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Bihar

State : Bihar

Bihar

Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002

EASTERN REGION

 

(Amount in Rupees Lakh)


     

STATE BANK OF INDIA

NATIONALISED BANKS

     

AND ITS ASSOCIATES

 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

1

2

3

4

5

6


I.

AGRICULTURE

1,18,270

546,02

448,86

2,67,250

858,91

766,47

 

1. Direct Finance

1,17,902

498,90

414,66

2,36,745

604,79

545,90

 

2. Indirect Finance

368

47,12

34,20

30,505

254,12

220,57

II.

INDUSTRY

46,614

706,39

482,23

89,427

520,20

498,90

 

1. Mining & Quarrying

14

6,14

3,69

42

4,80

5,55

 

2. Food Manufacturing & Processing

5,659

327,14

162,58

5,093

73,05

70,58

 

(a)

Rice Mills, Flour & Dal Mills

3,682

35,45

27,88

3,593

23,68

21,05

 

(b)

Sugar

17

264,69

112,32

12

37,54

37,61

 

(c)

Edible Oils & Vanaspati

343

9,61

7,78

547

3,00

2,96

 

(d)

Tea Processing

2

6

7

 

(e)

Processing of Fruits & Vegetables

12

2,81

2,73

3

16

16

 

(f)

Others

1,603

14,51

11,80

938

8,67

8,80

 

3. Beverage & Tobacco

29

8,56

7,55

69

4,44

4,07

 

4. Textiles

2,116

21,84

18,21

1,691

25,54

23,10

 

(a)

Cotton Textiles

46

3,69

2,18

72

3,65

3,15

 

(b)

Jute & Other Natural Fibre Textiles

102

1,31

93

203

2,92

3,08

 

(c)

Handloom Textiles & Khadi

191

1,33

1,14

164

2,81

2,74

 

(d)

Other Textiles & Textile Products

1,777

15,50

13,95

1,252

16,16

14,13

 

5. Paper, Paper Products & Printing

412

15,86

12,55

492

20,30

20,70

 

6. Leather & Leather Products

815

3,02

2,24

901

2,44

2,56

 

7. Rubber & Plastic Products

452

16,53

13,69

101

7,80

7,60

 

8. Chemicals & Chemical Products

305

79,71

75,92

575

13,72

11,68

 

(a)

Heavy Industrial Chemicals

2

10

10

5

45

21

 

(b)

Fertilisers

21

66,94

65,90

2

5

3

 

(c)

Drugs & Pharmaceuticals

77

3,15

2,63

342

10,24

8,76

 

(d)

Non-Edible Oils

3

35

30

2

11

9

 

(e)

Other Chemicals & Chemical Products

202

9,16

6,98

224

2,87

2,59

 

9. Petroleum, Coal Products & Nuclear Fuels

2

18

8

24

2,88

2,66

 

10. Manufacture of Cement & Cement Products

200

6,66

5,96

217

18,55

18,54

 

11. Basic Metals & Metal Products

12,353

104,92

83,54

980

51,86

44,91

 

(a)

Iron & Steel

84

69,79

50,29

110

35,55

33,84

 

(b)

Non-Ferrous Metals

4

1,42

1,09

5

43

42

 

(c)

Metal Products

12,265

33,71

32,16

865

15,88

10,65

 

12. Engineering

888

18,66

9,72

1,335

18,19

18,27

 

(a)

Heavy Engineering

10

1,44

28

7

1,04

1,12

 

(b)

Light Engineering

365

12,03

4,94

192

2,05

1,72

 

(c)

Electrical Machinery & Goods

367

4,25

3,50

484

7,89

7,83

 

(d)

Electronic Machinery & Goods

146

95

1,00

652

7,21

7,60

 

13. Vehicles, Vehicle Parts & Transport Equipments

161

2,75

1,75

964

8,87

8,24

 

14. Other Industries

21,814

75,72

68,13

76,423

257,53

250,86

 

15. Electricity, Gas & Water

19

7,15

6,51

6

33

24

 

(a)

Electricity Generation &Transmission

5

4,62

4,58

2

17

14

 

(b)

Non-Conventional Energy

4

44

35

2

7

5

 

(c)

Gas, Steam & Water Supply

10

2,09

1,58

2

9

5

 

16. Construction

1,375

11,55

10,11

514

9,91

9,34

III.

TRANSPORT OPERATORS

7,330

63,29

47,59

20,999

114,09

98,57

IV.

PROFESSIONAL AND OTHER SERVICES

5,407

61,02

47,49

27,669

99,58

81,41

V.

PERSONAL LOANS

1,30,347

725,05

619,16

1,77,555

786,80

696,42

 

1. Loans for Purchase of Consumer Durables

7,160

31,29

22,76

14,068

55,40

50,16

 

2. Loans for Housing

14,265

262,72

245,44

18,141

207,50

191,40

 

3. Rest of the Personal Loans

1,08,922

431,04

350,96

1,45,346

523,90

454,86

VI.

TRADE

60,091

429,97

359,92

1,83,172

781,49

705,60

 

1. Wholesale Trade

3,295

115,92

99,73

6,266

102,93

85,74

 

2. Retail Trade

56,796

314,05

260,19

1,76,906

678,56

619,85

VII.

FINANCE

349

6,63

5,60

847

7,68

6,41

VIII.

ALL OTHERS

57,366

405,49

347,23

79,342

344,78

302,28


TOTAL BANK CREDIT

4,25,774

2943,86

2358,07

8,46,261

3513,54

3156,06

OF WHICH: 1.ArtisansandVillage&TinyIndustries

10,483

89,77

78,02

25,184

58,15

53,91

2.OtherSmallScaleIndustries

16,469

107,98

91,79

39,545

170,03

159,94




     

FOREIGN BANKS

REGIONAL RURAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

7

8

9

10

11

12


I.

AGRICULTURE

3,26,296

363,21

269,79

 

1. Direct Finance

3,04,432

334,89

249,09

 

2. Indirect Finance

21,864

28,32

20,70

II.

INDUSTRY

1

58,06

51,06

1,23,553

120,12

92,12

 

1. Mining & Quarrying

10

36

30

 

2. Food Manufacturing & Processing

4,541

7,40

5,75

 

(a)

Rice Mills, Flour & Dal Mills

1,511

3,48

2,66

 

(b)

Sugar

 

(c)

Edible Oils & Vanaspati

16

11

9

 

(d)

Tea Processing

 

(e)

Processing of Fruits & Vegetables

 

(f)

Others

3,014

3,82

3,00

 

3. Beverage & Tobacco

 

4. Textiles

759

1,22

99

 

(a)

Cotton Textiles

8

35

38

 

(b)

Jute & Other Natural Fibre Textiles

9

 

(c)

Handloom Textiles & Khadi

64

8

7

 

(d)

Other Textiles & Textile Products

678

78

54

 

5. Paper, Paper Products & Printing

17

7

6

 

6. Leather & Leather Products

100

12

8

 

7. Rubber & Plastic Products

 

8. Chemicals & Chemical Products

54

33

21

 

(a)

Heavy Industrial Chemicals

 

(b)

Fertilisers

 

(c)

Drugs & Pharmaceuticals

22

28

17

 

(d)

Non-Edible Oils

 

(e)

Other Chemicals & Chemical Products

32

5

4

 

9. Petroleum, Coal Products & Nuclear Fuels

 

10. Manufacture of Cement & Cement Products

3

1

1

 

11. Basic Metals & Metal Products

40

9

6

 

(a)

Iron & Steel

 

(b)

Non-Ferrous Metals

 

(c)

Metal Products

40

9

6

 

12. Engineering

729

46

47

 

(a)

Heavy Engineering

 

(b)

Light Engineering

672

36

36

 

(c)

Electrical Machinery & Goods

55

10

11

 

(d)

Electronic Machinery & Goods

2

1

 

13. Vehicles, Vehicle Parts & Transport Equipments

1,888

2,48

1,71

 

14. Other Industries

1,15,227

105,35

80,41

 

15. Electricity, Gas & Water

 

(a)

Electricity Generation &Transmission

 

(b)

Non-Conventional Energy

 

(c)

Gas, Steam & Water Supply

 

16. Construction

1

58,06

51,06

185

2,22

2,06

III.

TRANSPORT OPERATORS

39,466

68,32

50,82

IV.

PROFESSIONAL AND OTHER SERVICES

20,168

28,90

22,91

V.

PERSONAL LOANS

1,23,333

291,00

231,34

 

1. Loans for Purchase of Consumer Durables

4,095

12,72

9,58

 

2. Loans for Housing

4,799

64,59

61,34

 

3. Rest of the Personal Loans

1,14,439

213,69

160,41

VI.

TRADE

2,76,222

306,77

231,43

 

1. Wholesale Trade

6,389

10,98

8,87

 

2. Retail Trade

2,69,833

295,79

222,57

VII.

FINANCE

861

1,63

1,18

VIII.

ALL OTHERS

27,952

46,25

35,20


TOTAL BANK CREDIT

1

58,06

51,06

9,37,851

1226,20

934,79

OF WHICH: 1.ArtisansandVillage&TinyIndustries

95,903

79,64

58,78

2.OtherSmallScaleIndustries

13,843

16,70

13,85




     

OTHER SCHEDULED

ALL SCHEDULED

     

COMMERCIAL BANKS

COMMERCIAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

13

14

15

16

17

18


I.

AGRICULTURE

14

4,80

1,96

7,11,830

1772,94

1487,08

 

1. Direct Finance

6

19

14

6,59,085

1438,76

1209,79

 

2. Indirect Finance

8

4,61

1,82

52,745

334,18

277,29

II.

INDUSTRY

159

28,41

23,62

2,59,754

1433,18

1147,92

 

1. Mining & Quarrying

66

11,30

9,54

 

2. Food Manufacturing & Processing

4

25,20

20,96

15,297

432,79

259,86

 

(a)

Rice Mills, Flour & Dal Mills

8,786

62,61

51,59

 

(b)

Sugar

4

25,20

20,96

33

327,43

170,90

 

(c)

Edible Oils & Vanaspati

906

12,72

10,82

 

(d)

Tea Processing

2

6

7

 

(e)

Processing of Fruits & Vegetables

15

2,97

2,89

 

(f)

Others

5,555

27,00

23,60

 

3. Beverage & Tobacco

98

12,99

11,62

 

4. Textiles

2

1,11

1,11

4,568

49,71

43,41

 

(a)

Cotton Textiles

1

1,11

1,11

127

8,80

6,82

 

(b)

Jute & Other Natural Fibre Textiles

314

4,24

4,01

 

(c)

Handloom Textiles & Khadi

419

4,22

3,96

 

(d)

Other Textiles & Textile Products

1

3,708

32,45

28,63

 

5. Paper, Paper Products & Printing

2

1

1

923

36,24

33,33

 

6. Leather & Leather Products

1

2

2

1,817

5,60

4,90

 

7. Rubber & Plastic Products

2

3

5

555

24,36

21,34

 

8. Chemicals & Chemical Products

10

14

12

944

93,89

87,92

 

(a)

Heavy Industrial Chemicals

7

55

31

 

(b)

Fertilisers

23

67,00

65,94

 

(c)

Drugs & Pharmaceuticals

8

8

6

449

13,74

11,61

 

(d)

Non-Edible Oils

5

46

39

 

(e)

Other Chemicals & Chemical Products

2

6

6

460

12,14

9,67

 

9. Petroleum, Coal Products & Nuclear Fuels

3

15

10

29

3,20

2,85

 

10. Manufacture of Cement & Cement Products

420

25,23

24,52

 

11. Basic Metals & Metal Products

1

1

1

13,374

156,87

128,52

 

(a)

Iron & Steel

194

105,34

84,13

 

(b)

Non-Ferrous Metals

9

1,85

1,52

 

(c)

Metal Products

1

1

1

13,171

49,69

42,88

 

12. Engineering

7

34

34

2,959

37,66

28,80

 

(a)

Heavy Engineering

17

2,47

1,39

 

(b)

Light Engineering

2

3

3

1,231

14,48

7,05

 

(c)

Electrical Machinery & Goods

4

29

29

910

12,53

11,73

 

(d)

Electronic Machinery & Goods

1

2

1

801

8,19

8,62

 

13. Vehicles, Vehicle Parts & Transport Equipments

3,013

14,10

11,70

 

14. Other Industries

114

67

36

2,13,578

439,28

399,76

 

15. Electricity, Gas & Water

25

7,47

6,75

 

(a)

Electricity Generation &Transmission

7

4,79

4,72

 

(b)

Non-Conventional Energy

6

51

40

 

(c)

Gas, Steam & Water Supply

12

2,18

1,63

 

16. Construction

13

75

55

2,088

82,48

73,12

III.

TRANSPORT OPERATORS

15

20

10

67,810

245,89

197,09

IV.

PROFESSIONAL AND OTHER SERVICES

60

1,06

97

53,304

190,56

152,78

V.

PERSONAL LOANS

619

7,38

4,20

4,31,854

1810,23

1551,11

 

1. Loans for Purchase of Consumer Durables

28

6

5

25,351

99,47

82,56

 

2. Loans for Housing

65

1,04

93

37,270

535,86

499,12

 

3. Rest of the Personal Loans

526

6,28

3,22

3,69,233

1174,90

969,44

VI.

TRADE

137

16,31

12,11

5,19,622

1534,54

1309,06

 

1. Wholesale Trade

71

6,51

4,58

16,021

236,33

198,92

 

2. Retail Trade

66

9,80

7,53

5,03,601

1298,21

1110,14

VII.

FINANCE

1

10

9

2,058

16,04

13,28

VIII.

ALL OTHERS

565

3,47

4,23

1,65,225

800,00

688,95


TOTAL BANK CREDIT

1,570

61,73

47,28

22,11,457

7803,39

6547,27

OF WHICH: 1.ArtisansandVillage&TinyIndustries

15

2

1,31,585

227,58

190,72

2.OtherSmallScaleIndustries

115

1,06

76

69,972

295,77

266,34


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