NORTHERN REGION

(Amount in Rupees Thousand)

BILASPUR

CHAMBA

HAMIRPUR

KANGRA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

5,704

13,20,46

6,349

9,28,30

7,449

16,82,24

20,409

42,63,78

1. Direct Finance

5,595

11,36,03

5,928

7,83,00

7,180

15,86,95

19,996

40,77,13

2. Indirect Finance

109

1,84,43

421

1,45,30

269

95,29

413

1,86,65

II.

INDUSTRY

1,061

5,75,82

2,286

4,25,48

1,768

9,47,32

4,863

246,42,84

1. Mining & Quarrying

––

––

6

36,07

2

14,23

30

1,97,71

2. Manufacturing & Processing

1,035

5,04,22

2,272

3,59,50

1,726

7,74,62

4,562

38,91,23

3. Electricity, Gas & Water

––

––

––

––

––

––

3

200,21,67

4. Construction

26

71,60

8

29,91

40

1,58,47

268

5,32,23

III.

TRANSPORT OPERATORS

537

6,78,64

2,673

10,60,36

654

9,28,56

1,812

25,57,84

IV.

PROFESSIONAL AND OTHER SERVICES

359

2,09,19

333

2,53,81

438

2,41,64

1,662

12,45,48

V.

PERSONAL LOANS

5,848

22,09,11

7,480

22,35,13

7,406

31,84,21

29,160

119,59,86

1. Loans for Purchase of Consumer Durables

482

1,34,23

575

1,41,79

468

1,11,35

2,290

6,31,81

2. Loans for Housing

820

6,39,96

750

5,89,40

807

10,28,11

2,952

39,76,73

3. Rest of the Personal Loans

4,546

14,34,92

6,155

15,03,94

6,131

20,44,75

23,918

73,51,32

VI.

TRADE

3,168

17,07,22

4,470

14,80,42

3,916

20,65,57

8,961

52,87,35

1. Wholesale Trade

115

1,57,76

47

74,53

48

2,08,04

316

11,23,57

2. Retail Trade

3,053

15,49,46

4,423

14,05,89

3,868

18,57,53

8,645

41,63,78

VII.

FINANCE

4

5,45

1

1,60

12

13,65

173

9,37,83

VIII.

ALL OTHERS

749

4,44,74

3,146

6,21,68

1,084

10,78,20

6,164

31,79,66

TOTAL BANK CREDIT

17,430

71,50,63

26,738

70,06,78

22,727

101,41,39

73,204

540,74,64

OF WHICH : 1. Artisans and Village & Tiny Industries

446

2,31,05

1,106

1,41,27

869

3,34,33

2,132

9,87,43

2.OtherSmallScaleIndustries

537

2,07,72

514

1,62,82

682

3,39,60

1,949

13,10,52

KINNAUR

KULU

LAHUL & SPITI

MANDI

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

1,874

3,75,19

8,793

22,59,55

682

2,34,85

14,579

26,09,94

1. Direct Finance

1,874

3,75,19

8,575

21,66,35

662

1,55,70

13,760

22,49,42

2. Indirect Finance

––

––

218

93,20

20

79,15

819

3,60,52

II.

INDUSTRY

321

47,66,27

2,169

27,61,31

358

46,87

4,238

20,01,11

1. Mining & Quarrying

––

––

7

29,76

1

2,81

5

31,98

2. Manufacturing & Processing

319

46,87

2,094

11,50,89

357

44,06

4,169

17,75,82

3. Electricity, Gas & Water

1

47,17,77

3

13,06,98

––

––

1

4,87

4. Construction

1

1,63

65

2,73,68

––

––

63

1,88,44

III.

TRANSPORT OPERATORS

88

1,35,19

1,138

15,14,36

32

31,90

1,575

18,35,82

IV.

PROFESSIONAL AND OTHER SERVICES

99

28,43

625

5,65,16

39

14,91

975

5,06,81

V.

PERSONAL LOANS

1,150

5,79,41

7,854

41,99,35

444

1,75,81

18,063

64,93,22

1. Loans for Purchase of Consumer Durables

177

51,35

799

2,75,00

67

11,50

2,093

5,66,72

2. Loans for Housing

133

2,39,47

902

16,73,87

44

67,47

1,267

17,79,64

3. Rest of the Personal Loans

840

2,88,59

6,153

22,50,48

333

96,84

14,703

41,46,86

VI.

TRADE

527

2,80,92

3,675

25,46,03

541

2,11,19

7,644

47,00,69

1. Wholesale Trade

42

30,47

195

3,56,00

––

––

259

6,58,58

2. Retail Trade

485

2,50,45

3,480

21,90,03

541

2,11,19

7,385

40,42,11

VII.

FINANCE

––

––

3

3,60

––

––

15

10,25

VIII.

ALL OTHERS

465

1,63,11

2,013

23,94,07

101

34,90

3,408

11,93,17

TOTAL BANK CREDIT

4,524

63,28,52

26,270

162,43,43

2,197

7,50,43

50,497

193,51,01

OF WHICH : 1. Artisans and Village & Tiny Industries

290

38,21

1,266

3,84,75

213

28,96

2,724

6,31,22

2.OtherSmallScaleIndustries

19

3,76

656

5,58,75

141

14,12

1,092

6,36,26

SIMLA

SIRMAUR

SOLAN

UNA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

15,850

77,07,80

7,336

14,02,65

9,452

42,26,03

7,502

23,22,03

1. Direct Finance

15,406

46,31,72

7,070

13,06,26

9,193

37,29,68

7,255

19,35,54

2. Indirect Finance

444

30,76,08

266

96,39

259

4,96,35

247

3,86,49

II.

INDUSTRY

1,607

110,94,77

669

45,39,51

2,963

290,73,52

1,629

21,47,03

1. Mining & Quarrying

13

1,23,77

15

84,91

5

47,54

3

20,86

2. Manufacturing & Processing

1,544

26,91,19

630

43,65,04

2,918

288,72,35

1,583

19,91,08

3. Electricity, Gas & Water

9

79,33,96

––

––

1

3,06

––

––

4. Construction

41

3,45,85

24

89,56

39

1,50,57

43

1,35,09

III.

TRANSPORT OPERATORS

1,591

42,20,40

434

3,60,84

513

6,65,22

260

4,09,32

IV.

PROFESSIONAL AND OTHER SERVICES

1,430

130,08,28

536

2,25,20

575

244,18,44

506

3,74,80

V.

PERSONAL LOANS

20,201

113,04,36

5,795

28,10,14

11,819

75,28,73

7,049

30,88,13

1. Loans for Purchase of Consumer Durables

2,552

6,68,73

568

1,70,01

1,820

4,68,59

404

81,84

2. Loans for Housing

3,335

44,08,05

969

11,93,14

1,992

31,24,93

892

11,58,21

3. Rest of the Personal Loans

14,314

62,27,58

4,258

14,46,99

8,007

39,35,21

5,753

18,48,08

VI.

TRADE

6,048

53,78,90

3,238

19,15,26

3,784

46,17,98

2,679

17,56,48

1. Wholesale Trade

288

10,83,05

105

2,56,54

174

22,55,65

25

95,64

2. Retail Trade

5,760

42,95,85

3,133

16,58,72

3,610

23,62,33

2,654

16,60,84

VII.

FINANCE

57

3,05,13

26

7,50

27

2,33,19

6

5,48

VIII.

ALL OTHERS

4,424

83,53,82

1,189

15,56,56

2,547

45,60,93

1,162

8,13,48

TOTAL BANK CREDIT

51,208

613,73,46

19,223

128,17,66

31,680

753,24,04

20,793

109,16,75

OF WHICH : 1. Artisans and Village & Tiny Industries

667

2,68,08

289

6,91,68

545

12,75,03

658

4,38,87

2.OtherSmallScaleIndustries

688

6,28,75

232

16,87,46

2,075

53,79,86

840

10,02,97