B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 7 of 8) - ఆర్బిఐ - Reserve Bank of India
B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 7 of 8)
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
Ganesh Bank |
Global Trust |
HDFC |
|||||||
of |
Kurundwad |
Bank |
# |
Bank |
|||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
||||
1. |
Capital |
182 |
182 |
12136 |
28479 |
30988 |
|||
(0.8) |
(0.8) |
(1.7) |
(0.7) |
(0.6) |
|||||
2. |
Reserves and Surplus |
914 |
913 |
14593 |
240854 |
421040 |
|||
(4.1) |
(4.0) |
(2.0) |
(5.7) |
(8.2) |
|||||
2.1. |
Statutory Reserves |
369 |
369 |
— |
45237 |
61876 |
|||
2.2. |
Capital Reserves |
14 |
14 |
1061 |
— |
62 |
|||
2.3. |
Share Premium |
10 |
10 |
12920 |
97739 |
227468 |
|||
2.4. |
Investments Fluctuations Reserves |
62 |
103 |
612 |
40919 |
48419 |
|||
2.5. |
Revenue and other Reserves |
456 |
435 |
— |
16427 |
22981 |
|||
2.6. |
Balance of Profit |
3 |
0 |
— |
40532 |
60234 |
|||
3. |
Deposits |
20824 |
21744 |
639902 |
3040886 |
3635425 |
|||
(93.7) |
(93.1) |
(88.8) |
(71.9) |
(70.7) |
|||||
Type-wise |
|||||||||
3A.1. |
Demand deposits |
1420 |
1449 |
96892 |
883512 |
1063046 |
|||
(i) From banks |
212 |
124 |
7 |
77112 |
56698 |
||||
(ii) From others |
1208 |
1325 |
96885 |
806400 |
1006348 |
||||
3A.2. |
Savings bank deposits |
3758 |
4372 |
71724 |
780430 |
1141838 |
|||
3A.3. |
Term deposits |
15646 |
15923 |
471286 |
1376944 |
1430541 |
|||
(i) From banks |
32 |
29 |
103256 |
39119 |
39345 |
||||
(ii) From others |
15614 |
15894 |
368030 |
1337825 |
1391196 |
||||
Location-wise |
|||||||||
3B.1. |
Deposits of branches in India |
20824 |
21743 |
639903 |
3040886 |
3635425 |
|||
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
|||
4. |
Borrowings |
14 |
7 |
893 |
230782 |
479001 |
|||
(0.1) |
(—) |
(0.1) |
(5.5) |
(9.3) |
|||||
4.1. |
Borrowings in India |
14 |
7 |
431 |
164769 |
380100 |
|||
(i) From Reserve Bank of India |
— |
— |
— |
— |
— |
||||
(ii) From other banks |
— |
— |
— |
155554 |
329100 |
||||
(iii) From other institutions and agencies |
14 |
7 |
431 |
9215 |
51000 |
||||
4.2. |
Borrowings outside India |
— |
— |
462 |
66013 |
98901 |
|||
Secured borrowing included in 4. |
— |
— |
431 |
140 |
51000 |
||||
5. |
Other liabilities |
281 |
485 |
52791 |
689698 |
576446 |
|||
(1.3) |
(2.1) |
(7.3) |
(16.3) |
(11.2) |
|||||
5.1. |
Bills Payable |
57 |
185 |
9569 |
366727 |
155473 |
|||
5.2. |
Inter-office adjustments |
— |
111 |
— |
— |
— |
|||
5.3. |
Interest accrued |
76 |
66 |
3946 |
41654 |
58430 |
|||
5.4. |
Others (including provisions) |
148 |
123 |
39276 |
281317 |
362543 |
|||
Total |
Liabilities |
22215 |
23349 |
720315 |
4230699 |
5142900 |
|||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|||||
Notes:Figures in brackets indicate per cent share in total. #:See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
Ganesh Bank |
Global Trust |
HDFC |
|||||||
of |
Kurundwad |
Bank |
# |
Bank |
|||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
||||
1. |
Cash |
in hand |
489 |
621 |
8547 |
25419 |
35357 |
||
(2.2) |
(2.7) |
(1.2) |
(0.6) |
(0.7) |
|||||
2. |
Balances |
with RBI |
1014 |
1192 |
55888 |
228779 |
229656 |
||
(4.6) |
(5.1) |
(7.8) |
(5.4) |
(4.5) |
|||||
3. |
Balances |
with banks in India |
772 |
250 |
10876 |
37732 |
57171 |
||
(3.5) |
(1.1) |
(1.5) |
(0.9) |
(1.1) |
|||||
4. |
Money at |
call and short notice |
1073 |
1599 |
31744 |
73179 |
123771 |
||
(4.8) |
(6.8) |
(4.4) |
(1.7) |
(2.4) |
|||||
5. |
Balances |
with banks outside India |
— |
— |
666 |
646 |
1445 |
||
— |
— |
(0.1) |
(0.0) |
(0.0) |
|||||
6. |
Investments |
7750 |
8239 |
211842 |
1925679 |
1934981 |
|||
(34.9) |
(35.3) |
(29.4) |
(45.5) |
(37.6) |
|||||
6.1. |
Investments in India |
7750 |
8239 |
211842 |
1925679 |
1934981 |
|||
(i) |
Government securities |
7326 |
7940 |
154431 |
1153055 |
1122707 |
|||
(ii) |
Other approved securities |
299 |
274 |
510 |
650 |
673 |
|||
(iii) |
Shares |
— |
— |
30974 |
10700 |
8955 |
|||
(iv) |
Debentures and Bonds |
125 |
25 |
25927 |
404463 |
679879 |
|||
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
243 |
243 |
|||
(vi) |
Others |
— |
— |
— |
356568 |
122524 |
|||
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
|||
(i) |
Government securities |
— |
— |
— |
— |
— |
|||
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
|||
(iii) |
Others |
— |
— |
— |
— |
— |
|||
7. |
Advances |
9719 |
9452 |
224552 |
1774451 |
2556630 |
|||
(43.7) |
(40.5) |
(31.2) |
(41.9) |
(49.7) |
|||||
Type-wise |
|||||||||
7A.1. |
Bills |
purchased and discounted |
117 |
67 |
29004 |
319397 |
465567 |
||
7A.2. |
Cash credits, overdrafts & loans |
2066 |
1825 |
70502 |
374065 |
553628 |
|||
7A.3. |
Term loans |
7536 |
7560 |
125046 |
1080989 |
1537435 |
|||
Security-wise |
|||||||||
7B.1. |
Secured by tangible assets |
9527 |
9385 |
202261 |
1527711 |
1944737 |
|||
7B.2. |
Covered by Bank/Government Guarantees |
7 |
15 |
1822 |
11674 |
13737 |
|||
7B.3. |
Unsecured |
186 |
52 |
20469 |
235066 |
598156 |
|||
Sector-wise |
|||||||||
7C. I. |
Advances in India |
9720 |
9452 |
224551 |
1774451 |
2556630 |
|||
(i) |
Priority sectors |
6095 |
5913 |
62580 |
249839 |
561662 |
|||
(ii) |
Public sectors |
— |
— |
— |
33528 |
43716 |
|||
(iii) |
Banks |
— |
— |
600 |
1072 |
1087 |
|||
(iv) |
Others |
3625 |
3539 |
161371 |
1490012 |
1950165 |
|||
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
|||
8. |
Fixed |
Assets |
1097 |
1070 |
27147 |
61691 |
70832 |
||
(4.9) |
(4.6) |
(3.8) |
(1.5) |
(1.4) |
|||||
8.1. |
Premises |
921 |
900 |
4815 |
21983 |
25062 |
|||
8.2. |
Fixed assets under construction |
— |
— |
— |
— |
— |
|||
8.3. |
Other Fixed assets |
176 |
170 |
22332 |
39708 |
45770 |
|||
9. |
Other Assets |
302 |
924 |
149053 |
103123 |
133057 |
|||
(1.4) |
(4.0) |
(20.7) |
(2.4) |
(2.6) |
|||||
9.1. |
Inter |
- office adjustments (net) |
9 |
— |
— |
— |
— |
||
9.2. |
Interest accrued |
175 |
173 |
6444 |
43041 |
51380 |
|||
9.3. |
Tax |
paid |
30 |
24 |
4044 |
12978 |
16720 |
||
9.4. |
Stationery and Stamps |
8 |
11 |
20 |
166 |
493 |
|||
9.5. |
Others |
80 |
716 |
138545 |
46938 |
64464 |
|||
Total |
Assets |
22216 |
23347 |
720315 |
4230699 |
5142900 |
|||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
||||||||||
As on March 31 |
||||||||||
ICICI |
IDBI |
IndusInd |
||||||||
Bank |
Bank # |
Bank |
||||||||
Items |
||||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
|||||
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
|||||
1. |
Capital |
96640 |
108678 |
21424 |
29041 |
29051 |
||||
(0.8) |
(0.6) |
(1.6) |
(1.9) |
(1.9) |
||||||
2. |
Reserves and Surplus |
739416 |
1181319 |
40402 |
50999 |
53875 |
||||
(5.9) |
(7.0) |
(3.1) |
(3.4) |
(3.4) |
||||||
2.1. |
Statutory Reserves |
96073 |
146273 |
9686 |
6552 |
5379 |
||||
2.2. |
Capital Reserves |
46500 |
48500 |
1503 |
2233 |
2639 |
||||
2.3. |
Share Premium |
85233 |
398923 |
12027 |
29617 |
29650 |
||||
2.4. |
Investments Fluctuations Reserves |
73034 |
51600 |
9200 |
6987 |
7890 |
||||
2.5. |
Revenue and other Reserves |
433267 |
517201 |
129 |
235 |
236 |
||||
2.6. |
Balance of Profit |
5309 |
18822 |
7857 |
5375 |
8081 |
||||
3. |
Deposits |
6810859 |
9981878 |
1004815 |
1120027 |
1311428 |
||||
(54.4) |
(59.5) |
(77.3) |
(74.2) |
(83.9) |
||||||
Type-wise |
||||||||||
3A.1. |
Demand deposits |
725906 |
1283690 |
303769 |
85678 |
89344 |
||||
(i) From banks |
13456 |
19765 |
1887 |
5382 |
3868 |
|||||
(ii) From others |
712450 |
1263925 |
301882 |
80296 |
85476 |
|||||
3A.2. |
Savings bank deposits |
837203 |
1139182 |
131465 |
39474 |
50862 |
||||
3A.3. |
Term deposits |
5247750 |
7559006 |
569581 |
994875 |
1171222 |
||||
(i) From banks |
504188 |
644680 |
12785 |
224756 |
292326 |
|||||
(ii) From others |
4743562 |
6914326 |
556796 |
770119 |
878896 |
|||||
Location-wise |
||||||||||
3B.1. |
Deposits of branches in India |
6702875 |
9637914 |
1004816 |
1120026 |
1311428 |
||||
3B.2. |
Deposits of branches outside India |
107983 |
343964 |
— |
— |
— |
||||
4. |
Borrowings |
3074024 |
3354450 |
148452 |
231035 |
61062 |
||||
(24.5) |
(20.0) |
(11.4) |
(15.3) |
(3.9) |
||||||
4.1. |
Borrowings in India |
2296610 |
1987401 |
119282 |
215060 |
36604 |
||||
(i) From Reserve Bank of India |
— |
— |
— |
— |
— |
|||||
(ii) From other banks |
165688 |
207793 |
84400 |
145825 |
26271 |
|||||
(iii) From other institutions and agencies |
2130922 |
1779608 |
34882 |
69235 |
10333 |
|||||
4.2. |
Borrowings outside India |
777414 |
1367049 |
29170 |
15975 |
24458 |
||||
Secured borrowing included in 4. |
— |
— |
5000 |
165665 |
21083 |
|||||
5. |
Other liabilities |
1801948 |
2139616 |
85126 |
77543 |
106787 |
||||
(14.4) |
(12.8) |
(6.5) |
(5.1) |
(6.8) |
||||||
5.1. |
Bills Payable |
168528 |
279448 |
30027 |
7167 |
10451 |
||||
5.2. |
Inter-office adjustments |
34193 |
56142 |
— |
— |
— |
||||
5.3. |
Interest accrued |
135613 |
131165 |
4061 |
6613 |
8116 |
||||
5.4. |
Others (including provisions) |
1463614 |
1672861 |
51038 |
63763 |
88220 |
||||
Total |
Liabilities |
12522887 |
16765941 |
1300219 |
1508645 |
1562203 |
||||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
||||||
Notes:Figures in brackets indicate per cent share in total. #:See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
||||||||||
As on March 31 |
||||||||||
ICICI |
IDBI |
IndusInd |
||||||||
Bank |
Bank # |
Bank |
||||||||
Items |
||||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
|||||
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
|||||
1. |
Cash |
in hand |
44677 |
55448 |
9431 |
2406 |
4447 |
|||
(0.4) |
(0.3) |
(0.7) |
(0.2) |
(0.3) |
||||||
2. |
Balances |
with RBI |
496122 |
579042 |
66925 |
131059 |
59162 |
|||
(4.0) |
(3.5) |
(5.1) |
(8.7) |
(3.8) |
||||||
3. |
Balances |
with banks in India |
136503 |
122902 |
26423 |
77294 |
50274 |
|||
(1.1) |
(0.7) |
(2.0) |
(5.7) |
(3.2) |
||||||
4. |
Money at |
call and short notice |
41507 |
295766 |
7012 |
70 |
— |
|||
(0.3) |
(1.8) |
(0.5) |
(0.0) |
— |
||||||
5. |
Balances |
with banks outside India |
128255 |
239839 |
4140 |
6270 |
1578 |
|||
(1.0) |
(1.4) |
(0.3) |
(0.4) |
(0.1) |
||||||
6. |
Investments |
4274287 |
5048735 |
391401 |
448276 |
406917 |
||||
(34.1) |
(30.1) |
(30.1) |
(26.3) |
(26.0) |
||||||
6.1. |
Investments in India |
4238190 |
4897583 |
391401 |
448276 |
406917 |
||||
(i) |
Government securities |
2988768 |
3445168 |
303509 |
377022 |
340489 |
||||
(ii) |
Other approved securities |
3012 |
3012 |
— |
2275 |
2389 |
||||
(iii) |
Shares |
168427 |
191478 |
807 |
1143 |
2332 |
||||
(iv) |
Debentures and Bonds |
554910 |
285403 |
85126 |
16418 |
11183 |
||||
(v) |
Subsidiaries and/or joint ventures |
110376 |
128481 |
— |
311 |
50 |
||||
(vi) |
Others |
412697 |
844041 |
1959 |
51107 |
50474 |
||||
6.2. |
Investments outside India |
36097 |
151152 |
— |
— |
— |
||||
(i) |
Government securities |
1329 |
3779 |
— |
— |
— |
||||
(ii) |
Subsidiaries and/or joint ventures |
31989 |
78188 |
— |
— |
— |
||||
(iii) |
Others |
2779 |
69185 |
— |
— |
— |
||||
7. |
Advances |
6209551 |
9140515 |
739892 |
730116 |
899975 |
||||
(49.6) |
(54.5) |
(56.9) |
(51.8) |
(57.6) |
||||||
Type-wise |
||||||||||
7A.1. |
Bills |
purchased and discounted |
256901 |
681182 |
161210 |
62184 |
109176 |
|||
7A.2. |
Cash credits, overdrafts & loans |
609787 |
1233444 |
93257 |
317505 |
213588 |
||||
7A.3. |
Term loans |
5342863 |
7225889 |
485425 |
350427 |
577211 |
||||
Security-wise |
||||||||||
7B.1. |
Secured by tangible assets |
5680103 |
7785177 |
545930 |
604113 |
728632 |
||||
7B.2. |
Covered by Bank/Government Guarantees |
61546 |
101046 |
102557 |
37076 |
92583 |
||||
7B.3. |
Unsecured |
467903 |
1254292 |
91405 |
88927 |
78760 |
||||
Sector-wise |
||||||||||
7C. I. |
Advances in India |
6103173 |
8518676 |
739891 |
730116 |
899976 |
||||
(i) |
Priority sectors |
1453074 |
2008929 |
281865 |
200392 |
211511 |
||||
(ii) |
Public sectors |
70713 |
111543 |
6078 |
86936 |
33203 |
||||
(iii) |
Banks |
4335 |
45172 |
1218 |
43710 |
35269 |
||||
(iv) |
Others |
4575051 |
6353032 |
450730 |
399077 |
619993 |
||||
7C.II. |
Advances outside India |
106379 |
621840 |
— |
— |
— |
||||
8. |
Fixed |
Assets |
405641 |
403805 |
15172 |
29839 |
32450 |
|||
(3.2) |
(2.4) |
(1.2) |
(2.0) |
(2.1) |
||||||
8.1. |
Premises |
156483 |
173137 |
1847 |
7825 |
12227 |
||||
8.2. |
Fixed assets under construction |
— |
— |
249 |
5858 |
118 |
||||
8.3. |
Other Fixed assets |
249158 |
230668 |
13076 |
16156 |
20105 |
||||
9. |
Other Assets |
786344 |
879889 |
39823 |
83316 |
107400 |
||||
(6.3) |
(5.2) |
(3.1) |
(5.0) |
(6.9) |
||||||
9.1. |
Inter |
- office adjustments (net) |
— |
— |
— |
210 |
44 |
|||
9.2. |
Interest accrued |
155521 |
131244 |
9999 |
6850 |
8834 |
||||
9.3. |
Tax |
paid |
199515 |
266440 |
4538 |
15586 |
18645 |
|||
9.4. |
Stationery and Stamps |
36 |
36 |
14 |
2 |
19 |
||||
9.5. |
Others |
431272 |
482169 |
25272 |
60668 |
79858 |
||||
Total |
Assets |
12522887 |
16765941 |
1300219 |
1508647 |
1562203 |
||||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
ING Vysya |
Jammu & Kashmir |
Karnataka |
|||||||
Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(31) |
(32) |
(33) |
(34) |
(35) |
(36) |
||||
1. |
Capital |
2265 |
2271 |
4825 |
4849 |
4043 |
12125 |
||
(0.2) |
(0.1) |
(0.2) |
(0.2) |
(0.4) |
(1.0) |
||||
2. |
Reserves and Surplus |
72467 |
68669 |
154549 |
161690 |
65771 |
85680 |
||
(5.5) |
(4.5) |
(7.3) |
(6.6) |
(6.2) |
(6.8) |
||||
2.1. |
Statutory Reserves |
19851 |
19851 |
39498 |
42378 |
36700 |
45700 |
||
2.2. |
Capital Reserves |
15841 |
11746 |
2566 |
3257 |
— |
— |
||
2.3. |
Share Premium |
19547 |
19740 |
8665 |
8678 |
7871 |
15954 |
||
2.4. |
Investments Fluctuations Reserves |
5510 |
5510 |
36000 |
25206 |
12000 |
12000 |
||
2.5. |
Revenue and other Reserves |
11361 |
15282 |
67820 |
71377 |
9200 |
12025 |
||
2.6. |
Balance of Profit |
357 |
-3460 |
— |
10794 |
— |
1 |
||
3. |
Deposits |
1047806 |
1256930 |
1866139 |
2164497 |
940695 |
1083705 |
||
(79.4) |
(81.8) |
(88.0) |
(88.4) |
(88.9) |
(86.5) |
||||
Type-wise |
|||||||||
3A.1. |
Demand deposits |
115188 |
133818 |
217630 |
274008 |
56877 |
73545 |
||
(i) From banks |
1932 |
2410 |
5452 |
5073 |
420 |
270 |
|||
(ii) From others |
113256 |
131408 |
212178 |
268935 |
56457 |
73275 |
|||
3A.2. |
Savings bank deposits |
145834 |
170773 |
347149 |
418565 |
133894 |
160561 |
||
3A.3. |
Term deposits |
786784 |
952339 |
1301360 |
1471924 |
749924 |
849599 |
||
(i) From banks |
89575 |
105851 |
345291 |
322836 |
30063 |
38887 |
|||
(ii) From others |
697209 |
846488 |
956069 |
1149088 |
719861 |
810712 |
|||
Location-wise |
|||||||||
3B.1. |
Deposits of branches in India |
1047807 |
1256930 |
1866138 |
2164497 |
940694 |
1083706 |
||
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
||
4. |
Borrowings |
96434 |
83078 |
29701 |
31948 |
18328 |
24366 |
||
(7.3) |
(5.4) |
(1.4) |
(1.3) |
(1.7) |
(1.9) |
||||
4.1. |
Borrowings in India |
76695 |
37146 |
23642 |
14398 |
2668 |
3587 |
||
(i) From Reserve Bank of India |
— |
4500 |
— |
— |
— |
— |
|||
(ii) From other banks |
28697 |
20986 |
20000 |
12000 |
1 |
— |
|||
(iii) From other institutions and agencies |
47998 |
11660 |
3642 |
2398 |
2667 |
3587 |
|||
4.2. |
Borrowings outside India |
19739 |
45932 |
6059 |
17550 |
15660 |
20779 |
||
Secured borrowing included in 4. |
— |
— |
— |
— |
— |
— |
|||
5. |
Other liabilities |
100858 |
124757 |
65364 |
85030 |
28825 |
46796 |
||
(7.6) |
(8.1) |
(3.1) |
(3.5) |
(2.7) |
(3.7) |
||||
5.1. |
Bills Payable |
24737 |
29370 |
23637 |
29156 |
309 |
342 |
||
5.2. |
Inter-office adjustments |
9802 |
7345 |
1100 |
10037 |
12412 |
24164 |
||
5.3. |
Interest accrued |
1903 |
2524 |
7130 |
6928 |
2202 |
967 |
||
5.4. |
Others (including provisions) |
64416 |
85518 |
33497 |
38909 |
13902 |
21323 |
||
Total |
Liabilities |
1319830 |
1535705 |
2120578 |
2448014 |
1057662 |
1252672 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
||||
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years . |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
ING Vysya |
Jammu & Kashmir |
Karnataka |
|||||||
Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(31) |
(32) |
(33) |
(34) |
(35) |
(36) |
||||
1. |
Cash |
in hand |
6359 |
8526 |
9582 |
11633 |
5621 |
7100 |
|
(0.5) |
(0.6) |
(0.5) |
(0.5) |
(0.5) |
(0.6) |
||||
2. |
Balances |
with RBI |
56226 |
58141 |
143877 |
155956 |
33257 |
61668 |
|
(4.3) |
(3.8) |
(6.8) |
(6.4) |
(3.1) |
(4.9) |
||||
3. |
Balances |
with banks in India |
37302 |
50245 |
44659 |
64238 |
26675 |
66653 |
|
(2.8) |
(3.3) |
(2.1) |
(2.6) |
(2.5) |
(5.3) |
||||
4. |
Money at |
call and short notice |
— |
— |
92000 |
86000 |
8500 |
— |
|
— |
— |
(4.3) |
(3.5) |
(0.8) |
— |
||||
5. |
Balances |
with banks outside India |
598 |
6229 |
1556 |
— |
877 |
1827 |
|
(0.0) |
(0.4) |
(0.1) |
— |
(0.1) |
(0.1) |
||||
6. |
Investments |
408524 |
408517 |
845110 |
908923 |
487891 |
455571 |
||
(31.0) |
(26.6) |
(39.9) |
(37.1) |
(46.1) |
(36.4) |
||||
6.1. |
Investments in India |
408524 |
408517 |
845110 |
908923 |
487891 |
455571 |
||
(i) |
Government securities |
292201 |
337812 |
504061 |
580232 |
297017 |
336810 |
||
(ii) |
Other approved securities |
2529 |
1950 |
11753 |
5125 |
3880 |
3590 |
||
(iii) |
Shares |
3935 |
5481 |
7836 |
7702 |
1007 |
2692 |
||
(iv) |
Debentures and Bonds |
87435 |
63064 |
269558 |
271059 |
176686 |
111048 |
||
(v) |
Subsidiaries and/or joint ventures |
1203 |
210 |
— |
— |
— |
— |
||
(vi) |
Others |
21221 |
— |
51902 |
44805 |
9301 |
1431 |
||
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
||
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
||
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
||
(iii) |
Others |
— |
— |
— |
— |
— |
— |
||
7. |
Advances |
704651 |
908058 |
928493 |
1151714 |
466791 |
628744 |
||
(53.4) |
(59.1) |
(43.8) |
(47.0) |
(44.1) |
(50.2) |
||||
Type-wise |
|||||||||
7A.1. |
Bills |
purchased and discounted |
56456 |
67604 |
34671 |
33996 |
30091 |
36764 |
|
7A.2. |
Cash credits, overdrafts & loans |
269626 |
354141 |
385816 |
430406 |
281335 |
343713 |
||
7A.3. |
Term loans |
378569 |
486313 |
508006 |
687312 |
155365 |
248267 |
||
Security-wise |
|||||||||
7B.1. |
Secured by tangible assets |
608605 |
803364 |
630551 |
723295 |
349161 |
440978 |
||
7B.2. |
Covered by Bank/Government Guarantees |
28524 |
25586 |
223748 |
295263 |
75978 |
91491 |
||
7B.3. |
Unsecured |
67521 |
79109 |
74196 |
133157 |
41652 |
96275 |
||
Sector-wise |
|||||||||
7C. I. |
Advances in India |
704650 |
908059 |
928494 |
1151714 |
466791 |
628744 |
||
(i) |
Priority sectors |
215708 |
283078 |
196559 |
251011 |
191021 |
209419 |
||
(ii) |
Public sectors |
51992 |
16681 |
295520 |
334828 |
27629 |
65458 |
||
(iii) |
Banks |
3 |
8603 |
20033 |
60031 |
10207 |
10246 |
||
(iv) |
Others |
436947 |
599697 |
416382 |
505844 |
237934 |
343621 |
||
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
||
8. |
Fixed |
Assets |
33444 |
31400 |
19606 |
20241 |
9318 |
9655 |
|
(2.5) |
(2.0) |
(0.9) |
(0.8) |
(0.9) |
(0.8) |
||||
8.1. |
Premises |
23135 |
21939 |
11520 |
11472 |
4960 |
5152 |
||
8.2. |
Fixed assets under construction |
424 |
748 |
587 |
583 |
— |
— |
||
8.3. |
Other Fixed assets |
9885 |
8713 |
7499 |
8186 |
4358 |
4503 |
||
9. |
Other Assets |
72731 |
64588 |
35690 |
49313 |
18733 |
21452 |
||
(5.5) |
(4.2) |
(1.7) |
(2.0) |
(1.8) |
(1.7) |
||||
9.1. |
Inter |
- office adjustments (net) |
— |
— |
— |
— |
— |
— |
|
9.2. |
Interest accrued |
14077 |
10069 |
19131 |
18656 |
11372 |
11005 |
||
9.3. |
Tax |
paid |
8248 |
10177 |
4872 |
6957 |
3745 |
5615 |
|
9.4. |
Stationery and Stamps |
182 |
174 |
242 |
293 |
165 |
183 |
||
9.5. |
Others |
50224 |
44168 |
11445 |
23407 |
3451 |
4649 |
||
Total |
Assets |
1319835 |
1535704 |
2120573 |
2448018 |
1057663 |
1252670 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
Karur Vysya |
Kotak |
Mahindra |
Lakshmi |
Vilas |
|||||
Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(37) |
(38) |
(39) |
(40) |
(41) |
(42) |
||||
1. |
Capital |
1798 |
1798 |
5953 |
12332 |
1151 |
1151 |
||
(0.3) |
(0.2) |
(1.0) |
(1.9) |
(0.3) |
(0.3) |
||||
2. |
Reserves and Surplus |
69405 |
74290 |
54612 |
63362 |
21514 |
21848 |
||
(9.8) |
(9.4) |
(9.4) |
(9.7) |
(5.6) |
(5.4) |
||||
2.1. |
Statutory Reserves |
22718 |
25893 |
7776 |
9901 |
12035 |
12120 |
||
2.2. |
Capital Reserves |
667 |
667 |
101 |
311 |
1434 |
1683 |
||
2.3. |
Share Premium |
2989 |
2990 |
14211 |
15626 |
1442 |
1442 |
||
2.4. |
Investments Fluctuations Reserves |
7085 |
7085 |
1100 |
3830 |
3599 |
3599 |
||
2.5. |
Revenue and other Reserves |
35836 |
37636 |
13220 |
14252 |
2982 |
2982 |
||
2.6. |
Balance of Profit |
110 |
19 |
18204 |
19442 |
22 |
22 |
||
3. |
Deposits |
591148 |
667219 |
445933 |
429953 |
329581 |
349593 |
||
(83.2) |
(84.6) |
(76.7) |
(66.0) |
(86.2) |
(86.2) |
||||
Type-wise |
|||||||||
3A.1. |
Demand deposits |
65331 |
78523 |
260712 |
38856 |
40999 |
42700 |
||
(i) From banks |
1859 |
1470 |
— |
459 |
464 |
332 |
|||
(ii) From others |
63472 |
77053 |
260712 |
38397 |
40535 |
42368 |
|||
3A.2. |
Savings bank deposits |
69862 |
84525 |
4257 |
14691 |
43773 |
46856 |
||
3A.3. |
Term deposits |
455955 |
504171 |
180964 |
376406 |
244809 |
260037 |
||
(i) From banks |
58477 |
53101 |
4808 |
18667 |
6418 |
15946 |
|||
(ii) From others |
397478 |
451070 |
176156 |
357739 |
238391 |
244091 |
|||
Location-wise |
|||||||||
3B.1. |
Deposits of branches in India |
591148 |
667219 |
445934 |
429954 |
329582 |
349593 |
||
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
||
4. |
Borrowings |
10319 |
9232 |
51164 |
98551 |
3023 |
6894 |
||
(1.5) |
(1.2) |
(8.8) |
(15.1) |
(0.8) |
(1.7) |
||||
4.1. |
Borrowings in India |
2950 |
8533 |
44606 |
87640 |
762 |
2841 |
||
(i) From Reserve Bank of India |
— |
— |
— |
— |
— |
— |
|||
(ii) From other banks |
2 |
— |
26106 |
77270 |
— |
— |
|||
(iii) From other institutions and agencies |
2948 |
8533 |
18500 |
10370 |
762 |
2841 |
|||
4.2. |
Borrowings outside India |
7369 |
699 |
6558 |
10911 |
2261 |
4053 |
||
Secured borrowing included in 4. |
— |
— |
10300 |
— |
— |
— |
|||
5. |
Other liabilities |
38074 |
35947 |
24032 |
47089 |
26866 |
25853 |
||
(5.4) |
(4.6) |
(4.1) |
(7.2) |
(7.0) |
(6.4) |
||||
5.1. |
Bills Payable |
15165 |
15054 |
4635 |
13625 |
5299 |
5671 |
||
5.2. |
Inter-office adjustments |
2362 |
— |
— |
— |
4149 |
1833 |
||
5.3. |
Interest accrued |
3521 |
3530 |
2229 |
3023 |
1572 |
1576 |
||
5.4. |
Others (including provisions) |
17026 |
17363 |
17168 |
30441 |
15846 |
16773 |
||
Total |
Liabilities |
710744 |
788486 |
581694 |
651287 |
382135 |
405339 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
||||
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years . |
(Amount in |
Rs. lakh) |
||||||||
As on March 31 |
|||||||||
Karur Vysya |
Kotak |
Mahindra |
Lakshmi |
Vilas |
|||||
Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(37) |
(38) |
(39) |
(40) |
(41) |
(42) |
||||
1. |
Cash |
in hand |
4899 |
6478 |
1226 |
2195 |
3870 |
4205 |
|
(0.7) |
(0.8) |
(0.2) |
(0.3) |
(1.0) |
(1.0) |
||||
2. |
Balances |
with RBI |
27805 |
31671 |
11458 |
21678 |
19169 |
21672 |
|
(3.9) |
(4.0) |
(2.0) |
(3.3) |
(5.0) |
(5.4) |
||||
3. |
Balances |
with banks in India |
25594 |
25025 |
54404 |
16929 |
4401 |
7969 |
|
(3.6) |
(3.2) |
(9.4) |
(2.6) |
(1.2) |
(2.0) |
||||
4. |
Money at |
call and short notice |
— |
2000 |
— |
998 |
— |
— |
|
— |
(0.3) |
— |
(0.2) |
— |
— |
||||
5. |
Balances |
with banks outside India |
1481 |
343 |
753 |
239 |
573 |
1577 |
|
(0.2) |
(0.0) |
(0.1) |
(0.0) |
(0.1) |
(0.4) |
||||
6. |
Investments |
217301 |
221903 |
288278 |
182699 |
133817 |
118086 |
||
(30.6) |
(28.1) |
(49.6) |
(28.1) |
(35.0) |
(29.4) |
||||
6.1. |
Investments in India |
217301 |
221903 |
288278 |
182699 |
133817 |
118086 |
||
(i) |
Government securities |
168580 |
184186 |
227664 |
132955 |
108401 |
107042 |
||
(ii) |
Other approved securities |
3633 |
3233 |
6 |
1 |
2877 |
1689 |
||
(iii) |
Shares |
2159 |
4394 |
365 |
254 |
659 |
392 |
||
(iv) |
Debentures and Bonds |
35837 |
26614 |
4002 |
13089 |
10833 |
4509 |
||
(v) |
Subsidiaries and/or joint ventures |
— |
— |
22567 |
26441 |
— |
— |
||
(vi) |
Others |
7092 |
3476 |
33674 |
9959 |
11047 |
4454 |
||
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
||
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
||
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
||
(iii) |
Others |
— |
— |
— |
— |
— |
— |
||
7. |
Advances |
402324 |
461981 |
209702 |
401715 |
203871 |
231771 |
||
(56.6) |
(58.6) |
(36.1) |
(61.7) |
(53.4) |
(57.6) |
||||
Type-wise |
|||||||||
7A.1. |
Bills |
purchased and discounted |
20060 |
26944 |
7752 |
18384 |
20670 |
20959 |
|
7A.2. |
Cash credits, overdrafts & loans |
142276 |
175557 |
6916 |
18581 |
99367 |
122037 |
||
7A.3. |
Term loans |
239988 |
259480 |
195034 |
364750 |
83834 |
88775 |
||
Security-wise |
|||||||||
7B.1. |
Secured by tangible assets |
300045 |
350568 |
164774 |
292936 |
174529 |
206561 |
||
7B.2. |
Covered by Bank/Government Guarantees |
44613 |
35009 |
— |
— |
10392 |
6100 |
||
7B.3. |
Unsecured |
57666 |
76404 |
44929 |
108778 |
18949 |
19111 |
||
Sector-wise |
|||||||||
7C. I. |
Advances in India |
402324 |
461980 |
209702 |
401714 |
203871 |
231771 |
||
(i) |
Priority sectors |
150887 |
180317 |
87733 |
152376 |
76545 |
95043 |
||
(ii) |
Public sectors |
59178 |
53190 |
— |
— |
7550 |
14955 |
||
(iii) |
Banks |
6 |
8 |
216 |
83 |
764 |
978 |
||
(iv) |
Others |
192253 |
228465 |
121753 |
249255 |
119012 |
120795 |
||
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
||
8. |
Fixed |
Assets |
9378 |
10215 |
8526 |
9709 |
3132 |
3411 |
|
(1.3) |
(1.3) |
(1.5) |
(1.5) |
(0.8) |
(0.8) |
||||
8.1. |
Premises |
5680 |
5218 |
4855 |
5219 |
1585 |
1670 |
||
8.2. |
Fixed assets under construction |
22 |
35 |
— |
— |
— |
— |
||
8.3. |
Other Fixed assets |
3676 |
4962 |
3671 |
4490 |
1547 |
1741 |
||
9. |
Other Assets |
21960 |
28869 |
7348 |
15126 |
13304 |
16647 |
||
(3.1) |
(3.7) |
(1.3) |
(2.3) |
(3.5) |
(4.1) |
||||
9.1. |
Inter |
- office adjustments (net) |
— |
4113 |
— |
— |
— |
— |
|
9.2. |
Interest accrued |
6833 |
6570 |
2415 |
4424 |
3285 |
2666 |
||
9.3. |
Tax |
paid |
8207 |
8808 |
680 |
242 |
8017 |
8746 |
|
9.4. |
Stationery and Stamps |
195 |
221 |
15 |
17 |
66 |
68 |
||
9.5. |
Others |
6725 |
9157 |
4238 |
10443 |
1936 |
5167 |
||
Total |
Assets |
710742 |
788485 |
581695 |
651288 |
382137 |
405338 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |