EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

11,27,775

4907,24

4276,35

3,92,153

2526,75

1672,55

1.

Direct Finance

10,39,873

4461,47

3891,90

3,71,008

1762,05

1464,92

2.

Indirect Finance

87,902

445,77

384,45

21,145

764,69

207,64

II.

INDUSTRY

1,07,672

6208,05

3471,59

37,229

689,41

575,86

1.

Mining & Quarrying

208

42,21

34,33

140

18,67

14,31

2.

Food Manufacturing & Processing

6,498

496,38

299,33

3,279

241,52

213,37

(a) Rice Mills, Flour & Dal Mills

4,477

93,33

76,37

2,271

93,21

75,01

(b) Sugar

8

232,91

89,15

17

77,03

75,93

(c) Edible Oils & Vanaspati

258

12,82

7,68

132

11,99

10,83

(d) Tea Processing

7

34

22

5

78

78

(e) Processing of Fruits & Vegetables

22

2,39

1,91

18

3,05

2,25

(f) Others

1,726

154,59

124,00

836

55,47

48,57

3.

Beverage & Tobacco

23

2,34

1,39

30

6,42

5,23

4.

Textiles

772

103,98

86,46

279

47,31

39,59

(a) Cotton Textiles

226

54,12

44,39

96

40,30

33,28

(b) Jute & Other Natural Fibre Textiles

94

4,84

4,35

20

41

29

(c) Handloom Textiles & Khadi

176

4,41

1,51

49

1,97

1,95

(d) Other Textiles & Textile Products

276

40,62

36,21

114

4,63

4,07

5.

Paper, Paper Products & Printing

285

124,77

100,50

165

10,73

8,94

6.

Leather & Leather Products

882

6,82

5,88

166

1,74

1,41

7.

Rubber & Plastic Products

211

108,06

81,48

122

8,61

7,23

8.

Chemicals & Chemical Products

1,877

208,29

144,64

3,742

64,92

50,13

(a) Heavy Industrial Chemicals

56

51,34

25,68

19

6,44

5,39

(b) Fertilisers

20

9,29

7,87

7

1,04

97

(c) Drugs & Pharmaceuticals

256

21,30

15,39

818

6,98

5,69

(d) Non-Edible Oils

6

74

71

10

2,40

1,92

(e) Other Chemicals & Chemical Products

1,539

125,61

94,99

2,888

48,06

36,15

9.

Petroleum, Coal Products & Nuclear Fuels

42

11,30

7,10

27

23,55

18,59

10.

Manufacture of Cement & Cement Products

104

8,14

6,73

125

13,12

13,51

11.

Basic Metals & Metal Products

537

816,41

516,37

274

36,19

29,79

(a) Iron & Steel

182

654,48

396,63

73

26,80

22,12

(b) Non-Ferrous Metals

77

56,26

46,99

20

3,29

2,28

(c) Metal Products

278

105,67

72,75

181

6,09

5,39

12.

Engineering

1,209

859,18

472,63

388

20,64

14,58

(a) Heavy Engineering

61

39,89

26,77

37

4,15

1,99

(b) Light Engineering

732

667,29

347,14

163

12,27

8,88

(c) Electrical Machinery & Goods

271

112,04

74,92

143

3,23

2,93

(d) Electronic Machinery & Goods

145

39,96

23,81

45

98

77

13.

Vehicles,Vehicle Parts & Transport Equipments

1,094

1536,73

705,99

247

6,15

5,55

14.

Other Industries

90,718

472,13

366,87

25,104

125,43

97,91

15.

Electricity, Gas & Water

41

586,97

18,39

16

1,50

1,29

(a) Electricity Generation & Transmission

15

14,39

8,73

–

–

–

(b) Non-Conventional Energy

10

14,91

3,23

5

24

21

(c) Gas, Steam & Water Supply

16

557,67

6,43

11

1,26

1,08

16.

Construction

3,171

824,34

623,50

3,125

62,90

54,43

III.

TRANSPORT OPERATORS

33,819

147,86

115,66

7,295

59,63

45,64

IV.

PROFESSIONAL AND OTHER SERVICES

21,247

601,68

452,65

13,063

150,77

115,19

V.

PERSONAL LOANS

2,66,714

3786,98

2959,85

2,15,742

2583,66

2012,65

1.

Loans for Purchase of Consumer Durables

9,939

57,66

45,76

5,703

35,12

29,09

2.

Loans for Housing

50,215

2080,38

1696,08

25,072

743,40

639,88

3.

Rest of the Personal Loans

2,06,560

1648,95

1218,02

1,84,967

1805,14

1343,68

VI.

TRADE

3,57,586

1849,39

1515,28

1,47,508

1133,61

948,87

1.

Wholesale Trade

12,216

218,06

175,37

4,651

138,08

115,80

2.

Retail Trade

3,45,370

1631,33

1339,91

1,42,857

995,53

833,06

VII.

FINANCE

999

27,12

10,73

500

25,81

24,16

VIII.

ALL OTHERS

79,320

566,39

472,35

26,519

258,87

194,21

TOTAL BANK CREDIT

19,95,132

18094,71

13274,45

8,40,009

7428,50

5589,12

OF WHICH : 1. Artisans and Village & Tiny Industries

83,238

221,39

158,70

22,910

200,21

158,60

2. Other Small Scale Industries

10,792

890,39

704,22

3,799

151,60

130,37

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

71,207

869,96

644,38

2,353

59,95

53,61

1.

Direct Finance

68,870

755,38

544,31

2,256

25,63

21,48

2.

Indirect Finance

2,337

114,58

100,07

97

34,32

32,13

II.

INDUSTRY

19,747

2221,05

1671,20

5,813

436,59

325,37

1.

Mining & Quarrying

120

123,93

84,27

16

96

87

2.

Food Manufacturing & Processing

1,658

285,23

230,84

251

33,89

24,06

(a) Rice Mills, Flour & Dal Mills

1,048

114,67

91,75

64

14,65

10,21

(b) Sugar

9

13,26

13,29

–

–

–

(c) Edible Oils & Vanaspati

100

85,16

72,78

25

63

47

(d) Tea Processing

2

20

6

–

–

–

(e) Processing of Fruits & Vegetables

20

3,18

2,85

15

3,68

3,09

(f) Others

479

68,77

50,11

147

14,93

10,30

3.

Beverage & Tobacco

24

14,86

14,01

6

5,32

3,89

4.

Textiles

5,211

281,07

207,29

3,389

45,17

38,07

(a) Cotton Textiles

1,871

142,53

101,33

1,151

8,44

7,26

(b) Jute & Other Natural Fibre Textiles

2,871

60,25

46,79

2,140

34,84

29,66

(c) Handloom Textiles & Khadi

70

6,12

5,76

5

18

12

(d) Other Textiles & Textile Products

399

72,18

53,42

93

1,71

1,03

5.

Paper, Paper Products & Printing

447

101,86

76,20

169

7,43

6,71

6.

Leather & Leather Products

102

3,31

2,09

25

84

73

7.

Rubber & Plastic Products

244

141,28

108,20

160

9,57

7,34

8.

Chemicals & Chemical Products

415

143,59

84,90

83

3,89

3,17

(a) Heavy Industrial Chemicals

26

5,31

2,57

5

26

25

(b) Fertilisers

37

24,16

2,21

–

–

–

(c) Drugs & Pharmaceuticals

113

13,85

11,77

23

1,55

1,05

(d) Non-Edible Oils

10

14,97

13,35

1

3

1

(e) Other Chemicals & Chemical Products

229

85,29

55,00

54

2,05

1,86

9.

Petroleum, Coal Products & Nuclear Fuels

28

11,07

9,02

7

13,28

13,16

10.

Manufacture of Cement & Cement Products

205

24,42

20,76

14

14,27

14,18

11.

Basic Metals & Metal Products

426

424,88

338,31

134

125,39

95,81

(a) Iron & Steel

138

352,46

274,92

64

111,91

83,58

(b) Non-Ferrous Metals

29

22,10

23,31

5

63

52

(c) Metal Products

259

50,32

40,08

65

12,84

11,71

12.

Engineering

2,014

148,97

111,93

195

100,89

47,22

(a) Heavy Engineering

162

20,15

16,90

8

36

23

(b) Light Engineering

454

68,82

41,37

106

98,28

45,02

(c) Electrical Machinery & Goods

138

26,47

22,37

65

1,93

1,66

(d) Electronic Machinery & Goods

1,260

33,53

31,29

16

32

32

13.

Vehicles,Vehicle Parts & Transport Equipments

737

48,82

32,92

58

1,79

1,74

14.

Other Industries

6,754

140,74

100,48

995

52,07

50,35

15.

Electricity, Gas & Water

33

108,65

66,32

1

75

49

(a) Electricity Generation & Transmission

13

104,36

63,63

–

–

–

(b) Non-Conventional Energy

3

42

36

–

–

–

(c) Gas, Steam & Water Supply

17

3,88

2,33

1

75

49

16.

Construction

1,329

218,36

183,65

310

21,09

17,58

III.

TRANSPORT OPERATORS

4,524

60,16

47,91

2,935

51,19

45,36

IV.

PROFESSIONAL AND OTHER SERVICES

11,438

400,30

317,90

2,952

98,95

71,65

V.

PERSONAL LOANS

2,04,497

3280,78

2616,36

89,540

1261,04

988,33

1.

Loans for Purchase of Consumer Durables

7,272

62,45

48,27

2,867

22,12

18,50

2.

Loans for Housing

36,407

1380,35

1190,01

9,186

334,17

299,86

3.

Rest of the Personal Loans

1,60,818

1837,98

1378,09

77,487

904,75

669,97

VI.

TRADE

60,790

1537,15

1162,42

15,317

419,65

347,15

1.

Wholesale Trade

4,793

289,33

211,12

2,252

69,45

54,40

2.

Retail Trade

55,997

1247,83

951,30

13,065

350,20

292,75

VII.

FINANCE

237

34,14

21,14

139

18,97

17,37

VIII.

ALL OTHERS

19,626

328,23

240,00

9,345

120,28

85,40

TOTAL BANK CREDIT

3,92,066

8731,79

6721,30

1,28,394

2466,62

1934,25

OF WHICH : 1. Artisans and Village & Tiny Industries

3,492

27,90

21,79

155

1,22

1,13

2. Other Small Scale Industries

6,321

699,26

550,18

1,723

91,70

72,97