Syndicate Bank |
|||
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
1. Capital |
24306 |
24306 |
26530 |
26530 |
47195 |
47195 |
( 1.7) |
( 1.6) |
(0.3) |
(0.3) |
( 1.4) |
(1.0) |
|
2. Reserves and Surplus |
21438 |
22354 |
376769 |
474653 |
110764 |
143331 |
( 1.5) |
( 1.5) |
( 4.4) |
( 4.6) |
( 3.2) |
(3.0) |
|
2.1. Statutory Reserves |
5044 |
5344 |
91387 |
119104 |
31703 |
42556 |
2.2. Capital Reserves |
4670 |
4670 |
38524 |
37908 |
1576 |
1576 |
2.3. Share Premium |
0 |
0 |
11143 |
11143 |
0 |
0 |
2.4. Investments Fluctuations Reserves |
4402 |
0 |
50013 |
96498 |
21323 |
41890 |
2.5. Revenue and other Reserves |
4189 |
9895 |
185702 |
210000 |
52749 |
55966 |
2.6. Balance of Profit |
3133 |
2445 |
0 |
0 |
3413 |
1343 |
3. Deposits |
1322362 |
1364203 |
7581351 |
8791640 |
3066054 |
4258482 |
( 91.3) |
( 90.9) |
( 87.9) |
( 85.9) |
( 89) |
( 90.2) |
|
Type-wise |
||||||
3A.1. Demand deposits |
96001 |
123307 |
988829 |
990039 |
343609 |
405224 |
(i) From banks |
2704 |
3029 |
16602 |
14318 |
14596 |
13583 |
(ii) From others |
93297 |
120278 |
972227 |
975721 |
329013 |
391641 |
3A.2. Savings bank deposits |
384547 |
443028 |
2564790 |
3042261 |
864275 |
1038573 |
3A.3. Term deposits |
841814 |
797868 |
4027732 |
4759340 |
1858170 |
2814685 |
(i) From banks |
39810 |
18588 |
48478 |
71782 |
154520 |
264100 |
(ii) From others |
802004 |
779280 |
3979254 |
4687558 |
1703650 |
2550585 |
Location-Wise |
||||||
3B.1. Deposits of branches in India |
1322362 |
1364203 |
7581350 |
8791640 |
2911825 |
4025199 |
3B.2. Deposits of branches outside India |
0 |
0 |
0 |
0 |
154229 |
233283 |
4. Borrowings |
2476 |
1007 |
66216 |
128905 |
7877 |
22245 |
(0.2) |
(0.1) |
(0.8) |
( 1.3) |
(0.2) |
(0.5) |
|
4.1. Borrowings in India |
2476 |
1007 |
56089 |
62599 |
3077 |
2531 |
(i) From Reserve Bank of India |
0 |
0 |
0 |
434 |
0 |
0 |
(ii) From other banks |
832 |
877 |
18421 |
57249 |
1613 |
1043 |
(iii) From other institutions and agencies |
1644 |
130 |
37668 |
4916 |
1464 |
1488 |
4.2. Borrowings outside India |
0 |
0 |
10127 |
66306 |
4800 |
19714 |
Secured borrowings included in 4. |
0 |
0 |
0 |
0 |
0 |
0 |
5. Other liabilities |
78508 |
89271 |
571315 |
811447 |
211653 |
251064 |
( 5.4) |
( 5.9) |
( 6.6) |
( 7.9) |
( 6.1) |
( 5.3) |
|
5.1. Bills Payable |
16971 |
17946 |
94818 |
139562 |
48717 |
80590 |
5.2. Inter-office adjustments |
0 |
3400 |
3419 |
37368 |
1366 |
0 |
5.3. Interest accured |
4693 |
4623 |
49328 |
46172 |
17385 |
20099 |
5.4. Others (including provisions) |
56844 |
63302 |
423750 |
588345 |
144185 |
150375 |
Total Liabilities |
1449090 |
1501141 |
8622181 |
10233175 |
3443543 |
4722317 |
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
Note : Figures in brackets indicate per cent share in total . |
||||||
Source : Annual accounts of banks of respective years . |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||||||
NATIONALISED BANKS |
||||||||||
(Amount in Rs. lakh) |
||||||||||
|
|
|
|
As on March 31 |
||||||
Items |
|
Punjab & Sind Bank |
Punjab National Bank |
Syndicate Bank |
||||||
|
|
|
|
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
|
|
|
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
|
1 Cash in hand |
6295 |
7913 |
62882 |
69921 |
14759 |
15292 |
||||
|
|
|
|
(0.4) |
(0.5) |
(0.7) |
(0.7) |
(0.4) |
(0.3) |
|
2. Balances with RBI |
84103 |
98804 |
593971 |
604307 |
150239 |
435427 |
||||
|
|
|
|
( 5.8) |
( 6.6) |
( 6.9) |
( 5.9) |
( 4.4) |
( 9.2) |
|
3. Balances with banks in india |
38609 |
22500 |
135478 |
128163 |
44237 |
53151 |
||||
|
|
|
|
( 2.7) |
( 1.5) |
( 1.6) |
( 1.3) |
( 1.3) |
( 1.1) |
|
4. Money at call and short notice |
5000 |
0 |
7642 |
69704 |
40000 |
39500 |
||||
|
|
|
|
(0.3) |
0 |
(0.1) |
(0.7) |
( 1.2) |
(0.8) |
|
5. Balances with banks outside India |
18745 |
23432 |
7746 |
9957 |
2666 |
114380 |
||||
|
|
|
|
( 1.3) |
( 1.6) |
(0.1) |
(0.1) |
(0.1) |
( 2.4) |
|
6. Investments |
623748 |
677659 |
3403004 |
4212547 |
1382324 |
1791660 |
||||
|
|
|
|
( 43) |
( 45.1) |
( 39.5) |
( 41.2) |
( 40.1) |
( 37.9) |
|
6.1. Investments in India |
623748 |
677659 |
3402066 |
4211612 |
1365218 |
1771628 |
||||
(i) Government securities |
420173 |
496587 |
2533775 |
3306875 |
1188726 |
1598380 |
||||
(ii) Other approved securities |
58591 |
56914 |
240894 |
234325 |
34160 |
27915 |
||||
(iii) Shares |
4193 |
2902 |
27013 |
26666 |
11607 |
8755 |
||||
(iv) Debentures and Bonds |
119786 |
100643 |
545842 |
576628 |
101870 |
91998 |
||||
(v) Subsidiaries and/or joint ventures |
65 |
65 |
21977 |
20595 |
3335 |
3335 |
||||
(vi) Others |
20940 |
20548 |
32565 |
46523 |
25520 |
41245 |
||||
6.2. Investments outside India |
0 |
0 |
938 |
935 |
17106 |
20032 |
||||
(i) Government securities |
0 |
0 |
627 |
627 |
0 |
0 |
||||
(ii) Subsidiaries and/or joint ventures |
0 |
0 |
311 |
308 |
0 |
0 |
||||
(iii) Others |
0 |
0 |
0 |
0 |
17106 |
20032 |
||||
7. Advances |
589209 |
603002 |
4022812 |
4722473 |
1630535 |
2064693 |
||||
|
|
|
|
( 40.7) |
( 40.2) |
( 46.7) |
( 46.1) |
( 47.4) |
( 43.7) |
|
Type-wise |
|
|
|
|
|
|
|
|||
7A.1. Bills purchased and discounted |
29924 |
24695 |
287868 |
280333 |
58387 |
82141 |
||||
7A.2. Cash credits, overdrafts & loans |
323262 |
328705 |
2090113 |
2181239 |
855685 |
1112055 |
||||
7A.3. Term loans |
236023 |
249602 |
1644831 |
2260901 |
716463 |
870497 |
||||
Security-wise |
|
|
|
|
|
|
|
|||
7B.1. Secured by tangible assets |
498080 |
536068 |
3671394 |
4212288 |
1118747 |
1367807 |
||||
7B.2. Covered by Bank/Govt. Guarantees |
73466 |
47908 |
66228 |
36435 |
136716 |
159670 |
||||
7B.3. Unsecured |
17663 |
19026 |
285191 |
473749 |
375072 |
537215 |
||||
Sector-wise |
|
|
|
|
|
|
|
|||
7C.I. Advances in India |
589209 |
603001 |
4022811 |
4722473 |
1391296 |
1734748 |
||||
(i) Priority sectors |
263805 |
284505 |
1603363 |
2073452 |
504151 |
672539 |
||||
(ii) Public sectors |
84635 |
76963 |
686018 |
651870 |
256439 |
278592 |
||||
(iii) Banks |
215 |
782 |
23737 |
20544 |
30018 |
20638 |
||||
(iv) others |
240554 |
240751 |
1709693 |
1976607 |
600688 |
762979 |
||||
7C.II. Advances outside India |
0 |
0 |
0 |
0 |
239238 |
329944 |
||||
8. Fixed Assets |
6842 |
6328 |
88470 |
89985 |
34319 |
36371 |
||||
|
|
|
|
(0.5) |
(0.4) |
(1.0) |
(0.9) |
(1.0) |
(0.8) |
|
8.1. Premises |
4192 |
3943 |
54910 |
55220 |
25598 |
26463 |
||||
8.2. Fixed assets under construction |
0 |
0 |
0 |
0 |
584 |
480 |
||||
8.3. Other Fixed assets |
2650 |
2385 |
33560 |
34765 |
8137 |
9428 |
||||
9. Other Assets |
76540 |
61501 |
300176 |
326117 |
144464 |
171848 |
||||
|
|
|
|
( 5.3) |
( 4.1) |
( 3.5) |
( 3.2) |
( 4.2) |
( 3.6) |
|
9.1 Inter - office adjustments (net) |
5740 |
0 |
106789 |
0 |
0 |
26735 |
||||
9.2 Interest accrued |
22553 |
20663 |
6803 |
115647 |
42401 |
42710 |
||||
9.3 Tax paid |
15953 |
18715 |
22732 |
62487 |
2553 |
1068 |
||||
9.4 Stationery and Stamps |
282 |
271 |
704 |
613 |
727 |
727 |
||||
9.5 Others |
32012 |
21852 |
163148 |
147370 |
98783 |
100608 |
||||
Total Assets |
1449091 |
1501139 |
8622181 |
10233174 |
3443543 |
4722322 |
||||
|
|
|
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
NATIONALISED BANKS |
||||||
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||
Items |
UCO Bank |
Union Bank of India |
United Bank of India |
|||
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
|
(31) |
(32) |
(33) |
(34) |
(35) |
(36) |
1. Capital |
59936 |
79936 |
46012 |
46012 |
181087 |
181087 |
( 1.7) |
( 1.8) |
(0.9) |
(0.8) |
( 7.5) |
(7.0) |
|
2. Reserves and Surplus |
60629 |
98369 |
210672 |
262703 |
15087 |
14854 |
( 1.7) |
( 2.2) |
( 4.1) |
( 4.5) |
(0.6) |
(0.6) |
|
2.1. Statutory Reserves |
12515 |
23400 |
82455 |
103900 |
1087 |
1087 |
2.2. Capital Reserves |
34016 |
4674 |
887 |
1202 |
14000 |
13767 |
2.3. Share Premium |
0 |
4000 |
9791 |
9791 |
0 |
0 |
2.4. Investments Fluctuations Reserves |
12661 |
32961 |
31400 |
54000 |
0 |
0 |
2.5. Revenue and other Reserves |
543 |
29722 |
82073 |
86066 |
0 |
0 |
2.6. Balance of Profit |
894 |
3612 |
4066 |
7744 |
0 |
0 |
3. Deposits |
3134338 |
3924426 |
4474862 |
5055894 |
2103129 |
2275821 |
( 89.8) |
( 89.6) |
( 87.6) |
( 86.7) |
( 86.7) |
( 88.1) |
|
Type-wise |
||||||
3A.1. Demand deposits |
308368 |
342723 |
503624 |
500390 |
198108 |
217378 |
(i) From banks |
15932 |
17483 |
13644 |
14904 |
14780 |
14682 |
(ii) From others |
292436 |
325240 |
489980 |
485486 |
183328 |
202696 |
3A.2. Savings bank deposits |
789129 |
928940 |
1117167 |
1308429 |
700284 |
802924 |
3A.3. Term deposits |
2036841 |
2652763 |
2854071 |
3247075 |
1204737 |
1255519 |
(i) From banks |
143158 |
173422 |
76447 |
78054 |
85811 |
79214 |
(ii) From others |
1893683 |
2479341 |
2777624 |
3169021 |
1118926 |
1176305 |
Location-Wise |
||||||
3B.1. Deposits of branches in India |
2974115 |
3746773 |
4474862 |
5055893 |
2103129 |
2275821 |
3B.2. Deposits of branches outside India |
160224 |
177653 |
0 |
0 |
0 |
0 |
4. Borrowings |
40721 |
38637 |
44208 |
93424 |
5772 |
2948 |
( 1.2) |
(0.9) |
(0.9) |
( 1.6) |
(0.2) |
(0.1) |
|
4.1. Borrowings in India |
24634 |
16469 |
39815 |
3386 |
5168 |
2948 |
(i) From Reserve Bank of India |
0 |
0 |
0 |
0 |
0 |
0 |
(ii) From other banks |
1176 |
127 |
38101 |
1989 |
63 |
72 |
(iii) From other institutions and agencies |
23458 |
16342 |
1714 |
1397 |
5105 |
2876 |
4.2. Borrowings outside India |
16087 |
22168 |
4393 |
90038 |
604 |
0 |
Secured borrowings included in 4. |
23458 |
21154 |
1714 |
1397 |
0 |
0 |
5. Other liabilities |
195783 |
238413 |
330297 |
373636 |
121994 |
109546 |
( 5.6) |
( 5.4) |
( 6.5) |
( 6.4) |
(5.0) |
( 4.2) |
|
5.1. Bills Payable |
26843 |
25592 |
56841 |
70584 |
37818 |
33673 |
5.2. Inter-office adjustments |
35745 |
37346 |
10866 |
19610 |
22949 |
7182 |
5.3. Interest accured |
23294 |
23042 |
20723 |
20411 |
23848 |
25297 |
5.4. Others (including provisions) |
109901 |
152433 |
241867 |
263031 |
37379 |
43394 |
Total Liabilities |
3491407 |
4379781 |
5106051 |
5831669 |
2427069 |
2584256 |
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
Note : Figures in brackets indicate per cent share in total . |
||||||
Source : Annual accounts of banks of respective years . |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
NATIONALISED BANKS |
||||||
|
|
|
|
|
(Amount in Rs. lakh) |
|
|
As on March 31 |
|||||
Items |
UCO Bank |
Union Bank of India |
United Bank of India |
|||
|
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
(31) |
(32) |
(33) |
(34) |
(35) |
(36) |
1 Cash in hand |
24990 |
25597 |
16283 |
15255 |
13538 |
13858 |
|
(0.7) |
(0.6) |
(0.3) |
(0.3) |
(0.6) |
(0.5) |
2. Balances with RBI |
188391 |
208607 |
208441 |
224748 |
156499 |
92309 |
|
( 5.4) |
( 4.8) |
( 4.1) |
( 3.9) |
( 6.4) |
( 3.6) |
3. Balances with banks in india |
72543 |
136240 |
133771 |
89533 |
35393 |
30048 |
|
( 2.1) |
( 3.1) |
( 2.6) |
( 1.5) |
( 1.5) |
( 1.2) |
4. Money at call and short notice |
5159 |
34432 |
0 |
34500 |
3714 |
75797 |
|
(0.1) |
(0.8) |
0 |
(0.6) |
(0.2) |
( 2.9) |
5. Balances with banks outside India |
22660 |
13891 |
31468 |
20756 |
214 |
0 |
|
(0.6) |
(0.3) |
(0.6) |
(0.4) |
(0.0) |
0 |
6. Investments |
1413750 |
1761148 |
1937079 |
2244203 |
1263937 |
1391614 |
|
( 40.5) |
( 40.2) |
( 37.9) |
( 38.5) |
( 52.1) |
( 53.8) |
6.1. Investments in India |
1345422 |
1699589 |
1937068 |
2244192 |
1263936 |
1391613 |
(i) Government securities |
947893 |
1320374 |
1398005 |
1591816 |
1009306 |
1156158 |
(ii) Other approved securities |
55071 |
50038 |
74466 |
70131 |
41515 |
37254 |
(iii) Shares |
8240 |
9853 |
13218 |
15004 |
2191 |
2697 |
(iv) Debentures and Bonds |
255618 |
226148 |
408824 |
511732 |
204221 |
184013 |
(v) Subsidiaries and/or joint ventures |
0 |
0 |
1916 |
1916 |
2305 |
3059 |
(vi) Others |
78600 |
93176 |
40639 |
53593 |
4398 |
8432 |
6.2. Investments outside India |
68328 |
61559 |
11 |
11 |
1 |
1 |
(i) Government securities |
39195 |
34152 |
0 |
0 |
0 |
0 |
(ii) Subsidiaries and/or joint ventures |
0 |
0 |
0 |
0 |
0 |
0 |
(iii) Others |
29133 |
27407 |
11 |
11 |
1 |
1 |
7. Advances |
1592311 |
2062644 |
2551485 |
2942591 |
735169 |
796334 |
|
( 45.6) |
( 47.1) |
( 50) |
( 50.5) |
( 30.3) |
( 30.8) |
Type-wise |
|
|
|
|
|
|
7A.1. Bills purchased and discounted |
203817 |
219258 |
133349 |
164813 |
50238 |
47614 |
7A.2. Cash credits, overdrafts & loans |
707268 |
827304 |
1552891 |
1632767 |
337714 |
291748 |
7A.3. Term loans |
681226 |
1016082 |
865245 |
1145011 |
347217 |
456972 |
Security-wise |
|
|
|
|
|
|
7B.1. Secured by tangible assets |
1297162 |
1729804 |
2247583 |
2543014 |
549230 |
635096 |
7B.2. Covered by Bank/Govt. Guarantees |
136327 |
154046 |
50987 |
43358 |
87929 |
66718 |
7B.3. Unsecured |
158821 |
178794 |
252915 |
356219 |
98010 |
94520 |
Sector-wise |
|
|
|
|
|
|
7C.I. Advances in India |
1488010 |
1933520 |
2551483 |
2942592 |
735169 |
796334 |
(i) Priority sectors |
484411 |
654953 |
954134 |
1158432 |
199432 |
270045 |
(ii) Public sectors |
185145 |
207063 |
369090 |
415986 |
297976 |
215389 |
(iii) Banks |
469 |
591 |
93 |
25116 |
0 |
98 |
(iv) others |
817985 |
1070913 |
1228166 |
1343058 |
237761 |
310802 |
7C.II. Advances outside India |
104300 |
129124 |
0 |
0 |
0 |
0 |
8. Fixed Assets |
37346 |
38535 |
73330 |
76679 |
18739 |
18974 |
|
( 1.1) |
(0.9) |
( 1.4) |
( 1.3) |
(0.8) |
(0.7) |
8.1. Premises |
33041 |
32389 |
58239 |
58761 |
14701 |
14714 |
8.2. Fixed assets under construction |
0 |
0 |
0 |
0 |
263 |
18 |
8.3. Other Fixed assets |
4305 |
6146 |
15091 |
17918 |
3775 |
4242 |
9. Other Assets |
134258 |
98691 |
154192 |
183400 |
199865 |
165323 |
|
( 3.8) |
( 2.3) |
(3.0) |
( 3.1) |
( 8.2) |
( 6.4) |
9.1 Inter - office adjustments (net) |
0 |
0 |
0 |
0 |
0 |
0 |
9.2 Interest accrued |
69322 |
46187 |
63057 |
61718 |
47237 |
45875 |
9.3 Tax paid |
3498 |
12298 |
49452 |
58933 |
1998 |
1133 |
9.4 Stationery and Stamps |
328 |
384 |
76 |
82 |
342 |
281 |
9.5 Others |
61110 |
39822 |
41607 |
62667 |
150288 |
118034 |
Total Assets |
3491408 |
4379785 |
5106049 |
5831665 |
2427068 |
2584257 |
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 |
||
AND 2004 NATIONALISED BANKS |
||
|
(Amount in Rs. lakh) |
|
|
As on March 31 |
|
Items |
Vijaya Bank |
|
|
2003 |
2004 |
|
(37) |
(38) |
1. Capital |
33352 |
43352 |
|
( 1.7) |
( 1.8) |
2. Reserves and Surplus |
47774 |
90201 |
|
( 2.5) |
( 3.7) |
2.1. Statutory Reserves |
12672 |
22959 |
2.2. Capital Reserves |
0 |
0 |
2.3. Share Premium |
0 |
14000 |
2.4. Investments Fluctuations Reserves |
13048 |
32244 |
2.5. Revenue and other Reserves |
7018 |
10540 |
2.6. Balance of Profit |
15036 |
10458 |
3. Deposits |
1701981 |
2101506 |
|
( 89.2) |
( 87.3) |
Type-wise |
|
|
3A.1. Demand deposits |
196909 |
202886 |
(i) From banks |
4995 |
5124 |
(ii) From others |
191914 |
197762 |
3A.2. Savings bank deposits |
351113 |
444731 |
3A.3. Term deposits |
1153959 |
1453889 |
(i) From banks |
13872 |
13679 |
(ii) From others |
1140087 |
1440210 |
Location-Wise |
|
|
3B.1. Deposits of branches in India |
1701981 |
2101505 |
3B.2. Deposits of branches outside India |
0 |
0 |
4. Borrowings |
32082 |
33665 |
|
( 1.7) |
( 1.4) |
4.1. Borrowings in India |
25216 |
7959 |
(i) From Reserve Bank of India |
0 |
0 |
(ii) From other banks |
8 |
360 |
(iii) From other institutions and agencies |
25208 |
7599 |
4.2. Borrowings outside India |
6866 |
25706 |
Secured borrowings included in 4. |
0 |
346 |
5. Other liabilities |
92747 |
138379 |
|
( 4.9) |
( 5.7) |
5.1. Bills Payable |
30763 |
51610 |
5.2. Inter-office adjustments |
0 |
0 |
5.3. Interest accured |
4224 |
7849 |
5.4. Others (including provisions) |
57760 |
78920 |
Total Liabilities |
1907936 |
2407103 |
|
( 100) |
( 100) |
Note : Figures in brackets indicate percent share in total . |
||
Source : Annual accounts of banks of respective years . |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||
NATIONALISED BANKS |
||
|
(Amount in Rs. lakh) |
|
|
As on March 31 |
|
Items |
Vijaya Bank |
|
|
2003 |
2004 |
|
(37) |
(38) |
1 Cash in hand |
9752 |
10302 |
|
(0.5) |
(0.4) |
2. Balances with RBI |
98875 |
77255 |
|
( 5.2) |
( 3.2) |
3. Balances with banks in india |
38492 |
20157 |
|
(2.0) |
(0.8) |
4. Money at call and short notice |
10000 |
0 |
|
(0.5) |
0 |
5. Balances with banks outside India |
3229 |
4141 |
|
(0.2) |
(0.2) |
6. Investments |
886161 |
1083699 |
|
( 46.4) |
( 45) |
6.1. Investments in India |
886161 |
1083699 |
(i) Government securities |
701232 |
896157 |
(ii) Other approved securities |
14171 |
12642 |
(iii) Shares |
3202 |
4965 |
(iv) Debentures and Bonds |
144709 |
128069 |
(v) Subsidiaries and/or joint ventures |
1063 |
1295 |
(vi) Others |
21784 |
40571 |
6.2. Investments outside India |
0 |
0 |
(i) Government securities |
0 |
0 |
(ii) Subsidiaries and/or joint ventures |
0 |
0 |
(iii) Others |
0 |
0 |
7. Advances |
789134 |
1104530 |
|
( 41.4) |
( 45.9) |
Type-wise |
|
|
7A.1. Bills purchased and discounted |
36129 |
41522 |
7A.2. Cash credits, overdrafts & loans |
400926 |
493757 |
7A.3. Term loans |
352079 |
569251 |
Security-wise |
|
|
7B.1. Secured by tangible assets |
655591 |
797704 |
7B.2. Covered by Bank/Govt. Guarantees |
84971 |
118176 |
7B.3. Unsecured |
48572 |
188651 |
Sector-wise |
|
|
7C.I. Advances in India |
789134 |
1104531 |
(i) Priority sectors |
283038 |
444866 |
(ii) Public sectors |
145905 |
140168 |
(iii) Banks |
3453 |
4528 |
(iv) others |
356738 |
514969 |
7C.II. Advances outside India |
0 |
0 |
8. Fixed Assets |
15938 |
19126 |
|
(0.8) |
(0.8) |
8.1. Premises |
11263 |
11978 |
8.2. Fixed assets under construction |
0 |
0 |
8.3. Other Fixed assets |
4675 |
7148 |
9. Other Assets |
56356 |
87888 |
|
(3.0) |
( 3.7) |
9.1 Inter - office adjustments (net) |
5500 |
33511 |
9.2 Interest accrued |
29035 |
26170 |
9.3 Tax paid |
14043 |
17410 |
9.4 Stationery and Stamps |
59 |
74 |
9.5 Others |
7719 |
10723 |
Total Assets |
1907937 |
2407098 |
|
( 100) |
( 100) |