Table No. 5. 9 - District-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

WESTERN REGION

STATE : GUJARAT

(Amount in Rupees Thousand)

AHMEDABAD

AMRELI

BANAS KANTHA

BHARUCH

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

24,067

77,35,90

48,281

49,29,56

43,985

75,54,51

38,666

55,13,03

1.

Direct Finance

23,080

64,23,03

48,243

47,60,26

43,759

68,30,34

38,550

50,57,24

2.

Indirect Finance

987

13,12,87

38

1,69,30

226

7,24,17

116

4,55,79

II.

INDUSTRY

21,049

3171,02,01

4,836

17,10,08

4,880

12,32,48

4,921

318,74,05

1.

Mining & Quarrying

120

7,39,22

5

10,22

42

2,52,64

15

30,96

2.

Manufacturing & Processing

20,475

3067,96,39

4,822

16,95,30

4,816

9,63,15

4,825

316,64,07

3.

Electricity, Gas & Water

96

45,98,86

1

15

10

5,91

11

33,15

4.

Construction

358

49,67,54

8

4,41

12

10,78

70

1,45,87

III.

TRANSPORT OPERATORS

4,915

28,18,05

345

1,17,36

1,628

2,91,75

1,031

7,56,22

IV.

PROFESSIONAL AND OTHER SERVICES

16,254

142,09,70

3,417

2,97,14

2,590

2,36,46

4,030

6,99,71

V.

PERSONAL LOANS

1,01,056

373,69,08

5,342

10,14,57

5,215

10,79,34

11,590

30,56,01

1.

Loans for Purchase of Consumer Durables

3,178

4,53,58

600

55,58

150

11,85

304

46,09

2.

Loans for Housing

14,111

136,28,69

900

3,13,70

420

2,86,16

985

7,17,22

3.

Rest of the Personal Loans

83,767

232,86,81

3,842

6,45,29

4,645

7,81,33

10,301

22,92,70

VI.

TRADE

23,434

325,95,48

6,427

7,04,94

5,957

7,70,15

12,969

15,68,79

1.

Wholesale Trade

4,066

239,13,80

131

1,07,70

683

1,87,69

541

4,49,27

2.

Retail Trade

19,368

86,81,68

6,296

5,97,24

5,274

5,82,46

12,428

11,19,52

VII.

FINANCE

646

400,47,08

-

-

5

7,86

53

6,77,55

VIII.

ALL OTHERS

27,649

318,49,84

1,852

1,40,73

2,137

2,16,95

2,556

25,76,30

TOTAL BANK CREDIT

2,19,070

  4837,27,14

70,500

 89,14,38

66,397

 113,89,50

75,816

  467,21,66

OF WHICH:

1. Artisans & Village Industries

3,805

8,60,99

2,419

1,64,25

3,744

2,43,15

2,470

2,13,48

2. Other Small Scale Industries

11,139

688,89,84

2,197

5,50,61

931

5,68,17

1,787

72,32,87

BHAVNAGAR

DANGS

GANDHINAGAR

JAMNAGAR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

33,711

52,14,82

5,930

2,31,94

8,259

62,37,38

61,567

59,57,29

1.

Direct Finance

33,532

47,59,40

5,929

2,31,47

7,186

15,07,04

61,524

59,19,96

2.

Indirect Finance

179

4,55,42

1

47

1,073

47,30,34

43

37,33

II.

INDUSTRY

11,184

222,43,30

766

63,33

884

109,92,30

6,068

145,04,66

1.

Mining & Quarrying

40

4,86,51

1

1,17

-

-

15

1,18,33

2.

Manufacturing & Processing

11,091

214,08,34

765

62,16

867

65,71,72

6,012

138,77,92

3.

Electricity, Gas & Water

17

2,75,39

-

-

1

4,88,18

13

1,39,06

4.

Construction

36

73,06

-

-

16

39,32,40

28

3,69,35

III.

TRANSPORT OPERATORS

1,472

6,32,69

62

55,01

847

3,44,43

833

5,95,00

IV.

PROFESSIONAL AND OTHER SERVICES

9,509

24,19,82

278

19,42

747

2,22,02

5,522

16,51,74

V.

PERSONAL LOANS

30,647

55,35,43

448

85,87

9,750

22,31,88

11,923

30,78,59

1.

Loans for Purchase of Consumer Durables

961

1,10,70

128

13,62

373

75,50

671

68,65

2.

Loans for Housing

2,704

14,87,12

8

5,27

888

7,06,15

1,689

11,15,70

3.

Rest of the Personal Loans

26,982

39,37,61

312

66,98

8,489

14,50,23

9,563

18,94,24

VI.

TRADE

14,872

38,78,43

1,099

70,06

1,384

5,46,26

9,130

15,92,35

1.

Wholesale Trade

513

16,35,41

261

15,31

24

78,60

611

6,39,72

2.

Retail Trade

14,359

22,43,02

838

54,75

1,360

4,67,66

8,519

9,52,63

VII.

FINANCE

7

5,70

-

-

23

11,15,07

20

5,81,68

VIII.

ALL OTHERS

4,224

40,63,09

120

10,80

1,066

14,56,80

4,340

12,18,81

TOTAL BANK CREDIT

1,05,626

439,93,28

8,703

5,36,43

22,960

 231,46,14

99,403

291,80,12

OF WHICH:

1. Artisans & Village Industries

5,384

5,92,09

195

39,19

287

18,61

2,675

1,73,97

2. Other Small Scale Industries

4,492

97,18,56

63

4,06

401

14,66,31

2,475

40,16,56

JUNAGADH

KACHCHH

KHEDA

MAHESANA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

67,962

109,20,62

13,867

34,90,56

79,308

222,04,67

51,968

82,13,07

1.

Direct Finance

67,650

107,45,26

13,759

33,60,88

78,596

196,22,37

51,255

75,73,84

2.

Indirect Finance

312

1,75,36

108

1,29,68

712

25,82,30

713

6,39,23

II.

INDUSTRY

7,277

205,44,14

7,304

91,57,07

4,358

156,00,58

6,212

250,11,17

1.

Mining & Quarrying

72

3,03,65

66

1,47,05

66

1,67,64

26

2,08,07

2.

Manufacturing & Processing

7,166

201,12,95

7,168

67,54,27

4,200

153,18,15

6,141

245,63,61

3.

Electricity, Gas & Water

13

72,61

5

20,01,36

12

21,56

13

1,14,96

4.

Construction

26

54,93

65

2,54,39

80

93,23

32

1,24,53

III.

TRANSPORT OPERATORS

1,720

10,73,61

2,521

28,80,55

3,142

16,07,81

3,639

10,43,09

IV.

PROFESSIONAL AND OTHER SERVICES

7,719

10,87,42

4,917

14,86,06

6,118

23,67,33

5,760

10,20,99

V.

PERSONAL LOANS

15,708

38,97,42

10,036

29,39,46

27,162

88,62,55

20,253

45,78,95

1.

Loans for Purchase of Consumer Durables

1,623

1,37,24

854

92,93

745

1,23,55

364

38,76

2.

Loans for Housing

1,741

14,85,49

991

8,33,05

3,048

27,68,78

2,547

14,41,63

3.

Rest of the Personal Loans

12,344

22,74,69

8,191

20,13,48

23,369

59,70,22

17,342

30,98,56

VI.

TRADE

16,191

35,45,16

7,640

37,15,78

17,379

37,49,79

9,754

18,89,40

1.

Wholesale Trade

1,173

20,10,46

463

23,47,62

1,025

15,01,64

1,038

9,83,81

2.

Retail Trade

15,018

15,34,70

7,177

13,68,16

16,354

22,48,15

8,716

9,05,59

VII.

FINANCE

11

1,33,35

17

3,28,92

266

6,02,87

40

7,45,70

VIII.

ALL OTHERS

6,148

21,25,48

4,125

11,15,31

12,821

92,07,76

6,653

8,21,45

TOTAL BANK CREDIT

1,22,736

 433,27,20

50,427

 251,13,71

1,50,554

 642,03,36

1,04,279

  433,23,82

OF WHICH:

1. Artisans & Village Industries

3,655

2,94,33

5,640

2,03,77

1,176

1,37,25

3,449

1,71,91

2. Other Small Scale Industries

2,686

38,73,54

1,267

18,82,23

2,290

51,86,52

1,932

102,61,11

PANCH MAHALS

RAJKOT

SABAR KANTHA

SURAT

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

25

26

27

28

29

30

31

32

I.

AGRICULTURE

67,567

63,95,10

65,527

79,38,05

37,173

58,24,13

76,130

119,77,68

1.

Direct Finance

66,208

62,32,47

65,361

72,88,35

36,456

55,54,45

75,636

116,50,05

2.

Indirect Finance

1,359

1,62,63

166

6,49,70

717

2,69,68

494

3,27,63

II.

INDUSTRY

9,616

173,44,10

12,116

327,03,19

3,185

31,24,51

14,982

1096,36,09

1.

Mining & Quarrying

77

2,00,89

34

2,28,52

35

1,31,11

25

1,25,64

2.

Manufacturing & Processing

9,516

170,91,95

12,043

322,02,40

3,130

29,80,38

14,787

1020,92,28

3.

Electricity, Gas & Water

11

37,25

7

25,93

6

4,09

34

68,19,08

4.

Construction

12

14,01

32

2,46,34

14

8,93

136

5,99,09

III.

TRANSPORT OPERATORS

1,762

9,28,28

2,104

10,83,93

1,583

6,58,85

3,226

19,35,49

IV.

PROFESSIONAL AND OTHER SERVICES

3,926

6,23,97

8,861

29,42,27

3,630

4,93,23

7,235

29,04,50

V.

PERSONAL LOANS

9,845

20,85,57

24,688

75,12,07

6,077

12,85,97

25,712

83,40,89

1.

Loans for Purchase of Consumer Durables

818

89,08

1,448

1,33,65

303

46,36

878

1,38,58

2.

Loans for Housing

934

6,45,24

4,259

29,37,58

551

4,47,49

4,206

26,93,47

3.

Rest of the Personal Loans

8,093

13,51,25

18,981

44,40,84

5,223

7,92,12

20,628

55,08,84

VI.

TRADE

14,747

17,15,57

12,334

36,73,64

6,632

20,88,62

12,881

77,62,34

1.

Wholesale Trade

1,311

3,93,12

1,229

17,61,98

556

10,90,81

2,178

47,91,83

2.

Retail Trade

13,436

13,22,45

11,105

19,11,66

6,076

9,97,81

10,703

29,70,51

VII.

FINANCE

52

4,76,42

209

12,77,98

16

38,87

123

46,60,48

VIII.

ALL OTHERS

4,741

15,80,25

8,541

28,24,23

1,875

3,46,31

8,537

68,65,39

TOTAL BANK CREDIT

1,12,256

 311,49,26

1,34,380

 599,55,36

60,171

 138,60,49

1,48,826

 1540,82,86

OF WHICH:

1. Artisans & Village Industries

6,806

3,67,61

3,367

3,02,50

2,122

1,48,62

2,183

8,09,69

2. Other Small Scale Industries

2,263

98,64,52

7,234

132,76,02

842

9,28,99

8,899

344,24,37

SURENDRANAGAR

VADODARA

VALSAD

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

33

34

35

36

37

38

I.

AGRICULTURE

18,042

26,43,35

80,263

231,30,40

53,382

89,27,05

1.

Direct Finance

18,028

25,40,87

79,646

86,73,23

52,738

81,52,79

2.

Indirect Finance

14

1,02,48

617

144,57,17

644

7,74,26

II.

INDUSTRY

9,647

101,42,02

10,127

1816,88,19

7,891

568,83,68

1.

Mining & Quarrying