EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

11,72,294

4684,88

4069,89

4,18,067

2376,65

2062,24

1. Direct Finance

11,36,188

4438,80

3868,71

4,07,673

2129,24

1847,60

2. Indirect Finance

36,106

246,08

201,17

10,394

247,42

214,64

II.

INDUSTRY

73,666

6203,05

4376,92

29,607

964,45

778,90

1. Mining & Quarrying

213

125,97

66,60

184

24,65

18,78

2. Food Manufacturing & Processing

17,095

434,91

310,16

7,452

392,76

319,93

(a) Rice Mills, Flour & Dal Mills

10,477

115,70

92,55

4,485

130,88

110,12

(b) Sugar

9

39,29

33,73

20

167,76

132,27

(c) Edible Oils & Vanaspati

578

11,28

9,99

252

14,65

13,26

(d) Tea Processing

2

8

5

4

25

16

(e) Processing of Fruits & Vegetables

30

9,42

6,34

42

8,13

7,19

(f) Others

5,999

259,13

167,51

2,649

71,09

56,93

3. Beverage & Tobacco

72

19,75

13,64

98

29,25

22,12

4. Textiles

5,970

175,05

126,73

1,748

90,99

73,73

(a) Cotton Textiles

1,003

88,42

67,87

443

52,84

41,80

(b) Jute & Other Natural Fibre Textiles

865

1,97

1,41

192

4,48

3,22

(c) Handloom Textiles & Khadi

2,126

9,16

6,54

540

8,05

5,88

(d) Other Textiles & Textile Products

1,976

75,50

50,90

573

25,61

22,83

5. Paper, Paper Products & Printing

524

191,77

139,78

313

18,37

14,88

6. Leather & Leather Products

10,387

38,59

31,88

3,239

7,94

3,81

7. Rubber & Plastic Products

4,576

107,57

75,63

549

17,23

15,07

8. Chemicals & Chemical Products

2,377

519,16

161,26

4,243

71,93

57,34

(a) Heavy Industrial Chemicals

90

396,24

73,29

20

2,31

1,52

(b) Fertilisers

15

12,80

8,16

6

97

40

(c) Drugs & Pharmaceuticals

737

46,17

31,86

1,381

11,40

8,90

(d) Non-Edible Oils

5

78

45

15

4,14

3,76

(e) Other Chemicals & Chemical Products

1,530

63,16

47,50

2,821

53,10

42,76

9. Petroleum, Coal Products & Nuclear Fuels

40

17,24

12,52

27

23,72

19,32

10. Manufacture of Cement & Cement Products

707

10,73

8,79

208

7,21

5,65

11. Basic Metals & Metal Products

1,804

805,65

601,03

656

52,75

41,42

(a) Iron & Steel

183

463,81

375,36

79

35,96

27,54

(b) Non-Ferrous Metals

75

97,53

77,39

26

3,60

2,41

(c) Metal Products

1,546

244,31

148,28

551

13,18

11,48

12. Engineering

2,320

1406,01

1008,22

992

46,86

37,14

(a) Heavy Engineering

103

184,96

144,26

51

5,11

3,75

(b) Light Engineering

1,265

1004,31

714,31

596

35,95

28,87

(c) Electrical Machinery & Goods

460

157,41

112,81

227

3,89

3,35

(d) Electronic Machinery & Goods

492

59,32

36,84

118

1,91

1,17

13. Vehicles, Vehicle Parts & Transport Equipments

2,890

930,82

716,07

381

11,69

9,80

14. Other Industries

22,253

181,89

138,29

7,241

77,19

60,84

15. Electricity, Gas & Water

41

74,04

18,99

20

3,00

2,56

(a) Electricity Generation & Transmission

16

70,66

17,05

1

2

2

(b) Non-Conventional Energy

6

95

66

4

56

54

(c) Gas, Steam & Water Supply

19

2,42

1,28

15

2,42

1,99

16. Construction

2,397

1163,90

947,34

2,256

88,91

76,51

III.

TRANSPORT OPERATORS

16,516

114,27

93,55

5,356

65,83

52,74

IV.

PROFESSIONAL AND OTHER SERVICES

27,796

730,15

519,19

15,626

270,82

208,35

V.

PERSONAL LOANS

2,43,299

4050,95

3180,84

2,19,197

3287,24

2539,48

1. Loans for Purchase of Consumer Durables

6,721

34,89

30,45

4,647

29,03

23,10

2. Loans for Housing

54,153

2380,40

1933,20

36,185

1167,47

965,14

3. Rest of the Personal Loans

1,82,425

1635,67

1217,19

1,78,365

2090,73

1551,23

VI.

TRADE

2,56,083

1601,28

1252,68

1,18,337

1212,81

987,76

1. Wholesale Trade

10,543

429,20

303,87

5,041

191,67

156,43

2. Retail Trade

2,45,540

1172,08

948,81

1,13,296

1021,14

831,33

VII.

FINANCE

744

22,40

19,56

643

667,21

28,85

VIII.

ALL OTHERS

1,47,628

531,44

470,95

51,959

342,50

292,83

TOTAL BANK CREDIT

19,38,026

17938,42

13983,59

8,58,792

9187,51

6951,15

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

75,607

644,21

559,97

7,306

117,04

91,39

1. Direct Finance

73,489

500,58

443,02

7,106

60,83

45,23

2. Indirect Finance

2,118

143,63

116,95

200

56,22

46,17

II.

INDUSTRY

23,181

2871,93

2024,15

11,783

747,83

535,88

1. Mining & Quarrying

130

115,49

72,27

15

91,99

2,85

2. Food Manufacturing & Processing

2,829

323,94

264,85

265

86,15

66,52

(a) Rice Mills, Flour & Dal Mills

2,084

157,79

130,97

47

27,65

17,64

(b) Sugar

6

5,21

3,87

4

29,07

26,64

(c) Edible Oils & Vanaspati

134

107,58

89,72

20

4,43

4,34

(d) Tea Processing

2

15

16

-

-

-

(e) Processing of Fruits & Vegetables

14

3,41

3,27

22

7,55

4,77

(f) Others

589

49,80

36,86

172

17,45

13,13

3. Beverage & Tobacco

66

18,69

14,57

21

8,42

5,47

4. Textiles

8,327

399,84

295,81

3,315

48,47

31,91

(a) Cotton Textiles

4,113

212,55

147,20

1,935

25,65

13,62

(b) Jute & Other Natural Fibre Textiles

3,232

93,36

66,13

1,261

20,27

16,58

(c) Handloom Textiles & Khadi

523

11,53

7,27

12

13

11

(d) Other Textiles & Textile Products

459

82,40

75,21

107

2,42

1,59

5. Paper, Paper Products & Printing

299

105,18

79,12

148

29,79

25,29

6. Leather & Leather Products

292

2,40

1,90

42

95

97

7. Rubber & Plastic Products

2,815

119,00

98,41

128

19,80

15,03

8. Chemicals & Chemical Products

473

147,03

115,16

845

31,29

24,03

(a) Heavy Industrial Chemicals

34

11,94

7,21

8

3,47

3,05

(b) Fertilisers

10

23,22

20,22

3

8,00

2,69

(c) Drugs & Pharmaceuticals

131

14,75

13,13

618

4,87

4,29

(d) Non-Edible Oils

26

31,30

17,42

3

15

13

(e) Other Chemicals & Chemical Products

272

65,82

57,18

213

14,80

13,87

9. Petroleum, Coal Products & Nuclear Fuels

33

22,92

20,84

12

22,02

22,03

10. Manufacture of Cement & Cement Products

219

65,31

56,49

16

14,97

27,17

11. Basic Metals & Metal Products

421

554,42

359,41

5,287

247,65

191,43

(a) Iron & Steel

138

470,85

294,60

84

213,24

159,65

(b) Non-Ferrous Metals

32

35,43

31,42

6

1,34

75

(c) Metal Products

251

48,14

33,39

5,197

33,08

31,04

12. Engineering

1,172

151,42

120,07

536

27,49

21,94

(a) Heavy Engineering

156

21,23

15,85

9

49

46

(b) Light Engineering

803

86,16

69,81

130

21,15

16,49

(c) Electrical Machinery & Goods

151

40,40

31,23

376

5,34

4,43

(d) Electronic Machinery & Goods

62

3,63

3,18

21

52

56

13. Vehicles, Vehicle Parts & Transport Equipments

1,286

71,23

53,69

46

3,24

2,12

14. Other Industries

3,997

145,12

128,82

911

42,89

40,33

15. Electricity, Gas & Water

32

114,47

86,97

5

10,40

10,03

(a) Electricity Generation & Transmission

17

111,63

84,85

-

-

-

(b) Non-Conventional Energy

4

46

47

-

-

-

(c) Gas, Steam & Water Supply

11

2,39

1,65

5

10,40

10,03

16. Construction

790

515,48

255,77

191

62,32

48,75

III.

TRANSPORT OPERATORS

4,027

63,18

45,50

2,442

63,08

57,43

IV.

PROFESSIONAL AND OTHER SERVICES

9,480

411,01

333,68

3,290

123,35

99,04

V.

PERSONAL LOANS

1,94,110

3457,77

2732,10

91,793

1436,25

1118,31

1. Loans for Purchase of Consumer Durables

5,102

41,01

34,37

1,360

10,54

8,79

2. Loans for Housing

36,235

1388,22

1182,05

11,648

402,90

351,79

3. Rest of the Personal Loans

1,52,773

2028,54

1515,68

78,785

1022,81

757,74

VI.

TRADE

52,860

1177,72

989,10

13,414

672,31

462,49

1. Wholesale Trade

3,353

284,15

229,91

765

122,44

88,68

2. Retail Trade

49,507

893,57

759,19

12,649

549,87

373,81

VII.

FINANCE

2,540

13,62

8,98

168

184,89

175,00

VIII.

ALL OTHERS

32,110

335,41

279,30

13,698

128,33

101,58

TOTAL BANK CREDIT

3,93,915

8974,86

6972,78

1,43,894

3473,09

2641,13