WESTERN REGION

STATE : GOA

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,570

20,53

15,46

17,635

176,70

153,01

-

-

-

1. Direct Finance

1,522

19,69

15,08

15,010

148,72

129,50

-

-

-

2. Indirect Finance

48

84

39

2,625

27,99

23,50

-

-

-

II.

INDUSTRY

960

1271,25

1000,25

11,690

2987,39

1867,00

107

151,10

129,72

1. Mining & Quarrying

34

545,86

537,29

164

700,22

455,94

-

-

-

2. Food Manufacturing & Processing

128

97,42

89,54

1,091

182,94

133,94

45

9,74

1,81

  (a) Rice Mills, Flour & Dal Mills

8

22

15

20

4,22

3,05

45

9,74

1,81

  (b) Sugar

-

-

-

1

5

4

-

-

-

  (c) Edible Oils & Vanaspati

4

1,20

1,06

5

13

8

-

-

-

  (d) Tea Processing

-

-

-

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

5

46

27

6

1,26

1,07

-

-

-

  (f) Others

111

95,53

88,06

1,059

177,29

129,70

-

-

-

3. Beverage & Tobacco

9

5,40

5,28

66

30,74

24,33

-

-

-

4. Textiles

72

1,93

1,43

137

25,79

25,25

-

-

-

  (a) Cotton Textiles

6

8

5

7

1,55

1,54

-

-

-

  (b) Jute & Other Natural Fibre Textiles

2

1

-

8

41

36

-

-

-

  (c) Handloom Textiles & Khadi

4

1

1

17

65

53

-

-

-

  (d) Other Textiles & Textile Products

60

1,84

1,37

105

23,18

22,82

-

-

-

5. Paper, Paper Products & Printing

62

5,41

3,73

298

52,18

45,22

35

15,37

14,51

6. Woods and Wood Products

33

1,08

91

100

4,94

3,63

-

-

-

7. Leather & Leather Products

1

-

-

10

59

19

-

-

-

8. Gems and Jewellery

6

47

23

13

67

17

-

-

-

9. Rubber & Plastic Products

62

6,42

4,93

104

13,63

11,61

-

-

-

10. Chemicals & Chemical Products

33

2,70

2,18

177

313,95

117,80

1

25

25

  (a) Heavy Industrial Chemicals

3

54

52

15

6,65

4,82

-

-

-

  (b) Fertilisers

-

-

-

3

187,79

12,79

-

-

-

  (c) Drugs & Pharmaceuticals

5

74

59

45

86,34

78,24

-

-

-

  (d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

25

1,42

1,08

114

33,17

21,94

1

25

25

11. Petroleum, Coal Products & Nuclear Fuels

1

15

8

2

28,00

21,13

-

-

-

12. Manufacture of Cement & Cement Products

25

1,75

1,34

71

10,05

6,58

5

87,00

80,22

13. Basic Metals & Metal Products

102

284,06

172,86

5,540

679,74

558,78

-

-

-

  (a) Iron & Steel

37

249,29

148,20

87

384,46

298,12

-

-

-

  (b) Non-Ferrous Metals

23

32,43

22,75

29

106,48

89,14

-

-

-

  (c) Metal Products

42

2,34

1,90

5,424

188,80

171,52

-

-

-

14. Engineering

141

99,83

80,05

643

181,80

135,79

3

30,16

29,16

  (a) Heavy Engineering

17

8,18

5,86

28

58,08

54,57

1

16

16

  (b) Light Engineering

86

74,03

60,43

403

61,10

33,41

-

-

-

  (c) Electrical Machinery & Goods

24

12,75

11,62

186

54,23

44,28

-

-

-

  (d) Electronic Machinery & Goods

14

4,86

2,13

26

8,39

3,53

2

30,00

29,00

15. Vehicles, Vehicle Parts & Transport Equipments

33

117,56

54,91

174

274,93

50,69

1

1,23

1,22

16. Other Industries

138

66,87

16,12

2,437

131,60

100,71

1

8

1

17. Electricity, Gas & Water

2

10

8

16

34,17

17,10

-

-

-

  (a) Electricity Generation & Transmission

-

-

-

3

29,18

13,38

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

2

10

8

13

4,99

3,72

-

-

-

18. Construction

78

34,24

29,27

647

321,43

158,15

16

7,28

2,53

  (a) Other than Infrastructure

42

8,01

4,61

379

99,88

78,61

-

-

-

  (b) Infrastructure Construction

36

26,23

24,66

268

221,56

79,54

16

7,28

2,53

III.

TRANSPORT OPERATORS

1,419

159,76

122,63

3,790

375,57

275,05

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

695

82,35

58,62

9,192

819,98

619,35

-

-

-

1. Professional Services

48

5,24

3,97

1,239

50,64

42,44

-

-

-

2. Tourism, Hotel & Restaurants

213

34,74

26,56

1,011

379,70

316,77

-

-

-

3. Recreation services

38

4,86

3,04

115

11,08

7,10

-

-

-

4. IT and Telecommunications

11

1,16

88

80

7,78

6,43

-

-

-

5. Others

385

36,35

24,17

6,747

370,77

246,61

-

-

-

V.

PERSONAL LOANS

27,510

1131,58

877,25

57,970

1535,12

1249,25

9

50

17

1. Housing

8,727

754,09

588,21

12,507

793,07

662,24

-

-

-

2. Consumer Durables

203

87

55

2,125

15,55

11,94

-

-

-

3. Vehicles

6,193

171,79

137,78

11,574

245,20

201,28

-

-

-

4. Education

1,103

41,82

28,91

1,924

52,72

41,47

-

-

-

5. Personal Credit Cards

-

-

-

2,595

16,17

11,13

6

18

3

6. Others

11,284

163,02

121,80

27,245

412,40

321,20

3

33

13

VI.

TRADE

1,350

137,91

111,68

8,415

612,99

490,79

8

9,06

3,39

1. Wholesale Trade

101

21,25

16,01

722

176,26

141,02

3

6,95

1,84

2. Retail Trade

1,249

116,66

95,67

7,693

436,73

349,77

5

2,11

1,55

VII.

FINANCE

54

1,37

1,01

157

45,60

8,15

-

-

-

VIII.

ALL OTHERS

117

1,51

1,19

9,428

232,07

135,02

-

-

-

TOTAL BANK CREDIT

33,675

2806,27

2188,09

1,18,277

6785,43

4797,64

124

160,66

133,27

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION – MARCH 2010

WESTERN REGION

STATE : GOA 

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

3,557

31,06

27,97

22,762

228,30

196,44

1. Direct Finance

-

-

-

3,527

28,51

26,37

20,059

196,92

170,95

2. Indirect Finance

-

-

-

30

2,55

1,60

2,703

31,37

25,49

II.

INDUSTRY

-

-

-

1,114

310,10

217,60

13,871

4719,85

3214,56

1. Mining & Quarrying

-

-

-

10

2,91

1,13

208

1249,00

994,36

2. Food Manufacturing & Processing

-

-

-

24

2,61

1,43

1,288

292,70

226,73

  (a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

73

14,18

5,01

  (b) Sugar

-

-

-

-

-

-

1

5

4

  (c) Edible Oils & Vanaspati

-

-

-

-

-

-

9

1,33

1,14

  (d) Tea Processing

-

-

-

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

-

-

-

-

-

-

11

1,72

1,35

  (f) Others

-

-

-

24

2,61

1,43

1,194

275,43

219,19

3. Beverage & Tobacco

-

-

-

9

3,27

2,63

84

39,41

32,24

4. Textiles

-

-

-

33

5,30

3,93

242

33,03

30,62

  (a) Cotton Textiles

-

-

-

2

3,20

3,19

15

4,83

4,78

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

10

42

37

  (c) Handloom Textiles & Khadi

-

-

-

-

-

-

21

66

54

  (d) Other Textiles & Textile Products

-

-

-

31

2,10

75

196

27,12

24,93

5. Paper, Paper Products & Printing

-

-

-

11

82

12

406

73,79

63,59

6. Woods and Wood Products

-

-

-

5

16

7

138

6,18

4,61

7. Leather & Leather Products

-

-

-

4

36

19

15

95

38

8. Gems and Jewellery

-

-

-

3

-

-

22

1,14

40

9. Rubber & Plastic Products

-

-

-

11

6,20

5,81

177

26,26

22,34

10. Chemicals & Chemical Products

-

-

-

13

16,28

7,17

224

333,18

127,40

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

18

7,19

5,34

  (b) Fertilisers

-

-

-

-

-

-

3

187,79

12,79

  (c) Drugs & Pharmaceuticals

-

-

-

3

7,25

5,40

53

94,33

84,24

  (d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

-

-

-

10

9,03

1,77

150

43,88

25,03

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

2

61

60

5

28,76

21,81

12. Manufacture of Cement & Cement Products

-

-

-

2

1,10

86

103

99,90

88,99

13. Basic Metals & Metal Products

-

-

-

22

19,41

10,59

5,664

983,21

742,23

  (a) Iron & Steel

-

-

-

11

15,83

8,63

135

649,58

454,95

  (b) Non-Ferrous Metals

-

-

-

4

1,89

45

56

140,80

112,34

  (c) Metal Products

-

-

-

7

1,69

1,51

5,473

192,83

174,94

14. Engineering

-

-

-

29

51,78

36,29

816

363,57

281,29

  (a) Heavy Engineering

-

-

-

1

4

3

47

66,47

60,62

  (b) Light Engineering

-

-

-

13

49,66

34,47

502

184,80

128,31

  (c) Electrical Machinery & Goods

-

-

-

14

2,00

1,74

224

68,98

57,64

  (d) Electronic Machinery & Goods

-

-

-

1

7

5

43

43,32

34,71

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

18

32,31

26,75

226

426,03

133,58

16. Other Industries

-

-

-

198

20,46

17,63

2,774

219,01

134,47

17. Electricity, Gas & Water

-

-

-

5

37,84

28,88

23

72,10

46,06

  (a) Electricity Generation & Transmission

-

-

-

-

-

-

3

29,18

13,38

  (b) Non-Conventional Energy

-

-

-

5

37,84

28,88

5

37,84

28,88

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

15

5,08

3,80

18. Construction

-

-

-

715

108,68

73,51

1,456

471,64

263,47

  (a) Other than Infrastructure

-

-

-

414

92,70

61,32

835

200,59

144,54

  (b) Infrastructure Construction

-

-

-

301

15,98

12,19

621

271,05

118,93

III.

TRANSPORT OPERATORS

-

-

-

2,615

181,64

97,88

7,824

716,97

495,57

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

1,945

113,05

78,53

11,832

1015,38

756,51

1. Professional Services

-

-

-

94

15,99

10,22

1,381

71,87

56,63

2. Tourism, Hotel & Restaurants

-

-

-

101

8,89

5,38

1,325

423,33

348,72

3. Recreation services

-

-

-

4

2,17

48

157

18,10

10,61

4. IT and Telecommunications

-

-

-

2

2,49

86

93

11,43

8,17

5. Others

-

-

-

1,744

83,52

61,60

8,876

490,64

332,38

V.

PERSONAL LOANS

-

-

-

43,772

634,33

404,58

1,29,261

3301,54

2531,25

1. Housing

-

-

-

1,661

140,90

111,24

22,895

1688,06

1361,69

2. Consumer Durables

-

-

-

235

4,54

2,97

2,563

20,97

15,46

3. Vehicles

-

-

-

20,375

188,25

84,98

38,142

605,24

424,04

4. Education

-

-

-

660

26,28

23,82

3,687

120,83

94,20

5. Personal Credit Cards

-

-

-

490

15,80

2,68

3,091

32,14

13,84

6. Others

-

-

-

20,351

258,56

178,88

58,883

834,30

622,02

VI.

TRADE

-

-

-

697

158,54

119,43

10,470

918,50

725,30

1. Wholesale Trade

-

-

-

122

95,00

77,13

948

299,46

236,00

2. Retail Trade

-

-

-

575

63,54

42,30

9,522

619,04

489,29

VII.

FINANCE

1

41

42

48

8,08

6,63

260

55,46

16,22

VIII.

ALL OTHERS

-

-

-

27,917

102,06

70,89

37,462

335,63

207,10

TOTAL BANK CREDIT

1

41

42

81,665

1538,85

1023,53

2,33,742

11291,63

8142,95