Karnataka - ఆర్బిఐ - Reserve Bank of India
Karnataka
SOUTHERN REGION |
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STATE: KARNATAKA |
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(Amount in ` Lakh) |
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OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
16,89,586 |
14544,99 |
13449,90 |
8,04,292 |
9959,73 |
9028,12 |
|
1. Direct Finance |
16,26,224 |
13000,83 |
12163,30 |
7,80,196 |
8895,50 |
8085,49 |
|
2. Indirect Finance |
63,362 |
1544,16 |
1286,60 |
24,096 |
1064,22 |
942,63 |
II. |
INDUSTRY |
45,715 |
13658,27 |
9392,77 |
33,237 |
6699,32 |
4510,43 |
|
1. Mining & Quarrying |
378 |
246,20 |
171,59 |
513 |
131,31 |
95,31 |
|
2. Food Manufacturing & Processing |
3,171 |
1164,06 |
868,00 |
4,829 |
1046,73 |
823,69 |
|
(a) Rice Mills, Flour & Dal Mills |
688 |
68,30 |
57,72 |
961 |
209,90 |
172,23 |
|
(b) Sugar |
63 |
599,50 |
465,38 |
38 |
289,67 |
242,50 |
|
(c) Edible Oils & Vanaspati |
246 |
22,74 |
7,76 |
268 |
77,14 |
49,94 |
|
(d) Tea Processing |
111 |
1,52 |
1,06 |
25 |
45 |
43 |
|
(e) Processing of Fruits & Vegetables |
56 |
67,71 |
48,11 |
116 |
37,67 |
21,88 |
|
(f) Others |
2,007 |
404,29 |
287,98 |
3,421 |
431,91 |
336,72 |
|
3. Beverage & Tobacco |
88 |
710,79 |
648,77 |
158 |
60,74 |
43,74 |
|
4. Textiles |
3,350 |
581,90 |
459,50 |
3,233 |
166,40 |
127,45 |
|
(a) Cotton Textiles |
891 |
39,04 |
36,34 |
476 |
71,30 |
49,27 |
|
(b) Jute & Other Natural Fibre Textiles |
159 |
1,55 |
1,01 |
121 |
4,28 |
4,09 |
|
(c) Handloom Textiles & Khadi |
368 |
11,17 |
9,55 |
568 |
9,69 |
8,05 |
|
(d) Other Textiles & Textile Products |
1,932 |
530,14 |
412,60 |
2,068 |
81,14 |
66,05 |
|
5. Paper, Paper Products & Printing |
761 |
149,79 |
95,57 |
553 |
144,96 |
121,01 |
|
6. Woods and Wood Products |
647 |
31,77 |
24,93 |
1,124 |
51,39 |
31,83 |
|
7. Leather & Leather Products |
159 |
23,21 |
18,22 |
192 |
3,53 |
2,51 |
|
8. Gems and Jewellery |
3,759 |
52,35 |
48,99 |
1,175 |
63,05 |
62,62 |
|
9. Rubber & Plastic Products |
306 |
162,54 |
71,33 |
300 |
58,12 |
35,36 |
|
10. Chemicals & Chemical Products |
942 |
858,67 |
763,64 |
862 |
148,02 |
92,06 |
|
(a) Heavy Industrial Chemicals |
17 |
569,76 |
542,14 |
16 |
1,67 |
1,38 |
|
(b) Fertilisers |
168 |
1,61 |
1,23 |
39 |
7,84 |
4,86 |
|
(c) Drugs & Pharmaceuticals |
236 |
191,95 |
159,02 |
78 |
5,41 |
3,81 |
|
(d) Non-Edible Oils |
63 |
6,84 |
4,63 |
92 |
34,14 |
18,33 |
|
(e) Other Chemicals & Chemical Products |
458 |
88,51 |
56,62 |
637 |
98,97 |
63,69 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
41 |
466,32 |
65,12 |
25 |
258,72 |
36,45 |
|
12. Manufacture of Cement & Cement Products |
331 |
473,99 |
237,33 |
404 |
37,35 |
29,88 |
|
13. Basic Metals & Metal Products |
925 |
1896,39 |
1187,94 |
932 |
551,24 |
453,47 |
|
(a) Iron & Steel |
67 |
1774,52 |
1134,68 |
158 |
473,36 |
396,80 |
|
(b) Non-Ferrous Metals |
29 |
21,93 |
18,74 |
42 |
22,59 |
13,05 |
|
(c) Metal Products |
829 |
99,94 |
34,52 |
732 |
55,29 |
43,62 |
|
14. Engineering |
3,153 |
695,87 |
526,77 |
2,018 |
323,99 |
230,48 |
|
(a) Heavy Engineering |
825 |
195,61 |
132,90 |
292 |
50,40 |
40,07 |
|
(b) Light Engineering |
1,076 |
159,45 |
111,06 |
1,091 |
137,49 |
93,30 |
|
(c) Electrical Machinery & Goods |
850 |
246,71 |
205,03 |
441 |
87,27 |
56,25 |
|
(d) Electronic Machinery & Goods |
402 |
94,10 |
77,79 |
194 |
48,83 |
40,86 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,698 |
470,39 |
193,64 |
641 |
259,62 |
159,01 |
|
16. Other Industries |
14,548 |
656,91 |
327,66 |
8,325 |
263,60 |
182,64 |
|
17. Electricity, Gas & Water |
382 |
1812,14 |
1223,08 |
92 |
629,71 |
544,42 |
|
(a) Electricity Generation & Transmission |
57 |
1760,36 |
1181,30 |
24 |
572,08 |
495,38 |
|
(b) Non-Conventional Energy |
308 |
29,04 |
25,32 |
19 |
49,73 |
43,49 |
|
(c) Gas, Steam & Water Supply |
17 |
22,74 |
16,46 |
49 |
7,89 |
5,55 |
|
18. Construction |
11,076 |
3204,98 |
2460,68 |
7,861 |
2500,83 |
1438,49 |
|
(a) Other than Infrastructure |
5,931 |
1416,04 |
996,36 |
5,163 |
746,52 |
493,88 |
|
(b) Infrastructure Construction |
5,145 |
1788,94 |
1464,32 |
2,698 |
1754,31 |
944,61 |
III. |
TRANSPORT OPERATORS |
25,426 |
928,99 |
581,74 |
13,318 |
345,64 |
262,66 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
94,865 |
3999,75 |
3307,22 |
66,155 |
1742,03 |
1420,38 |
|
1. Professional Services |
16,056 |
1459,50 |
1411,83 |
9,148 |
169,17 |
138,91 |
|
2. Tourism, Hotel & Restaurants |
9,479 |
686,28 |
429,10 |
5,124 |
247,81 |
203,42 |
|
3. Recreation services |
727 |
7,71 |
5,26 |
552 |
18,18 |
14,27 |
|
4. IT and Telecommunications |
57 |
470,95 |
400,99 |
108 |
12,84 |
11,87 |
|
5. Others |
68,546 |
1375,31 |
1060,05 |
51,223 |
1294,03 |
1051,91 |
V. |
PERSONAL LOANS |
4,65,008 |
8253,86 |
6488,57 |
4,79,885 |
7735,55 |
6123,17 |
|
1. Housing |
65,579 |
3306,05 |
2744,01 |
84,818 |
3720,14 |
3011,29 |
|
2. Consumer Durables |
15,239 |
99,33 |
82,56 |
19,822 |
126,36 |
111,96 |
|
3. Vehicles |
48,102 |
1123,83 |
724,87 |
31,890 |
563,34 |
434,34 |
|
4. Education |
43,187 |
842,36 |
704,10 |
35,390 |
680,53 |
533,96 |
|
5. Personal Credit Cards |
3,300 |
39,73 |
15,33 |
2,277 |
18,30 |
10,97 |
|
6. Others |
2,89,601 |
2842,57 |
2217,69 |
3,05,688 |
2626,89 |
2020,64 |
VI. |
TRADE |
1,78,390 |
2356,15 |
1806,38 |
1,19,224 |
2620,29 |
2088,42 |
|
1. Wholesale Trade |
14,649 |
631,16 |
529,64 |
8,854 |
442,92 |
317,61 |
|
2. Retail Trade |
1,63,741 |
1724,99 |
1276,74 |
1,10,370 |
2177,37 |
1770,81 |
VII. |
FINANCE |
27,049 |
442,84 |
302,71 |
9,492 |
218,84 |
99,84 |
VIII. |
ALL OTHERS |
1,17,845 |
1060,23 |
894,52 |
77,129 |
747,25 |
646,02 |
|
TOTAL BANK CREDIT |
26,43,884 |
45245,06 |
36223,80 |
16,02,732 |
30068,65 |
24179,04 |
TABLE No. 5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
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SOUTHERN REGION | |||||||
STATE: KARNATAKA |
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(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
3,11,169 |
7328,02 |
6182,79 |
45,466 |
2942,12 |
2317,09 |
|
1. Direct Finance |
2,99,846 |
5546,21 |
4921,62 |
43,724 |
1488,81 |
1142,37 |
|
2. Indirect Finance |
11,323 |
1781,82 |
1261,17 |
1,742 |
1453,31 |
1174,72 |
II. |
INDUSTRY |
61,565 |
30879,06 |
16339,87 |
1,42,434 |
88701,23 |
51672,12 |
|
1. Mining & Quarrying |
634 |
1814,35 |
1352,39 |
313 |
1331,93 |
300,34 |
|
2. Food Manufacturing & Processing |
10,551 |
2394,58 |
1800,54 |
8,328 |
2065,76 |
1357,77 |
|
(a) Rice Mills, Flour & Dal Mills |
1,996 |
485,33 |
395,50 |
1,099 |
79,62 |
71,38 |
|
(b) Sugar |
163 |
946,23 |
717,33 |
41 |
252,77 |
209,16 |
|
(c) Edible Oils & Vanaspati |
1,136 |
66,08 |
52,12 |
24 |
56,42 |
50,61 |
|
(d) Tea Processing |
21 |
11,69 |
9,44 |
12 |
11,51 |
6,58 |
|
(e) Processing of Fruits & Vegetables |
79 |
34,32 |
23,99 |
53 |
196,81 |
170,75 |
|
(f) Others |
7,156 |
850,94 |
602,16 |
7,099 |
1468,65 |
849,29 |
|
3. Beverage & Tobacco |
236 |
532,76 |
376,00 |
166 |
4634,73 |
4037,71 |
|
4. Textiles |
5,933 |
7882,99 |
1713,73 |
28,025 |
14782,88 |
3265,95 |
|
(a) Cotton Textiles |
2,440 |
381,63 |
250,21 |
1,070 |
1040,68 |
590,56 |
|
(b) Jute & Other Natural Fibre Textiles |
75 |
4,83 |
4,03 |
26 |
11,39 |
6,75 |
|
(c) Handloom Textiles & Khadi |
189 |
33,60 |
9,39 |
81 |
90,43 |
81,49 |
|
(d) Other Textiles & Textile Products |
3,229 |
7462,92 |
1450,10 |
26,848 |
13640,38 |
2587,15 |
|
5. Paper, Paper Products & Printing |
1,257 |
841,51 |
352,99 |
1,850 |
1169,99 |
686,42 |
|
6. Woods and Wood Products |
970 |
120,31 |
94,34 |
1,865 |
176,25 |
141,80 |
|
7. Leather & Leather Products |
311 |
30,24 |
24,70 |
634 |
200,11 |
136,75 |
|
8. Gems and Jewellery |
460 |
985,12 |
296,02 |
20,752 |
1485,69 |
1147,26 |
|
9. Rubber & Plastic Products |
1,797 |
331,39 |
206,73 |
1,915 |
802,83 |
576,83 |
|
10. Chemicals & Chemical Products |
1,848 |
436,33 |
269,58 |
4,788 |
3334,50 |
1692,48 |
|
(a) Heavy Industrial Chemicals |
102 |
34,06 |
18,99 |
152 |
260,55 |
223,83 |
|
(b) Fertilisers |
96 |
31,35 |
19,81 |
61 |
156,00 |
25,53 |
|
(c) Drugs & Pharmaceuticals |
264 |
182,03 |
88,23 |
3,379 |
1852,89 |
1090,49 |
|
(d) Non-Edible Oils |
100 |
36,56 |
25,67 |
5 |
3,15 |
4,18 |
|
(e) Other Chemicals & Chemical Products |
1,286 |
152,34 |
116,89 |
1,191 |
1061,91 |
348,43 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
59 |
106,33 |
25,21 |
50 |
95,66 |
79,69 |
|
12. Manufacture of Cement & Cement Products |
572 |
116,56 |
105,43 |
490 |
433,55 |
349,90 |
|
13. Basic Metals & Metal Products |
7,659 |
3032,14 |
1708,18 |
5,367 |
5011,91 |
3303,42 |
|
(a) Iron & Steel |
591 |
2417,12 |
1287,25 |
489 |
2018,59 |
1334,87 |
|
(b) Non-Ferrous Metals |
169 |
106,21 |
61,13 |
187 |
691,88 |
421,25 |
|
(c) Metal Products |
6,899 |
508,81 |
359,80 |
4,691 |
2301,44 |
1547,30 |
|
14. Engineering |
7,882 |
1979,67 |
1246,99 |
14,900 |
15849,39 |
6339,68 |
|
(a) Heavy Engineering |
964 |
307,28 |
189,31 |
635 |
1661,58 |
1316,54 |
|
(b) Light Engineering |
4,312 |
1013,24 |
597,02 |
10,237 |
10193,10 |
2198,95 |
|
(c) Electrical Machinery & Goods |
2,238 |
498,17 |
372,36 |
3,155 |
3049,67 |
2281,64 |
|
(d) Electronic Machinery & Goods |
368 |
160,99 |
88,30 |
873 |
945,03 |
542,55 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,263 |
383,07 |
270,14 |
2,724 |
1399,20 |
768,42 |
|
16. Other Industries |
12,377 |
1073,26 |
777,61 |
14,191 |
3300,65 |
2121,82 |
|
17. Electricity, Gas & Water |
311 |
5313,97 |
3278,89 |
397 |
13086,75 |
9963,83 |
|
(a) Electricity Generation & Transmission |
160 |
5247,72 |
3229,58 |
237 |
12170,71 |
9435,10 |
|
(b) Non-Conventional Energy |
67 |
45,86 |
33,53 |
56 |
310,58 |
170,42 |
|
(c) Gas, Steam & Water Supply |
84 |
20,39 |
15,78 |
104 |
605,46 |
358,31 |
|
18. Construction |
7,445 |
3504,49 |
2440,41 |
35,679 |
19539,45 |
15402,07 |
|
(a) Other than Infrastructure |
4,139 |
1139,60 |
903,35 |
3,815 |
7708,91 |
6295,54 |
|
(b) Infrastructure Construction |
3,306 |
2364,89 |
1537,06 |
31,864 |
11830,54 |
9106,52 |
III. |
TRANSPORT OPERATORS |
19,977 |
1068,89 |
673,92 |
15,934 |
5396,55 |
4805,12 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
61,034 |
6651,23 |
4447,96 |
47,507 |
31725,88 |
21460,61 |
|
1. Professional Services |
9,297 |
520,94 |
398,14 |
9,651 |
2951,42 |
2613,18 |
|
2. Tourism, Hotel & Restaurants |
5,298 |
754,45 |
530,20 |
4,518 |
2666,27 |
1828,10 |
|
3. Recreation services |
391 |
38,10 |
27,36 |
800 |
385,55 |
352,63 |
|
4. IT and Telecommunications |
305 |
140,32 |
101,55 |
473 |
2129,17 |
1153,08 |
|
5. Others |
45,743 |
5197,41 |
3390,70 |
32,065 |
23593,47 |
15513,62 |
V. |
PERSONAL LOANS |
7,12,626 |
17079,56 |
13258,43 |
24,30,485 |
46072,64 |
29179,50 |
|
1. Housing |
1,56,710 |
9685,99 |
7762,25 |
1,79,750 |
25170,17 |
20423,10 |
|
2. Consumer Durables |
27,704 |
176,68 |
147,24 |
18,612 |
169,85 |
141,01 |
|
3. Vehicles |
92,703 |
1383,18 |
950,54 |
1,06,462 |
2063,55 |
1173,65 |
|
4. Education |
47,957 |
1271,03 |
991,13 |
28,364 |
886,76 |
690,82 |
|
5. Personal Credit Cards |
19,084 |
132,58 |
54,40 |
16,82,841 |
10223,63 |
1269,99 |
|
6. Others |
3,68,468 |
4430,10 |
3352,87 |
4,14,456 |
7558,67 |
5480,93 |
VI. |
TRADE |
93,134 |
5708,07 |
4338,51 |
2,28,972 |
11686,75 |
7029,68 |
|
1. Wholesale Trade |
8,443 |
1457,12 |
1058,84 |
25,049 |
5809,77 |
3359,01 |
|
2. Retail Trade |
84,691 |
4250,95 |
3279,68 |
2,03,923 |
5876,98 |
3670,67 |
VII. |
FINANCE |
3,648 |
4886,48 |
2633,75 |
2,679 |
3525,23 |
3016,12 |
VIII. |
ALL OTHERS |
1,02,162 |
1514,72 |
1265,70 |
2,39,089 |
4843,06 |
4022,23 |
|
TOTAL BANK CREDIT |
13,65,315 |
75116,02 |
49140,92 |
31,52,566 |
194893,45 |
123502,47 |