Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

SOUTHERN REGION

STATE : KARNATAKA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

11,50,726

2448,40

2236,93

4,26,881

1466,40

1335,28

1.

Direct Finance

11,34,312

2277,45

2087,89

4,21,894

1239,53

1127,94

2.

Indirect Finance

16,414

170,95

149,04

4,987

226,87

207,34

II.

INDUSTRY

98,815

1470,59

1142,26

1,31,775

1052,00

891,37

1.

Mining & Quarrying

83

40,91

27,76

119

22,45

19,30

2.

Food Manufacturing & Processing

1,331

172,29

133,57

1,653

350,88

271,80

(a) Rice Mills, Flour & Dal Mills

688

18,52

13,83

546

30,62

25,73

(b) Sugar

18

50,93

49,03

35

40,12

31,27

(c) Edible Oils & Vanaspati

103

3,21

2,48

257

30,46

21,82

(d) Tea Processing

2

75

84

1

8

8

(e) Processing of Fruits & Vegetables

16

3,85

2,76

12

2,49

2,05

(f) Others

504

95,03

64,63

802

247,12

190,85

3.

Beverage & Tobacco

41

13,99

8,54

69

6,83

5,03

4.

Textiles

573

137,09

94,62

1,436

69,75

58,41

(a) Cotton Textiles

52

45,54

30,53

228

21,65

18,06

(b) Jute Textiles

4

27

28

4

40

32

(c) Handloom Textiles & Khadi

125

1,04

91

175

1,99

1,90

(d) Other Textiles

392

90,24

62,89

1,029

45,71

38,12

5.

Paper, Paper Products & Printing

181

10,62

8,54

398

55,07

42,93

6.

Leather & Leather Products

35

12,90

12,25

97

5,16

6,25

7.

Rubber & Rubber Products

29

3,69

4,97

77

2,50

2,11

8.

Chemicals & Chemical Products

301

47,76

39,10

670

42,01

35,15

(a) Heavy Industrial Chemicals

11

2,96

2,80

28

6,02

5,94

(b) Fertilisers

2

33

33

10

78

70

(c) Drugs & Pharmaceuticals

56

22,83

18,28

95

10,93

10,20

(d) Non-Edible Oils

6

83

72

10

1,23

1,15

(e) Other Chemicals & Chemical Products

226

20,81

16,97

527

23,05

17,16

9.

Petroleum, Coal Products & Nuclear Fuels

15

5,01

4,38

21

6,66

9,04

10.

Manufacture of Cement & Cement Products

90

3,73

1,27

124

19,68

18,33

11.

Basic Metals & Metal Products

256

73,38

67,31

353

54,30

42,49

(a) Iron & Steel

68

62,14

58,65

70

42,53

31,95

(b) Non-Ferrous Metals

7

53

27

11

2,00

1,92

(c) Other Metal Products

181

10,71

8,40

272

9,77

8,61

12.

Engineering

721

485,31

368,06

831

68,29

77,77

(a) Heavy Engineering

136

38,46

28,92

66

13,37

7,98

(b) Light Engineering

359

299,26

218,39

367

29,24

46,32

(c) Electrical Machinery & Goods

167

60,99

47,94

355

13,48

11,95

(d) Electronic Machinery & Goods

59

86,60

72,81

43

12,20

11,51

13.

Vehicles, Vehicle Parts & Transport Equipments

904

32,48

26,33

573

14,49

11,47

14.

Other Industries

93,740

233,09

193,71

1,24,770

304,28

265,31

15.

Electricity, Gas & Water

16

189,94

145,17

61

15,16

12,36

(a) Electricity Generation & Transmission

7

165,52

136,49

25

13,58

11,17

(b) Non-Conventional Energy

4

23,77

8,10

3

16

12

(c) Gas, Steam & Water Supply

5

66

58

33

1,41

1,08

16.

Construction

499

8,41

6,70

523

14,49

13,63

III.

TRANSPORT OPERATORS

16,421

173,41

125,85

14,849

168,19

123,97

IV.

PROFESSIONAL AND OTHER SERVICES

66,614

149,23

118,84

48,827

214,36

184,77

V.

PERSONAL LOANS

2,83,681

596,37

530,94

2,64,939

784,06

698,28

1.

Loans for Purchase of Consumer Durables

17,734

33,90

28,32

27,443

51,93

44,60

2.

Loans for Housing

15,259

142,48

127,90

22,511

252,94

226,22

3.

Rest of the Personal Loans

2,50,688

419,99

374,71

2,14,985

479,18

427,46

VI.

TRADE

2,10,793

496,17

434,80

1,32,262

573,76

490,46

1.

Wholesale Trade

6,281

127,35

116,04

10,692

180,40

146,69

2.

Retail Trade

2,04,512

368,82

318,76

1,21,570

393,36

343,77

VII.

FINANCE

208

24,50

21,83

636

59,28

46,29

VIII.

ALL OTHERS

1,50,427

258,69

233,45

1,00,393

307,89

278,12

TOTAL BANK CREDIT

19,77,685

5617,36

4844,90

11,20,562

4625,94

4048,53

OF WHICH:

1. Artisans & Village Industries

34,730

48,51

41,65

23,946

55,96

50,06

2. Other Small Scale Industries

58,642

270,86

214,12

97,239

417,21

363,82

SOUTHERN REGION

STATE : KARNATAKA

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

82,067

368,99

324,76

6,201

486,79

413,80

1.

Direct Finance

80,900

327,75

290,64

5,695

86,36

78,68

2.

Indirect Finance

1,167

41,24

34,11

506

400,43

335,12

II.

INDUSTRY

57,126

1831,33

1430,58

72,532

9380,28

7066,91

1.

Mining & Quarrying

128

26,82

19,88

285

255,61

183,29

2.

Food Manufacturing & Processing

1,293

264,27

205,65

627

325,21

253,68

(a) Rice Mills, Flour & Dal Mills

458

55,92

41,26

47

17,78

15,69

(b) Sugar

19

60,58

57,68

37

47,92

41,93

(c) Edible Oils & Vanaspati

180

21,27

17,63

15

13,18

15,07

(d) Tea Processing

5

28

25

6

4,52

99

(e) Processing of Fruits & Vegetables

15

1,20

1,08

80

48,64

36,38

(f) Others

616

125,02

87,75

442

193,16

143,63

3.

Beverage & Tobacco

80

97,29

86,49

139

131,21

107,20

4.

Textiles

1,040

107,14

83,70

2,468

920,40

697,59

(a) Cotton Textiles

154

78,83

59,76

178

101,16

71,18

(b) Jute Textiles

1

9

5

13

25,56

18,84

(c) Handloom Textiles & Khadi

113

3,25

2,78

48

32,47

28,38

(d) Other Textiles

772

24,97

21,11

2,229

761,22

579,20

5.

Paper, Paper Products & Printing

656

51,56

36,65

1,199

154,52

110,59

6.

Leather & Leather Products

176

4,39

3,52

212

113,44

74,68

7.

Rubber & Rubber Products

299

94,56

43,99

273

41,32

31,31

8.

Chemicals & Chemical Products

836

126,78

97,09

1,787

614,17

456,74

(a) Heavy Industrial Chemicals

41

3,95

2,52

87

38,99

31,53

(b) Fertilisers

27

36,38

22,96

44

64,94

35,83

(c) Drugs & Pharmaceuticals

162

16,11

13,17

359

177,73

155,27

(d) Non-Edible Oils

20

11,57

7,50

6

73

66

(e) Other Chemicals & Chemical Products

586

58,77

50,94

1,291

331,78

233,46

9.

Petroleum, Coal Products & Nuclear Fuels

43

15,73

10,53

81

20,02

12,52

10.

Manufacture of Cement & Cement Products

153

18,11

18,03

162

107,90

102,49

11.

Basic Metals & Metal Products

1,618

287,09

189,34

2,306

751,58

633,09

(a) Iron & Steel

309

186,81

136,55

521

482,60

424,48

(b) Non-Ferrous Metals

39

43,05

12,94

127

37,89

30,05

(c) Other Metal Products

1,270

57,23

39,86

1,658

231,09

178,55

12.

Engineering

1,287

119,05

94,60

5,099

3457,49

2634,85

(a) Heavy Engineering

99

40,65

30,93

444

943,52

675,13

(b) Light Engineering

717

49,94

42,16

2,325

810,88

664,44

(c) Electrical Machinery & Goods

397

18,38

14,63

1,324

479,41

354,00

(d) Electronic Machinery & Goods

74

10,08

6,88

1,006

1223,69

941,28

13.

Vehicles, Vehicle Parts & Transport Equipments

589

99,04

100,54

659

395,62

214,17

14.

Other Industries

48,042

448,75

384,60

54,581

1457,96

1046,07

15.

Electricity, Gas & Water

43

18,24

17,69

139

376,36

301,06

(a) Electricity Generation & Transmission

37

17,91

17,37

88

362,49

290,13

(b) Non-Conventional Energy

4

19

19

25

11,12

8,69

(c) Gas, Steam & Water Supply

2

14

13

26

2,74

2,24

16.

Construction

843

52,50

38,28

2,515

257,46

207,60

III.

TRANSPORT OPERATORS

14,370

152,45

116,58

18,648

211,22

164,36

IV.

PROFESSIONAL AND OTHER SERVICES

29,516

338,15

281,04

17,142

613,23

455,08

V.

PERSONAL LOANS

2,36,819

1066,89

928,53

3,96,378

1865,18

1459,75

1.

Loans for Purchase of Consumer Durables

22,642

56,33

45,62

50,728

116,95

96,85

2

Loans for Housing

33,284

476,45

421,88

23,795

465,82

416,78

3.

Rest of the Personal Loans

1,80,893

534,11

461,03

3,21,855

1282,40

946,11

VI.

TRADE

65,171

599,69

477,60

34,528

1752,75

897,60

1.

Wholesale Trade

5,442

210,23

151,93

10,662

517,15

380,15

2.

Retail Trade

59,729

389,47

325,67

23,866

1235,60

517,45

VII.

FINANCE

868

234,09

103,41

638

1199,92

902,83

VIII.

ALL OTHERS

72,986

381,71

335,19

1,27,812

1490,12

1276,39

TOTAL BANK CREDIT

5,58,923

4973,30

3997,69

6,73,879

16999,49

12636,72

OF WHICH:

1. Artisans & Village Industries

7,940

32,25

28,29

4,433

28,00

24,17

2. Other Small Scale Industries

44,342

569,43

458,81

33,815

1421,95

1126,78