WESTERN REGION

STATE : GUJARAT

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

8,13,237

6660,25

6193,49

4,66,361

6444,84

5480,09

1. Direct Finance

8,08,537

6323,41

5972,62

4,60,426

4670,63

4118,03

2. Indirect Finance

4,700

336,83

220,87

5,935

1774,21

1362,05

II.

INDUSTRY

28,515

18285,12

15421,30

25,267

6722,32

4904,63

1. Mining & Quarrying

288

5334,72

5187,32

698

191,63

154,46

2. Food Manufacturing & Processing

3,184

475,45

337,91

3,461

1037,12

725,86

  (a) Rice Mills, Flour & Dal Mills

898

163,26

127,30

1,463

462,91

325,36

  (b) Sugar

7

6,54

2,82

13

8,20

6,04

  (c) Edible Oils & Vanaspati

463

64,85

27,22

889

161,43

114,29

  (d) Tea Processing

1

5

5

5

3,65

2,47

  (e) Processing of Fruits & Vegetables

21

10,73

8,00

64

30,17

23,48

  (f) Others

1,794

230,02

172,53

1,027

370,76

254,21

3. Beverage & Tobacco

128

34,17

28,59

227

70,19

50,62

4. Textiles

7,238

2008,26

1729,33

3,626

694,40

529,28

  (a) Cotton Textiles

208

1217,25

988,62

1,103

556,28

426,01

  (b) Jute & Other Natural Fibre Textiles

3,866

68,86

63,89

184

8,46

14,19

  (c) Handloom Textiles & Khadi

1,300

7,31

4,81

549

17,92

14,39

  (d) Other Textiles & Textile Products

1,864

714,84

672,02

1,790

111,73

74,69

5. Paper, Paper Products & Printing

602

206,93

130,28

564

335,88

284,59

6. Leather & Leather Products

1,978

62,09

48,01

299

4,92

4,23

7. Rubber & Plastic Products

420

355,81

264,90

642

381,17

324,05

8. Chemicals & Chemical Products

693

1823,37

1434,85

1,366

811,50

579,11

  (a) Heavy Industrial Chemicals

121

639,62

571,20

351

241,80

170,44

  (b) Fertilisers

9

246,22

192,43

22

196,88

169,78

  (c) Drugs & Pharmaceuticals

107

162,45

132,16

299

96,67

76,57

  (d) Non-Edible Oils

12

5,80

5,28

118

66,75

38,16

  (e) Other Chemicals & Chemical Products

444

769,28

533,79

576

209,39

124,16

9. Petroleum, Coal Products & Nuclear Fuels

39

374,72

315,97

31

164,24

186,09

10. Manufacture of Cement & Cement Products

646

363,68

289,68

312

35,37

24,29

11. Basic Metals & Metal Products

1,145

999,35

755,52

3,123

931,80

609,16

  (a) Iron & Steel

154

673,00

541,71

185

693,39

436,96

  (b) Non-Ferrous Metals

72

240,60

137,13

85

78,62

64,73

  (c) Metal Products

919

85,76

76,67

2,853

159,79

107,48

12. Engineering

1,385

1447,88

929,77

1,247

552,30

445,45

  (a) Heavy Engineering

108

42,81

36,32

128

75,28

65,25

  (b) Light Engineering

935

1320,22

823,08

756

322,05

255,33

  (c) Electrical Machinery & Goods

277

41,00

30,74

227

105,88

82,23

  (d) Electronic Machinery & Goods

65

43,85

39,62

136

49,09

42,63

13. Vehicles, Vehicle Parts & Transport Equipments

211

298,10

296,05

252

104,51

83,38

14. Other Industries

9,051

380,07

289,78

7,715

472,63

359,44

15. Electricity, Gas & Water

56

664,25

477,14

72

50,89

53,16

  (a) Electricity Generation & Transmission

26

588,43

423,99

10

11,08

14,63

  (b) Non-Conventional Energy

1

1,88

1,80

15

10,69

10,36

  (c) Gas, Steam & Water Supply

29

73,95

51,35

47

29,13

28,17

16. Construction

1,451

3456,26

2906,22

1,632

883,78

491,46

III.

TRANSPORT OPERATORS

6,599

151,27

124,90

5,508

127,81

121,11

IV.

PROFESSIONAL AND OTHER SERVICES

38,906

1192,31

1103,94

31,230

659,87

458,93

V.

PERSONAL LOANS

1,52,020

3484,74

2784,25

2,31,590

5358,95

4204,34

1. Loans for Purchase of Consumer Durables

3,870

20,15

15,83

4,835

23,98

18,15

2. Loans for Housing

36,053

1623,59

1376,41

64,931

2479,43

2131,93

3. Rest of the Personal Loans

1,12,097

1841,00

1392,01

1,61,824

2855,54

2054,26

VI.

TRADE

65,918

1069,16

861,10

66,280

2346,14

1570,01

1. Wholesale Trade

5,156

353,44

284,76

8,540

994,75

675,73

2. Retail Trade

60,762

715,72

576,34

57,740

1351,38

894,27

VII.

FINANCE

450

118,93

101,70

396

93,83

33,30

VIII.

ALL OTHERS

36,719

492,70

436,10

45,840

778,96

589,20

TOTAL BANK CREDIT

11,42,364

31454,47

27026,77

8,72,472

22532,71

17361,61

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

WESTERN REGION

STATE : GUJARAT

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

67,923

4192,60

3423,34

48,412

9015,44

6806,15

1. Direct Finance

65,034

1811,55

1517,98

45,108

5872,23

4469,99

2. Indirect Finance

2,889

2381,05

1905,36

3,304

3143,21

2336,16

II.

INDUSTRY

23,829

13493,22

11442,34

1,09,341

58674,13

39027,25

1. Mining & Quarrying

338

1080,04

773,04

247

1047,05

674,78

2. Food Manufacturing & Processing

1,552

1270,62

966,44

1,525

2284,89

1366,99

  (a) Rice Mills, Flour & Dal Mills

621

499,13

305,73

178

145,68

103,78

  (b) Sugar

13

78,47

71,72

27

10,73

6,19

  (c) Edible Oils & Vanaspati

156

132,52

111,27

231

1023,52

619,83

  (d) Tea Processing

13

52,73

50,73

16

21,30

16,17

  (e) Processing of Fruits & Vegetables

49

64,15

33,21

51

66,89

47,49

  (f) Others

700

443,62

393,79

1,022

1016,77

573,52

3. Beverage & Tobacco

146

149,99

78,43

91

69,16

32,61

4. Textiles

2,893

1537,51

1217,74

28,813

11002,55

6660,57

  (a) Cotton Textiles

990

1137,39

907,20

12,619

5074,61

3042,04

  (b) Jute & Other Natural Fibre Textiles

470

18,23

16,86

65

18,17

11,79

  (c) Handloom Textiles & Khadi

279

8,06

5,46

437

103,43

91,88

  (d) Other Textiles & Textile Products

1,154

373,83

288,22

15,692

5806,34

3514,86

5. Paper, Paper Products & Printing

338

100,39

80,88

898

1195,78

832,00

6. Leather & Leather Products

112

6,67

5,68

210

44,22

34,37

7. Rubber & Plastic Products

943

236,59

197,16

1,816

1890,01

1268,14

8. Chemicals & Chemical Products

774

797,73

611,12

6,080

8172,02

5380,77

  (a) Heavy Industrial Chemicals

147

224,25

148,49

854

2786,96

1684,73

  (b) Fertilisers

20

81,80

68,05

41

243,26

165,10

  (c) Drugs & Pharmaceuticals

150

124,80

111,86

1,673

2736,79

1816,63

  (d) Non-Edible Oils

27

78,94

51,41

20

63,17

60,79

  (e) Other Chemicals & Chemical Products

430

287,95

231,31

3,492

2341,84

1653,51

9. Petroleum, Coal Products & Nuclear Fuels

80

1400,95

2455,28

189

981,01

441,60

10. Manufacture of Cement & Cement Products

211

84,07

55,91

171

521,67

324,51

11. Basic Metals & Metal Products

6,306

1446,29

1060,32

25,748

6079,84

4369,34

  (a) Iron & Steel

570

806,61

601,09

1,021

4239,16

3226,55

  (b) Non-Ferrous Metals

264

139,26

95,11

349

592,76

414,31

  (c) Metal Products

5,472

500,43

364,11

24,378

1247,92

728,48

12. Engineering

1,534

922,69

672,80

5,670

3860,45

2876,21

  (a) Heavy Engineering

257

238,11

189,89

735

1228,63

937,11

  (b) Light Engineering

966

488,63

350,71

2,962

1350,78

1077,80

  (c) Electrical Machinery & Goods

187

101,89

80,48

1,245

918,15

568,48

  (d) Electronic Machinery & Goods

124

94,06

51,71

728

362,89

292,82

13. Vehicles, Vehicle Parts & Transport Equipments

243

384,82

249,06

1,351

952,96

680,18

14. Other Industries

4,840

606,09

394,76

30,279

3314,75

2627,15

15. Electricity, Gas & Water

66

738,02

398,94

232

8263,93

5129,49

  (a) Electricity Generation & Transmission

21

657,24

319,64

161

6617,73

3924,87

  (b) Non-Conventional Energy

8

3,21

2,96

30

1626,12

1191,29

  (c) Gas, Steam & Water Supply

37

77,58

76,34

41

20,08

13,33

16. Construction

3,453

2730,73

2224,78

6,021

8993,84

6328,53

III.

TRANSPORT OPERATORS

6,278

734,31

1070,04

19,744

1150,50

900,78

IV.

PROFESSIONAL AND OTHER SERVICES

26,576

1437,34

1091,81

72,629

6086,82

4465,08

V.

PERSONAL LOANS

2,39,907

7048,45

5425,80

5,63,647

15932,83

12516,76

1. Loans for Purchase of Consumer Durables

3,519

21,70

16,15

9,564

101,46

92,70

2. Loans for Housing

71,164

3396,48

2873,12

1,15,191

6552,49

5753,77

3. Rest of the Personal Loans

1,65,224

3630,27

2536,54

4,38,892

9278,87

6670,30

VI.

TRADE

30,982

3195,80

2449,35

56,355

10910,54

7753,55

1. Wholesale Trade

2,597

1697,88

1374,49

7,942

6482,03

4923,85

2. Retail Trade

28,385

1497,92

1074,86

48,413

4428,51

2829,70

VII.

FINANCE

335

220,55

68,92

788

1699,27

1337,96

VIII.

ALL OTHERS

45,772

1232,32

911,44

1,74,360

5695,39

4202,60

TOTAL BANK CREDIT

4,41,602

31554,60

25883,05

10,45,276

109164,91

77010,14