(Amount in Rs. lakh)

Items

State Bank of India

State Bank of Bikaner

State Bank of Hyderabad

State Bank of Indore

and Jaipur

2002

2003

2002

2003

2002

2003

2002

2003

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

Income

I. Interest Earned

2981009

3108702

135747

143820

191830

206727

88777

98647

a) Interest/discount on advances/bills

1106340

1122909

60526

65339

85821

90910

39857

48655

b) Income on Investments

1427187

1525764

64744

71575

98928

111077

45218

47317

c) Interest on balances with

305488

327367

5404

2964

4865

4008

2129

1721

RBI and other inter-bank funds

d) Others

141993

132662

5073

3942

2215

731

1573

954

II. Other income

417449

574026

30079

33990

36532

46158

27479

30196

a) Commission, exchange and brokerage

281651

297735

19574

20317

17929

18608

7541

8371

b) Net Profit (loss) on sale of investments

35164

169459

7690

10665

10509

20699

17377

18275

c) Net Profit (loss) on revaluation of investments

-1920

-506

0

0

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

1477

-27

-4

-8

32

16

4

1

e) Net Profit (loss) on exchange transaction

40764

46357

2129

2371

3539

4117

873

2049

f) Miscellaneous income

60312

61009

691

646

4522

2718

1684

1500

Total (I+II)

3398457

3682728

165826

177810

228361

252885

116256

128843

Expenditure & Provisions

III. Interest expended

2072884

2110946

86718

88683

126864

131951

59555

61929

a) Interest on deposits

1955427

2017419

83368

86626

121911

128090

55652

58580

b) Interest on RBI/inter-bank borrowings

36407

19539

505

126

1405

930

252

246

c) Others

81050

73988

2845

1931

3548

2931

3651

3102

IV. Operating expenses

721090

794242

40047

45043

41492

45140

22477

24814

a) Payments to and provisions for employees

515278

568872

28906

31970

28323

30671

15299

16618

b) Rent, taxes and lighting

52444

56474

2798

3165

3431

3750

1547

1800

c) Printing and stationery

11990

12217

713

791

844

944

329

410

d) Advertisement and publicity

2432

3444

162

284

132

107

32

74

e) Depreciation on Bank's property

42496

49369

2032

2875

1770

2444

1471

1700

f) Directors' fees, allowances and expenses

72

64

5

7

15

14

6

7

g) Auditors' fees and expenses

3429

4083

310

299

378

374

221

231

h) Law charges

4138

4372

66

72

92

80

64

58

i) Postage, telegrams, telephones, etc.

6207

5682

637

570

560

378

393

357

j) Repairs and maintenance

5875

6892

283

307

336

313

167

195

k) Insurance

14250

15144

598

645

838

1010

421

470

l) Other expenditure

62480

67630

3537

4058

4773

5054

2527

2893

V. Provisions and contingencies

361321

467040

22611

23758

37357

45655

21714

22068

Total expenses @

2793974

2905188

126765

133725

168356

177090

82032

86743

VI. Profit (loss)

243162

310500

16450

20328

22649

30140

12510

20032

Total (III+IV+V+VI)

3398457

3682728

165826

177810

228361

252885

116256

128843

(Amount in Rs. lakh)

Items

State Bank of Mysore

State Bank of Patiala

State Bank of Saurashtra

State Bank of Travancore

2002

2003

2002

2003

2002

2003

2002

2003

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

Income

I. Interest Earned

97112

103713

150460

176365

84278

90435

145389

158444

a) Interest/discount on advances/bills

49700

52801

79697

98348

40694

41832

68277

78980

b) Income on Investments

43680

47791

59034

70072

39595

45731

68003

72470

c) Interest on balances with

2302

1588

8958

5780

3278

1979

4141

5146

RBI and other inter-bank funds

d) Others

1431

1532

2771

2166

711

892

4968

1848

II. Other income

23326

29386

26448

34550

17346

21489

23018

30016

a) Commission, exchange and brokerage

11145

11841

13592

16557

8328

9101

11762

13218

b) Net Profit (loss) on sale of investments

7579

9926

9548

14285

8043

11178

7502

13022

c) Net Profit (loss) on revaluation of investments

0

0

0

0

0

0

0

0

d) Net Profit (loss) on sale of land, building & other assets

58

13

-46

-84

3

-2

54

5

e) Net Profit (loss) on exchange transaction

2080

2268

1952

2798

969

1210

2548

2594

f) Miscellaneous income

2465

5337

1403

994

3

3

1152

1177

Total (I+II)

120439

133099

176907

210916

101624

111924

168407

188460

Expenditure & Provisions

III. Interest expended

65588

65052

84763

97461

56272

58483

102946

106159

a) Interest on deposits

61869

61675

82374

95955

55031

57887

95790

100194

b) Interest on RBI/inter-bank borrowings

525

124

1683

1180

178

114

4709

225

c) Others

3195

3254

705

326

1063

482

2447

5740

IV. Operating expenses

31371

32772

35682

39500

23226

24777

33334

36801

a) Payments to and provisions for employees

24153

24825

24787

26232

14747

15460

24500

26940

b) Rent, taxes and lighting

2092

2359

2421

3343

1647

1769

2279

2729

c) Printing and stationery

348

388

531

628

322

360

452

508

d) Advertisement and publicity

33

42

53

65

39

55

128

172

e) Depreciation on Bank's property

1126

1211

1899

3064

713

1060

1659

1988

f) Directors' fees, allowances and expenses

7

9

10

10

16

15

12

8

g) Auditors' fees and expenses

243

191

253

285

217

233

322

312

h) Law charges

62

147

65

118

128

46

15

29

i) Postage, telegrams, telephones, etc.

63

36

650

666

315

332

217

98

j) Repairs and maintenance

157

179

367

520

277

295

332

391

k) Insurance

47

35

624

795

365

386

746

640

l) Other expenditure

3041

3350

4023

3773

4440

4766

2672

2984

V. Provisions and contingencies

16889

23683

33169

41752

13925

19408

20034

28395

Total expenses@

96960

97824

120444

136961

79498

83261

136280

142961

VI. Profit (loss)

6590

11592

23294

32202

8201

9255

12093

17104

Total (III+IV+V+VI)

120439

133099

176907

210916

101624

111924

168407

188460

Notes

@: Excluding 'Provisions and Contingencies'.

1. Figures in brackets indicate loss.

Source: Annual accounts of banks of respective years.