Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

606

1,74

1,41

216

33

26

-

-

-

1.

Direct Finance

606

1,74

1,41

215

31

24

-

-

-

2.

Indirect Finance

-

-

-

1

2

3

-

-

-

II.

INDUSTRY

636

27,51

19,78

270

42,82

35,74

13

12,62

9,64

1.

Mining & Quarrying

1

4

2

6

15

15

-

-

-

2.

Food Manufacturing and Processing

7

34

34

4

3

1

-

-

-

(a)

Rice Mills, Flour and Dal Mills

7

34

34

1

2

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

3

1

1

-

-

-

3.

Beverage and Tobacco

8

13

10

8

2,12

1,61

-

-

-

4.

Textiles

12

1,50

1,29

43

15,36

14,82

-

-

-

(a)

Cotton Textiles

5

51

45

12

3,45

3,46

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d)

Other Textiles

7

98

84

31

11,90

11,36

-

-

-

5.

Paper, Paper Products and Printing

17

1,17

91

19

2,40

1,20

1

60

16

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

15

7,45

6,63

3

13

-

-

-

-

8.

Chemicals and Chemical Products

43

6,60

3,77

71

11,25

8,90

11

10,68

7,79

(a)

Heavy Industrial Chemicals

-

-

-

4

2,83

2,81

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

3

24

25

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

43

6,60

3,77

64

8,18

5,84

11

10,68

7,79

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

1

1

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

26

3,74

2,01

18

4,44

3,78

-

-

-

(a)

Iron and Steel

-

-

-

5

1,04

82

-

-

-

(b)

Non-Ferrous Metals

12

2,32

1,01

6

1,39

1,28

-

-

-

(c)

Other Metal Products

14

1,42

1,00

7

2,01

1,69

-

-

-

12.

Engineering

30

3,29

2,29

28

2,46

2,04

-

-

-

(a)

Heavy Engineering

8

41

31

11

1,48

1,18

-

-

-

(b)

Light Engineering

19

2,80

1,90

9

29

25

-

-

-

(c)

Electrical Machinery & Goods

3

8

8

6

19

16

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

2

50

45

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

32

2,16

1,48

3

71

40

-

-

-

14.

Other Industries

435

89

78

60

3,71

2,68

1

1,34

1,69

15.

Electricity, Gas & Water

2

5

5

2

1

1

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

2

5

5

2

1

1

-

-

-

16.

Construction

8

17

10

4

5

13

-

-

-

III.

TRANSPORT OPERATORS

64

1,07

94

41

55

58

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

40

49

31

177

73

59

-

-

-

V .

PERSONAL LOANS

2,017

5,79

5,28

299

1,17

1,00

-

-

-

1.

Loans for Purchase of Consumer Durables

68

9

7

5

1

1

-

-

-

2.

Loans for Housing

72

80

70

33

28

24

-

-

-

3.

Rest of the Personal Loans

1,877

4,90

4,52

261

88

75

-

-

-

VI.

TRADE

352

1,84

1,76

87

42

40

-

-

-

1.

Wholesale Trade

9

35

28

3

7

7

-

-

-

2.

Retail Trade

343

1,49

1,48

84

35

34

-

-

-

VII.

FINANCE

-

-

-

1

25

19

-

-

-

VIII.

ALL OTHERS

62

2,91

2,28

33

31

29

-

-

-

TOTAL BANK CREDIT

3,777

41,34

31,75

1,124

46,56

39,06

13

12,62

9,64

OF WHICH :

1.

Artisans & Village Industries

358

2,81

2,49

34

16

16

-

-

-

2.

Other Small Scale Industries

127

6,86

4,97

168

19,23

15,20

11

10,07

6,73

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

-

-

-

822

2,07

1,67

1.

Direct Finance

-

-

-

-

-

-

821

2,05

1,64

2.

Indirect Finance

-

-

-

-

-

-

1

2

3

II.

INDUSTRY

-

-

-

6

3,12

1,15

925

86,07

66,30

1.

Mining & Quarrying

-

-

-

-

-

-

7

18

18

2.

Food Manufacturing and Processing

-

-

-

-

-

-

11

37

35

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

8

36

34

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

3

1

1

3.

Beverage and Tobacco

-

-

-

-

-

-

16

2,25

1,71

4.

Textiles

-

-

-

-

-

-

55

16,85

16,11

(a)

Cotton Textiles

-

-

-

-

-

-

17

3,97

3,91

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

38

12,89

12,21

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

37

4,17

2,26

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

18

7,58

6,63

8.

Chemicals and Chemical Products

-

-

-

4

2,42

79

129

30,94

21,25

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

4

2,83

2,81

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

3

24

25

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

4

2,42

79

122

27,88

18,19

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

1

1

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

44

8,18

5,79

(a)

Iron and Steel

-

-

-

-

-

-

5

1,04

82

(b)

Non-Ferrous Metals

-

-

-

-

-

-

18

3,71

2,29

(c)

Other Metal Products

-

-

-

-

-

-

21

3,42

2,68

12.

Engineering

-

-

-

2

70

36

60

6,44

4,69

(a)

Heavy Engineering

-

-

-

-

-

-

19

1,89

1,49

(b)

Light Engineering

-

-

-

-

-

-

28

3,08

2,16

(c)

Electrical Machinery & Goods

-

-

-

2

70

36

11

97

60

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

2

50

45

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

35

2,87

1,88

14.

Other Industries

-

-

-

-

-

-

496

5,95

5,15

15.

Electricity, Gas & Water

-

-

-

-

-

-

4

6

6

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

4

6

6

16.

Construction

-

-

-

-

-

-

12

22

23

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

105

1,62

1,52

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

217

1,21

90

V .

PERSONAL LOANS

-

-

-

-

-

-

2,316

6,96

6,28

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

73

10

7

2.

Loans for Housing

-

-

-

-

-

-

105

1,08

94

3.

Rest of the Personal Loans

-

-

-

-

-

-

2,138

5,77

5,27

VI.

TRADE

-

-

-

-

-

-

439

2,26

2,16

1.

Wholesale Trade

-

-

-

-

-

-

12

42

34

2.

Retail Trade

-

-

-

-

-

-

427

1,84

1,81

VII.

FINANCE

-

-

-

-

-

-

1

25

19

VIII.

ALL OTHERS

-

-

-

-

-

-

95

3,21

2,57

TOTAL BANK CREDIT

-

-

-

6

3,12

1,15

4,920

103,65

81,59

OF WHICH :

1.

Artisans & Village Industries

-

-

-